Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $700 a Month

2026 Hyundai SANTA FE Hybrid SEL

⇩ View Seller Description

This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 7,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,500
Est. Payment:	$718.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,895
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,143.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,008.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,008.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$718.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Chevrolet Traverse High Country

⇩ View Seller Description

This high mileage used 2018 Chevrolet Traverse High Country 4x4 SUV below 166,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $14K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$13,990
Est. Payment:	$580.66 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	165,833
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$13,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,557.49
Avg. DMV Fee	196.00
Cash Sale Price	$15,912.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,912.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$580.66

(1) Auto Finance calculations are based on the used car dealer's advertised price of $13,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Camaro SS

⇩ View Seller Description

This low mileage second hand 2019 Chevrolet Camaro SS RWD convertible below 45,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,595
Est. Payment:	$682.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,286
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,934.04
Avg. DMV Fee	196.00
Cash Sale Price	$39,894.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,894.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$682.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Gladiator Rubicon

⇩ View Seller Description

This low mileage used 2023 Jeep Gladiator Rubicon 4x4 pickup under 55,000 miles, transmission, and 22 MPG, 3.6L gas engine is for sale right now below $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,225
Est. Payment:	$684.17 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,546
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,673.34
Avg. DMV Fee	196.00
Cash Sale Price	$37,263.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,263.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$684.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SEL 4Motion

⇩ View Seller Description

This low mileage second hand 2025 Volkswagen Atlas SEL 4Motion AWD SUV under 24,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $39K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$38,229
Est. Payment:	$732.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,742
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$38,229.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,223.78
Avg. DMV Fee	196.00
Cash Sale Price	$42,817.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,817.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,229.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

⇩ View Seller Description

This low mileage certified preowned 2024 Toyota Tacoma SR5 4x4 pickup under 19,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,725
Est. Payment:	$723.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,003
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,168.34
Avg. DMV Fee	196.00
Cash Sale Price	$42,258.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,258.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$723.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Calligraphy

⇩ View Seller Description

This average mileage used 2023 Hyundai SANTA FE Calligraphy AWD SUV below 85,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $25K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$25,000
Est. Payment:	$675.39 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	85,319
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,768.59
Avg. DMV Fee	196.00
Cash Sale Price	$28,133.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,133.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$675.39

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Grand Cherokee L Limited

⇩ View Seller Description

This low mileage used 2024 Jeep Grand Cherokee L Limited 4x4 SUV below 22,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,590
Est. Payment:	$701.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,178
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,590.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,043.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,998.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,998.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-150 XLT

⇩ View Seller Description

This high mileage second hand 2016 Ford F-150 XLT 4x4 pickup below 100,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$698.66 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	100,462
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Finance Payment	$698.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 36 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE XRT

⇩ View Seller Description

This low mileage preowned 2023 Hyundai PALISADE XRT AWD SUV below 27,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now below $36K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$35,977
Est. Payment:	$689.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,377
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$35,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.06
Avg. DMV Fee	196.00
Cash Sale Price	$40,318.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,318.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $700 / Month

2026 Hyundai SANTA FE Hybrid SEL

2018 Chevrolet Traverse High Country

2019 Chevrolet Camaro SS

2023 Jeep Gladiator Rubicon

2025 Volkswagen Atlas SEL 4Motion

2024 Toyota Tacoma SR5

2023 Hyundai SANTA FE Calligraphy

2024 Jeep Grand Cherokee L Limited

2016 Ford F-150 XLT

2023 Hyundai PALISADE XRT

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $700 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $700 / Month

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2018 Chevrolet Traverse High Country

Chevrolet Traverse High Country

2018 Chevrolet Traverse High Country Car Loan Estimate

2019 Chevrolet Camaro SS

Chevrolet Camaro SS

2019 Chevrolet Camaro SS Car Loan Estimate

2023 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2023 Jeep Gladiator Rubicon Car Loan Estimate

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2023 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2023 Hyundai SANTA FE Calligraphy Car Loan Estimate

2024 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2024 Jeep Grand Cherokee L Limited Car Loan Estimate

2016 Ford F-150 XLT

Ford F-150 XLT

2016 Ford F-150 XLT Car Loan Estimate

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $700 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $700 / Month

Customize Payments

Find Financing

Customize Payments