Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $550 a Month

2022 Honda CR-V EX-L

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This low mileage preowned 2022 Honda CR-V EX-L AWD SUV under 43,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now below $30K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$29,900
Est. Payment:	$574.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,894
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$29,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,307.59
Avg. DMV Fee	196.00
Cash Sale Price	$33,572.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,572.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$574.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $29,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry LE

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This below average mileage used 2025 Toyota Camry LE FWD sedan below 64,000 miles, cvt transmission, and 32 MPG, 2.5L hybrid engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,695
Est. Payment:	$552.08 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,432
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,735.04
Avg. DMV Fee	196.00
Cash Sale Price	$27,795.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,795.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$552.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Hyundai Azera Limited

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This high mileage used 2014 Hyundai Azera Limited FWD sedan under 124,000 miles, automatic transmission, and 32 MPG, 3.3L gas engine is for sale right now under $10K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$9,977
Est. Payment:	$418.12 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	124,365
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$9,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,116.06
Avg. DMV Fee	196.00
Cash Sale Price	$11,458.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,458.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$418.12

(1) Car Finance calculations are based on the used car dealer's advertised price of $9,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Sahara 4xe

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This low mileage used 2023 Jeep Wrangler Sahara 4xe 4x4 SUV under 25,000 miles, automatic transmission, and 32 MPG, 2.0L hybrid engine is for sale right now under $30K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$29,225
Est. Payment:	$561.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,281
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$29,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,233.34
Avg. DMV Fee	196.00
Cash Sale Price	$32,823.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,823.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$561.66

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Kia Sorento EX Sport

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This high mileage second hand 2019 Kia Sorento EX Sport FWD SUV under 142,000 miles, automatic transmission, and 32 MPG, 3.3L gas engine is for sale right now under $11K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$10,950
Est. Payment:	$457.53 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	141,523
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$10,950.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,223.09
Avg. DMV Fee	196.00
Cash Sale Price	$12,538.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,538.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$457.53

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Buick LaCrosse Premium

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This high mileage preowned 2017 Buick LaCrosse Premium AWD sedan below 105,000 miles, automatic transmission, and 32 MPG, 3.6L gas engine is for sale right now under $17K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$16,150
Est. Payment:	$566.45 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	104,991
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$16,150.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,795.09
Avg. DMV Fee	196.00
Cash Sale Price	$18,310.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,310.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Finance Payment	$566.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,150.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 36 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON Limited

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This low mileage certified preowned 2022 Hyundai TUCSON Limited FWD SUV under 51,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $26K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$25,274
Est. Payment:	$522.13 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,349
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$25,274.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,798.73
Avg. DMV Fee	196.00
Cash Sale Price	$28,437.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,437.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$522.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $25,274.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Tiguan SE 4Motion

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This low mileage used 2025 Volkswagen Tiguan SE 4Motion AWD SUV under 4,000 miles, automatic transmission, and 32 MPG, 2.0L gas engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,799
Est. Payment:	$553.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,774
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,799.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,186.48
Avg. DMV Fee	196.00
Cash Sale Price	$32,350.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,350.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$553.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $28,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 S Premium

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This low mileage second hand 2025 Mazda CX-50 2.5 S Premium AWD SUV below 23,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $29K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$28,500
Est. Payment:	$547.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,885
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,153.59
Avg. DMV Fee	196.00
Cash Sale Price	$32,018.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,018.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$547.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Honda Accord Sport Special Edition

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This low mileage second hand 2022 Honda Accord Sport Special Edition FWD sedan under 59,000 miles, cvt transmission, and 32 MPG, 1.5L gas engine is for sale right now under $26K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$25,814
Est. Payment:	$533.13 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,001
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$25,814.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,858.13
Avg. DMV Fee	196.00
Cash Sale Price	$29,037.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,037.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$533.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,814.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $550 / Month

2022 Honda CR-V EX-L

2025 Toyota Camry LE

2014 Hyundai Azera Limited

2023 Jeep Wrangler Sahara 4xe

2019 Kia Sorento EX Sport

2017 Buick LaCrosse Premium

2022 Hyundai TUCSON Limited

2025 Volkswagen Tiguan SE 4Motion

2025 Mazda CX-50 2.5 S Premium

2022 Honda Accord Sport Special Edition

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $550 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $550 / Month

2022 Honda CR-V EX-L

Honda CR-V EX-L

2022 Honda CR-V EX-L Car Loan Estimate

2025 Toyota Camry LE

Toyota Camry LE

2025 Toyota Camry LE Car Loan Estimate

2014 Hyundai Azera Limited

Hyundai Azera Limited

2014 Hyundai Azera Limited Car Loan Estimate

2023 Jeep Wrangler Sahara 4xe

Jeep Wrangler Sahara 4xe

2023 Jeep Wrangler Sahara 4xe Car Loan Estimate

2019 Kia Sorento EX Sport

Kia Sorento EX Sport

2019 Kia Sorento EX Sport Car Loan Estimate

2017 Buick LaCrosse Premium

Buick LaCrosse Premium

2017 Buick LaCrosse Premium Car Loan Estimate

2022 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2022 Hyundai TUCSON Limited Car Loan Estimate

2025 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2025 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2025 Mazda CX-50 2.5 S Premium

Mazda CX-50 2.5 S Premium

2025 Mazda CX-50 2.5 S Premium Car Loan Estimate

2022 Honda Accord Sport Special Edition

Honda Accord Sport Special Edition

2022 Honda Accord Sport Special Edition Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $550 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $550 / Month

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