Iowa Used Cars Under $40,000 |with Payments|

2024 Subaru Outback Limited

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This low mileage second hand 2024 Subaru Outback Limited AWD SUV below 6,000 miles, cvt transmission, and 24 MPG, 2.50L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,500
Est. Payment:	$685.88 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	5,699
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,668.87
Avg. DMV Fee	266.00
Cash Sale Price	$39,746.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,746.87
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$685.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Limited

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This low mileage second hand 2024 Hyundai TUCSON Limited FWD SUV below 3,000 miles, automatic transmission, and 24 MPG, 2.50L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,764
Est. Payment:	$690.77 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	3,011
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,764.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,688.01
Avg. DMV Fee	266.00
Cash Sale Price	$40,030.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,030.01
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$690.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,764.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Mazda CX 90 3.3 Turbo Preferred Plus

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This low mileage preowned 2024 Mazda CX 90 3.3 Turbo Preferred Plus AWD SUV below 2,000 miles, automatic transmission, and 24 MPG, 3.30L gas engine is for sale right now below $40K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$39,999
Est. Payment:	$750.64 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	1,562
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,922.55
Avg. DMV Fee	266.00
Cash Sale Price	$43,499.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,499.55
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$750.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Challenger GT

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This low mileage preowned 2023 Dodge Challenger GT AWD coupe under 14,000 miles, automatic transmission, and 24 MPG, 3.60L gas engine is for sale right now under $36K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$35,185
Est. Payment:	$661.54 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	14,077
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$35,185.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,573.53
Avg. DMV Fee	266.00
Cash Sale Price	$38,336.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,336.53
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Car Loan Payment	$661.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,185.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.43% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 Work Truck

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This low mileage used 2023 Chevrolet Silverado 1500 Work Truck 4x4 pickup below 24,000 miles, automatic transmission, and 24 MPG, 2.70L gas engine is for sale right now under $36K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,000
Est. Payment:	$676.63 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	23,628
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,632.62
Avg. DMV Fee	266.00
Cash Sale Price	$39,210.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,210.62
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$676.63

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Sport

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This low mileage second hand 2023 Jeep Wrangler Sport 4x4 SUV below 5,000 miles, automatic transmission, and 24 MPG, engine is for sale right now below $37K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,700
Est. Payment:	$689.58 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	5,136
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,700.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,683.37
Avg. DMV Fee	266.00
Cash Sale Price	$39,961.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,961.37
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$689.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Ridgeline RTL

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This low mileage used 2023 Honda Ridgeline RTL AWD pickup under 6,000 miles, automatic transmission, and 24 MPG, 3.50L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,900
Est. Payment:	$693.28 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	6,270
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,900.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,697.87
Avg. DMV Fee	266.00
Cash Sale Price	$40,175.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,175.87
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$693.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Cloth

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This low mileage certified second hand 2023 Chevrolet Traverse LT Cloth 4x4 SUV below 6,000 miles, automatic transmission, and 24 MPG, 3.60L gas engine is for sale right now under $37K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,922
Est. Payment:	$693.69 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	5,652
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,922.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,699.47
Avg. DMV Fee	266.00
Cash Sale Price	$40,199.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,199.47
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Loan Payment	$693.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,922.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.43% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2023 Hyundai SANTA CRUZ Limited AWD pickup below 9,000 miles, automatic transmission, and 24 MPG, 2.50L gas engine is for sale right now below $37K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,997
Est. Payment:	$695.08 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	8,921
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,997.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,704.90
Avg. DMV Fee	266.00
Cash Sale Price	$40,279.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,279.90
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer XLT

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This low mileage preowned 2023 Ford Explorer XLT AWD SUV under 22,000 miles, automatic transmission, and 24 MPG, 2.30L gas engine is for sale right now under $38K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,335
Est. Payment:	$701.34 / 72 months @ 7.43% APR
+ Expand Car Loan Details
Mileage:	21,801
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,335.00
Avg. Dealer Doc Fee	312.00
IA Sales Tax (7.25%)	2,729.41
Avg. DMV Fee	266.00
Cash Sale Price	$40,642.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,642.41
Interest Rate (APR)⁽³⁾	7.43%
Term / Months⁽³⁾	72
Auto Finance Payment	$701.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,335.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.43% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $40,000

2024 Subaru Outback Limited

2024 Hyundai TUCSON Limited

2024 Mazda CX 90 3.3 Turbo Preferred Plus

2023 Dodge Challenger GT

2023 Chevrolet Silverado 1500 Work Truck

2023 Jeep Wrangler Sport

2023 Honda Ridgeline RTL

2023 Chevrolet Traverse LT Cloth

2023 Hyundai SANTA CRUZ Limited

2023 Ford Explorer XLT

Iowa Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $40,000

2024 Subaru Outback Limited

Subaru Outback Limited

2024 Subaru Outback Limited Car Loan Estimate

2024 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2024 Hyundai TUCSON Limited Car Loan Estimate

2024 Mazda CX 90 3.3 Turbo Preferred Plus

Mazda CX 90 3.3 Turbo Preferred Plus

2024 Mazda CX 90 3.3 Turbo Preferred Plus Car Loan Estimate

2023 Dodge Challenger GT

Dodge Challenger GT

2023 Dodge Challenger GT Car Loan Estimate

2023 Chevrolet Silverado 1500 Work Truck

Chevrolet Silverado 1500 Work Truck

2023 Chevrolet Silverado 1500 Work Truck Car Loan Estimate

2023 Jeep Wrangler Sport

Jeep Wrangler Sport

2023 Jeep Wrangler Sport Car Loan Estimate

2023 Honda Ridgeline RTL

Honda Ridgeline RTL

2023 Honda Ridgeline RTL Car Loan Estimate

2023 Chevrolet Traverse LT Cloth

Chevrolet Traverse LT Cloth

2023 Chevrolet Traverse LT Cloth Car Loan Estimate

2023 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2023 Hyundai SANTA CRUZ Limited Car Loan Estimate

2023 Ford Explorer XLT

Ford Explorer XLT

2023 Ford Explorer XLT Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $40,000

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