Iowa Used Cars Under $55,000 |with Payments|

2024 Toyota Tundra Limited

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This low mileage second hand 2024 Toyota Tundra Limited 4X4 pickup under 16,000 miles, a transmission, and 20 MPG, 3.4L gas engine is for sale right now below $54K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$53,480
Est. Payment:	$988.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,119
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$53,480.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,756.20
Avg. DMV Fee	365.00
Cash Sale Price	$57,781.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,781.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$988.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $53,480.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 RST

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This low mileage used 2025 Chevrolet Silverado 1500 RST 4X4 pickup under 9,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now below $51K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$50,443
Est. Payment:	$933.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,191
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$50,443.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,543.61
Avg. DMV Fee	365.00
Cash Sale Price	$54,531.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,531.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$933.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $50,443.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis G80 2.5T Advanced

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This low mileage used 2025 Genesis G80 2.5T Advanced AWD sedan under 8,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now under $51K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$50,600
Est. Payment:	$935.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,143
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$50,600.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,554.60
Avg. DMV Fee	365.00
Cash Sale Price	$54,699.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,699.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$935.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Sierra 1500 Elevation

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This low mileage second hand 2025 GMC Sierra 1500 Elevation 4X4 pickup below 24,000 miles, a transmission, and 20 MPG, 3.0L diesel engine is for sale right now below $53K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$52,500
Est. Payment:	$970.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,525
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$52,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,687.60
Avg. DMV Fee	365.00
Cash Sale Price	$56,732.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,732.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$970.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Yukon Denali

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This low mileage preowned 2022 GMC Yukon Denali 4X4 SUV below 56,000 miles, a transmission, and 20 MPG, 6.2L gas engine is for sale right now below $53K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$52,121
Est. Payment:	$1034.19 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,742
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$52,121.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,661.07
Avg. DMV Fee	365.00
Cash Sale Price	$56,327.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,327.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$1034.19

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,121.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Canyon AT4X

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This low mileage second hand 2024 GMC Canyon AT4X 4X4 pickup below 15,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now below $53K at Jensen's Lemars Ford in Le Mars, IA. ...View More Details

Sales Price:	$52,995
Est. Payment:	$979.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,797
Location:	Le Mars, IA

Item	Amount
Used Car Price⁽¹⁾	$52,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,722.25
Avg. DMV Fee	365.00
Cash Sale Price	$57,262.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,262.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$979.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $52,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer ST

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This low mileage second hand 2025 Ford Explorer ST AWD SUV below 11,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now below $52K at Charles Gabus Ford in Des Moines, IA. ...View More Details

Sales Price:	$51,224
Est. Payment:	$947.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,764
Location:	Des Moines, IA

Item	Amount
Used Car Price⁽¹⁾	$51,224.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,598.28
Avg. DMV Fee	365.00
Cash Sale Price	$55,367.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,367.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$947.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,224.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 Denali

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This low mileage second hand 2024 GMC Sierra 1500 Denali 4X2 pickup below 19,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now below $53K at Shottenkirk Ford Lincoln in West Burlington, IA. ...View More Details

Sales Price:	$52,500
Est. Payment:	$970.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,728
Location:	West Burlington, IA

Item	Amount
Used Car Price⁽¹⁾	$52,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,687.60
Avg. DMV Fee	365.00
Cash Sale Price	$56,732.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,732.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$970.78

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 Elevation

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This low mileage used 2024 GMC Sierra 1500 Elevation 4X4 pickup under 29,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now below $52K at Brown's Sales & Leasing, Inc. in Guttenberg, IA. ...View More Details

Sales Price:	$51,170
Est. Payment:	$946.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,393
Location:	Guttenberg, IA

Item	Amount
Used Car Price⁽¹⁾	$51,170.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,594.50
Avg. DMV Fee	365.00
Cash Sale Price	$55,309.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,309.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$946.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,170.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4X4 pickup below 30,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $52K at Victory Ford, Inc. in Dyersville, IA. ...View More Details

Sales Price:	$51,175
Est. Payment:	$946.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,410
Location:	Dyersville, IA

Item	Amount
Used Car Price⁽¹⁾	$51,175.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,594.85
Avg. DMV Fee	365.00
Cash Sale Price	$55,314.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,314.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$946.52

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,175.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $55,000

2024 Toyota Tundra Limited

2025 Chevrolet Silverado 1500 RST

2025 Genesis G80 2.5T Advanced

2025 GMC Sierra 1500 Elevation

2022 GMC Yukon Denali

2024 GMC Canyon AT4X

2025 Ford Explorer ST

2024 GMC Sierra 1500 Denali

2024 GMC Sierra 1500 Elevation

2023 Ford F-150 Lariat

Iowa Areas with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $55,000

2024 Toyota Tundra Limited

Toyota Tundra Limited

2024 Toyota Tundra Limited Car Loan Estimate

2025 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2025 Chevrolet Silverado 1500 RST Car Loan Estimate

2025 Genesis G80 2.5T Advanced

Genesis G80 2.5T Advanced

2025 Genesis G80 2.5T Advanced Car Loan Estimate

2025 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2025 GMC Sierra 1500 Elevation Car Loan Estimate

2022 GMC Yukon Denali

GMC Yukon Denali

2022 GMC Yukon Denali Car Loan Estimate

2024 GMC Canyon AT4X

GMC Canyon AT4X

2024 GMC Canyon AT4X Car Loan Estimate

2025 Ford Explorer ST

Ford Explorer ST

2025 Ford Explorer ST Car Loan Estimate

2024 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2024 GMC Sierra 1500 Denali Car Loan Estimate

2024 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2024 GMC Sierra 1500 Elevation Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $55,000

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