Iowa Used Cars Under $650 a Month. Finance Payments Below $650

2021 Ford Explorer Hybrid Limited

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This average mileage certified used 2021 Ford Explorer Hybrid Limited AWD SUV under 74,000 miles, automatic transmission, and 21 MPG, 3.3L hybrid engine is for sale right now under $26K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$25,995
Est. Payment:	$615.75 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,526
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,832.25
Avg. DMV Fee	365.00
Cash Sale Price	$28,372.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,372.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$615.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda Ridgeline RTL

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This above average mileage used 2019 Honda Ridgeline RTL AWD pickup below 94,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $22K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$21,661
Est. Payment:	$640.23 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,744
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$21,661.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,528.87
Avg. DMV Fee	365.00
Cash Sale Price	$23,734.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,734.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$640.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,661.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Forester Premium

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This high mileage used 2021 Subaru Forester Premium AWD SUV under 104,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now below $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,994
Est. Payment:	$645.99 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,123
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,342.18
Avg. DMV Fee	365.00
Cash Sale Price	$20,881.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,881.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$645.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage second hand 2023 Hyundai PALISADE Limited AWD SUV under 37,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $35K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$34,780
Est. Payment:	$646.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,000
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$34,780.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,447.20
Avg. DMV Fee	365.00
Cash Sale Price	$37,772.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,772.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$646.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chrysler Pacifica Touring L Plus

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This high mileage second hand 2018 Chrysler Pacifica Touring L Plus FWD minivan under 148,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $13K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$12,115
Est. Payment:	$493.38 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	147,561
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$12,115.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	860.65
Avg. DMV Fee	365.00
Cash Sale Price	$13,520.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,520.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$493.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $12,115.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XLT

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This average mileage preowned 2019 Ford F-150 XLT 4x4 pickup under 76,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now below $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,848
Est. Payment:	$635.56 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,621
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,848.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,891.96
Avg. DMV Fee	365.00
Cash Sale Price	$29,284.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,284.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$635.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,848.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage used 2025 Hyundai SANTA CRUZ XRT AWD pickup under 18,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $33K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$32,997
Est. Payment:	$613.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,490
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$32,997.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,322.39
Avg. DMV Fee	365.00
Cash Sale Price	$35,864.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,864.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$613.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 1500 LT

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This high mileage second hand 2015 Chevrolet Silverado 1500 LT 4x4 pickup below 110,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now under $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,646
Est. Payment:	$634.47 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,444
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,646.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,317.82
Avg. DMV Fee	365.00
Cash Sale Price	$20,508.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,508.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$634.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,646.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage certified used 2023 Ford Explorer XLT AWD SUV under 22,000 miles, automatic transmission, and 21 MPG, 2.3L gas engine is for sale right now under $35K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$34,682
Est. Payment:	$644.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,685
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$34,682.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,440.34
Avg. DMV Fee	365.00
Cash Sale Price	$37,667.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,667.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$644.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,682.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Jeep Grand Cherokee Altitude

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This high mileage second hand 2015 Jeep Grand Cherokee Altitude 4x4 SUV under 139,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $13K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$12,556
Est. Payment:	$510.60 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,764
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$12,556.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	891.52
Avg. DMV Fee	365.00
Cash Sale Price	$13,992.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,992.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$510.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,556.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $650 / Month

2021 Ford Explorer Hybrid Limited

2019 Honda Ridgeline RTL

2021 Subaru Forester Premium

2023 Hyundai PALISADE Limited

2018 Chrysler Pacifica Touring L Plus

2019 Ford F-150 XLT

2025 Hyundai SANTA CRUZ XRT

2015 Chevrolet Silverado 1500 LT

2023 Ford Explorer XLT

2015 Jeep Grand Cherokee Altitude

Iowa Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $650 / Month

2021 Ford Explorer Hybrid Limited

Ford Explorer Hybrid Limited

2021 Ford Explorer Hybrid Limited Car Loan Estimate

2019 Honda Ridgeline RTL

Honda Ridgeline RTL

2019 Honda Ridgeline RTL Car Loan Estimate

2021 Subaru Forester Premium

Subaru Forester Premium

2021 Subaru Forester Premium Car Loan Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

2018 Chrysler Pacifica Touring L Plus

Chrysler Pacifica Touring L Plus

2018 Chrysler Pacifica Touring L Plus Car Loan Estimate

2019 Ford F-150 XLT

Ford F-150 XLT

2019 Ford F-150 XLT Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2015 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2015 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

2015 Jeep Grand Cherokee Altitude

Jeep Grand Cherokee Altitude

2015 Jeep Grand Cherokee Altitude Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $650 / Month

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