Panama City, FL Area Used Cars Under $50,000

2026 GMC Acadia Elevation

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This low mileage certified preowned 2026 GMC Acadia Elevation 4x4 SUV under 2,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $50K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$49,549
Est. Payment:	$918.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,306
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$49,549.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,020.88
Avg. DMV Fee	294.00
Cash Sale Price	$53,662.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,662.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$918.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $49,549.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Badlands

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This low mileage certified second hand 2024 Ford Bronco Badlands 4x4 SUV below 29,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $47K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$46,895
Est. Payment:	$870.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,783
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$46,895.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,861.64
Avg. DMV Fee	294.00
Cash Sale Price	$50,849.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$50,849.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$870.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $46,895.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Outer Banks

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This low mileage certified preowned 2025 Ford Bronco Outer Banks 4x4 SUV below 22,000 miles, automatic transmission, and 2.7L gas engine is for sale right now under $46K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$45,771
Est. Payment:	$849.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,614
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$45,771.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,794.20
Avg. DMV Fee	294.00
Cash Sale Price	$49,658.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,658.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$849.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,771.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage used 2023 Ford F-150 Lariat 4x4 pickup below 25,000 miles, automatic transmission, and 5.0L gas engine is for sale right now under $48K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$47,985
Est. Payment:	$889.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,788
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$47,985.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,927.04
Avg. DMV Fee	294.00
Cash Sale Price	$52,005.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$52,005.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$889.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $47,985.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Dodge Durango R/T 20th Anniversary Plus

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This low mileage preowned 2025 Dodge Durango R/T 20th Anniversary Plus AWD SUV under 10,000 miles, automatic transmission, and 5.7L gas engine is for sale right now below $48K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$47,492
Est. Payment:	$880.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,896
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$47,492.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,897.46
Avg. DMV Fee	294.00
Cash Sale Price	$51,482.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,482.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$880.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $47,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Outer Banks

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This low mileage second hand 2024 Ford Bronco Outer Banks 4x4 SUV below 12,000 miles, automatic transmission, and 2.3L gas engine is for sale right now under $46K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$45,223
Est. Payment:	$839.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,891
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$45,223.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,761.32
Avg. DMV Fee	294.00
Cash Sale Price	$49,077.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,077.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$839.79

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,223.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota 4Runner Limited

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This low mileage used 2023 Toyota 4Runner Limited RWD SUV under 20,000 miles, automatic transmission, and 4.0L gas engine is for sale right now under $50K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$49,446
Est. Payment:	$916.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,537
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$49,446.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,014.70
Avg. DMV Fee	294.00
Cash Sale Price	$53,553.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$53,553.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$916.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $49,446.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Lexus ES 350 Base

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This low mileage second hand 2025 Lexus ES 350 Base FWD sedan under 11,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $48K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$47,492
Est. Payment:	$880.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,178
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$47,492.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,897.46
Avg. DMV Fee	294.00
Cash Sale Price	$51,482.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$51,482.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$880.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $47,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 3500HD High Country

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This high mileage second hand 2021 Chevrolet Silverado 3500HD High Country 4x4 pickup under 112,000 miles, automatic transmission, and 6.6L diesel engine is for sale right now under $50K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$49,977
Est. Payment:	$1674.18 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	111,951
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$49,977.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	3,046.56
Avg. DMV Fee	294.00
Cash Sale Price	$54,116.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,116.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1674.18

(1) Auto Loan calculations are based on the used car dealer's advertised price of $49,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 3500HD Work Truck

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This below average mileage used 2022 Chevrolet Silverado 3500HD Work Truck 4x4 pickup under 66,000 miles, transmission, and 6.6L diesel engine is for sale right now below $46K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$45,777
Est. Payment:	$986.47 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,825
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$45,777.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,794.56
Avg. DMV Fee	294.00
Cash Sale Price	$49,664.56
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,664.56
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$986.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $45,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $50,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $50,000

2026 GMC Acadia Elevation

2024 Ford Bronco Badlands

2025 Ford Bronco Outer Banks

2023 Ford F-150 Lariat

2025 Dodge Durango R/T 20th Anniversary Plus

2024 Ford Bronco Outer Banks

2023 Toyota 4Runner Limited

2025 Lexus ES 350 Base

2021 Chevrolet Silverado 3500HD High Country

2022 Chevrolet Silverado 3500HD Work Truck

Greater Panama City Area Cities with Used Cars for Sale Below $50K

Metro Panama City Area Counties with Used Cars for Sale Below $50,000

Used Cars under $50,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Vehicles Priced Below $50,000

2026 GMC Acadia Elevation

GMC Acadia Elevation

2026 GMC Acadia Elevation Car Loan Estimate

2024 Ford Bronco Badlands

Ford Bronco Badlands

2024 Ford Bronco Badlands Car Loan Estimate

2025 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2025 Ford Bronco Outer Banks Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Dodge Durango R/T 20th Anniversary Plus

Dodge Durango R/T 20th Anniversary Plus

2025 Dodge Durango R/T 20th Anniversary Plus Car Loan Estimate

2024 Ford Bronco Outer Banks

Ford Bronco Outer Banks

2024 Ford Bronco Outer Banks Car Loan Estimate

2023 Toyota 4Runner Limited

Toyota 4Runner Limited

2023 Toyota 4Runner Limited Car Loan Estimate

2025 Lexus ES 350 Base

Lexus ES 350 Base

2025 Lexus ES 350 Base Car Loan Estimate

2021 Chevrolet Silverado 3500HD High Country

Chevrolet Silverado 3500HD High Country

2021 Chevrolet Silverado 3500HD High Country Car Loan Estimate

2022 Chevrolet Silverado 3500HD Work Truck

Chevrolet Silverado 3500HD Work Truck

2022 Chevrolet Silverado 3500HD Work Truck Car Loan Estimate

Greater Panama City Area Cities with Used Cars for Sale Below $50K

Metro Panama City Area Counties with Used Cars for Sale Below $50,000

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