Iowa Used Sedans Under $40,000 |with Payments|

2023 Lexus ES 350 Luxury

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This low mileage preowned 2023 Lexus ES 350 Luxury FWD sedan under 42,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,462
Est. Payment:	$658.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,573
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,462.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,494.94
Avg. DMV Fee	365.00
Cash Sale Price	$38,501.94
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,501.94
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$658.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,462.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage second hand 2026 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now below $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,074
Est. Payment:	$688.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,074.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,607.78
Avg. DMV Fee	365.00
Cash Sale Price	$40,226.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,226.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$688.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,074.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage used 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $39K at Smart Hyundai of Davenport in Davenport, IA. ...View More Details

Sales Price:	$38,888
Est. Payment:	$721.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Davenport, IA

Item	Amount
Used Car Price⁽¹⁾	$38,888.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,734.76
Avg. DMV Fee	365.00
Cash Sale Price	$42,167.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,167.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$721.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage used 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $37K at Stew Hansen Hyundai in Clive, IA. ...View More Details

Sales Price:	$36,990
Est. Payment:	$686.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Clive, IA

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,601.90
Avg. DMV Fee	365.00
Cash Sale Price	$40,136.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,136.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$686.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage used 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $37K at Mcgrath Hyundai of Cedar Rapids in Hiawatha, IA. ...View More Details

Sales Price:	$36,117
Est. Payment:	$670.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24
Location:	Hiawatha, IA

Item	Amount
Used Car Price⁽¹⁾	$36,117.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,540.79
Avg. DMV Fee	365.00
Cash Sale Price	$39,202.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,202.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$670.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,117.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage second hand 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $40K at Smart Hyundai of Davenport in Davenport, IA. ...View More Details

Sales Price:	$39,915
Est. Payment:	$740.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Davenport, IA

Item	Amount
Used Car Price⁽¹⁾	$39,915.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,806.65
Avg. DMV Fee	365.00
Cash Sale Price	$43,266.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,266.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$740.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,915.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage used 2025 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,822
Est. Payment:	$665.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,822.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,520.14
Avg. DMV Fee	365.00
Cash Sale Price	$38,887.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,887.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$665.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage preowned 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, automatic transmission, and 24 MPG, 2.0L hybrid engine is for sale right now under $39K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$38,355
Est. Payment:	$711.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$38,355.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,697.45
Avg. DMV Fee	365.00
Cash Sale Price	$41,597.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,597.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$711.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,355.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N TCR

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This low mileage preowned 2026 Hyundai ELANTRA N TCR FWD sedan under 0,000 miles, manual transmission, and 24 MPG, 2.0L gas engine is for sale right now under $39K at Billion Hyundai in Iowa City, IA. ...View More Details

Sales Price:	$38,580
Est. Payment:	$715.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Iowa City, IA

Item	Amount
Used Car Price⁽¹⁾	$38,580.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,713.20
Avg. DMV Fee	365.00
Cash Sale Price	$41,838.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,838.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$715.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,580.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage second hand 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,110
Est. Payment:	$689.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,110.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,610.30
Avg. DMV Fee	365.00
Cash Sale Price	$40,265.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,265.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,110.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Iowa

Iowa Secondhand Used Sedans Priced Below $40,000

2023 Lexus ES 350 Luxury

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base

2026 Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N Base

Iowa Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Iowa

Iowa Secondhand Used Sedans Priced Below $40,000

2023 Lexus ES 350 Luxury

Lexus ES 350 Luxury

2023 Lexus ES 350 Luxury Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai ELANTRA N TCR

Hyundai ELANTRA N TCR

2026 Hyundai ELANTRA N TCR Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

Iowa Areas with Used Sedans for Sale Below $40,000

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