Iowa Used Cars Under $20,000 |with Payments|

2018 Ford Explorer XLT

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This average mileage second hand 2018 Ford Explorer XLT AWD SUV below 82,000 miles, a transmission, and 22 MPG, 3.5L gas engine is for sale right now below $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,920
Est. Payment:	$499.39 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,831
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,920.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,337.00
Avg. DMV Fee	365.00
Cash Sale Price	$20,802.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,802.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$499.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage used 2022 Ford Escape SE AWD SUV under 51,000 miles, a transmission, and 22 MPG, 1.5L gas engine is for sale right now below $20K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$19,611
Est. Payment:	$395.51 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,139
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$19,611.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,385.37
Avg. DMV Fee	365.00
Cash Sale Price	$21,541.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,541.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$395.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,611.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Subaru Ascent Limited 7-Passenger

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This high mileage used 2019 Subaru Ascent Limited 7-Passenger AWD SUV below 107,000 miles, cvt transmission, and 22 MPG, 2.4L gas engine is for sale right now below $18K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$17,772
Est. Payment:	$605.54 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,563
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$17,772.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,256.64
Avg. DMV Fee	365.00
Cash Sale Price	$19,573.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,573.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$605.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,772.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Malibu LT

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This average mileage second hand 2023 Chevrolet Malibu LT FWD sedan below 71,000 miles, cvt transmission, and 22 MPG, 1.5L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,832
Est. Payment:	$472.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,676
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,832.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,400.84
Avg. DMV Fee	365.00
Cash Sale Price	$21,777.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,777.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$472.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,832.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Chevrolet Colorado Z71

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This high mileage preowned 2016 Chevrolet Colorado Z71 4X4 pickup below 139,000 miles, a transmission, and 22 MPG, 3.6L gas engine is for sale right now under $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,899
Est. Payment:	$641.13 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	139,312
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,899.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,125.53
Avg. DMV Fee	365.00
Cash Sale Price	$17,569.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,569.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$641.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Fusion Titanium

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This above average mileage preowned 2020 Ford Fusion Titanium FWD sedan under 96,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now below $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,826
Est. Payment:	$471.82 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,709
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,826.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,120.42
Avg. DMV Fee	365.00
Cash Sale Price	$17,491.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,491.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$471.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,826.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XLT

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This high mileage preowned 2019 Ford F-150 XLT 4X4 pickup under 118,000 miles, a transmission, and 22 MPG, 2.7L gas engine is for sale right now under $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,078
Est. Payment:	$648.77 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,064
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,078.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,348.06
Avg. DMV Fee	365.00
Cash Sale Price	$20,971.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,971.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$648.77

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,078.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Edge SEL

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This average mileage used 2023 Ford Edge SEL AWD SUV below 81,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now below $20K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$19,997
Est. Payment:	$527.05 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,980
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$19,997.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,412.39
Avg. DMV Fee	365.00
Cash Sale Price	$21,954.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,954.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$527.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Equinox Premier

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This below average mileage second hand 2020 Chevrolet Equinox Premier 4X4 SUV below 64,000 miles, a transmission, and 22 MPG, 1.5L gas engine is for sale right now under $20K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$19,997
Est. Payment:	$436.07 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,613
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$19,997.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,412.39
Avg. DMV Fee	365.00
Cash Sale Price	$21,954.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,954.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$436.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai SANTA FE Limited 2.0T

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This average mileage used 2019 Hyundai SANTA FE Limited 2.0T AWD SUV below 87,000 miles, a transmission, and 22 MPG, 2.0L gas engine is for sale right now below $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,921
Est. Payment:	$499.41 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,508
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,921.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,337.07
Avg. DMV Fee	365.00
Cash Sale Price	$20,803.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,803.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$499.41

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,921.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $20,000

2018 Ford Explorer XLT

2022 Ford Escape SE

2019 Subaru Ascent Limited 7-Passenger

2023 Chevrolet Malibu LT

2016 Chevrolet Colorado Z71

2020 Ford Fusion Titanium

2019 Ford F-150 XLT

2023 Ford Edge SEL

2020 Chevrolet Equinox Premier

2019 Hyundai SANTA FE Limited 2.0T

Iowa Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in Iowa

Iowa Secondhand Used Vehicles Priced Below $20,000

2018 Ford Explorer XLT

Ford Explorer XLT

2018 Ford Explorer XLT Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2019 Subaru Ascent Limited 7-Passenger

Subaru Ascent Limited 7-Passenger

2019 Subaru Ascent Limited 7-Passenger Car Loan Estimate

2023 Chevrolet Malibu LT

Chevrolet Malibu LT

2023 Chevrolet Malibu LT Car Loan Estimate

2016 Chevrolet Colorado Z71

Chevrolet Colorado Z71

2016 Chevrolet Colorado Z71 Car Loan Estimate

2020 Ford Fusion Titanium

Ford Fusion Titanium

2020 Ford Fusion Titanium Car Loan Estimate

2019 Ford F-150 XLT

Ford F-150 XLT

2019 Ford F-150 XLT Car Loan Estimate

2023 Ford Edge SEL

Ford Edge SEL

2023 Ford Edge SEL Car Loan Estimate

2020 Chevrolet Equinox Premier

Chevrolet Equinox Premier

2020 Chevrolet Equinox Premier Car Loan Estimate

2019 Hyundai SANTA FE Limited 2.0T

Hyundai SANTA FE Limited 2.0T

2019 Hyundai SANTA FE Limited 2.0T Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $20,000

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