Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $400 a Month

2024 Hyundai ELANTRA SEL

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This low mileage preowned 2024 Hyundai ELANTRA SEL FWD sedan below 33,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $21K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$20,345
Est. Payment:	$392.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,065
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$20,345.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,256.54
Avg. DMV Fee	196.00
Cash Sale Price	$22,966.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,966.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$392.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,345.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage second hand 2023 Hyundai ELANTRA SEL FWD sedan below 51,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $20K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$19,800
Est. Payment:	$410.57 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,838
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$19,800.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,196.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,361.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,361.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$410.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage preowned 2022 Ford Escape SE FWD SUV under 27,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now under $21K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$20,996
Est. Payment:	$405.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,202
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$20,996.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,328.15
Avg. DMV Fee	196.00
Cash Sale Price	$23,689.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,689.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$405.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage second hand 2023 Hyundai ELANTRA SEL FWD sedan under 41,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $21K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$20,400
Est. Payment:	$394.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,760
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$20,400.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,262.59
Avg. DMV Fee	196.00
Cash Sale Price	$23,027.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,027.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$394.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Escape Active

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This low mileage used 2023 Ford Escape Active FWD SUV under 38,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now below $21K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$20,990
Est. Payment:	$405.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,592
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$20,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,327.49
Avg. DMV Fee	196.00
Cash Sale Price	$23,682.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,682.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$405.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Jeep Cherokee Latitude

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This high mileage second hand 2015 Jeep Cherokee Latitude 4X4 SUV below 109,000 miles, transmission, and 24 MPG, 3.2L gas engine is for sale right now under $11K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$10,990
Est. Payment:	$389.26 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	109,316
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$10,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,227.49
Avg. DMV Fee	196.00
Cash Sale Price	$12,582.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,582.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$389.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Forte LXS

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This low mileage preowned 2023 Kia Forte LXS FWD sedan below 27,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $21K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$20,225
Est. Payment:	$390.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,589
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$20,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,243.34
Avg. DMV Fee	196.00
Cash Sale Price	$22,833.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,833.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$390.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Terrain SLE

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This low mileage used 2022 GMC Terrain SLE FWD SUV under 38,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now below $22K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$21,495
Est. Payment:	$414.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,134
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$21,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,383.04
Avg. DMV Fee	196.00
Cash Sale Price	$24,243.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,243.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$414.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Soul S

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This above average mileage used 2021 Kia Soul S FWD wagon under 97,000 miles, cvt transmission, and 24 MPG, 2.0L gas engine is for sale right now below $12K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$11,995
Est. Payment:	$369.49 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	96,753
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$11,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,338.04
Avg. DMV Fee	196.00
Cash Sale Price	$13,698.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,698.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$369.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Ram 1500 SLT

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This average mileage preowned 2015 Ram 1500 SLT 4X2 pickup below 88,000 miles, a transmission, and 24 MPG, 3.0L diesel engine is for sale right now under $15K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$14,495
Est. Payment:	$395.46 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,868
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$14,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,613.04
Avg. DMV Fee	196.00
Cash Sale Price	$16,473.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,473.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$395.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $14,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $400 / Month

2024 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

2022 Ford Escape SE

2023 Hyundai ELANTRA SEL

2023 Ford Escape Active

2015 Jeep Cherokee Latitude

2023 Kia Forte LXS

2022 GMC Terrain SLE

2021 Kia Soul S

2015 Ram 1500 SLT

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $400 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $400 / Month

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Ford Escape Active

Ford Escape Active

2023 Ford Escape Active Car Loan Estimate

2015 Jeep Cherokee Latitude

Jeep Cherokee Latitude

2015 Jeep Cherokee Latitude Car Loan Estimate

2023 Kia Forte LXS

Kia Forte LXS

2023 Kia Forte LXS Car Loan Estimate

2022 GMC Terrain SLE

GMC Terrain SLE

2022 GMC Terrain SLE Car Loan Estimate

2021 Kia Soul S

Kia Soul S

2021 Kia Soul S Car Loan Estimate

2015 Ram 1500 SLT

Ram 1500 SLT

2015 Ram 1500 SLT Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $400 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $400 / Month

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