Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $400 a Month

2019 Hyundai SANTA FE SEL 2.4L

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This low mileage used 2019 Hyundai SANTA FE SEL 2.4L FWD SUV under 47,000 miles, automatic transmission, and 31 MPG, 2.4L gas engine is for sale right now below $19K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$18,977
Est. Payment:	$367.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,461
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$18,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,106.06
Avg. DMV Fee	196.00
Cash Sale Price	$21,448.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,448.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$367.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA SEL

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This low mileage preowned 2022 Hyundai SONATA SEL FWD sedan below 54,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $19K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$18,977
Est. Payment:	$393.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,621
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$18,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,106.06
Avg. DMV Fee	196.00
Cash Sale Price	$21,448.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,448.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$393.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Altima 2.5 SV

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This low mileage preowned 2025 Nissan Altima 2.5 SV FWD sedan below 35,000 miles, cvt transmission, and 31 MPG, 2.5L gas engine is for sale right now below $21K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$20,900
Est. Payment:	$403.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,994
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$20,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,317.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,582.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,582.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$403.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Mazda CX-5 Grand Touring

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This high mileage second hand 2018 Mazda CX-5 Grand Touring AWD SUV below 173,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $7K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$6,995
Est. Payment:	$297.33 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	172,777
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$6,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	788.04
Avg. DMV Fee	196.00
Cash Sale Price	$8,148.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,148.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$297.33

(1) Auto Loan calculations are based on the used car dealer's advertised price of $6,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Volvo S60 T5 Drive-E Premier

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This high mileage second hand 2016 Volvo S60 T5 Drive-E Premier FWD sedan below 168,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $7K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$6,995
Est. Payment:	$297.33 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	168,266
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$6,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	788.04
Avg. DMV Fee	196.00
Cash Sale Price	$8,148.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$8,148.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$297.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $6,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2011 Ram Dakota

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This high mileage second hand 2011 Ram Dakota RWD pickup below 117,000 miles, automatic transmission, and 31 MPG, 3.7L gas engine is for sale right now under $12K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$11,420
Est. Payment:	$404.03 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,277
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$11,420.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,274.79
Avg. DMV Fee	196.00
Cash Sale Price	$13,059.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,059.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$404.03

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,420.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Dodge Grand Caravan

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This above average mileage preowned 2019 Dodge Grand Caravan FWD minivan below 100,000 miles, automatic transmission, and 31 MPG, 3.6L gas engine is for sale right now below $13K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$12,970
Est. Payment:	$398.68 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,649
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$12,970.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,445.29
Avg. DMV Fee	196.00
Cash Sale Price	$14,780.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,780.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$398.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $12,970.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Grand Cherokee

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This low mileage preowned 2018 Jeep Grand Cherokee 4x4 SUV under 53,000 miles, automatic transmission, and 31 MPG, 3.6L gas engine is for sale right now under $20K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$19,707
Est. Payment:	$408.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,873
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$19,707.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,186.36
Avg. DMV Fee	196.00
Cash Sale Price	$22,258.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,258.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$408.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,707.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Sentra SV

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This low mileage used 2023 Nissan Sentra SV FWD sedan under 20,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $21K at Courtesy Ford in Danville, IL. ...View More Details

Sales Price:	$20,981
Est. Payment:	$405.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,752
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$20,981.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,326.50
Avg. DMV Fee	196.00
Cash Sale Price	$23,672.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,672.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$405.07

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,981.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage preowned 2023 Hyundai KONA SEL AWD SUV under 39,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Courtesy Ford in Danville, IL. ...View More Details

Sales Price:	$19,733
Est. Payment:	$381.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,856
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$19,733.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,189.22
Avg. DMV Fee	196.00
Cash Sale Price	$22,287.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,287.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$381.37

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,733.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $400 / Month

2019 Hyundai SANTA FE SEL 2.4L

2022 Hyundai SONATA SEL

2025 Nissan Altima 2.5 SV

2018 Mazda CX-5 Grand Touring

2016 Volvo S60 T5 Drive-E Premier

2011 Ram Dakota

2019 Dodge Grand Caravan

2018 Jeep Grand Cherokee

2023 Nissan Sentra SV

2023 Hyundai KONA SEL

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $400 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $400 / Month

2019 Hyundai SANTA FE SEL 2.4L

Hyundai SANTA FE SEL 2.4L

2019 Hyundai SANTA FE SEL 2.4L Car Loan Estimate

2022 Hyundai SONATA SEL

Hyundai SONATA SEL

2022 Hyundai SONATA SEL Car Loan Estimate

2025 Nissan Altima 2.5 SV

Nissan Altima 2.5 SV

2025 Nissan Altima 2.5 SV Car Loan Estimate

2018 Mazda CX-5 Grand Touring

Mazda CX-5 Grand Touring

2018 Mazda CX-5 Grand Touring Car Loan Estimate

2016 Volvo S60 T5 Drive-E Premier

Volvo S60 T5 Drive-E Premier

2016 Volvo S60 T5 Drive-E Premier Car Loan Estimate

2011 Ram Dakota

Ram Dakota

2011 Ram Dakota Car Loan Estimate

2019 Dodge Grand Caravan

Dodge Grand Caravan

2019 Dodge Grand Caravan Car Loan Estimate

2018 Jeep Grand Cherokee

Jeep Grand Cherokee

2018 Jeep Grand Cherokee Car Loan Estimate

2023 Nissan Sentra SV

Nissan Sentra SV

2023 Nissan Sentra SV Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $400 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $400 / Month

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