Iowa Used Cars Under $20,000 |with Payments|

2024 Chevrolet Malibu LT

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This low mileage certified preowned 2024 Chevrolet Malibu LT FWD sedan below 39,000 miles, cvt transmission, and 1.5L gas engine is for sale right now under $20K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$19,400
Est. Payment:	$364.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,266
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$19,400.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,370.60
Avg. DMV Fee	365.00
Cash Sale Price	$21,315.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,315.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$364.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE Limited 2.0T

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This above average mileage preowned 2020 Hyundai SANTA FE Limited 2.0T AWD SUV under 100,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,488
Est. Payment:	$577.51 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,875
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,488.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,376.76
Avg. DMV Fee	365.00
Cash Sale Price	$21,409.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,409.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$577.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford Edge Titanium

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This high mileage used 2019 Ford Edge Titanium AWD SUV under 113,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,127
Est. Payment:	$517.99 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	112,502
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,127.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,071.49
Avg. DMV Fee	365.00
Cash Sale Price	$16,743.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,743.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$517.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,127.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Chevrolet Silverado 1500 LT

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This high mileage second hand 2015 Chevrolet Silverado 1500 LT 4x4 pickup below 110,000 miles, automatic transmission, and 5.3L gas engine is for sale right now under $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,646
Est. Payment:	$634.47 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	110,444
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,646.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,317.82
Avg. DMV Fee	365.00
Cash Sale Price	$20,508.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,508.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$634.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,646.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This low mileage certified used 2024 Chevrolet Malibu LT FWD sedan below 28,000 miles, cvt transmission, and 1.5L gas engine is for sale right now below $20K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$19,800
Est. Payment:	$372.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,829
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$19,800.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,398.60
Avg. DMV Fee	365.00
Cash Sale Price	$21,743.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,743.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$372.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SE

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This high mileage preowned 2020 Hyundai SANTA FE SE AWD SUV under 108,000 miles, automatic transmission, and 2.4L gas engine is for sale right now under $16K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$15,676
Est. Payment:	$536.16 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	107,834
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$15,676.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,109.92
Avg. DMV Fee	365.00
Cash Sale Price	$17,330.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,330.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$536.16

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,676.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Terrain Denali

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This above average mileage second hand 2020 GMC Terrain Denali 4x4 SUV under 97,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,994
Est. Payment:	$592.11 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,406
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,412.18
Avg. DMV Fee	365.00
Cash Sale Price	$21,951.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,951.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$592.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Forester Premium

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This high mileage used 2021 Subaru Forester Premium AWD SUV under 104,000 miles, cvt transmission, and 2.5L gas engine is for sale right now under $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,994
Est. Payment:	$645.99 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,123
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,342.18
Avg. DMV Fee	365.00
Cash Sale Price	$20,881.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,881.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$645.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford Explorer Platinum

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This high mileage second hand 2018 Ford Explorer Platinum AWD SUV below 123,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $19K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$18,553
Est. Payment:	$744.76 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,898
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$18,553.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,311.31
Avg. DMV Fee	365.00
Cash Sale Price	$20,409.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,409.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$744.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,553.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Jeep Wrangler Unlimited Rubicon

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This high mileage used 2013 Jeep Wrangler Unlimited Rubicon 4x4 SUV under 123,000 miles, transmission, and 3.6L gas engine is for sale right now below $17K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$16,038
Est. Payment:	$646.56 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	123,403
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$16,038.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,135.26
Avg. DMV Fee	365.00
Cash Sale Price	$17,718.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,718.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$646.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,038.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $20,000

2024 Chevrolet Malibu LT

2020 Hyundai SANTA FE Limited 2.0T

2019 Ford Edge Titanium

2015 Chevrolet Silverado 1500 LT

2024 Chevrolet Malibu LT

2020 Hyundai SANTA FE SE

2020 GMC Terrain Denali

2021 Subaru Forester Premium

2018 Ford Explorer Platinum

2013 Jeep Wrangler Unlimited Rubicon

Iowa Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $20,000

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2020 Hyundai SANTA FE Limited 2.0T

Hyundai SANTA FE Limited 2.0T

2020 Hyundai SANTA FE Limited 2.0T Car Loan Estimate

2019 Ford Edge Titanium

Ford Edge Titanium

2019 Ford Edge Titanium Car Loan Estimate

2015 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2015 Chevrolet Silverado 1500 LT Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2020 Hyundai SANTA FE SE

Hyundai SANTA FE SE

2020 Hyundai SANTA FE SE Car Loan Estimate

2020 GMC Terrain Denali

GMC Terrain Denali

2020 GMC Terrain Denali Car Loan Estimate

2021 Subaru Forester Premium

Subaru Forester Premium

2021 Subaru Forester Premium Car Loan Estimate

2018 Ford Explorer Platinum

Ford Explorer Platinum

2018 Ford Explorer Platinum Car Loan Estimate

2013 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2013 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $20,000

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