Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $550 a Month

2025 Mazda CX-50 2.5 S Premium

⇩ View Seller Description

This low mileage used 2025 Mazda CX-50 2.5 S Premium AWD SUV under 23,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,500
Est. Payment:	$547.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,885
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,153.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,018.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,018.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$547.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick LaCrosse Premium

⇩ View Seller Description

This high mileage preowned 2017 Buick LaCrosse Premium AWD sedan below 105,000 miles, automatic transmission, and 49 MPG, 3.6L gas engine is for sale right now below $17K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$16,150
Est. Payment:	$566.45 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,991
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$16,150.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,795.09
Avg. DMV Fee	196.00
Cash Sale Price	$18,310.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,310.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$566.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Sorento EX Sport

⇩ View Seller Description

This high mileage used 2019 Kia Sorento EX Sport FWD SUV below 142,000 miles, automatic transmission, and 49 MPG, 3.3L gas engine is for sale right now under $11K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$10,950
Est. Payment:	$457.53 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	141,523
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$10,950.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,223.09
Avg. DMV Fee	196.00
Cash Sale Price	$12,538.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,538.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$457.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Jeep Gladiator Willys

⇩ View Seller Description

This low mileage used 2022 Jeep Gladiator Willys 4x4 pickup under 44,000 miles, transmission, and 49 MPG, 3.6L gas engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,500
Est. Payment:	$547.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,093
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,153.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,018.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,018.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$547.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Honda CR-V EX-L

⇩ View Seller Description

This low mileage second hand 2022 Honda CR-V EX-L AWD SUV below 43,000 miles, cvt transmission, and 49 MPG, 1.5L gas engine is for sale right now under $30K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$29,900
Est. Payment:	$574.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,894
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$29,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,307.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,572.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,572.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$574.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Bronco Sport Big Bend

⇩ View Seller Description

This low mileage second hand 2024 Ford Bronco Sport Big Bend AWD SUV below 16,000 miles, automatic transmission, and 49 MPG, 1.5L gas engine is for sale right now under $28K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$27,482
Est. Payment:	$528.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,195
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$27,482.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,041.61
Avg. DMV Fee	196.00
Cash Sale Price	$30,888.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,888.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$528.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,482.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

⇩ View Seller Description

This low mileage certified second hand 2024 Hyundai TUCSON SEL AWD SUV under 9,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now below $28K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$27,770
Est. Payment:	$534.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,966
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$27,770.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,073.29
Avg. DMV Fee	196.00
Cash Sale Price	$31,208.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,208.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$534.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas Cross Sport SE 4Motion

⇩ View Seller Description

This low mileage used 2025 Volkswagen Atlas Cross Sport SE 4Motion AWD SUV below 32,000 miles, automatic transmission, and 49 MPG, 2.0L gas engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,225
Est. Payment:	$561.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,056
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,233.34
Avg. DMV Fee	196.00
Cash Sale Price	$32,823.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,823.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$561.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Camry SE

⇩ View Seller Description

This above average mileage second hand 2021 Toyota Camry SE FWD sedan under 95,000 miles, automatic transmission, and 49 MPG, 2.5L gas engine is for sale right now under $17K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$16,990
Est. Payment:	$519.05 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,211
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$16,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,887.49
Avg. DMV Fee	196.00
Cash Sale Price	$19,242.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,242.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$519.05

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Willys 4xe

⇩ View Seller Description

This below average mileage used 2023 Jeep Wrangler Willys 4xe 4x4 SUV below 66,000 miles, automatic transmission, and 49 MPG, 2.0L hybrid engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,725
Est. Payment:	$552.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,300
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,738.34
Avg. DMV Fee	196.00
Cash Sale Price	$27,828.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,828.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$552.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $550 / Month

2025 Mazda CX-50 2.5 S Premium

2017 Buick LaCrosse Premium

2019 Kia Sorento EX Sport

2022 Jeep Gladiator Willys

2022 Honda CR-V EX-L

2024 Ford Bronco Sport Big Bend

2024 Hyundai TUCSON SEL

2025 Volkswagen Atlas Cross Sport SE 4Motion

2021 Toyota Camry SE

2023 Jeep Wrangler Willys 4xe

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $550 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $550 / Month

2025 Mazda CX-50 2.5 S Premium

Mazda CX-50 2.5 S Premium

2025 Mazda CX-50 2.5 S Premium Car Loan Estimate

2017 Buick LaCrosse Premium

Buick LaCrosse Premium

2017 Buick LaCrosse Premium Car Loan Estimate

2019 Kia Sorento EX Sport

Kia Sorento EX Sport

2019 Kia Sorento EX Sport Car Loan Estimate

2022 Jeep Gladiator Willys

Jeep Gladiator Willys

2022 Jeep Gladiator Willys Car Loan Estimate

2022 Honda CR-V EX-L

Honda CR-V EX-L

2022 Honda CR-V EX-L Car Loan Estimate

2024 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2024 Ford Bronco Sport Big Bend Car Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Car Loan Estimate

2025 Volkswagen Atlas Cross Sport SE 4Motion

Volkswagen Atlas Cross Sport SE 4Motion

2025 Volkswagen Atlas Cross Sport SE 4Motion Car Loan Estimate

2021 Toyota Camry SE

Toyota Camry SE

2021 Toyota Camry SE Car Loan Estimate

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $550 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $550 / Month

Customize Payments

Find Financing

Customize Payments