Iowa Used Cars Under $800 a Month. Finance Payments Below $800

2017 Ram 1500 Laramie

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This high mileage used 2017 Ram 1500 Laramie 4x4 pickup under 114,000 miles, automatic transmission, and 23 MPG, 5.7L gas engine is for sale right now under $23K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$22,357
Est. Payment:	$757.31 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,789
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$22,357.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,577.59
Avg. DMV Fee	365.00
Cash Sale Price	$24,479.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,479.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$757.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $22,357.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus ES 350 Luxury

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This low mileage used 2023 Lexus ES 350 Luxury FWD sedan under 42,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,456
Est. Payment:	$768.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,573
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,456.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,914.52
Avg. DMV Fee	365.00
Cash Sale Price	$44,915.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,915.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$768.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,456.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride SX X-Line

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This low mileage used 2025 Kia Telluride SX X-Line AWD SUV under 15,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $44K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$43,555
Est. Payment:	$807.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,979
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$43,555.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,061.45
Avg. DMV Fee	365.00
Cash Sale Price	$47,161.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,161.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$807.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Buick Enclave Premium

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This high mileage used 2018 Buick Enclave Premium FWD SUV below 131,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,989
Est. Payment:	$644.64 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,151
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,989.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,131.83
Avg. DMV Fee	365.00
Cash Sale Price	$17,665.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,665.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$644.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE XRT Pro

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This low mileage certified second hand 2026 Hyundai PALISADE XRT Pro AWD SUV under 7,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $43K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$42,729
Est. Payment:	$791.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,452
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$42,729.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,003.63
Avg. DMV Fee	365.00
Cash Sale Price	$46,277.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,277.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$791.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,729.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Telluride SX

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This high mileage preowned 2021 Kia Telluride SX AWD SUV under 115,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $24K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$23,749
Est. Payment:	$803.39 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,763
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$23,749.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,675.03
Avg. DMV Fee	365.00
Cash Sale Price	$25,969.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,969.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$803.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,749.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Carnival SX Prestige

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This low mileage certified preowned 2024 Kia Carnival SX Prestige FWD minivan below 31,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $43K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$42,710
Est. Payment:	$791.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,088
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$42,710.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,002.30
Avg. DMV Fee	365.00
Cash Sale Price	$46,257.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,257.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$791.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,710.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford F-150 Lariat

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This high mileage preowned 2017 Ford F-150 Lariat 4x4 pickup under 113,000 miles, automatic transmission, and 23 MPG, 3.5L gas engine is for sale right now below $24K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$23,058
Est. Payment:	$780.52 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,479
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$23,058.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,626.66
Avg. DMV Fee	365.00
Cash Sale Price	$25,229.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,229.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$780.52

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,058.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ram 2500 Tradesman

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This high mileage used 2017 Ram 2500 Tradesman 4x4 pickup below 118,000 miles, automatic transmission, and 23 MPG, 6.4L gas engine is for sale right now below $23K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$22,358
Est. Payment:	$757.35 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	118,491
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$22,358.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,577.66
Avg. DMV Fee	365.00
Cash Sale Price	$24,480.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,480.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$757.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,358.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage used 2026 Genesis GV70 2.5T Standard AWD SUV below 6,000 miles, automatic transmission, and 23 MPG, 2.5L gas engine is for sale right now below $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,366
Est. Payment:	$766.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,351
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,366.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,908.22
Avg. DMV Fee	365.00
Cash Sale Price	$44,819.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,819.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.92

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,366.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $800 / Month

2017 Ram 1500 Laramie

2023 Lexus ES 350 Luxury

2025 Kia Telluride SX X-Line

2018 Buick Enclave Premium

2026 Hyundai PALISADE XRT Pro

2021 Kia Telluride SX

2024 Kia Carnival SX Prestige

2017 Ford F-150 Lariat

2017 Ram 2500 Tradesman

2026 Genesis GV70 2.5T Standard

Iowa Areas with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $800 / Month

2017 Ram 1500 Laramie

Ram 1500 Laramie

2017 Ram 1500 Laramie Car Loan Estimate

2023 Lexus ES 350 Luxury

Lexus ES 350 Luxury

2023 Lexus ES 350 Luxury Car Loan Estimate

2025 Kia Telluride SX X-Line

Kia Telluride SX X-Line

2025 Kia Telluride SX X-Line Car Loan Estimate

2018 Buick Enclave Premium

Buick Enclave Premium

2018 Buick Enclave Premium Car Loan Estimate

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2021 Kia Telluride SX

Kia Telluride SX

2021 Kia Telluride SX Car Loan Estimate

2024 Kia Carnival SX Prestige

Kia Carnival SX Prestige

2024 Kia Carnival SX Prestige Car Loan Estimate

2017 Ford F-150 Lariat

Ford F-150 Lariat

2017 Ford F-150 Lariat Car Loan Estimate

2017 Ram 2500 Tradesman

Ram 2500 Tradesman

2017 Ram 2500 Tradesman Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $800 / Month

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