Iowa Used Cars Under $45,000 |with Payments|

2017 GMC Sierra 2500HD Denali

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This high mileage preowned 2017 GMC Sierra 2500HD Denali 4x4 pickup below 121,000 miles, automatic transmission, and 22 MPG, 6.6L diesel engine is for sale right now under $44K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$43,331
Est. Payment:	$1712.22 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	120,775
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$43,331.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,045.77
Avg. DMV Fee	365.00
Cash Sale Price	$46,921.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,921.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1712.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,331.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Forester Touring Hybrid

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This low mileage used 2025 Subaru Forester Touring Hybrid AWD SUV under 13,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now under $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,507
Est. Payment:	$769.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,268
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,507.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,918.09
Avg. DMV Fee	365.00
Cash Sale Price	$44,970.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,970.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$769.51

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,507.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE XRT Pro

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This low mileage certified second hand 2026 Hyundai PALISADE XRT Pro AWD SUV under 7,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $45K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$45,000
Est. Payment:	$833.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,452
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,162.60
Avg. DMV Fee	365.00
Cash Sale Price	$48,707.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,707.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$833.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota RAV4 Hybrid Limited

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This low mileage certified preowned 2024 Toyota RAV4 Hybrid Limited AWD SUV below 31,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now under $41K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$40,759
Est. Payment:	$755.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,719
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$40,759.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,865.73
Avg. DMV Fee	365.00
Cash Sale Price	$44,169.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,169.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$755.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,759.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 INFINITI QX80 Sensory

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This low mileage preowned 2021 INFINITI QX80 Sensory AWD SUV under 57,000 miles, automatic transmission, and 22 MPG, 5.6L gas engine is for sale right now below $41K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$40,434
Est. Payment:	$804.59 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,150
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$40,434.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,842.98
Avg. DMV Fee	365.00
Cash Sale Price	$43,821.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,821.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$804.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,434.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Volkswagen Atlas SEL Premium R-Line 4Motion

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This low mileage certified preowned 2024 Volkswagen Atlas SEL Premium R-Line 4Motion AWD SUV below 28,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $42K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$41,224
Est. Payment:	$764.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,981
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$41,224.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,898.28
Avg. DMV Fee	365.00
Cash Sale Price	$44,667.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,667.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$764.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,224.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage certified second hand 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 19,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $42K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$41,013
Est. Payment:	$760.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,603
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$41,013.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,883.51
Avg. DMV Fee	365.00
Cash Sale Price	$44,441.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,441.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$760.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,013.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2026 Hyundai SANTA CRUZ Limited AWD pickup below 6,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,137
Est. Payment:	$762.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,532
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,137.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,892.19
Avg. DMV Fee	365.00
Cash Sale Price	$44,574.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,574.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$762.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,137.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-70 Plug-in Hybrid Premium Plus

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This low mileage second hand 2025 Mazda CX-70 Plug-in Hybrid Premium Plus AWD SUV below 17,000 miles, automatic transmission, and 22 MPG, 2.5L hybrid engine is for sale right now under $41K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$40,383
Est. Payment:	$748.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,849
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$40,383.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,839.41
Avg. DMV Fee	365.00
Cash Sale Price	$43,767.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,767.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$748.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,383.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage certified used 2024 Hyundai PALISADE Calligraphy AWD SUV under 14,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $45K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$44,249
Est. Payment:	$819.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,191
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$44,249.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,110.03
Avg. DMV Fee	365.00
Cash Sale Price	$47,904.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,904.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$819.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,249.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $45,000

2017 GMC Sierra 2500HD Denali

2025 Subaru Forester Touring Hybrid

2026 Hyundai PALISADE XRT Pro

2024 Toyota RAV4 Hybrid Limited

2021 INFINITI QX80 Sensory

2024 Volkswagen Atlas SEL Premium R-Line 4Motion

2025 Volkswagen Atlas SEL 4Motion

2026 Hyundai SANTA CRUZ Limited

2025 Mazda CX-70 Plug-in Hybrid Premium Plus

2024 Hyundai PALISADE Calligraphy

Iowa Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $45,000

2017 GMC Sierra 2500HD Denali

GMC Sierra 2500HD Denali

2017 GMC Sierra 2500HD Denali Car Loan Estimate

2025 Subaru Forester Touring Hybrid

Subaru Forester Touring Hybrid

2025 Subaru Forester Touring Hybrid Car Loan Estimate

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2024 Toyota RAV4 Hybrid Limited

Toyota RAV4 Hybrid Limited

2024 Toyota RAV4 Hybrid Limited Car Loan Estimate

2021 INFINITI QX80 Sensory

INFINITI QX80 Sensory

2021 INFINITI QX80 Sensory Car Loan Estimate

2024 Volkswagen Atlas SEL Premium R-Line 4Motion

Volkswagen Atlas SEL Premium R-Line 4Motion

2024 Volkswagen Atlas SEL Premium R-Line 4Motion Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Mazda CX-70 Plug-in Hybrid Premium Plus

Mazda CX-70 Plug-in Hybrid Premium Plus

2025 Mazda CX-70 Plug-in Hybrid Premium Plus Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $45,000

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