Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $700 a Month

2023 Hyundai PALISADE XRT

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This low mileage used 2023 Hyundai PALISADE XRT AWD SUV below 29,000 miles, a transmission, and 18 MPG, 3.8L gas engine is for sale right now under $36K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$35,977
Est. Payment:	$689.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,866
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$35,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.06
Avg. DMV Fee	196.00
Cash Sale Price	$40,318.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,318.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Murano SL

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This low mileage preowned 2025 Nissan Murano SL AWD SUV below 4,000 miles, a transmission, and 18 MPG, 2.0L gas engine is for sale right now under $36K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$35,886
Est. Payment:	$688.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,594
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,886.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,966.05
Avg. DMV Fee	196.00
Cash Sale Price	$40,217.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,217.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$688.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Heritage

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This low mileage preowned 2025 Ford Bronco Sport Heritage AWD SUV under 9,000 miles, a transmission, and 18 MPG, 1.5L gas engine is for sale right now below $36K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$690.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,411
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,332.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,332.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.15

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Ranger Lariat

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This low mileage second hand 2022 Ford Ranger Lariat 4X4 pickup under 54,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now under $34K at Mangold Ford of Clinton in Clinton, IL. ...View More Details

Sales Price:	$33,107
Est. Payment:	$681.77 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,164
Location:	Clinton, IL

Item	Amount
Used Car Price⁽¹⁾	$33,107.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,660.36
Avg. DMV Fee	196.00
Cash Sale Price	$37,132.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,132.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$681.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,107.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Explorer Active

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This low mileage preowned 2025 Ford Explorer Active AWD SUV below 14,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now below $38K at Landmark Ford, Inc. in Springfield, IL. ...View More Details

Sales Price:	$37,995
Est. Payment:	$728.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,630
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.04
Avg. DMV Fee	196.00
Cash Sale Price	$42,558.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,558.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$728.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer ST

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This below average mileage preowned 2021 Ford Explorer ST AWD SUV under 64,000 miles, a transmission, and 18 MPG, 3.0L gas engine is for sale right now under $32K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$31,490
Est. Payment:	$701.89 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,278
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$31,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,482.49
Avg. DMV Fee	196.00
Cash Sale Price	$35,337.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,337.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$701.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $31,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Ranger Lariat

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This low mileage used 2024 Ford Ranger Lariat 4X4 pickup under 25,000 miles, a transmission, and 18 MPG, 2.3L gas engine is for sale right now below $39K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$38,201
Est. Payment:	$732.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,309
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$38,201.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,220.70
Avg. DMV Fee	196.00
Cash Sale Price	$42,786.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,786.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$732.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,201.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE SEL

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This low mileage second hand 2024 Hyundai PALISADE SEL AWD SUV under 8,000 miles, a transmission, and 18 MPG, 3.8L gas engine is for sale right now under $38K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$37,990
Est. Payment:	$728.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,861
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,197.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,552.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,552.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage preowned 2024 Ford F-150 XLT 4X4 pickup below 35,000 miles, a transmission, and 18 MPG, 3.5L hybrid engine is for sale right now below $39K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$38,087
Est. Payment:	$729.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,188
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,087.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,208.16
Avg. DMV Fee	196.00
Cash Sale Price	$42,660.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,660.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$729.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This low mileage used 2022 Ram 1500 Big Horn 4X4 pickup below 45,000 miles, a transmission, and 18 MPG, 5.7L gas engine is for sale right now below $37K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$36,988
Est. Payment:	$709.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,317
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.27
Avg. DMV Fee	196.00
Cash Sale Price	$41,440.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,440.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $700 / Month

2023 Hyundai PALISADE XRT

2025 Nissan Murano SL

2025 Ford Bronco Sport Heritage

2022 Ford Ranger Lariat

2025 Ford Explorer Active

2021 Ford Explorer ST

2024 Ford Ranger Lariat

2024 Hyundai PALISADE SEL

2024 Ford F-150 XLT

2022 Ram 1500 Big Horn

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $700 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $700 / Month

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

2025 Nissan Murano SL

Nissan Murano SL

2025 Nissan Murano SL Car Loan Estimate

2025 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2025 Ford Bronco Sport Heritage Car Loan Estimate

2022 Ford Ranger Lariat

Ford Ranger Lariat

2022 Ford Ranger Lariat Car Loan Estimate

2025 Ford Explorer Active

Ford Explorer Active

2025 Ford Explorer Active Car Loan Estimate

2021 Ford Explorer ST

Ford Explorer ST

2021 Ford Explorer ST Car Loan Estimate

2024 Ford Ranger Lariat

Ford Ranger Lariat

2024 Ford Ranger Lariat Car Loan Estimate

2024 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2024 Hyundai PALISADE SEL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $700 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $700 / Month

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