Panama City, FL Area Used Pickups Under $40,000

2021 Ford F-150 XL

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This below average mileage certified second hand 2021 Ford F-150 XL 4x4 pickup under 70,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $38K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$37,268
Est. Payment:	$807.32 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,717
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$37,268.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,284.02
Avg. DMV Fee	294.00
Cash Sale Price	$40,645.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$807.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,268.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 Limited RST

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This average mileage certified used 2022 Chevrolet Silverado 1500 Limited RST 4x4 pickup below 76,000 miles, automatic transmission, and 19 MPG, 5.3L gas engine is for sale right now below $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$38,996
Est. Payment:	$921.85 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,789
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$38,996.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,387.70
Avg. DMV Fee	294.00
Cash Sale Price	$42,476.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,476.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$921.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Colorado Trail Boss

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This low mileage certified second hand 2025 Chevrolet Colorado Trail Boss 4x4 pickup under 17,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $40K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$39,991
Est. Payment:	$744.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,404
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,447.40
Avg. DMV Fee	294.00
Cash Sale Price	$43,531.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,531.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This below average mileage second hand 2022 Ford F-150 Lariat 4x4 pickup under 65,000 miles, automatic transmission, and 19 MPG, 3.5L gas engine is for sale right now under $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$39,444
Est. Payment:	$853.13 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,001
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$39,444.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,414.58
Avg. DMV Fee	294.00
Cash Sale Price	$42,951.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,951.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$853.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,444.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Canyon Elevation

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This low mileage preowned 2023 GMC Canyon Elevation 4x4 pickup below 60,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now below $38K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$37,481
Est. Payment:	$750.41 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,597
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$37,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,296.80
Avg. DMV Fee	294.00
Cash Sale Price	$40,870.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,870.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$750.41

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Gladiator Sport

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This low mileage used 2024 Jeep Gladiator Sport 4x4 pickup below 7,000 miles, automatic transmission, and 19 MPG, 3.6L gas engine is for sale right now under $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$39,887
Est. Payment:	$743.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,971
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$39,887.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,441.16
Avg. DMV Fee	294.00
Cash Sale Price	$43,421.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,421.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,887.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 King Ranch

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This average mileage certified second hand 2023 Ford F-150 King Ranch 4x4 pickup under 86,000 miles, automatic transmission, and 19 MPG, 3.5L hybrid engine is for sale right now under $39K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$38,911
Est. Payment:	$1017.56 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,307
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$38,911.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,382.60
Avg. DMV Fee	294.00
Cash Sale Price	$42,386.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,386.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$1017.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,911.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tundra SR5

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This average mileage certified second hand 2022 Toyota Tundra SR5 4x4 pickup below 71,000 miles, automatic transmission, and 19 MPG, 3.4L gas engine is for sale right now below $37K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$36,292
Est. Payment:	$859.64 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,524
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$36,292.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,225.46
Avg. DMV Fee	294.00
Cash Sale Price	$39,610.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,610.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$859.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,292.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT RWD pickup below 38,000 miles, automatic transmission, and 19 MPG, 2.7L gas engine is for sale right now under $40K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$39,795
Est. Payment:	$741.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,407
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$39,795.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,435.64
Avg. DMV Fee	294.00
Cash Sale Price	$43,323.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,323.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$741.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota Tacoma TRD Pro

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This low mileage preowned 2020 Toyota Tacoma TRD Pro 4x4 pickup under 25,000 miles, manual transmission, and 19 MPG, 3.5L gas engine is for sale right now below $40K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$39,999
Est. Payment:	$745.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,492
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,447.88
Avg. DMV Fee	294.00
Cash Sale Price	$43,539.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,539.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$745.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Pickups Priced Below $40,000

2021 Ford F-150 XL

2022 Chevrolet Silverado 1500 Limited RST

2025 Chevrolet Colorado Trail Boss

2022 Ford F-150 Lariat

2023 GMC Canyon Elevation

2024 Jeep Gladiator Sport

2023 Ford F-150 King Ranch

2022 Toyota Tundra SR5

2025 Ford F-150 XLT

2020 Toyota Tacoma TRD Pro

Greater Panama City Area Cities with Used Pickups for Sale Below $40K

Metro Panama City Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Panama City Area

Metro Panama City Secondhand Used Pickups Priced Below $40,000

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2022 Chevrolet Silverado 1500 Limited RST

Chevrolet Silverado 1500 Limited RST

2022 Chevrolet Silverado 1500 Limited RST Car Loan Estimate

2025 Chevrolet Colorado Trail Boss

Chevrolet Colorado Trail Boss

2025 Chevrolet Colorado Trail Boss Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2023 GMC Canyon Elevation

GMC Canyon Elevation

2023 GMC Canyon Elevation Car Loan Estimate

2024 Jeep Gladiator Sport

Jeep Gladiator Sport

2024 Jeep Gladiator Sport Car Loan Estimate

2023 Ford F-150 King Ranch

Ford F-150 King Ranch

2023 Ford F-150 King Ranch Car Loan Estimate

2022 Toyota Tundra SR5

Toyota Tundra SR5

2022 Toyota Tundra SR5 Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2020 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2020 Toyota Tacoma TRD Pro Car Loan Estimate

Greater Panama City Area Cities with Used Pickups for Sale Below $40K

Metro Panama City Area Counties with Used Pickups for Sale Below $40,000

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