Iowa Used Cars Under $500 a Month. Finance Payments Below $500

2023 Subaru Crosstrek Limited

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This low mileage certified preowned 2023 Subaru Crosstrek Limited AWD SUV under 24,000 miles, cvt transmission, and 51 MPG, 2.5L gas engine is for sale right now below $28K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$27,155
Est. Payment:	$506.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,050
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$27,155.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,913.45
Avg. DMV Fee	365.00
Cash Sale Price	$29,613.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,613.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$506.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,155.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Compass Limited

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This low mileage certified used 2025 Jeep Compass Limited 4x4 SUV below 33,000 miles, automatic transmission, and 51 MPG, 2.0L gas engine is for sale right now under $25K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$24,650
Est. Payment:	$460.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,743
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$24,650.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,738.10
Avg. DMV Fee	365.00
Cash Sale Price	$26,933.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,933.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$460.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage certified used 2023 Hyundai TUCSON SEL AWD SUV under 11,000 miles, automatic transmission, and 51 MPG, 2.5L gas engine is for sale right now below $27K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$26,882
Est. Payment:	$501.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,454
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$26,882.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,894.34
Avg. DMV Fee	365.00
Cash Sale Price	$29,321.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,321.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$501.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,882.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ SEL

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This low mileage certified second hand 2023 Hyundai SANTA CRUZ SEL AWD pickup below 40,000 miles, automatic transmission, and 51 MPG, 2.5L gas engine is for sale right now under $26K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$25,595
Est. Payment:	$478.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,931
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$25,595.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,804.25
Avg. DMV Fee	365.00
Cash Sale Price	$27,944.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,944.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$478.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Compass Latitude

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This high mileage preowned 2020 Jeep Compass Latitude 4x4 SUV under 100,000 miles, automatic transmission, and 51 MPG, 2.4L gas engine is for sale right now under $14K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$13,586
Est. Payment:	$466.98 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,460
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$13,586.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	963.62
Avg. DMV Fee	365.00
Cash Sale Price	$15,094.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,094.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$466.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,586.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mazda Mazda3 Sedan 2.5 S Carbon Edition

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This low mileage preowned 2023 Mazda Mazda3 Sedan 2.5 S Carbon Edition AWD sedan below 18,000 miles, automatic transmission, and 51 MPG, 2.5L gas engine is for sale right now under $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,004
Est. Payment:	$467.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,858
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,004.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,762.88
Avg. DMV Fee	365.00
Cash Sale Price	$27,311.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,311.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$467.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,004.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Terrain SLE

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This average mileage certified preowned 2022 GMC Terrain SLE AWD SUV under 74,000 miles, automatic transmission, and 51 MPG, 1.5L gas engine is for sale right now under $21K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$20,427
Est. Payment:	$486.45 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,164
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$20,427.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,442.49
Avg. DMV Fee	365.00
Cash Sale Price	$22,414.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,414.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$486.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,427.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volkswagen Tiguan SE 4Motion

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This low mileage certified preowned 2023 Volkswagen Tiguan SE 4Motion AWD SUV below 26,000 miles, automatic transmission, and 51 MPG, 2.0L gas engine is for sale right now below $27K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$26,770
Est. Payment:	$499.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,957
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$26,770.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,886.50
Avg. DMV Fee	365.00
Cash Sale Price	$29,201.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,201.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$499.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage used 2023 Hyundai SANTA FE SEL AWD SUV under 20,000 miles, automatic transmission, and 51 MPG, 2.5L gas engine is for sale right now below $26K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$25,051
Est. Payment:	$468.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,902
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$25,051.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,766.17
Avg. DMV Fee	365.00
Cash Sale Price	$27,362.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,362.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$468.21

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,051.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA Hybrid Limited

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This low mileage certified second hand 2026 Hyundai ELANTRA Hybrid Limited FWD sedan below 3,000 miles, automatic transmission, and 51 MPG, 1.6L hybrid engine is for sale right now under $27K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$26,995
Est. Payment:	$503.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,853
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$26,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,902.25
Avg. DMV Fee	365.00
Cash Sale Price	$29,442.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,442.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$503.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $500 / Month

2023 Subaru Crosstrek Limited

2025 Jeep Compass Limited

2023 Hyundai TUCSON SEL

2023 Hyundai SANTA CRUZ SEL

2020 Jeep Compass Latitude

2023 Mazda Mazda3 Sedan 2.5 S Carbon Edition

2022 GMC Terrain SLE

2023 Volkswagen Tiguan SE 4Motion

2023 Hyundai SANTA FE SEL

2026 Hyundai ELANTRA Hybrid Limited

Iowa Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $500 / Month

2023 Subaru Crosstrek Limited

Subaru Crosstrek Limited

2023 Subaru Crosstrek Limited Car Loan Estimate

2025 Jeep Compass Limited

Jeep Compass Limited

2025 Jeep Compass Limited Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai SANTA CRUZ SEL

Hyundai SANTA CRUZ SEL

2023 Hyundai SANTA CRUZ SEL Car Loan Estimate

2020 Jeep Compass Latitude

Jeep Compass Latitude

2020 Jeep Compass Latitude Car Loan Estimate

2023 Mazda Mazda3 Sedan 2.5 S Carbon Edition

Mazda Mazda3 Sedan 2.5 S Carbon Edition

2023 Mazda3 Sedan 2.5 S Carbon Edition Car Loan Estimate

2022 GMC Terrain SLE

GMC Terrain SLE

2022 GMC Terrain SLE Car Loan Estimate

2023 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2023 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai ELANTRA Hybrid Limited

Hyundai ELANTRA Hybrid Limited

2026 Hyundai ELANTRA Hybrid Limited Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $500 / Month

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