Iowa Used Cars Under $400 a Month. Finance Payments Below $400

2022 Chevrolet Equinox LT

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This low mileage certified preowned 2022 Chevrolet Equinox LT 4x4 SUV below 50,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now below $21K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$20,399
Est. Payment:	$383.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,654
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$20,399.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,440.53
Avg. DMV Fee	365.00
Cash Sale Price	$22,384.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,384.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$383.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,399.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Cherokee Latitude Plus

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This low mileage certified second hand 2021 Jeep Cherokee Latitude Plus 4x4 SUV under 37,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now below $21K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$20,550
Est. Payment:	$385.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,055
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$20,550.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,451.10
Avg. DMV Fee	365.00
Cash Sale Price	$22,546.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,546.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$385.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai SANTA FE Sport 2.4L

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This high mileage preowned 2017 Hyundai SANTA FE Sport 2.4L AWD SUV under 120,000 miles, automatic transmission, and 28 MPG, 2.4L gas engine is for sale right now under $11K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$10,822
Est. Payment:	$375.48 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	119,954
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$10,822.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	770.14
Avg. DMV Fee	365.00
Cash Sale Price	$12,137.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,137.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$375.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $10,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Jeep Cherokee Latitude

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This average mileage preowned 2017 Jeep Cherokee Latitude 4x4 SUV below 89,000 miles, transmission, and 28 MPG, 2.4L gas engine is for sale right now under $14K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$13,347
Est. Payment:	$356.23 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,372
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$13,347.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	946.89
Avg. DMV Fee	365.00
Cash Sale Price	$14,838.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,838.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$356.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,347.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Terrain SLT

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This low mileage used 2020 GMC Terrain SLT FWD SUV under 45,000 miles, automatic transmission, and 28 MPG, 1.5L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,966
Est. Payment:	$375.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,567
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,966.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,410.22
Avg. DMV Fee	365.00
Cash Sale Price	$21,921.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,921.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$375.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,966.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This low mileage certified preowned 2024 Chevrolet Malibu LT FWD sedan below 35,000 miles, cvt transmission, and 28 MPG, 1.5L gas engine is for sale right now under $20K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$19,400
Est. Payment:	$364.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,070
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$19,400.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,370.60
Avg. DMV Fee	365.00
Cash Sale Price	$21,315.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,315.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$364.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This low mileage certified preowned 2024 Chevrolet Malibu LT FWD sedan below 37,000 miles, cvt transmission, and 28 MPG, 1.5L gas engine is for sale right now under $22K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$21,400
Est. Payment:	$401.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,996
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$21,400.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,510.60
Avg. DMV Fee	365.00
Cash Sale Price	$23,455.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,455.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$401.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This low mileage certified used 2024 Chevrolet Malibu LT FWD sedan below 36,000 miles, cvt transmission, and 28 MPG, 1.5L gas engine is for sale right now below $20K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$19,400
Est. Payment:	$364.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,619
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$19,400.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,370.60
Avg. DMV Fee	365.00
Cash Sale Price	$21,315.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,315.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$364.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Subaru Outback 2.5i

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This high mileage preowned 2012 Subaru Outback 2.5i AWD SUV under 163,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now below $8K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$7,029
Est. Payment:	$294.80 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	162,949
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$7,029.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	504.63
Avg. DMV Fee	365.00
Cash Sale Price	$8,078.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,078.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$294.80

(1) Car Loan calculations are based on the used car dealer's advertised price of $7,029.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Buick Encore GX Essence

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This low mileage second hand 2021 Buick Encore GX Essence AWD SUV under 43,000 miles, automatic transmission, and 28 MPG, 1.3L gas engine is for sale right now below $22K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$21,622
Est. Payment:	$405.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,892
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$21,622.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,526.14
Avg. DMV Fee	365.00
Cash Sale Price	$23,693.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,693.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$405.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,622.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $400 / Month

2022 Chevrolet Equinox LT

2021 Jeep Cherokee Latitude Plus

2017 Hyundai SANTA FE Sport 2.4L

2017 Jeep Cherokee Latitude

2020 GMC Terrain SLT

2024 Chevrolet Malibu LT

2024 Chevrolet Malibu LT

2024 Chevrolet Malibu LT

2012 Subaru Outback 2.5i

2021 Buick Encore GX Essence

Iowa Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $400 / Month

2022 Chevrolet Equinox LT

Chevrolet Equinox LT

2022 Chevrolet Equinox LT Car Loan Estimate

2021 Jeep Cherokee Latitude Plus

Jeep Cherokee Latitude Plus

2021 Jeep Cherokee Latitude Plus Car Loan Estimate

2017 Hyundai SANTA FE Sport 2.4L

Hyundai SANTA FE Sport 2.4L

2017 Hyundai SANTA FE Sport 2.4L Car Loan Estimate

2017 Jeep Cherokee Latitude

Jeep Cherokee Latitude

2017 Jeep Cherokee Latitude Car Loan Estimate

2020 GMC Terrain SLT

GMC Terrain SLT

2020 GMC Terrain SLT Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2012 Subaru Outback 2.5i

Subaru Outback 2.5i

2012 Subaru Outback 2.5i Car Loan Estimate

2021 Buick Encore GX Essence

Buick Encore GX Essence

2021 Buick Encore GX Essence Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $400 / Month

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