Illinois Used SUVs Under $40,000 |with Payments|

2023 Toyota Highlander Hybrid Limited

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This low mileage second hand 2023 Toyota Highlander Hybrid Limited FWD SUV under 59,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now under $39K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$38,850
Est. Payment:	$798.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,898
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$38,850.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,292.09
Avg. DMV Fee	196.00
Cash Sale Price	$43,507.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,507.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$798.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,850.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 7,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,500
Est. Payment:	$718.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,895
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,143.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,008.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,008.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$718.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE XRT

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This low mileage certified second hand 2026 Hyundai SANTA FE XRT AWD SUV below 3,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $38K at Berman Hyundai of Lincolnwood in Lincolnwood, IL. ...View More Details

Sales Price:	$37,460
Est. Payment:	$718.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,671
Location:	Lincolnwood, IL

Item	Amount
Used Car Price⁽¹⁾	$37,460.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,139.19
Avg. DMV Fee	196.00
Cash Sale Price	$41,964.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,964.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$718.07

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,460.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Explorer Platinum

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This low mileage second hand 2021 Ford Explorer Platinum AWD SUV below 43,000 miles, automatic transmission, and 22 MPG, 3.0L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified used 2026 Hyundai SANTA FE Hybrid SEL AWD SUV below 13,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now under $37K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$36,500
Est. Payment:	$699.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,526
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,033.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,898.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,898.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$699.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage second hand 2025 Hyundai SANTA FE Limited AWD SUV below 7,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,205
Est. Payment:	$713.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,679
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,205.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,111.14
Avg. DMV Fee	196.00
Cash Sale Price	$41,681.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,681.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Limited

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This low mileage preowned 2025 Hyundai SANTA FE Hybrid Limited AWD SUV below 8,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $36K at Napleton's Hyundai in Calumet City, IL. ...View More Details

Sales Price:	$35,990
Est. Payment:	$690.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,615
Location:	Calumet City, IL

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.49
Avg. DMV Fee	196.00
Cash Sale Price	$40,332.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,332.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-50 2.5 Turbo Premium Plus

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This low mileage certified second hand 2025 Mazda CX-50 2.5 Turbo Premium Plus AWD SUV below 13,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $38K at Wilkins Hyundai in Elmhurst, IL. ...View More Details

Sales Price:	$37,500
Est. Payment:	$718.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,155
Location:	Elmhurst, IL

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,143.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,008.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,008.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 34,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now below $37K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$36,990
Est. Payment:	$709.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,385
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$36,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,087.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,442.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,442.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$709.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage certified second hand 2024 Hyundai PALISADE Limited AWD SUV below 19,000 miles, automatic transmission, and 22 MPG, 3.8L gas engine is for sale right now under $39K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$38,367
Est. Payment:	$735.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,850
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$38,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,238.96
Avg. DMV Fee	196.00
Cash Sale Price	$42,970.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,970.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in Illinois

Illinois Secondhand Used SUVs Priced Below $40,000

2023 Toyota Highlander Hybrid Limited

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE XRT

2021 Ford Explorer Platinum

2026 Hyundai SANTA FE Hybrid SEL

2025 Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Hybrid Limited

2025 Mazda CX-50 2.5 Turbo Premium Plus

2023 BMW X3 xDrive30i

2024 Hyundai PALISADE Limited

Illinois Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in Illinois

Illinois Secondhand Used SUVs Priced Below $40,000

2023 Toyota Highlander Hybrid Limited

Toyota Highlander Hybrid Limited

2023 Toyota Highlander Hybrid Limited Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2026 Hyundai SANTA FE XRT Car Loan Estimate

2021 Ford Explorer Platinum

Ford Explorer Platinum

2021 Ford Explorer Platinum Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2025 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2025 Mazda CX-50 2.5 Turbo Premium Plus

Mazda CX-50 2.5 Turbo Premium Plus

2025 Mazda CX-50 2.5 Turbo Premium Plus Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

Illinois Areas with Used SUVs for Sale Below $40,000

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