Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $550 a Month

2025 Mazda CX-50 2.5 S Premium

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This low mileage preowned 2025 Mazda CX-50 2.5 S Premium AWD SUV below 23,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,500
Est. Payment:	$547.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,885
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,153.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,018.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,018.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$547.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Willys 4xe

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This low mileage used 2023 Jeep Wrangler Willys 4xe 4x4 SUV below 26,000 miles, automatic transmission, and 26 MPG, 2.0L hybrid engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,225
Est. Payment:	$561.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,686
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,233.34
Avg. DMV Fee	196.00
Cash Sale Price	$32,823.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,823.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$561.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Hyundai Azera Limited

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This high mileage second hand 2014 Hyundai Azera Limited FWD sedan under 124,000 miles, automatic transmission, and 26 MPG, 3.3L gas engine is for sale right now below $10K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$9,977
Est. Payment:	$418.12 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	124,365
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$9,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,116.06
Avg. DMV Fee	196.00
Cash Sale Price	$11,458.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,458.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$418.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Sorento S

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This low mileage used 2025 Kia Sorento S FWD SUV below 34,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $28K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$27,500
Est. Payment:	$528.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,328
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$27,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,043.59
Avg. DMV Fee	196.00
Cash Sale Price	$30,908.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,908.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$528.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Honda CR-V EX-L

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This low mileage used 2022 Honda CR-V EX-L AWD SUV under 43,000 miles, cvt transmission, and 26 MPG, 1.5L gas engine is for sale right now below $30K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$29,900
Est. Payment:	$574.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,894
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$29,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,307.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,572.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,572.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$574.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $29,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry LE

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This below average mileage preowned 2025 Toyota Camry LE FWD sedan below 64,000 miles, cvt transmission, and 26 MPG, 2.5L hybrid engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,695
Est. Payment:	$552.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,432
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,735.04
Avg. DMV Fee	196.00
Cash Sale Price	$27,795.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,795.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$552.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Willys 4xe

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This below average mileage used 2023 Jeep Wrangler Willys 4xe 4x4 SUV below 66,000 miles, automatic transmission, and 26 MPG, 2.0L hybrid engine is for sale right now below $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,725
Est. Payment:	$552.74 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,300
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,738.34
Avg. DMV Fee	196.00
Cash Sale Price	$27,828.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,828.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$552.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Subaru Outback Base

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This average mileage second hand 2021 Subaru Outback Base AWD SUV under 86,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,899
Est. Payment:	$539.46 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,321
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,207.48
Avg. DMV Fee	196.00
Cash Sale Price	$22,471.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,471.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$539.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Camry LE

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This low mileage certified preowned 2026 Toyota Camry LE FWD sedan under 3,000 miles, cvt transmission, and 26 MPG, 2.5L hybrid engine is for sale right now below $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,500
Est. Payment:	$566.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,804
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,263.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,128.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,128.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$566.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

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This low mileage certified used 2024 Hyundai TUCSON SEL AWD SUV under 9,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $28K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$27,770
Est. Payment:	$534.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,966
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$27,770.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,073.29
Avg. DMV Fee	196.00
Cash Sale Price	$31,208.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,208.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$534.02

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $550 / Month

2025 Mazda CX-50 2.5 S Premium

2023 Jeep Wrangler Willys 4xe

2014 Hyundai Azera Limited

2025 Kia Sorento S

2022 Honda CR-V EX-L

2025 Toyota Camry LE

2023 Jeep Wrangler Willys 4xe

2021 Subaru Outback Base

2026 Toyota Camry LE

2024 Hyundai TUCSON SEL

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $550 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $550 / Month

2025 Mazda CX-50 2.5 S Premium

Mazda CX-50 2.5 S Premium

2025 Mazda CX-50 2.5 S Premium Car Loan Estimate

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

2014 Hyundai Azera Limited

Hyundai Azera Limited

2014 Hyundai Azera Limited Car Loan Estimate

2025 Kia Sorento S

Kia Sorento S

2025 Kia Sorento S Car Loan Estimate

2022 Honda CR-V EX-L

Honda CR-V EX-L

2022 Honda CR-V EX-L Car Loan Estimate

2025 Toyota Camry LE

Toyota Camry LE

2025 Toyota Camry LE Car Loan Estimate

2023 Jeep Wrangler Willys 4xe

Jeep Wrangler Willys 4xe

2023 Jeep Wrangler Willys 4xe Car Loan Estimate

2021 Subaru Outback Base

Subaru Outback Base

2021 Subaru Outback Base Car Loan Estimate

2026 Toyota Camry LE

Toyota Camry LE

2026 Toyota Camry LE Car Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $550 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $550 / Month

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