Iowa Used Cars Under $40,000 |with Payments|

2023 Chevrolet Silverado 2500HD LT

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This above average mileage preowned 2023 Chevrolet Silverado 2500HD LT 4X4 pickup under 90,000 miles, a transmission, and 21 MPG, 6.6L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,674
Est. Payment:	$1073.54 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,199
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,674.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,579.78
Avg. DMV Fee	365.00
Cash Sale Price	$39,798.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,798.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1073.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,674.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Altitude

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This low mileage used 2025 Jeep Grand Cherokee L Altitude 4X4 SUV below 16,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,649
Est. Payment:	$698.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,878
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,649.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,648.03
Avg. DMV Fee	365.00
Cash Sale Price	$40,842.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,842.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$698.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,649.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Wilderness

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This low mileage preowned 2026 Subaru Forester Wilderness AWD wagon under 6,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now below $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,906
Est. Payment:	$703.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,906.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,666.02
Avg. DMV Fee	365.00
Cash Sale Price	$41,117.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,117.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$703.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,906.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Sierra 1500 SLT

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This low mileage preowned 2019 GMC Sierra 1500 SLT 4X4 pickup below 45,000 miles, a transmission, and 21 MPG, 5.3L gas engine is for sale right now under $37K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,978
Est. Payment:	$686.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,175
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,978.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,601.06
Avg. DMV Fee	365.00
Cash Sale Price	$40,124.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,124.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$686.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage preowned 2025 Hyundai PALISADE SEL Premium AWD SUV below 30,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now below $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,296
Est. Payment:	$710.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,711
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,296.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,693.32
Avg. DMV Fee	365.00
Cash Sale Price	$41,534.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,534.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,296.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Touring

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This low mileage preowned 2026 Subaru Forester Touring AWD wagon under 6,000 miles, cvt transmission, and 21 MPG, 2.5L gas engine is for sale right now under $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,706
Est. Payment:	$699.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,706.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,652.02
Avg. DMV Fee	365.00
Cash Sale Price	$40,903.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,903.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$699.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,706.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Subaru Forester Wilderness

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Sales Price:	$37,167
Est. Payment:	$690.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,990
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,167.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,614.29
Avg. DMV Fee	365.00
Cash Sale Price	$40,326.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,326.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,167.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage second hand 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 18,000 miles, a transmission, and 21 MPG, 2.0L gas engine is for sale right now below $39K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$38,358
Est. Payment:	$711.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,207
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$38,358.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,697.66
Avg. DMV Fee	365.00
Cash Sale Price	$41,600.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,600.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$711.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,358.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage used 2023 Chevrolet Traverse LT Leather 4X4 SUV under 36,000 miles, a transmission, and 21 MPG, 3.6L gas engine is for sale right now under $36K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$35,611
Est. Payment:	$661.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,638
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$35,611.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,505.37
Avg. DMV Fee	365.00
Cash Sale Price	$38,661.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,661.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$661.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,611.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S AWD SUV below 23,000 miles, a transmission, and 21 MPG, 3.8L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,610
Est. Payment:	$698.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,478
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,610.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,645.30
Avg. DMV Fee	365.00
Cash Sale Price	$40,800.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,800.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$698.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,610.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $40,000

2023 Chevrolet Silverado 2500HD LT

2025 Jeep Grand Cherokee L Altitude

2026 Subaru Forester Wilderness

2019 GMC Sierra 1500 SLT

2025 Hyundai PALISADE SEL Premium

2026 Subaru Forester Touring

2026 Subaru Forester Wilderness

2025 Volkswagen Atlas SEL 4Motion

2023 Chevrolet Traverse LT Leather

2025 Kia Telluride S

Iowa Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $40,000

2023 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2023 Chevrolet Silverado 2500HD LT Car Loan Estimate

2025 Jeep Grand Cherokee L Altitude

Jeep Grand Cherokee L Altitude

2025 Jeep Grand Cherokee L Altitude Car Loan Estimate

2026 Subaru Forester Wilderness

Subaru Forester Wilderness

2026 Subaru Forester Wilderness Car Loan Estimate

2019 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2019 GMC Sierra 1500 SLT Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2026 Subaru Forester Touring

Subaru Forester Touring

2026 Subaru Forester Touring Car Loan Estimate

2026 Subaru Forester Wilderness

Subaru Forester Wilderness

2026 Subaru Forester Wilderness Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $40,000

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