Iowa Used Cars Under $40,000 |with Payments|

2023 Chevrolet Silverado 1500 LT Trail Boss

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This above average mileage used 2023 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup below 93,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,550
Est. Payment:	$1069.96 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,552
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,550.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,571.10
Avg. DMV Fee	365.00
Cash Sale Price	$39,666.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,666.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1069.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage certified second hand 2023 Chevrolet Traverse LT Leather 4x4 SUV under 31,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $36K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$35,744
Est. Payment:	$663.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,828
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$35,744.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,514.68
Avg. DMV Fee	365.00
Cash Sale Price	$38,803.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,803.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,744.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2023 Hyundai PALISADE Calligraphy AWD SUV below 40,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $39K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$38,990
Est. Payment:	$723.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,420
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,741.90
Avg. DMV Fee	365.00
Cash Sale Price	$42,276.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,276.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$723.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage certified second hand 2023 Chevrolet Traverse LT Leather 4x4 SUV under 36,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $36K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$35,650
Est. Payment:	$662.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,888
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$35,650.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,508.10
Avg. DMV Fee	365.00
Cash Sale Price	$38,703.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,703.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$662.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD Work Truck

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This low mileage preowned 2020 Chevrolet Silverado 2500HD Work Truck 4x4 pickup below 49,000 miles, automatic transmission, and 21 MPG, 6.6L gas engine is for sale right now under $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,979
Est. Payment:	$668.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,102
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,979.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,531.13
Avg. DMV Fee	365.00
Cash Sale Price	$39,055.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,055.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$668.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage preowned 2025 Hyundai SANTA FE Calligraphy AWD SUV below 13,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $40K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$39,643
Est. Payment:	$735.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,741
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$39,643.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,787.61
Avg. DMV Fee	365.00
Cash Sale Price	$42,975.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,975.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,643.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage used 2026 Hyundai SANTA CRUZ Limited AWD pickup below 12,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,478
Est. Payment:	$677.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,430
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,478.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,566.06
Avg. DMV Fee	365.00
Cash Sale Price	$39,589.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,589.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$677.43

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,478.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE 4Motion

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This low mileage certified second hand 2025 Volkswagen Atlas SE 4Motion AWD SUV below 8,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,975
Est. Payment:	$704.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,153
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,975.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,670.85
Avg. DMV Fee	365.00
Cash Sale Price	$41,190.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,190.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$704.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

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This low mileage certified second hand 2025 Chevrolet Silverado 1500 LT 4x4 pickup below 8,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,995
Est. Payment:	$705.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,217
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,672.25
Avg. DMV Fee	365.00
Cash Sale Price	$41,212.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,212.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$705.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride S

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This low mileage second hand 2024 Kia Telluride S AWD SUV under 27,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,195
Est. Payment:	$690.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,370
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,195.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,616.25
Avg. DMV Fee	365.00
Cash Sale Price	$40,356.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,356.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$690.56

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $40,000

2023 Chevrolet Silverado 1500 LT Trail Boss

2023 Chevrolet Traverse LT Leather

2023 Hyundai PALISADE Calligraphy

2023 Chevrolet Traverse LT Leather

2020 Chevrolet Silverado 2500HD Work Truck

2025 Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA CRUZ Limited

2025 Volkswagen Atlas SE 4Motion

2025 Chevrolet Silverado 1500 LT

2024 Kia Telluride S

Iowa Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $40,000

2023 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2023 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Car Loan Estimate

2020 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2020 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2025 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2025 Volkswagen Atlas SE 4Motion Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Kia Telluride S

Kia Telluride S

2024 Kia Telluride S Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $40,000

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