Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $700 a Month

2023 Toyota Camry XSE V6

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This low mileage used 2023 Toyota Camry XSE V6 FWD sedan under 28,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$690.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,629
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE XRT

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This below average mileage certified preowned 2023 Hyundai PALISADE XRT AWD SUV below 69,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $32K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$31,821
Est. Payment:	$709.19 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,845
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$31,821.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,518.90
Avg. DMV Fee	196.00
Cash Sale Price	$35,704.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,704.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$709.19

(1) Car Finance calculations are based on the used car dealer's advertised price of $31,821.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage certified preowned 2025 Hyundai PALISADE SEL AWD SUV below 16,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $37K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$36,432
Est. Payment:	$698.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,001
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$36,432.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,026.11
Avg. DMV Fee	196.00
Cash Sale Price	$40,823.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,823.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,432.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Mercedes-Benz GLE GLE 350 4MATIC

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This high mileage second hand 2016 Mercedes-Benz GLE GLE 350 4MATIC AWD SUV under 124,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $14K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$13,500
Est. Payment:	$560.82 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	124,099
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$13,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,503.59
Avg. DMV Fee	196.00
Cash Sale Price	$15,368.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,368.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Loan Payment	$560.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $13,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 30 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Rubicon

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This low mileage used 2023 Jeep Gladiator Rubicon 4x4 pickup below 55,000 miles, transmission, and 24 MPG, 3.6L gas engine is for sale right now below $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,225
Est. Payment:	$684.17 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,546
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,673.34
Avg. DMV Fee	196.00
Cash Sale Price	$37,263.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,263.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$684.17

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE XRT

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This low mileage second hand 2023 Hyundai PALISADE XRT AWD SUV under 27,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $36K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$35,977
Est. Payment:	$689.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,377
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$35,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.06
Avg. DMV Fee	196.00
Cash Sale Price	$40,318.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,318.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 7,000 miles, automatic transmission, and 24 MPG, 1.6L hybrid engine is for sale right now below $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,500
Est. Payment:	$718.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,895
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,143.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,008.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,008.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage preowned 2025 Hyundai SANTA FE Limited AWD SUV below 7,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,205
Est. Payment:	$713.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,679
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,205.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,111.14
Avg. DMV Fee	196.00
Cash Sale Price	$41,681.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,681.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

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This low mileage preowned 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 21,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now under $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,225
Est. Payment:	$713.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,992
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,113.34
Avg. DMV Fee	196.00
Cash Sale Price	$41,703.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,703.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$713.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey Sport-L

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This low mileage second hand 2025 Honda Odyssey Sport-L FWD minivan under 24,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now below $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,500
Est. Payment:	$718.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,580
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,143.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,008.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,008.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$718.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $700 / Month

2023 Toyota Camry XSE V6

2023 Hyundai PALISADE XRT

2025 Hyundai PALISADE SEL

2016 Mercedes-Benz GLE GLE 350 4MATIC

2023 Jeep Gladiator Rubicon

2023 Hyundai PALISADE XRT

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai SANTA FE Limited

2025 Volkswagen Atlas SEL 4Motion

2025 Honda Odyssey Sport-L

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $700 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $700 / Month

2023 Toyota Camry XSE V6

Toyota Camry XSE V6

2023 Toyota Camry XSE V6 Car Loan Estimate

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2016 Mercedes-Benz GLE GLE 350 4MATIC

Mercedes-Benz GLE GLE 350 4MATIC

2016 Mercedes-Benz GLE 350 4MATIC Car Loan Estimate

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2025 Honda Odyssey Sport-L

Honda Odyssey Sport-L

2025 Honda Odyssey Sport-L Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $700 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $700 / Month

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