Iowa Used Cars Under $40,000 |with Payments|

2023 Lexus ES 350 Luxury

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This low mileage preowned 2023 Lexus ES 350 Luxury FWD sedan below 42,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $40K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$39,593
Est. Payment:	$734.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,573
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$39,593.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,784.11
Avg. DMV Fee	365.00
Cash Sale Price	$42,922.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,922.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$734.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,593.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD Work Truck

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This low mileage preowned 2020 Chevrolet Silverado 2500HD Work Truck 4x4 pickup below 49,000 miles, automatic transmission, and 21 MPG, 6.6L gas engine is for sale right now under $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,150
Est. Payment:	$689.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,102
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,150.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,613.10
Avg. DMV Fee	365.00
Cash Sale Price	$40,308.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,308.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage certified second hand 2023 Chevrolet Traverse LT Leather 4x4 SUV below 31,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $37K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,132
Est. Payment:	$671.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,828
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,132.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,541.84
Avg. DMV Fee	365.00
Cash Sale Price	$39,218.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,218.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,132.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 High Country

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This above average mileage used 2021 Chevrolet Silverado 1500 High Country 4x4 pickup below 96,000 miles, automatic transmission, and 21 MPG, 6.2L gas engine is for sale right now below $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,300
Est. Payment:	$1091.60 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,848
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,300.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,623.60
Avg. DMV Fee	365.00
Cash Sale Price	$40,468.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,468.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1091.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

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This low mileage certified second hand 2025 Chevrolet Silverado 1500 LT 4x4 pickup below 8,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now under $40K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$39,838
Est. Payment:	$738.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,217
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$39,838.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,801.26
Avg. DMV Fee	365.00
Cash Sale Price	$43,184.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,184.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$738.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Genesis GV80 2.5T

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This low mileage second hand 2022 Genesis GV80 2.5T AWD SUV under 50,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,480
Est. Payment:	$707.27 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,057
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,480.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,496.20
Avg. DMV Fee	365.00
Cash Sale Price	$38,521.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,521.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$707.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,480.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

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This low mileage certified second hand 2025 Chevrolet Traverse LT 4x4 SUV under 20,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $39K at Mcgrath Hyundai of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$38,834
Est. Payment:	$720.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,950
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$38,834.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,730.98
Avg. DMV Fee	365.00
Cash Sale Price	$42,109.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,109.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$720.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,834.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage preowned 2025 Hyundai SANTA FE Calligraphy AWD SUV below 13,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $40K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$39,675
Est. Payment:	$735.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,560
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$39,675.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,789.85
Avg. DMV Fee	365.00
Cash Sale Price	$43,009.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,009.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,675.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 Custom Trail Boss

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This low mileage used 2023 Chevrolet Silverado 1500 Custom Trail Boss 4x4 pickup below 49,000 miles, automatic transmission, and 21 MPG, 2.7L gas engine is for sale right now below $38K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$37,999
Est. Payment:	$705.28 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,256
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,672.53
Avg. DMV Fee	365.00
Cash Sale Price	$41,216.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,216.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$705.28

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Avenir

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This average mileage used 2024 Buick Enclave Avenir 4x4 SUV below 88,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $37K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$36,487
Est. Payment:	$950.63 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,062
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$36,487.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,566.69
Avg. DMV Fee	365.00
Cash Sale Price	$39,598.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,598.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$950.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $40,000

2023 Lexus ES 350 Luxury

2020 Chevrolet Silverado 2500HD Work Truck

2023 Chevrolet Traverse LT Leather

2021 Chevrolet Silverado 1500 High Country

2025 Chevrolet Silverado 1500 LT

2022 Genesis GV80 2.5T

2025 Chevrolet Traverse LT

2025 Hyundai SANTA FE Calligraphy

2023 Chevrolet Silverado 1500 Custom Trail Boss

2024 Buick Enclave Avenir

Iowa Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $40,000

2023 Lexus ES 350 Luxury

Lexus ES 350 Luxury

2023 Lexus ES 350 Luxury Car Loan Estimate

2020 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2020 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Car Loan Estimate

2021 Chevrolet Silverado 1500 High Country

Chevrolet Silverado 1500 High Country

2021 Chevrolet Silverado 1500 High Country Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2022 Genesis GV80 2.5T

Genesis GV80 2.5T

2022 Genesis GV80 2.5T Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Chevrolet Silverado 1500 Custom Trail Boss

Chevrolet Silverado 1500 Custom Trail Boss

2023 Chevrolet Silverado 1500 Custom Trail Boss Car Loan Estimate

2024 Buick Enclave Avenir

Buick Enclave Avenir

2024 Buick Enclave Avenir Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $40,000

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