Used Cars under $400 per month for Sale in the Greater Champaign - Springfield - Decatur Area

72 Preowned vehicles for sale in the Metro Champaign - Springfield - Decatur area with monthly payments below $400. Search by payment, bodystyle, engine type, or drivetrain.

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Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $400 / Month

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State
IL
Credit Score / Avg. Rate
501-600 / 18.86%
Max Payment
$0.00
Down Payment
$0.00
Trade Value
$0.00
Trade Payoff
$0.00
Bad Credit Used Car Loans
Preowned 2024 Ford Escape Active for Sale
2024 Ford Escape Active

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This low mileage preowned 2024 Ford Escape Active AWD SUV below 20,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $20,999
Est. Payment: $528.83 / 72 months @ 18.86% APR
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Mileage: 20,357
Location: Urbana, IL
Estimated Cash Down: $1,000
Preowned 2025 Jeep Compass Trailhawk for Sale
2025 Jeep Compass Trailhawk

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This low mileage preowned 2025 Jeep Compass Trailhawk 4x4 SUV below 45,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $21,500
Est. Payment: $541.45 / 72 months @ 18.86% APR
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Mileage: 45,089
Location: Urbana, IL
Estimated Cash Down: $1,100
Preowned 2025 Kia K4 LXS for Sale
2025 Kia K4 LXS

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This low mileage preowned 2025 Kia K4 LXS FWD sedan under 37,000 miles, cvt transmission, and 29 MPG, 2.0L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $21,325
Est. Payment: $537.04 / 72 months @ 18.86% APR
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Mileage: 36,560
Location: Urbana, IL
Estimated Cash Down: $1,100
Preowned 2019 Mitsubishi Outlander SEL for Sale
2019 Mitsubishi Outlander SEL

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This low mileage used 2019 Mitsubishi Outlander SEL AWD SUV under 52,000 miles, cvt transmission, and 29 MPG, 2.4L gas engine is for sale right now under $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $17,777
Est. Payment: $469.92 / 66 months @ 18.86% APR
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Mileage: 51,991
Location: Urbana, IL
Estimated Cash Down: $900
Preowned 2023 Chevrolet Trailblazer LT for Sale
2023 Chevrolet Trailblazer LT

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This low mileage preowned 2023 Chevrolet Trailblazer LT FWD SUV under 21,000 miles, cvt transmission, and 29 MPG, 1.2L gas engine is for sale right now below $21K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $20,999
Est. Payment: $528.83 / 72 months @ 18.86% APR
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Mileage: 20,714
Location: Urbana, IL
Estimated Cash Down: $1,000
Preowned 2013 Ford Edge Limited for Sale
2013 Ford Edge Limited

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This high mileage preowned 2013 Ford Edge Limited AWD SUV under 129,000 miles, automatic transmission, and 29 MPG, 3.5L gas engine is for sale right now below $8K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $7,779
Est. Payment: $353.72 / 30 months @ 18.86% APR
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Mileage: 129,465
Location: Urbana, IL
Estimated Cash Down: $700
Preowned 2007 Lexus RX 350 Base for Sale
2007 Lexus RX 350 Base

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This high mileage used 2007 Lexus RX 350 Base AWD SUV below 182,000 miles, automatic transmission, and 29 MPG, 3.5L gas engine is for sale right now below $8K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $7,500
Est. Payment: $341.03 / 30 months @ 18.86% APR
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Mileage: 181,814
Location: Urbana, IL
Estimated Cash Down: $700
Preowned 2022 Kia Sportage Nightfall for Sale
2022 Kia Sportage Nightfall

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This low mileage preowned 2022 Kia Sportage Nightfall AWD SUV under 33,000 miles, automatic transmission, and 29 MPG, 2.4L gas engine is for sale right now under $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $20,000
Est. Payment: $503.67 / 72 months @ 18.86% APR
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Mileage: 32,635
Location: Urbana, IL
Estimated Cash Down: $1,000
Preowned 2025 Jeep Compass Trailhawk for Sale
2025 Jeep Compass Trailhawk

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This low mileage second hand 2025 Jeep Compass Trailhawk 4x4 SUV below 43,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $22K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price: $21,401
Est. Payment: $538.96 / 72 months @ 18.86% APR
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Mileage: 43,252
Location: Urbana, IL
Estimated Cash Down: $1,100
Preowned 2022 Volkswagen Taos S 4Motion for Sale
2022 Volkswagen Taos S 4Motion

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This average mileage used 2022 Volkswagen Taos S 4Motion AWD SUV below 73,000 miles, automatic transmission, and 29 MPG, 1.5L gas engine is for sale right now under $17K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price: $16,822
Est. Payment: $502.11 / 54 months @ 18.86% APR
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Mileage: 73,435
Location: Springfield, IL
Estimated Cash Down: $900
Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $400 / Month
Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $400 / Month