Iowa Used Cars Under $450 a Month. Finance Payments Below $450

2023 Subaru Forester Base

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This low mileage preowned 2023 Subaru Forester Base AWD SUV under 34,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now under $24K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$23,839
Est. Payment:	$446.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,650
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$23,839.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,681.33
Avg. DMV Fee	365.00
Cash Sale Price	$26,065.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,065.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$446.02

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,839.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Sentra SR

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This low mileage certified preowned 2025 Nissan Sentra SR FWD sedan below 12,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $23K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$22,480
Est. Payment:	$421.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,112
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$22,480.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,586.20
Avg. DMV Fee	365.00
Cash Sale Price	$24,611.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,611.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$421.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $22,480.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Edge SEL

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This average mileage preowned 2020 Ford Edge SEL AWD SUV under 74,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $18K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$17,785
Est. Payment:	$425.10 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,878
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$17,785.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,257.55
Avg. DMV Fee	365.00
Cash Sale Price	$19,587.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,587.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$425.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,785.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Dodge Grand Caravan SXT

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This high mileage second hand 2016 Dodge Grand Caravan SXT FWD minivan below 147,000 miles, automatic transmission, and 28 MPG, 3.6L gas engine is for sale right now below $9K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$8,220
Est. Payment:	$341.30 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	147,085
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$8,220.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	588.00
Avg. DMV Fee	365.00
Cash Sale Price	$9,353.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,353.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$341.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $8,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage certified used 2025 Jeep Compass Limited 4x4 SUV below 36,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $25K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$24,355
Est. Payment:	$455.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,634
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$24,355.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,717.45
Avg. DMV Fee	365.00
Cash Sale Price	$26,617.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,617.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$455.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,355.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Explorer Limited

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This below average mileage used 2018 Ford Explorer Limited FWD SUV under 70,000 miles, automatic transmission, and 28 MPG, 3.5L gas engine is for sale right now under $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,874
Est. Payment:	$433.46 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,562
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,874.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,403.78
Avg. DMV Fee	365.00
Cash Sale Price	$21,822.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,822.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$433.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Cherokee Limited

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This above average mileage preowned 2018 Jeep Cherokee Limited 4x4 SUV below 92,000 miles, transmission, and 28 MPG, 2.4L gas engine is for sale right now under $15K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$14,941
Est. Payment:	$446.27 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,203
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$14,941.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,058.47
Avg. DMV Fee	365.00
Cash Sale Price	$16,544.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,544.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$446.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,941.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Tiguan SE

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This low mileage certified used 2023 Volkswagen Tiguan SE FWD SUV below 44,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $23K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$22,885
Est. Payment:	$428.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,835
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$22,885.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,614.55
Avg. DMV Fee	365.00
Cash Sale Price	$25,044.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,044.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$428.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Honda CR-V EX

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This low mileage preowned 2017 Honda CR-V EX AWD SUV under 30,000 miles, cvt transmission, and 28 MPG, 1.5L gas engine is for sale right now under $24K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$23,084
Est. Payment:	$432.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,747
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$23,084.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,628.48
Avg. DMV Fee	365.00
Cash Sale Price	$25,257.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,257.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$432.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mazda CX-30 Premium

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This below average mileage preowned 2020 Mazda CX-30 Premium AWD SUV below 66,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $21K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$20,129
Est. Payment:	$438.88 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,611
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$20,129.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,421.63
Avg. DMV Fee	365.00
Cash Sale Price	$22,095.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,095.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$438.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,129.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $450 / Month

2023 Subaru Forester Base

2025 Nissan Sentra SR

2020 Ford Edge SEL

2016 Dodge Grand Caravan SXT

2025 Jeep Compass Limited

2018 Ford Explorer Limited

2018 Jeep Cherokee Limited

2023 Volkswagen Tiguan SE

2017 Honda CR-V EX

2020 Mazda CX-30 Premium

Iowa Areas with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $450 / Month

2023 Subaru Forester Base

Subaru Forester Base

2023 Subaru Forester Base Car Loan Estimate

2025 Nissan Sentra SR

Nissan Sentra SR

2025 Nissan Sentra SR Car Loan Estimate

2020 Ford Edge SEL

Ford Edge SEL

2020 Ford Edge SEL Car Loan Estimate

2016 Dodge Grand Caravan SXT

Dodge Grand Caravan SXT

2016 Dodge Grand Caravan SXT Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2018 Ford Explorer Limited

Ford Explorer Limited

2018 Ford Explorer Limited Car Loan Estimate

2018 Jeep Cherokee Limited

Jeep Cherokee Limited

2018 Jeep Cherokee Limited Car Loan Estimate

2023 Volkswagen Tiguan SE

Volkswagen Tiguan SE

2023 Volkswagen Tiguan SE Car Loan Estimate

2017 Honda CR-V EX

Honda CR-V EX

2017 Honda CR-V EX Car Loan Estimate

2020 Mazda CX-30 Premium

Mazda CX-30 Premium

2020 Mazda CX-30 Premium Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $450 / Month

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