Iowa Used Cars Under $500 a Month. Finance Payments Below $500

2021 Subaru Crosstrek Sport

⇩ View Seller Description

This low mileage second hand 2021 Subaru Crosstrek Sport AWD SUV under 53,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now under $23K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$22,800
Est. Payment:	$458.16 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,709
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$22,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,608.60
Avg. DMV Fee	365.00
Cash Sale Price	$24,953.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,953.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$458.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Terrain SLE

⇩ View Seller Description

This average mileage certified second hand 2022 GMC Terrain SLE AWD SUV below 74,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $21K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$20,469
Est. Payment:	$487.42 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,164
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$20,469.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,445.43
Avg. DMV Fee	365.00
Cash Sale Price	$22,459.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,459.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$487.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,469.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

⇩ View Seller Description

This low mileage used 2023 Hyundai SANTA FE SEL AWD SUV under 20,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,807
Est. Payment:	$500.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,902
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$26,807.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,889.09
Avg. DMV Fee	365.00
Cash Sale Price	$29,241.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,241.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$500.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,807.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Equinox Premier

⇩ View Seller Description

This below average mileage used 2020 Chevrolet Equinox Premier 4x4 SUV under 64,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now below $22K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$21,827
Est. Payment:	$474.96 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,613
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$21,827.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,540.49
Avg. DMV Fee	365.00
Cash Sale Price	$23,912.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,912.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$474.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,827.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SONATA SEL

⇩ View Seller Description

This low mileage used 2024 Hyundai SONATA SEL AWD sedan under 15,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $25K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$24,492
Est. Payment:	$457.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,416
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$24,492.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,727.04
Avg. DMV Fee	365.00
Cash Sale Price	$26,764.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,764.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$457.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Niro EX

⇩ View Seller Description

This average mileage used 2023 Kia Niro EX FWD hatchback under 83,000 miles, automatic transmission, and 26 MPG, 1.6L hybrid engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,051
Est. Payment:	$502.75 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	83,254
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,051.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,346.17
Avg. DMV Fee	365.00
Cash Sale Price	$20,942.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,942.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$502.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,051.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chrysler Pacifica Touring-L Plus

⇩ View Seller Description

This high mileage preowned 2017 Chrysler Pacifica Touring-L Plus FWD minivan under 201,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now under $9K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$8,908
Est. Payment:	$368.16 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	201,078
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$8,908.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	636.16
Avg. DMV Fee	365.00
Cash Sale Price	$10,089.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,089.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$368.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $8,908.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai KONA N Line

⇩ View Seller Description

This low mileage used 2024 Hyundai KONA N Line AWD SUV under 31,000 miles, automatic transmission, and 26 MPG, 1.6L gas engine is for sale right now below $25K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$24,910
Est. Payment:	$465.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,913
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$24,910.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,756.30
Avg. DMV Fee	365.00
Cash Sale Price	$27,211.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,211.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$465.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,910.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Taos SE 4Motion

⇩ View Seller Description

This average mileage certified second hand 2022 Volkswagen Taos SE 4Motion AWD SUV below 74,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now below $20K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$19,412
Est. Payment:	$462.88 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,022
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$19,412.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,371.44
Avg. DMV Fee	365.00
Cash Sale Price	$21,328.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,328.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$462.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,412.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Mercedes-Benz E-Class E 300 4MATIC

⇩ View Seller Description

This below average mileage second hand 2017 Mercedes-Benz E-Class E 300 4MATIC AWD sedan under 61,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $21K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$20,891
Est. Payment:	$455.07 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,547
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$20,891.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,474.97
Avg. DMV Fee	365.00
Cash Sale Price	$22,910.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,910.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$455.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,891.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $500 / Month

2021 Subaru Crosstrek Sport

2022 GMC Terrain SLE

2023 Hyundai SANTA FE SEL

2020 Chevrolet Equinox Premier

2024 Hyundai SONATA SEL

2023 Kia Niro EX

2017 Chrysler Pacifica Touring-L Plus

2024 Hyundai KONA N Line

2022 Volkswagen Taos SE 4Motion

2017 Mercedes-Benz E-Class E 300 4MATIC

Iowa Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $500 / Month

2021 Subaru Crosstrek Sport

Subaru Crosstrek Sport

2021 Subaru Crosstrek Sport Car Loan Estimate

2022 GMC Terrain SLE

GMC Terrain SLE

2022 GMC Terrain SLE Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2020 Chevrolet Equinox Premier

Chevrolet Equinox Premier

2020 Chevrolet Equinox Premier Car Loan Estimate

2024 Hyundai SONATA SEL

Hyundai SONATA SEL

2024 Hyundai SONATA SEL Car Loan Estimate

2023 Kia Niro EX

Kia Niro EX

2023 Kia Niro EX Car Loan Estimate

2017 Chrysler Pacifica Touring-L Plus

Chrysler Pacifica Touring-L Plus

2017 Chrysler Pacifica Touring-L Plus Car Loan Estimate

2024 Hyundai KONA N Line

Hyundai KONA N Line

2024 Hyundai KONA N Line Car Loan Estimate

2022 Volkswagen Taos SE 4Motion

Volkswagen Taos SE 4Motion

2022 Volkswagen Taos SE 4Motion Car Loan Estimate

2017 Mercedes-Benz E-Class E 300 4MATIC

Mercedes-Benz E-Class E 300 4MATIC

2017 Mercedes-Benz E-Class E 300 4MATIC Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $500 / Month

Customize Payments

Find Financing

Customize Payments