Iowa Used Cars Under $700 a Month. Finance Payments Below $700

2021 Subaru Forester Premium

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This high mileage preowned 2021 Subaru Forester Premium AWD wagon below 104,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now under $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,505
Est. Payment:	$662.91 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,123
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,505.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,377.95
Avg. DMV Fee	365.00
Cash Sale Price	$21,427.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,427.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$662.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,505.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage second hand 2025 Kia Telluride S AWD SUV under 23,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,610
Est. Payment:	$698.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,478
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,610.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,645.30
Avg. DMV Fee	365.00
Cash Sale Price	$40,800.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,800.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$698.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage used 2025 Volkswagen Atlas SEL 4Motion AWD SUV under 19,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,582
Est. Payment:	$697.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,603
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,582.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,643.34
Avg. DMV Fee	365.00
Cash Sale Price	$40,770.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,770.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$697.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,582.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Wilderness

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This low mileage second hand 2026 Subaru Forester Wilderness AWD wagon under 6,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now below $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,167
Est. Payment:	$690.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,167.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,614.29
Avg. DMV Fee	365.00
Cash Sale Price	$40,326.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,326.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,167.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Altitude

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This low mileage preowned 2025 Jeep Grand Cherokee L Altitude 4X4 SUV under 16,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,649
Est. Payment:	$698.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,878
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,649.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,648.03
Avg. DMV Fee	365.00
Cash Sale Price	$40,842.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,842.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,649.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Wilderness

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This low mileage used 2026 Subaru Forester Wilderness AWD wagon under 6,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,791
Est. Payment:	$683.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,791.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,587.97
Avg. DMV Fee	365.00
Cash Sale Price	$39,923.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,923.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$683.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,791.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage preowned 2023 Hyundai PALISADE Calligraphy AWD SUV below 40,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now under $37K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,792
Est. Payment:	$683.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,420
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,792.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,588.04
Avg. DMV Fee	365.00
Cash Sale Price	$39,925.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,925.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$683.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,792.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE 4Motion

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This low mileage second hand 2025 Volkswagen Atlas SE 4Motion AWD SUV under 8,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now under $36K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$35,659
Est. Payment:	$662.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,153
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$35,659.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,508.73
Avg. DMV Fee	365.00
Cash Sale Price	$38,712.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,712.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$662.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,659.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage used 2025 Kia Telluride S AWD SUV below 22,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now below $39K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$38,040
Est. Payment:	$706.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,954
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$38,040.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,675.40
Avg. DMV Fee	365.00
Cash Sale Price	$41,260.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,260.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,040.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage used 2025 Kia Telluride S AWD SUV below 32,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,321
Est. Payment:	$692.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,135
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,321.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,625.07
Avg. DMV Fee	365.00
Cash Sale Price	$40,491.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,491.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$692.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,321.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $700 / Month

2021 Subaru Forester Premium

2025 Kia Telluride S

2025 Volkswagen Atlas SEL 4Motion

2026 Subaru Forester Wilderness

2025 Jeep Grand Cherokee L Altitude

2026 Subaru Forester Wilderness

2023 Hyundai PALISADE Calligraphy

2025 Volkswagen Atlas SE 4Motion

2025 Kia Telluride S

2025 Kia Telluride S

Iowa Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $700 / Month

2021 Subaru Forester Premium

Subaru Forester Premium

2021 Subaru Forester Premium Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2026 Subaru Forester Wilderness

Subaru Forester Wilderness

2026 Subaru Forester Wilderness Car Loan Estimate

2025 Jeep Grand Cherokee L Altitude

Jeep Grand Cherokee L Altitude

2025 Jeep Grand Cherokee L Altitude Car Loan Estimate

2026 Subaru Forester Wilderness

Subaru Forester Wilderness

2026 Subaru Forester Wilderness Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2025 Volkswagen Atlas SE 4Motion Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $700 / Month

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