Iowa Used SUVs Under $40,000 |with Payments|

2025 Hyundai SANTA FE Limited

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This low mileage preowned 2025 Hyundai SANTA FE Limited AWD SUV below 14,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,817
Est. Payment:	$683.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,253
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,817.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,589.79
Avg. DMV Fee	365.00
Cash Sale Price	$39,951.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,951.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$683.64

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,817.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage certified used 2023 Chevrolet Traverse LT Leather 4x4 SUV below 36,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $36K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$35,650
Est. Payment:	$662.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,888
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$35,650.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,508.10
Avg. DMV Fee	365.00
Cash Sale Price	$38,703.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,703.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$662.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified preowned 2023 Hyundai PALISADE Calligraphy AWD SUV under 40,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $39K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$38,990
Est. Payment:	$723.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,420
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,741.90
Avg. DMV Fee	365.00
Cash Sale Price	$42,276.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,276.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$723.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse LT Leather

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This low mileage certified used 2023 Chevrolet Traverse LT Leather 4x4 SUV below 31,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $36K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$35,744
Est. Payment:	$663.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,828
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$35,744.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,514.68
Avg. DMV Fee	365.00
Cash Sale Price	$38,803.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,803.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$663.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,744.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE 4Motion

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This low mileage certified preowned 2025 Volkswagen Atlas SE 4Motion AWD SUV under 8,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,975
Est. Payment:	$704.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,153
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,975.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,670.85
Avg. DMV Fee	365.00
Cash Sale Price	$41,190.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,190.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.84

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage used 2025 Hyundai SANTA FE Calligraphy AWD SUV under 13,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $40K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$39,643
Est. Payment:	$735.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,741
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$39,643.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,787.61
Avg. DMV Fee	365.00
Cash Sale Price	$42,975.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,975.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$735.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,643.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride S

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This low mileage second hand 2024 Kia Telluride S AWD SUV under 27,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,195
Est. Payment:	$690.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,370
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,195.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,616.25
Avg. DMV Fee	365.00
Cash Sale Price	$40,356.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,356.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$690.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,195.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wagoneer L Series II

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This average mileage preowned 2024 Jeep Wagoneer L Series II 4x4 SUV below 74,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now below $39K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$38,481
Est. Payment:	$905.69 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,453
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$38,481.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,706.27
Avg. DMV Fee	365.00
Cash Sale Price	$41,732.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,732.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$905.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wagoneer L Series II

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This below average mileage preowned 2023 Jeep Wagoneer L Series II 4x4 SUV below 65,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now below $38K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$37,465
Est. Payment:	$807.32 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,467
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$37,465.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,635.15
Avg. DMV Fee	365.00
Cash Sale Price	$40,645.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,645.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$807.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,465.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Buick Enclave Avenir

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This average mileage preowned 2024 Buick Enclave Avenir 4x4 SUV under 88,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $36K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$35,679
Est. Payment:	$929.87 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,062
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$35,679.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,510.13
Avg. DMV Fee	365.00
Cash Sale Price	$38,734.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,734.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$929.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,679.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in Iowa

Iowa Secondhand Used SUVs Priced Below $40,000

2025 Hyundai SANTA FE Limited

2023 Chevrolet Traverse LT Leather

2023 Hyundai PALISADE Calligraphy

2023 Chevrolet Traverse LT Leather

2025 Volkswagen Atlas SE 4Motion

2025 Hyundai SANTA FE Calligraphy

2024 Kia Telluride S

2024 Jeep Wagoneer L Series II

2023 Jeep Wagoneer L Series II

2024 Buick Enclave Avenir

Iowa Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in Iowa

Iowa Secondhand Used SUVs Priced Below $40,000

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 Chevrolet Traverse LT Leather

Chevrolet Traverse LT Leather

2023 Chevrolet Traverse LT Leather Car Loan Estimate

2025 Volkswagen Atlas SE 4Motion

Volkswagen Atlas SE 4Motion

2025 Volkswagen Atlas SE 4Motion Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Kia Telluride S

Kia Telluride S

2024 Kia Telluride S Car Loan Estimate

2024 Jeep Wagoneer L Series II

Jeep Wagoneer L Series II

2024 Jeep Wagoneer L Series II Car Loan Estimate

2023 Jeep Wagoneer L Series II

Jeep Wagoneer L Series II

2023 Jeep Wagoneer L Series II Car Loan Estimate

2024 Buick Enclave Avenir

Buick Enclave Avenir

2024 Buick Enclave Avenir Car Loan Estimate

Iowa Areas with Used SUVs for Sale Below $40,000

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