Des Moines - Ames, IA Area Used Pickups Under $45,000

2023 Ford F-150 Lariat

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This below average mileage used 2023 Ford F-150 Lariat 4X4 pickup under 64,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $44K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$43,951
Est. Payment:	$945.16 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,394
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$43,951.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,089.17
Avg. DMV Fee	365.00
Cash Sale Price	$47,585.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,585.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$945.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,951.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage second hand 2025 Ford F-150 STX 4X4 pickup under 5,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now under $43K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$42,352
Est. Payment:	$784.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,499
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$42,352.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,977.24
Avg. DMV Fee	365.00
Cash Sale Price	$45,874.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,874.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$784.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $42,352.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage used 2024 Chevrolet Silverado 1500 LT 4X4 pickup below 14,000 miles, a transmission, and 22 MPG, 5.3L gas engine is for sale right now under $42K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$41,657
Est. Payment:	$772.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,524
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$41,657.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,928.59
Avg. DMV Fee	365.00
Cash Sale Price	$45,130.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,130.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$772.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,657.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Laramie

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This high mileage second hand 2020 Ram 2500 Laramie 4X4 pickup under 100,000 miles, a transmission, and 22 MPG, 6.7L diesel engine is for sale right now below $43K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$42,532
Est. Payment:	$1425.15 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,485
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$42,532.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,989.84
Avg. DMV Fee	365.00
Cash Sale Price	$46,066.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,066.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$1425.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,532.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

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This low mileage preowned 2024 GMC Sierra 1500 SLT 4X4 pickup under 60,000 miles, a transmission, and 22 MPG, 5.3L gas engine is for sale right now below $43K at Kraig Ford in Oskaloosa, IA. ...View More Details

Sales Price:	$42,215
Est. Payment:	$839.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,916
Location:	Oskaloosa, IA

Item	Amount
Used Car Price⁽¹⁾	$42,215.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,967.65
Avg. DMV Fee	365.00
Cash Sale Price	$45,727.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,727.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$839.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,215.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Pro

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This low mileage used 2023 Toyota Tacoma TRD Pro 4X4 pickup under 33,000 miles, m transmission, and 22 MPG, 3.5L gas engine is for sale right now below $42K at Gregg Young Ford in Newton, IA. ...View More Details

Sales Price:	$41,026
Est. Payment:	$760.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,906
Location:	Newton, IA

Item	Amount
Used Car Price⁽¹⁾	$41,026.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,884.42
Avg. DMV Fee	365.00
Cash Sale Price	$44,455.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,455.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$760.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,026.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage preowned 2022 Ford F-150 XLT 4X4 pickup below 21,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now below $42K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$41,986
Est. Payment:	$778.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,495
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$41,986.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,951.62
Avg. DMV Fee	365.00
Cash Sale Price	$45,482.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,482.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$778.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XLT

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This low mileage preowned 2025 Ford F-150 XLT 4X4 pickup below 27,000 miles, a transmission, and 22 MPG, 5.0L gas engine is for sale right now under $45K at Moffitt's Ford in Boone, IA. ...View More Details

Sales Price:	$44,348
Est. Payment:	$821.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,895
Location:	Boone, IA

Item	Amount
Used Car Price⁽¹⁾	$44,348.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,116.96
Avg. DMV Fee	365.00
Cash Sale Price	$48,009.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,009.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$821.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,348.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup under 33,000 miles, a transmission, and 22 MPG, 3.5L hybrid engine is for sale right now below $44K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$43,554
Est. Payment:	$806.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,522
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$43,554.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,061.38
Avg. DMV Fee	365.00
Cash Sale Price	$47,160.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,160.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$806.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,554.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage preowned 2024 Ford Ranger Lariat 4X4 pickup below 15,000 miles, a transmission, and 22 MPG, 2.3L gas engine is for sale right now below $41K at Fort Dodge Ford Lincoln in Fort Dodge, IA. ...View More Details

Sales Price:	$40,984
Est. Payment:	$759.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,823
Location:	Fort Dodge, IA

Item	Amount
Used Car Price⁽¹⁾	$40,984.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,881.48
Avg. DMV Fee	365.00
Cash Sale Price	$44,410.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,410.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$759.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,984.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Pickups Priced Below $45,000

2023 Ford F-150 Lariat

2025 Ford F-150 STX

2024 Chevrolet Silverado 1500 LT

2020 Ram 2500 Laramie

2024 GMC Sierra 1500 SLT

2023 Toyota Tacoma TRD Pro

2022 Ford F-150 XLT

2025 Ford F-150 XLT

2024 Ford F-150 XLT

2024 Ford Ranger Lariat

Greater Des Moines - Ames Area Cities with Used Pickups for Sale Below $45K

Metro Des Moines - Ames Area Counties with Used Pickups for Sale Below $45,000

Used Pickups under $45,000 for Sale in the Greater Des Moines - Ames Area

Metro Des Moines - Ames Secondhand Used Pickups Priced Below $45,000

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2025 Ford F-150 STX

Ford F-150 STX

2025 Ford F-150 STX Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2020 Ram 2500 Laramie

Ram 2500 Laramie

2020 Ram 2500 Laramie Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

2023 Toyota Tacoma TRD Pro

Toyota Tacoma TRD Pro

2023 Toyota Tacoma TRD Pro Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2025 Ford F-150 XLT

Ford F-150 XLT

2025 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

Greater Des Moines - Ames Area Cities with Used Pickups for Sale Below $45K

Metro Des Moines - Ames Area Counties with Used Pickups for Sale Below $45,000

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