Iowa Used Cars Under $700 a Month. Finance Payments Below $700

2016 Mazda CX-5 Grand Touring

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This high mileage second hand 2016 Mazda CX-5 Grand Touring AWD SUV under 132,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $14K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$13,399
Est. Payment:	$543.52 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,616
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$13,399.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	950.53
Avg. DMV Fee	365.00
Cash Sale Price	$14,894.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,894.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$543.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $13,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Ford F-150 Lariat

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This high mileage second hand 2013 Ford F-150 Lariat 4x4 pickup under 164,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $14K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$13,968
Est. Payment:	$565.73 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	164,364
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$13,968.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	990.36
Avg. DMV Fee	365.00
Cash Sale Price	$15,503.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,503.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$565.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,968.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage certified used 2023 Chevrolet Traverse LT Leather 4x4 SUV under 31,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $37K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,132
Est. Payment:	$671.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,828
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,132.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,541.84
Avg. DMV Fee	365.00
Cash Sale Price	$39,218.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,218.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,132.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai PALISADE Limited

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This above average mileage certified used 2021 Hyundai PALISADE Limited AWD SUV below 97,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $23K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$22,495
Est. Payment:	$664.30 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,761
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$22,495.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,587.25
Avg. DMV Fee	365.00
Cash Sale Price	$24,627.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,627.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$664.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage preowned 2025 Genesis GV70 2.5T Standard AWD SUV under 54,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $34K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$33,995
Est. Payment:	$678.09 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,042
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$33,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,392.25
Avg. DMV Fee	365.00
Cash Sale Price	$36,932.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,932.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$678.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Big Horn

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This below average mileage used 2020 Ram 1500 Big Horn 4x4 pickup below 66,000 miles, automatic transmission, and 22 MPG, 5.7L gas engine is for sale right now below $31K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$30,648
Est. Payment:	$662.44 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,300
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$30,648.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,157.96
Avg. DMV Fee	365.00
Cash Sale Price	$33,350.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,350.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$662.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,648.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 GMC Yukon XL Denali

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This high mileage preowned 2015 GMC Yukon XL Denali 4x4 SUV under 187,000 miles, transmission, and 22 MPG, 6.2L gas engine is for sale right now under $14K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$13,500
Est. Payment:	$547.46 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	186,890
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$13,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	957.60
Avg. DMV Fee	365.00
Cash Sale Price	$15,002.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,002.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$547.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $13,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 1500 Big Horn

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This average mileage certified used 2020 Ram 1500 Big Horn 4x4 pickup below 75,000 miles, automatic transmission, and 22 MPG, 5.7L gas engine is for sale right now below $29K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$28,704
Est. Payment:	$678.65 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,650
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$28,704.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,021.88
Avg. DMV Fee	365.00
Cash Sale Price	$31,270.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,270.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$678.65

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,704.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Charger SXT

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This above average mileage used 2022 Dodge Charger SXT AWD sedan under 99,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $23K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$22,664
Est. Payment:	$669.18 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,166
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$22,664.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,599.08
Avg. DMV Fee	365.00
Cash Sale Price	$24,808.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,808.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$669.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,664.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XLT

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This high mileage used 2019 Ford F-150 XLT 4x4 pickup under 118,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,440
Est. Payment:	$660.76 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,064
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,440.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,373.40
Avg. DMV Fee	365.00
Cash Sale Price	$21,358.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,358.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$660.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,440.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $700 / Month

2016 Mazda CX-5 Grand Touring

2013 Ford F-150 Lariat

2023 Chevrolet Traverse LT Leather

2021 Hyundai PALISADE Limited

2025 Genesis GV70 2.5T Standard

2020 Ram 1500 Big Horn

2015 GMC Yukon XL Denali

2020 Ram 1500 Big Horn

2022 Dodge Charger SXT

2019 Ford F-150 XLT

Iowa Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $700 / Month

2016 Mazda CX-5 Grand Touring

Mazda CX-5 Grand Touring

2016 Mazda CX-5 Grand Touring Car Loan Estimate

2013 Ford F-150 Lariat

Ford F-150 Lariat

2013 Ford F-150 Lariat Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Car Loan Estimate

2021 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2021 Hyundai PALISADE Limited Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2020 Ram 1500 Big Horn

Ram 1500 Big Horn

2020 Ram 1500 Big Horn Car Loan Estimate

2015 GMC Yukon XL Denali

GMC Yukon XL Denali

2015 GMC Yukon XL Denali Car Loan Estimate

2020 Ram 1500 Big Horn

Ram 1500 Big Horn

2020 Ram 1500 Big Horn Car Loan Estimate

2022 Dodge Charger SXT

Dodge Charger SXT

2022 Dodge Charger SXT Car Loan Estimate

2019 Ford F-150 XLT

Ford F-150 XLT

2019 Ford F-150 XLT Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $700 / Month

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