Iowa Used Cars Under $45,000 |with Payments|

2023 Toyota Venza Limited

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This low mileage second hand 2023 Toyota Venza Limited AWD wagon under 49,000 miles, cvt transmission, and 23 MPG, 2.5L hybrid engine is for sale right now under $41K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$40,140
Est. Payment:	$744.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,734
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$40,140.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,822.40
Avg. DMV Fee	365.00
Cash Sale Price	$43,507.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$744.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,140.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Volkswagen Atlas SE 4Motion

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This low mileage preowned 2026 Volkswagen Atlas SE 4Motion AWD SUV below 16,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $41K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$40,980
Est. Payment:	$759.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,871
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$40,980.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,881.20
Avg. DMV Fee	365.00
Cash Sale Price	$44,406.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,406.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$759.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,980.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Volkswagen Atlas SE 4Motion

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This low mileage preowned 2026 Volkswagen Atlas SE 4Motion AWD SUV below 14,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now under $41K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$40,963
Est. Payment:	$759.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,706
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$40,963.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,880.01
Avg. DMV Fee	365.00
Cash Sale Price	$44,388.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,388.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$759.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,963.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Honda CR-V Hybrid Sport Touring

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This low mileage preowned 2026 Honda CR-V Hybrid Sport Touring AWD SUV under 3,000 miles, a transmission, and 23 MPG, 2.0L hybrid engine is for sale right now below $42K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$41,874
Est. Payment:	$776.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,334
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$41,874.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,943.78
Avg. DMV Fee	365.00
Cash Sale Price	$45,362.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,362.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$776.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Expedition Limited

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This below average mileage second hand 2024 Ford Expedition Limited 4X4 SUV below 61,000 miles, a transmission, and 23 MPG, 3.5L gas engine is for sale right now under $42K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$41,422
Est. Payment:	$891.42 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,283
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$41,422.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,912.14
Avg. DMV Fee	365.00
Cash Sale Price	$44,879.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,879.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$891.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,422.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL Premium R-Line 4Motion

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This low mileage preowned 2025 Volkswagen Atlas SEL Premium R-Line 4Motion AWD SUV below 16,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now under $43K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$42,702
Est. Payment:	$791.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,543
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$42,702.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,001.74
Avg. DMV Fee	365.00
Cash Sale Price	$46,248.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,248.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$791.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,702.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Outback Touring

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This low mileage preowned 2026 Subaru Outback Touring AWD wagon below 0,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now below $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,582
Est. Payment:	$770.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,582.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,923.34
Avg. DMV Fee	365.00
Cash Sale Price	$45,050.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,050.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$770.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,582.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Volkswagen Atlas SE 4Motion

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This low mileage second hand 2026 Volkswagen Atlas SE 4Motion AWD SUV below 13,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $42K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$41,120
Est. Payment:	$762.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,805
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$41,120.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,891.00
Avg. DMV Fee	365.00
Cash Sale Price	$44,556.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,556.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,120.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Outback Wilderness

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This low mileage second hand 2026 Subaru Outback Wilderness AWD wagon under 0,000 miles, cvt transmission, and 23 MPG, 2.4L gas engine is for sale right now under $44K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$43,048
Est. Payment:	$797.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$43,048.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,025.96
Avg. DMV Fee	365.00
Cash Sale Price	$46,618.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,618.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$797.72

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,048.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Volkswagen Atlas SE 4Motion

⇩ View Seller Description

This low mileage second hand 2026 Volkswagen Atlas SE 4Motion AWD SUV under 16,000 miles, a transmission, and 23 MPG, 2.0L gas engine is for sale right now below $41K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$40,870
Est. Payment:	$757.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,576
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$40,870.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,873.50
Avg. DMV Fee	365.00
Cash Sale Price	$44,288.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,288.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $45,000

2023 Toyota Venza Limited

2026 Volkswagen Atlas SE 4Motion

2026 Volkswagen Atlas SE 4Motion

2026 Honda CR-V Hybrid Sport Touring

2024 Ford Expedition Limited

2025 Volkswagen Atlas SEL Premium R-Line 4Motion

2026 Subaru Outback Touring

2026 Volkswagen Atlas SE 4Motion

2026 Subaru Outback Wilderness

2026 Volkswagen Atlas SE 4Motion

Iowa Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $45,000

2023 Toyota Venza Limited

Toyota Venza Limited

2023 Toyota Venza Limited Car Loan Estimate

2026 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2026 Volkswagen Atlas SE 4Motion Car Loan Estimate

2026 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2026 Volkswagen Atlas SE 4Motion Car Loan Estimate

2026 Honda CR-V Hybrid Sport Touring

Honda CR-V Hybrid Sport Touring

2026 Honda CR-V Hybrid Sport Touring Car Loan Estimate

2024 Ford Expedition Limited

Ford Expedition Limited

2024 Ford Expedition Limited Car Loan Estimate

2025 Volkswagen Atlas SEL Premium R-Line 4Motion

Volkswagen Atlas SEL Premium R-Line 4Motion

2025 Volkswagen Atlas SEL Premium R-Line 4Motion Car Loan Estimate

2026 Subaru Outback Touring

Subaru Outback Touring

2026 Subaru Outback Touring Car Loan Estimate

2026 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2026 Volkswagen Atlas SE 4Motion Car Loan Estimate

2026 Subaru Outback Wilderness

Subaru Outback Wilderness

2026 Subaru Outback Wilderness Car Loan Estimate

2026 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2026 Volkswagen Atlas SE 4Motion Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $45,000

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