Iowa Used Sedans Under $40,000 |with Payments|

2019 Mercedes-Benz S-Class S 560 4MATIC

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This below average mileage used 2019 Mercedes-Benz S-Class S 560 4MATIC AWD sedan below 64,000 miles, automatic transmission, and 48 MPG, 4.0L gas engine is for sale right now under $40K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$39,986
Est. Payment:	$860.90 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,730
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$39,986.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,811.62
Avg. DMV Fee	365.00
Cash Sale Price	$43,342.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,342.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$860.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Tesla Model 3 Long Range

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This low mileage preowned 2024 Tesla Model 3 Long Range AWD sedan below 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $38K at Mcmullen Ford in Council Bluffs, IA. ...View More Details

Sales Price:	$37,900
Est. Payment:	$703.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,115
Location:	Council Bluffs, IA

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,665.60
Avg. DMV Fee	365.00
Cash Sale Price	$41,110.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,110.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$703.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage preowned 2026 Hyundai ELANTRA N Base FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now under $37K at Mcgrath Hyundai of Cedar Rapids in Hiawatha, IA. ...View More Details

Sales Price:	$36,117
Est. Payment:	$670.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24
Location:	Hiawatha, IA

Item	Amount
Used Car Price⁽¹⁾	$36,117.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,540.79
Avg. DMV Fee	365.00
Cash Sale Price	$39,202.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,202.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$670.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,117.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage preowned 2026 Hyundai ELANTRA N Base FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now below $37K at Stew Hansen Hyundai in Clive, IA. ...View More Details

Sales Price:	$36,990
Est. Payment:	$686.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Clive, IA

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,601.90
Avg. DMV Fee	365.00
Cash Sale Price	$40,136.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,136.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$686.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage used 2026 Hyundai ELANTRA N Base FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now below $37K at Edwards Hyundai in Council Bluffs, IA. ...View More Details

Sales Price:	$36,845
Est. Payment:	$684.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43
Location:	Council Bluffs, IA

Item	Amount
Used Car Price⁽¹⁾	$36,845.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,591.75
Avg. DMV Fee	365.00
Cash Sale Price	$39,981.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,981.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$684.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,845.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage preowned 2025 Hyundai SONATA Hybrid Limited FWD sedan under 4,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $37K at Edwards Hyundai in Council Bluffs, IA. ...View More Details

Sales Price:	$36,935
Est. Payment:	$685.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,500
Location:	Council Bluffs, IA

Item	Amount
Used Car Price⁽¹⁾	$36,935.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,598.05
Avg. DMV Fee	365.00
Cash Sale Price	$40,078.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,078.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$685.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,935.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

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This low mileage preowned 2026 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now under $39K at Mcgrath Hyundai of Cedar Rapids in Hiawatha, IA. ...View More Details

Sales Price:	$38,425
Est. Payment:	$713.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	240
Location:	Hiawatha, IA

Item	Amount
Used Car Price⁽¹⁾	$38,425.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,702.35
Avg. DMV Fee	365.00
Cash Sale Price	$41,672.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,672.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,425.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai ELANTRA N Base

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This low mileage used 2026 Hyundai ELANTRA N Base FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.0L gas engine is for sale right now under $38K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$37,110
Est. Payment:	$689.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$37,110.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,610.30
Avg. DMV Fee	365.00
Cash Sale Price	$40,265.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,265.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$689.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,110.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage second hand 2025 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now under $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,822
Est. Payment:	$665.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,822.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,520.14
Avg. DMV Fee	365.00
Cash Sale Price	$38,887.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,887.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$665.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage preowned 2025 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now under $38K at Edwards Hyundai in Council Bluffs, IA. ...View More Details

Sales Price:	$37,380
Est. Payment:	$693.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49
Location:	Council Bluffs, IA

Item	Amount
Used Car Price⁽¹⁾	$37,380.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,629.20
Avg. DMV Fee	365.00
Cash Sale Price	$40,554.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,554.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$693.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,380.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Iowa

Iowa Secondhand Used Sedans Priced Below $40,000

2019 Mercedes-Benz S-Class S 560 4MATIC

2024 Tesla Model 3 Long Range

2026 Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base

2025 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai ELANTRA N Base

2025 Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited

Iowa Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Iowa

Iowa Secondhand Used Sedans Priced Below $40,000

2019 Mercedes-Benz S-Class S 560 4MATIC

Mercedes-Benz S-Class S 560 4MATIC

2019 Mercedes-Benz S-Class S 560 4MATIC Car Loan Estimate

2024 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2024 Tesla Model 3 Long Range Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2026 Hyundai ELANTRA N Base Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

Iowa Areas with Used Sedans for Sale Below $40,000

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