Iowa Used Cars Under $700 a Month. Finance Payments Below $700

2018 Ford Escape Titanium

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This high mileage second hand 2018 Ford Escape Titanium AWD SUV under 124,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $14K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$13,287
Est. Payment:	$539.14 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	124,010
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$13,287.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	942.69
Avg. DMV Fee	365.00
Cash Sale Price	$14,774.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,774.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$539.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,287.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Toyota RAV4 Hybrid Limited

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This average mileage used 2018 Toyota RAV4 Hybrid Limited AWD SUV below 88,000 miles, cvt transmission, and 21 MPG, 2.5L hybrid engine is for sale right now below $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,581
Est. Payment:	$670.49 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,138
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,581.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,803.27
Avg. DMV Fee	365.00
Cash Sale Price	$27,929.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,929.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$670.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,581.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2026 Hyundai SANTA CRUZ Limited AWD pickup under 15,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,475
Est. Payment:	$677.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,712
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,475.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,565.85
Avg. DMV Fee	365.00
Cash Sale Price	$39,585.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,585.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$677.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage used 2025 Kia Telluride S AWD SUV under 31,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now under $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,286
Est. Payment:	$692.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,721
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,286.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,622.62
Avg. DMV Fee	365.00
Cash Sale Price	$40,453.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,453.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,286.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 LT

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This average mileage preowned 2021 Chevrolet Silverado 1500 LT 4X4 pickup under 81,000 miles, a transmission, and 21 MPG, 2.7L gas engine is for sale right now under $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,246
Est. Payment:	$661.88 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,248
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,246.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,779.82
Avg. DMV Fee	365.00
Cash Sale Price	$27,570.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,570.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$661.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,246.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage preowned 2023 Chevrolet Traverse LT Leather 4X4 SUV under 25,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now under $37K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,837
Est. Payment:	$684.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,622
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,837.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,591.19
Avg. DMV Fee	365.00
Cash Sale Price	$39,973.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,973.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$684.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,837.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage preowned 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 19,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,582
Est. Payment:	$697.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,603
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,582.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,643.34
Avg. DMV Fee	365.00
Cash Sale Price	$40,770.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,770.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$697.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,582.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage second hand 2025 Hyundai SANTA FE Limited AWD SUV below 14,000 miles, a transmission, and 21 MPG, 2.5L gas engine is for sale right now below $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,664
Est. Payment:	$662.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,253
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,664.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,509.08
Avg. DMV Fee	365.00
Cash Sale Price	$38,718.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,718.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$662.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,664.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 GMC Sierra 2500HD SLT

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This high mileage second hand 2013 GMC Sierra 2500HD SLT 4X4 pickup below 107,000 miles, a transmission, and 21 MPG, 6.0L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,500
Est. Payment:	$662.74 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,440
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,377.60
Avg. DMV Fee	365.00
Cash Sale Price	$21,422.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,422.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$662.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Buick Enclave Premium

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This average mileage second hand 2022 Buick Enclave Premium 4X4 SUV under 71,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now under $30K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$29,625
Est. Payment:	$700.04 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,900
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$29,625.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,086.35
Avg. DMV Fee	365.00
Cash Sale Price	$32,256.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,256.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$700.04

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,625.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $700 / Month

2018 Ford Escape Titanium

2018 Toyota RAV4 Hybrid Limited

2026 Hyundai SANTA CRUZ Limited

2025 Kia Telluride S

2021 Chevrolet Silverado 1500 LT

2023 Chevrolet Traverse LT Leather

2025 Volkswagen Atlas SEL 4Motion

2025 Hyundai SANTA FE Limited

2013 GMC Sierra 2500HD SLT

2022 Buick Enclave Premium

Iowa Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $700 / Month

2018 Ford Escape Titanium

Ford Escape Titanium

2018 Ford Escape Titanium Car Loan Estimate

2018 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2018 Toyota RAV4 Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2021 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2021 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2013 GMC Sierra 2500HD SLT

GMC Sierra 2500HD SLT

2013 GMC Sierra 2500HD SLT Car Loan Estimate

2022 Buick Enclave Premium

Buick Enclave Premium

2022 Buick Enclave Premium Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $700 / Month

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