Iowa Used Cars Under $800 a Month. Finance Payments Below $800

2018 Buick Enclave Premium

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This high mileage used 2018 Buick Enclave Premium FWD SUV under 131,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,989
Est. Payment:	$644.64 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,151
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,989.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,131.83
Avg. DMV Fee	365.00
Cash Sale Price	$17,665.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,665.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$644.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lexus ES 350 Luxury

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This low mileage used 2023 Lexus ES 350 Luxury FWD sedan below 42,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,456
Est. Payment:	$768.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,573
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,456.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,914.52
Avg. DMV Fee	365.00
Cash Sale Price	$44,915.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,915.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$768.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,456.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE XRT Pro

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This low mileage certified preowned 2026 Hyundai PALISADE XRT Pro AWD SUV below 7,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $43K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$42,729
Est. Payment:	$791.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,452
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$42,729.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,003.63
Avg. DMV Fee	365.00
Cash Sale Price	$46,277.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,277.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$791.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,729.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride SX X-Line

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This low mileage preowned 2025 Kia Telluride SX X-Line AWD SUV under 15,000 miles, automatic transmission, and 3.8L gas engine is for sale right now below $44K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$43,555
Est. Payment:	$807.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,979
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$43,555.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	3,061.45
Avg. DMV Fee	365.00
Cash Sale Price	$47,161.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,161.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$807.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Telluride SX

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This high mileage second hand 2021 Kia Telluride SX AWD SUV under 115,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $24K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$23,749
Est. Payment:	$803.39 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	114,763
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$23,749.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,675.03
Avg. DMV Fee	365.00
Cash Sale Price	$25,969.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,969.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$803.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,749.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Traverse LT

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This low mileage certified used 2025 Chevrolet Traverse LT 4x4 SUV below 22,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $42K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$41,074
Est. Payment:	$761.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,721
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$41,074.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,887.78
Avg. DMV Fee	365.00
Cash Sale Price	$44,506.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,506.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,074.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage preowned 2026 Genesis GV70 2.5T Standard AWD SUV below 6,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $42K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$41,366
Est. Payment:	$766.92 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,351
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$41,366.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,908.22
Avg. DMV Fee	365.00
Cash Sale Price	$44,819.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,819.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.92

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,366.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ram 1500 Laramie

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This high mileage second hand 2017 Ram 1500 Laramie 4x4 pickup below 114,000 miles, automatic transmission, and 5.7L gas engine is for sale right now below $23K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$22,357
Est. Payment:	$757.31 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	113,789
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$22,357.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,577.59
Avg. DMV Fee	365.00
Cash Sale Price	$24,479.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,479.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$757.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,357.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage certified preowned 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 18,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $42K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$41,307
Est. Payment:	$765.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,207
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$41,307.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,904.09
Avg. DMV Fee	365.00
Cash Sale Price	$44,756.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,756.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$765.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,307.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Jeep Wrangler Unlimited Rubicon

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This high mileage used 2013 Jeep Wrangler Unlimited Rubicon 4x4 SUV below 123,000 miles, transmission, and 3.6L gas engine is for sale right now below $17K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$16,038
Est. Payment:	$646.56 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	123,403
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$16,038.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,135.26
Avg. DMV Fee	365.00
Cash Sale Price	$17,718.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,718.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$646.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,038.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $800 / Month

2018 Buick Enclave Premium

2023 Lexus ES 350 Luxury

2026 Hyundai PALISADE XRT Pro

2025 Kia Telluride SX X-Line

2021 Kia Telluride SX

2025 Chevrolet Traverse LT

2026 Genesis GV70 2.5T Standard

2017 Ram 1500 Laramie

2025 Volkswagen Atlas SEL 4Motion

2013 Jeep Wrangler Unlimited Rubicon

Iowa Areas with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in Iowa

Iowa Secondhand Used Vehicles with Payments Below $800 / Month

2018 Buick Enclave Premium

Buick Enclave Premium

2018 Buick Enclave Premium Car Loan Estimate

2023 Lexus ES 350 Luxury

Lexus ES 350 Luxury

2023 Lexus ES 350 Luxury Car Loan Estimate

2026 Hyundai PALISADE XRT Pro

Hyundai PALISADE XRT Pro

2026 Hyundai PALISADE XRT Pro Car Loan Estimate

2025 Kia Telluride SX X-Line

Kia Telluride SX X-Line

2025 Kia Telluride SX X-Line Car Loan Estimate

2021 Kia Telluride SX

Kia Telluride SX

2021 Kia Telluride SX Car Loan Estimate

2025 Chevrolet Traverse LT

Chevrolet Traverse LT

2025 Chevrolet Traverse LT Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2017 Ram 1500 Laramie

Ram 1500 Laramie

2017 Ram 1500 Laramie Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2013 Jeep Wrangler Unlimited Rubicon

Jeep Wrangler Unlimited Rubicon

2013 Jeep Wrangler Unlimited Rubicon Car Loan Estimate

Iowa Areas with Used Cars for Sale Below $800 / Month

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