Iowa Used Cars Under $700 a Month. Finance Payments Below $700

2025 Chevrolet Silverado 1500 LT

⇩ View Seller Description

This low mileage certified preowned 2025 Chevrolet Silverado 1500 LT 4x4 pickup below 8,000 miles, automatic transmission, and 23 MPG, 2.7L gas engine is for sale right now under $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,995
Est. Payment:	$705.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,217
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,672.25
Avg. DMV Fee	365.00
Cash Sale Price	$41,212.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,212.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$705.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 XL

⇩ View Seller Description

This above average mileage second hand 2018 Ford F-150 XL 4x4 pickup below 98,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $24K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$23,394
Est. Payment:	$690.24 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,225
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$23,394.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,650.18
Avg. DMV Fee	365.00
Cash Sale Price	$25,589.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,589.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$690.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,394.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA CRUZ Limited AWD pickup under 12,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,478
Est. Payment:	$677.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,430
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,478.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,566.06
Avg. DMV Fee	365.00
Cash Sale Price	$39,589.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,589.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$677.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,478.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE 4Motion

⇩ View Seller Description

This low mileage certified second hand 2025 Volkswagen Atlas SE 4Motion AWD SUV below 8,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,975
Est. Payment:	$704.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,153
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,975.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,670.85
Avg. DMV Fee	365.00
Cash Sale Price	$41,190.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,190.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$704.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

⇩ View Seller Description

This low mileage certified preowned 2023 Chevrolet Traverse LT Leather 4x4 SUV under 36,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $36K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$35,650
Est. Payment:	$662.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,888
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$35,650.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,508.10
Avg. DMV Fee	365.00
Cash Sale Price	$38,703.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,703.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$662.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride S

⇩ View Seller Description

This low mileage preowned 2024 Kia Telluride S AWD SUV under 27,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now under $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,195
Est. Payment:	$690.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,370
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,195.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,616.25
Avg. DMV Fee	365.00
Cash Sale Price	$40,356.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,356.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

⇩ View Seller Description

This low mileage preowned 2025 Hyundai SANTA FE Limited AWD SUV under 14,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,817
Est. Payment:	$683.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,253
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,817.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,589.79
Avg. DMV Fee	365.00
Cash Sale Price	$39,951.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,951.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$683.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,817.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD Work Truck

⇩ View Seller Description

This low mileage used 2020 Chevrolet Silverado 2500HD Work Truck 4x4 pickup below 49,000 miles, automatic transmission, and 23 MPG, 6.6L gas engine is for sale right now below $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,979
Est. Payment:	$668.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,102
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,979.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,531.13
Avg. DMV Fee	365.00
Cash Sale Price	$39,055.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,055.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$668.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Big Horn

⇩ View Seller Description

This below average mileage used 2020 Ram 1500 Big Horn 4x4 pickup under 66,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now below $31K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$30,546
Est. Payment:	$660.27 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,300
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$30,546.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,150.82
Avg. DMV Fee	365.00
Cash Sale Price	$33,241.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,241.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$660.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $30,546.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Charger SXT

⇩ View Seller Description

This above average mileage preowned 2022 Dodge Charger SXT AWD sedan under 99,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now under $23K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$22,161
Est. Payment:	$654.66 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,166
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$22,161.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,563.87
Avg. DMV Fee	365.00
Cash Sale Price	$24,269.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,269.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$654.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,161.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $700 / Month

2025 Chevrolet Silverado 1500 LT

2018 Ford F-150 XL

2026 Hyundai SANTA CRUZ Limited

2025 Volkswagen Atlas SE 4Motion

2023 Chevrolet Traverse LT Leather

2024 Kia Telluride S

2025 Hyundai SANTA FE Limited

2020 Chevrolet Silverado 2500HD Work Truck

2020 Ram 1500 Big Horn

2022 Dodge Charger SXT

Iowa Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $700 / Month

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2018 Ford F-150 XL

Ford F-150 XL

2018 Ford F-150 XL Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2025 Volkswagen Atlas SE 4Motion Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Car Loan Estimate

2024 Kia Telluride S

Kia Telluride S

2024 Kia Telluride S Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2020 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2020 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2020 Ram 1500 Big Horn

Ram 1500 Big Horn

2020 Ram 1500 Big Horn Car Loan Estimate

2022 Dodge Charger SXT

Dodge Charger SXT

2022 Dodge Charger SXT Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $700 / Month

Customize Payments

Find Financing

Customize Payments