Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $550 a Month

2023 Hyundai SANTA CRUZ Night

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This low mileage second hand 2023 Hyundai SANTA CRUZ Night AWD pickup under 15,000 miles, a transmission, and 28 MPG, 2.5L gas engine is for sale right now under $28K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$27,977
Est. Payment:	$537.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,178
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$27,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,096.06
Avg. DMV Fee	196.00
Cash Sale Price	$31,438.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,438.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$537.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Escape ST-Line

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This low mileage used 2024 Ford Escape ST-Line AWD SUV below 14,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $28K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$27,680
Est. Payment:	$532.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,513
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$27,680.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,063.39
Avg. DMV Fee	196.00
Cash Sale Price	$31,108.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,108.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$532.31

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,680.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Honda Civic Sport

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This low mileage used 2026 Honda Civic Sport FWD sedan under 16,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $28K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$27,490
Est. Payment:	$528.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,901
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$27,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,042.49
Avg. DMV Fee	196.00
Cash Sale Price	$30,897.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,897.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$528.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This below average mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van under 64,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now under $26K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$25,495
Est. Payment:	$569.72 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,779
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$25,495.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,823.04
Avg. DMV Fee	196.00
Cash Sale Price	$28,683.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,683.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$569.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van under 60,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now under $27K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$26,187
Est. Payment:	$540.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,568
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$26,187.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,899.16
Avg. DMV Fee	196.00
Cash Sale Price	$29,451.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,451.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$540.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,187.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chrysler Pacifica Touring L

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This low mileage preowned 2024 Chrysler Pacifica Touring L FWD mini-van under 49,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now under $29K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$28,990
Est. Payment:	$557.19 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,183
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$28,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,207.49
Avg. DMV Fee	196.00
Cash Sale Price	$32,562.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,562.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$557.19

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This low mileage preowned 2022 Ford Explorer XLT RWD SUV under 26,000 miles, a transmission, and 28 MPG, 2.3L gas engine is for sale right now below $29K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$28,695
Est. Payment:	$551.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,850
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$28,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,175.04
Avg. DMV Fee	196.00
Cash Sale Price	$32,235.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,235.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$551.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chrysler Voyager LX

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This average mileage preowned 2023 Chrysler Voyager LX FWD mini-van under 71,000 miles, a transmission, and 28 MPG, 3.6L gas engine is for sale right now under $22K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$21,900
Est. Payment:	$535.89 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,189
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$21,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,427.59
Avg. DMV Fee	196.00
Cash Sale Price	$24,692.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,692.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$535.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Big Bend

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This low mileage used 2025 Ford Bronco Sport Big Bend AWD SUV below 29,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $28K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$27,665
Est. Payment:	$532.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,189
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$27,665.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,061.74
Avg. DMV Fee	196.00
Cash Sale Price	$31,091.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,091.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$532.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,665.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Big Bend

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This low mileage second hand 2025 Ford Bronco Sport Big Bend AWD SUV below 25,000 miles, a transmission, and 28 MPG, 1.5L gas engine is for sale right now below $28K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$27,947
Est. Payment:	$537.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,225
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$27,947.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,092.76
Avg. DMV Fee	196.00
Cash Sale Price	$31,404.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,404.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$537.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,947.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $550 / Month

2023 Hyundai SANTA CRUZ Night

2024 Ford Escape ST-Line

2026 Honda Civic Sport

2024 Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L

2022 Ford Explorer XLT

2023 Chrysler Voyager LX

2025 Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $550 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $550 / Month

2023 Hyundai SANTA CRUZ Night

Hyundai SANTA CRUZ Night

2023 Hyundai SANTA CRUZ Night Car Loan Estimate

2024 Ford Escape ST-Line

Ford Escape ST-Line

2024 Ford Escape ST-Line Car Loan Estimate

2026 Honda Civic Sport

Honda Civic Sport

2026 Honda Civic Sport Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2024 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2024 Chrysler Pacifica Touring L Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2023 Chrysler Voyager LX

Chrysler Voyager LX

2023 Chrysler Voyager LX Car Loan Estimate

2025 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend Car Loan Estimate

2025 Ford Bronco Sport Big Bend

Ford Bronco Sport Big Bend

2025 Ford Bronco Sport Big Bend Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $550 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $550 / Month

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