Iowa Used Cars Under $450 a Month. Finance Payments Below $450

2025 Buick Encore GX Preferred

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This low mileage certified used 2025 Buick Encore GX Preferred AWD SUV below 26,000 miles, automatic transmission, and 31 MPG, 1.3L gas engine is for sale right now below $24K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$23,120
Est. Payment:	$432.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,007
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$23,120.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,631.00
Avg. DMV Fee	365.00
Cash Sale Price	$25,296.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,296.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$432.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,120.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage certified used 2025 Jeep Compass Limited 4x4 SUV under 36,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $25K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$24,037
Est. Payment:	$449.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,907
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$24,037.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,695.19
Avg. DMV Fee	365.00
Cash Sale Price	$26,277.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,277.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$449.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,037.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage preowned 2023 Hyundai SANTA FE SEL FWD SUV under 47,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now below $23K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$22,691
Est. Payment:	$425.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,698
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$22,691.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,600.97
Avg. DMV Fee	365.00
Cash Sale Price	$24,836.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,836.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$425.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,691.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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Sales Price:	$24,076
Est. Payment:	$450.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,634
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$24,076.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,697.92
Avg. DMV Fee	365.00
Cash Sale Price	$26,318.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,318.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$450.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,076.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Corolla LE

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This average mileage second hand 2021 Toyota Corolla LE FWD sedan below 86,000 miles, cvt transmission, and 31 MPG, 1.8L gas engine is for sale right now under $16K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$15,995
Est. Payment:	$424.25 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,810
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$15,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,132.25
Avg. DMV Fee	365.00
Cash Sale Price	$17,672.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,672.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$424.25

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Escape Titanium

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This high mileage used 2017 Ford Escape Titanium AWD SUV below 106,000 miles, automatic transmission, and 31 MPG, 1.5L gas engine is for sale right now under $13K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$12,552
Est. Payment:	$432.75 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	105,589
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$12,552.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	891.24
Avg. DMV Fee	365.00
Cash Sale Price	$13,988.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,988.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$432.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,552.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape ST-Line Select

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This low mileage certified used 2023 Ford Escape ST-Line Select AWD SUV below 49,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $25K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$24,293
Est. Payment:	$454.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,539
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$24,293.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,713.11
Avg. DMV Fee	365.00
Cash Sale Price	$26,551.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,551.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$454.33

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,293.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Honda CR-V Touring

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This below average mileage second hand 2016 Honda CR-V Touring AWD SUV under 65,000 miles, cvt transmission, and 31 MPG, 2.4L gas engine is for sale right now under $21K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$20,848
Est. Payment:	$454.16 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,153
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$20,848.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,471.96
Avg. DMV Fee	365.00
Cash Sale Price	$22,864.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,864.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$454.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,848.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Nissan Rogue SV

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This high mileage second hand 2016 Nissan Rogue SV FWD SUV below 157,000 miles, cvt transmission, and 31 MPG, 2.5L gas engine is for sale right now below $8K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$7,897
Est. Payment:	$328.69 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	156,873
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$7,897.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	565.39
Avg. DMV Fee	365.00
Cash Sale Price	$9,007.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$9,007.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$328.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $7,897.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Impreza Sport

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This low mileage preowned 2024 Subaru Impreza Sport AWD hatchback below 28,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $25K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$24,206
Est. Payment:	$452.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,587
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$24,206.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,707.02
Avg. DMV Fee	365.00
Cash Sale Price	$26,458.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,458.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$452.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,206.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $450 / Month

2025 Buick Encore GX Preferred

2025 Jeep Compass Limited

2023 Hyundai SANTA FE SEL

2025 Jeep Compass Limited

2021 Toyota Corolla LE

2017 Ford Escape Titanium

2023 Ford Escape ST-Line Select

2016 Honda CR-V Touring

2016 Nissan Rogue SV

2024 Subaru Impreza Sport

Iowa Areas with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $450 / Month

2025 Buick Encore GX Preferred

Buick Encore GX Preferred

2025 Buick Encore GX Preferred Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2021 Toyota Corolla LE

Toyota Corolla LE

2021 Toyota Corolla LE Car Loan Estimate

2017 Ford Escape Titanium

Ford Escape Titanium

2017 Ford Escape Titanium Car Loan Estimate

2023 Ford Escape ST-Line Select

Ford Escape ST-Line Select

2023 Ford Escape ST-Line Select Car Loan Estimate

2016 Honda CR-V Touring

Honda CR-V Touring

2016 Honda CR-V Touring Car Loan Estimate

2016 Nissan Rogue SV

Nissan Rogue SV

2016 Nissan Rogue SV Car Loan Estimate

2024 Subaru Impreza Sport

Subaru Impreza Sport

2024 Subaru Impreza Sport Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $450 / Month

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