Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $700 a Month

2023 Hyundai PALISADE XRT

⇩ View Seller Description

This low mileage preowned 2023 Hyundai PALISADE XRT AWD SUV below 29,000 miles, a transmission, and 24 MPG, 3.8L gas engine is for sale right now under $36K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$35,977
Est. Payment:	$689.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,866
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$35,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.06
Avg. DMV Fee	196.00
Cash Sale Price	$40,318.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,318.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$689.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Murano SL

⇩ View Seller Description

This low mileage used 2025 Nissan Murano SL AWD SUV under 2,000 miles, a transmission, and 24 MPG, 2.0L gas engine is for sale right now below $36K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$35,886
Est. Payment:	$688.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,466
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,886.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,966.05
Avg. DMV Fee	196.00
Cash Sale Price	$40,217.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,217.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$688.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,886.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Laredo

⇩ View Seller Description

This low mileage second hand 2025 Jeep Grand Cherokee L Laredo 4X4 SUV under 4,000 miles, a transmission, and 24 MPG, 3.6L gas engine is for sale right now below $37K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$36,988
Est. Payment:	$709.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,645
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.27
Avg. DMV Fee	196.00
Cash Sale Price	$41,440.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,440.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

⇩ View Seller Description

This low mileage used 2022 Ram 1500 Big Horn 4X4 pickup under 45,000 miles, a transmission, and 24 MPG, 5.7L gas engine is for sale right now under $37K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$36,988
Est. Payment:	$709.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,317
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$36,988.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.27
Avg. DMV Fee	196.00
Cash Sale Price	$41,440.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,440.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.11

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Ford F-150 Limited

⇩ View Seller Description

This high mileage preowned 2014 Ford F-150 Limited 4X4 pickup under 117,000 miles, a transmission, and 24 MPG, 3.5L gas engine is for sale right now below $20K at Jackson Ford, Inc. in Decatur, IL. ...View More Details

Sales Price:	$19,437
Est. Payment:	$679.33 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	117,064
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$19,437.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,156.66
Avg. DMV Fee	196.00
Cash Sale Price	$21,958.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,958.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$679.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,437.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

⇩ View Seller Description

This low mileage preowned 2025 Kia Telluride S FWD SUV below 22,000 miles, a transmission, and 24 MPG, 3.8L gas engine is for sale right now under $36K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$690.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,042
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,332.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,332.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$690.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Bronco Sport Heritage

⇩ View Seller Description

This low mileage second hand 2025 Ford Bronco Sport Heritage AWD SUV under 9,000 miles, a transmission, and 24 MPG, 1.5L gas engine is for sale right now below $36K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$690.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,411
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,332.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,332.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$690.15

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Dodge Charger Daytona Scat Pack

⇩ View Seller Description

This low mileage second hand 2024 Dodge Charger Daytona Scat Pack AWD coupe under 12,000 miles, a transmission, and 0.0L electric engine is for sale right now under $38K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$37,989
Est. Payment:	$728.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,032
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$37,989.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,197.38
Avg. DMV Fee	196.00
Cash Sale Price	$42,551.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,551.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$728.12

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Mustang Mach-E GT

⇩ View Seller Description

This low mileage preowned 2023 Ford Mustang Mach-E GT AWD SUV below 13,000 miles, a transmission, and 0.0L electric engine is for sale right now under $36K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$690.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,250
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,332.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,332.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford Explorer XLT

⇩ View Seller Description

This low mileage preowned 2024 Ford Explorer XLT AWD SUV below 27,000 miles, a transmission, and 24 MPG, 2.3L gas engine is for sale right now below $37K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$709.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,042
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,442.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,442.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $700 / Month

2023 Hyundai PALISADE XRT

2025 Nissan Murano SL

2025 Jeep Grand Cherokee L Laredo

2022 Ram 1500 Big Horn

2014 Ford F-150 Limited

2025 Kia Telluride S

2025 Ford Bronco Sport Heritage

2024 Dodge Charger Daytona Scat Pack

2023 Ford Mustang Mach-E GT

2024 Ford Explorer XLT

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $700 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $700 / Month

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

2025 Nissan Murano SL

Nissan Murano SL

2025 Nissan Murano SL Car Loan Estimate

2025 Jeep Grand Cherokee L Laredo

Jeep Grand Cherokee L Laredo

2025 Jeep Grand Cherokee L Laredo Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2014 Ford F-150 Limited

Ford F-150 Limited

2014 Ford F-150 Limited Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2025 Ford Bronco Sport Heritage

Ford Bronco Sport Heritage

2025 Ford Bronco Sport Heritage Car Loan Estimate

2024 Dodge Charger Daytona Scat Pack

Dodge Charger Daytona Scat Pack

2024 Dodge Charger Daytona Scat Pack Car Loan Estimate

2023 Ford Mustang Mach-E GT

Ford Mustang Mach-E GT

2023 Ford Mustang Mach-E GT Car Loan Estimate

2024 Ford Explorer XLT

Ford Explorer XLT

2024 Ford Explorer XLT Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $700 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $700 / Month

Customize Payments

Find Financing

Customize Payments