Iowa Used Sedans Under $20,000 |with Payments|

2023 Chevrolet Malibu LT

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This average mileage second hand 2023 Chevrolet Malibu LT FWD sedan below 71,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now below $20K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$19,832
Est. Payment:	$472.63 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,676
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$19,832.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,400.84
Avg. DMV Fee	365.00
Cash Sale Price	$21,777.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,777.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$472.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,832.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Hyundai Genesis 3.8L

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This high mileage used 2015 Hyundai Genesis 3.8L RWD sedan under 123,000 miles, a transmission, and 29 MPG, 3.8L gas engine is for sale right now below $19K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$18,900
Est. Payment:	$758.31 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	122,811
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,335.60
Avg. DMV Fee	365.00
Cash Sale Price	$20,780.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,780.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$758.31

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Fusion Titanium

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This above average mileage preowned 2020 Ford Fusion Titanium FWD sedan under 96,000 miles, a transmission, and 29 MPG, 2.0L gas engine is for sale right now below $16K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$15,826
Est. Payment:	$471.82 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,709
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$15,826.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,120.42
Avg. DMV Fee	365.00
Cash Sale Price	$17,491.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,491.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$471.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,826.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Malibu LT

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This low mileage used 2024 Chevrolet Malibu LT FWD sedan below 36,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now under $20K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$19,400
Est. Payment:	$364.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,654
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$19,400.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,370.60
Avg. DMV Fee	365.00
Cash Sale Price	$21,315.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,315.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$364.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Chevrolet Malibu LT

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This low mileage preowned 2017 Chevrolet Malibu LT FWD sedan under 47,000 miles, a transmission, and 29 MPG, 1.5L gas engine is for sale right now below $16K at Dahl Ford Davenport Inc in Davenport, IA. ...View More Details

Sales Price:	$15,487
Est. Payment:	$293.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,964
Location:	Davenport, IA

Item	Amount
Used Car Price⁽¹⁾	$15,487.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,096.69
Avg. DMV Fee	365.00
Cash Sale Price	$17,128.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,128.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$293.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,487.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Honda Civic Touring

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This average mileage preowned 2016 Honda Civic Touring FWD sedan under 84,000 miles, cvt transmission, and 29 MPG, 1.5L gas engine is for sale right now under $18K at Courtesy Ford Trucks in Davenport, IA. ...View More Details

Sales Price:	$17,696
Est. Payment:	$467.94 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,081
Location:	Davenport, IA

Item	Amount
Used Car Price⁽¹⁾	$17,696.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,251.32
Avg. DMV Fee	365.00
Cash Sale Price	$19,492.32
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,492.32
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$467.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,696.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Sentra SV

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This low mileage preowned 2023 Nissan Sentra SV FWD sedan under 56,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $19K at Shottenkirk Ford Lincoln in West Burlington, IA. ...View More Details

Sales Price:	$18,500
Est. Payment:	$373.68 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,885
Location:	West Burlington, IA

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,307.60
Avg. DMV Fee	365.00
Cash Sale Price	$20,352.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,352.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$373.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA SEL

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This average mileage used 2025 Hyundai SONATA SEL FWD sedan below 84,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now below $20K at Shottenkirk Ford Lincoln in West Burlington, IA. ...View More Details

Sales Price:	$19,775
Est. Payment:	$521.35 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,447
Location:	West Burlington, IA

Item	Amount
Used Car Price⁽¹⁾	$19,775.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,396.85
Avg. DMV Fee	365.00
Cash Sale Price	$21,716.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,716.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$521.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Altima 2.5 SV

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This below average mileage used 2024 Nissan Altima 2.5 SV FWD sedan under 61,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now below $20K at Freese Motors, Inc. in Monticello, IA. ...View More Details

Sales Price:	$19,500
Est. Payment:	$425.51 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	61,001
Location:	Monticello, IA

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,377.60
Avg. DMV Fee	365.00
Cash Sale Price	$21,422.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,422.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$425.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia K5 LXS

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This below average mileage second hand 2022 Kia K5 LXS AWD sedan under 66,000 miles, a transmission, and 29 MPG, 1.6L gas engine is for sale right now under $19K at Dewey Ford in Ankeny, IA. ...View More Details

Sales Price:	$18,616
Est. Payment:	$406.72 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,000
Location:	Ankeny, IA

Item	Amount
Used Car Price⁽¹⁾	$18,616.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	1,315.72
Avg. DMV Fee	365.00
Cash Sale Price	$20,476.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,476.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$406.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,616.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $20,000 for Sale in Iowa

Iowa Secondhand Used Sedans Priced Below $20,000

2023 Chevrolet Malibu LT

2015 Hyundai Genesis 3.8L

2020 Ford Fusion Titanium

2024 Chevrolet Malibu LT

2017 Chevrolet Malibu LT

2016 Honda Civic Touring

2023 Nissan Sentra SV

2025 Hyundai SONATA SEL

2024 Nissan Altima 2.5 SV

2022 Kia K5 LXS

Iowa Areas with Used Sedans for Sale Below $20,000

Used Sedans under $20,000 for Sale in Iowa

Iowa Secondhand Used Sedans Priced Below $20,000

2023 Chevrolet Malibu LT

Chevrolet Malibu LT

2023 Chevrolet Malibu LT Car Loan Estimate

2015 Hyundai Genesis 3.8L

Hyundai Genesis 3.8L

2015 Hyundai Genesis 3.8L Car Loan Estimate

2020 Ford Fusion Titanium

Ford Fusion Titanium

2020 Ford Fusion Titanium Car Loan Estimate

2024 Chevrolet Malibu LT

Chevrolet Malibu LT

2024 Chevrolet Malibu LT Car Loan Estimate

2017 Chevrolet Malibu LT

Chevrolet Malibu LT

2017 Chevrolet Malibu LT Car Loan Estimate

2016 Honda Civic Touring

Honda Civic Touring

2016 Honda Civic Touring Car Loan Estimate

2023 Nissan Sentra SV

Nissan Sentra SV

2023 Nissan Sentra SV Car Loan Estimate

2025 Hyundai SONATA SEL

Hyundai SONATA SEL

2025 Hyundai SONATA SEL Car Loan Estimate

2024 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2024 Nissan Altima 2.5 SV Car Loan Estimate

2022 Kia K5 LXS

Kia K5 LXS

2022 Kia K5 LXS Car Loan Estimate

Iowa Areas with Used Sedans for Sale Below $20,000

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