Illinois Used SUVs Under $40,000 |with Payments|

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 5,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $36K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$35,586
Est. Payment:	$682.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,705
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$35,586.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,933.05
Avg. DMV Fee	196.00
Cash Sale Price	$39,884.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,884.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$682.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,586.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Acadia Elevation

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This low mileage used 2025 GMC Acadia Elevation FWD SUV below 16,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $37K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$36,329
Est. Payment:	$696.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,488
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$36,329.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,014.78
Avg. DMV Fee	196.00
Cash Sale Price	$40,708.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,708.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$696.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,329.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer Platinum

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This low mileage preowned 2021 Ford Explorer Platinum AWD SUV under 43,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Explorer Platinum

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This low mileage second hand 2023 Ford Explorer Platinum AWD SUV below 32,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now under $39K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$38,413
Est. Payment:	$736.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,461
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$38,413.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,244.02
Avg. DMV Fee	196.00
Cash Sale Price	$43,022.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,022.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,413.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage certified used 2023 Genesis GV70 2.5T Standard AWD SUV under 39,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $39K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$38,999
Est. Payment:	$747.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,990
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.48
Avg. DMV Fee	196.00
Cash Sale Price	$43,672.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,672.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Limited

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This low mileage certified used 2023 Hyundai PALISADE Limited AWD SUV under 57,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $37K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$36,814
Est. Payment:	$757.31 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,166
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$36,814.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,068.13
Avg. DMV Fee	196.00
Cash Sale Price	$41,247.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,247.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$757.31

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,814.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lexus GX 460 Base

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This above average mileage second hand 2021 Lexus GX 460 Base AWD SUV below 92,000 miles, automatic transmission, and 22 MPG, 4.6L gas engine is for sale right now under $37K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$36,289
Est. Payment:	$1096.88 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,692
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$36,289.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,010.38
Avg. DMV Fee	196.00
Cash Sale Price	$40,664.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,664.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1096.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,289.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL Convenience

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This low mileage preowned 2025 Hyundai TUCSON SEL Convenience AWD SUV below 8,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $37K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$36,199
Est. Payment:	$694.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,286
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$36,199.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,000.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,564.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,564.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$694.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 34,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $37K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$709.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,385
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,442.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,442.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$709.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage certified used 2025 Hyundai PALISADE SEL AWD SUV under 2,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $39K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$39,000
Est. Payment:	$747.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,593
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.59
Avg. DMV Fee	196.00
Cash Sale Price	$43,673.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,673.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in Illinois

Illinois Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE SEL

2025 GMC Acadia Elevation

2021 Ford Explorer Platinum

2023 Ford Explorer Platinum

2023 Genesis GV70 2.5T Standard

2023 Hyundai PALISADE Limited

2021 Lexus GX 460 Base

2025 Hyundai TUCSON SEL Convenience

2023 BMW X3 xDrive30i

2025 Hyundai PALISADE SEL

Illinois Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in Illinois

Illinois Secondhand Used SUVs Priced Below $40,000

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 GMC Acadia Elevation

GMC Acadia Elevation

2025 GMC Acadia Elevation Car Loan Estimate

2021 Ford Explorer Platinum

Ford Explorer Platinum

2021 Ford Explorer Platinum Car Loan Estimate

2023 Ford Explorer Platinum

Ford Explorer Platinum

2023 Ford Explorer Platinum Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2023 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2023 Hyundai PALISADE Limited Car Loan Estimate

2021 Lexus GX 460 Base

Lexus GX 460 Base

2021 Lexus GX 460 Base Car Loan Estimate

2025 Hyundai TUCSON SEL Convenience

Hyundai TUCSON SEL Convenience

2025 Hyundai TUCSON SEL Convenience Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

Illinois Areas with Used SUVs for Sale Below $40,000

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