Iowa Used Cars Under $30,000 |with Payments|

2020 Ford F-150 XL

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This low mileage preowned 2020 Ford F-150 XL 4x4 pickup under 55,000 miles, automatic transmission, and 26 MPG, 5.0L gas engine is for sale right now below $30K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$29,856
Est. Payment:	$789.22 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	55,053
Location:	Dubuque, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$29,856.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,102.52
Avg. DMV Fee	365.00
Cash Sale Price	$32,503.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$32,274.34
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$789.22

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,856.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2022 Volkswagen Atlas V6 SEL 4Motion

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This below average mileage certified second hand 2022 Volkswagen Atlas V6 SEL 4Motion AWD SUV under 64,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now below $29K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$28,899
Est. Payment:	$807.97 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	63,716
Location:	Dubuque, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$28,899.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,035.53
Avg. DMV Fee	365.00
Cash Sale Price	$31,479.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$31,239.82
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Car Loan Payment	$807.97

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 60 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This average mileage used 2023 Ford Explorer XLT AWD SUV under 80,000 miles, automatic transmission, and 26 MPG, 2.3L gas engine is for sale right now below $29K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$28,035
Est. Payment:	$903.91 / 48 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	80,253
Location:	Dubuque, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$28,035.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,975.05
Avg. DMV Fee	365.00
Cash Sale Price	$30,555.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$30,305.84
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	48
Car Finance Payment	$903.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,035.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 48 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Jeep Grand Cherokee Overland

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This low mileage preowned 2020 Jeep Grand Cherokee Overland 4x4 SUV under 52,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now below $27K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$26,892
Est. Payment:	$710.87 / 66 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	51,664
Location:	Dubuque, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$26,892.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,895.04
Avg. DMV Fee	365.00
Cash Sale Price	$29,332.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$29,070.25
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	66
Auto Finance Payment	$710.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,892.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 66 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2020 Ram 1500 Classic SLT

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This below average mileage second hand 2020 Ram 1500 Classic SLT 4x4 pickup under 70,000 miles, automatic transmission, and 26 MPG, 3.6L gas engine is for sale right now below $29K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$28,643
Est. Payment:	$800.82 / 60 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	69,892
Location:	Dubuque, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$28,643.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,017.61
Avg. DMV Fee	365.00
Cash Sale Price	$31,205.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$30,963.08
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	60
Auto Finance Payment	$800.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,643.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 60 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 Custom

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This above average mileage preowned 2021 Chevrolet Silverado 1500 Custom 4x4 pickup under 98,000 miles, automatic transmission, and 26 MPG, 4.3L gas engine is for sale right now below $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,726
Est. Payment:	$944.91 / 42 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	97,545
Location:	Waterloo, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$26,726.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,883.42
Avg. DMV Fee	365.00
Cash Sale Price	$29,154.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$28,890.81
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	42
Car Loan Payment	$944.91

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,726.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 42 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2023 Subaru Forester Premium

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This low mileage preowned 2023 Subaru Forester Premium AWD SUV below 28,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now under $28K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$27,640
Est. Payment:	$696.08 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	28,151
Location:	Waterloo, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$27,640.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,947.40
Avg. DMV Fee	365.00
Cash Sale Price	$30,132.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$29,878.84
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$696.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,640.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 Hyundai SONATA SEL

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This low mileage preowned 2025 Hyundai SONATA SEL AWD sedan below 6,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $27K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$26,624
Est. Payment:	$670.49 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$26,624.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,876.28
Avg. DMV Fee	365.00
Cash Sale Price	$29,045.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$28,780.54
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$670.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,624.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2024 Subaru Outback Limited

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This low mileage used 2024 Subaru Outback Limited AWD SUV below 36,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now below $29K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$28,415
Est. Payment:	$715.59 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	36,025
Location:	Waterloo, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$28,415.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,001.65
Avg. DMV Fee	365.00
Cash Sale Price	$30,961.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$30,716.62
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$715.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,415.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2025 GMC Terrain Elevation

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This low mileage certified preowned 2025 GMC Terrain Elevation 4x4 SUV under 19,000 miles, automatic transmission, and 26 MPG, 1.5L gas engine is for sale right now under $28K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$27,527
Est. Payment:	$693.23 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	18,715
Location:	Dubuque, IA
Estimated Cash Down:	$300

Item	Amount
Used Car Price⁽¹⁾	$27,527.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,939.49
Avg. DMV Fee	365.00
Cash Sale Price	$30,011.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	300.00
Factory Rebate Incentive	0.00
Total Down Payment	$300.00
Total Loan Amount	$29,756.69
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$693.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,527.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Cars under $30,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $30,000

2020 Ford F-150 XL

2022 Volkswagen Atlas V6 SEL 4Motion

2023 Ford Explorer XLT

2020 Jeep Grand Cherokee Overland

2020 Ram 1500 Classic SLT

2021 Chevrolet Silverado 1500 Custom

2023 Subaru Forester Premium

2025 Hyundai SONATA SEL

2024 Subaru Outback Limited

2025 GMC Terrain Elevation

Iowa Areas with Used Cars for Sale Below $30,000

Used Cars under $30,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $30,000

2020 Ford F-150 XL

Ford F-150 XL

2020 Ford F-150 XL Poor Credit Auto Finance Estimate

2022 Volkswagen Atlas V6 SEL 4Motion

Volkswagen Atlas V6 SEL 4Motion

2022 Volkswagen Atlas V6 SEL 4Motion Poor Credit Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Poor Credit Car Finance Estimate

2020 Jeep Grand Cherokee Overland

Jeep Grand Cherokee Overland

2020 Jeep Grand Cherokee Overland Poor Credit Auto Finance Estimate

2020 Ram 1500 Classic SLT

Ram 1500 Classic SLT

2020 Ram 1500 Classic SLT Poor Credit Auto Finance Estimate

2021 Chevrolet Silverado 1500 Custom

Chevrolet Silverado 1500 Custom

2021 Chevrolet Silverado 1500 Custom Poor Credit Car Loan Estimate

2023 Subaru Forester Premium

Subaru Forester Premium

2023 Subaru Forester Premium Poor Credit Auto Finance Estimate

2025 Hyundai SONATA SEL

Hyundai SONATA SEL

2025 Hyundai SONATA SEL Poor Credit Auto Loan Estimate

2024 Subaru Outback Limited

Subaru Outback Limited

2024 Subaru Outback Limited Poor Credit Auto Loan Estimate

2025 GMC Terrain Elevation

GMC Terrain Elevation

2025 GMC Terrain Elevation Poor Credit Auto Finance Estimate

Iowa Areas with Used Cars for Sale Below $30,000

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