Illinois Used SUVs Under $40,000 |with Payments|

2025 Hyundai PALISADE SEL Premium

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This low mileage certified second hand 2025 Hyundai PALISADE SEL Premium AWD SUV below 8,000 miles, automatic transmission, and 17 MPG, 3.8L gas engine is for sale right now below $40K at Gregory Hyundai in Highland Park, IL. ...View More Details

Sales Price:	$39,434
Est. Payment:	$755.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,707
Location:	Highland Park, IL

Item	Amount
Used Car Price⁽¹⁾	$39,434.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,356.33
Avg. DMV Fee	196.00
Cash Sale Price	$44,155.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,155.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$755.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,434.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Nissan Pathfinder SL

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This low mileage second hand 2025 Nissan Pathfinder SL AWD SUV under 5,000 miles, automatic transmission, and 17 MPG, 3.5L gas engine is for sale right now under $39K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$38,439
Est. Payment:	$736.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,031
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$38,439.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,246.88
Avg. DMV Fee	196.00
Cash Sale Price	$43,050.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,050.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,439.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Audi SQ7 4.0T quattro Prestige

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This average mileage preowned 2020 Audi SQ7 4.0T quattro Prestige AWD SUV under 90,000 miles, automatic transmission, and 17 MPG, 4.0L gas engine is for sale right now below $39K at Napleton's Valley Hyundai in Aurora, IL. ...View More Details

Sales Price:	$39,000
Est. Payment:	$1048.45 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,908
Location:	Aurora, IL

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.59
Avg. DMV Fee	196.00
Cash Sale Price	$43,673.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,673.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$1048.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL Premium

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This low mileage certified used 2026 Hyundai TUCSON SEL Premium AWD SUV below 0,000 miles, automatic transmission, and 17 MPG, 2.5L gas engine is for sale right now under $37K at Autonation Hyundai O'hare in Des Plaines, IL. ...View More Details

Sales Price:	$36,250
Est. Payment:	$695.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	154
Location:	Des Plaines, IL

Item	Amount
Used Car Price⁽¹⁾	$36,250.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,006.09
Avg. DMV Fee	196.00
Cash Sale Price	$40,621.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,621.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$695.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL

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This low mileage certified preowned 2025 Hyundai PALISADE SEL AWD SUV below 2,000 miles, automatic transmission, and 17 MPG, 3.8L gas engine is for sale right now below $39K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$39,000
Est. Payment:	$747.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,593
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.59
Avg. DMV Fee	196.00
Cash Sale Price	$43,673.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,673.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Limited

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This low mileage used 2025 Hyundai SANTA FE Limited AWD SUV under 7,000 miles, automatic transmission, and 17 MPG, 2.5L gas engine is for sale right now below $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,205
Est. Payment:	$713.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,679
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,205.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,111.14
Avg. DMV Fee	196.00
Cash Sale Price	$41,681.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,681.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$713.23

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage certified preowned 2025 Hyundai SANTA FE XRT AWD SUV below 7,000 miles, automatic transmission, and 17 MPG, 2.5L gas engine is for sale right now below $36K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$35,177
Est. Payment:	$674.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,529
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$35,177.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,888.06
Avg. DMV Fee	196.00
Cash Sale Price	$39,430.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,430.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$674.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,177.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage certified preowned 2024 Hyundai PALISADE Limited AWD SUV below 19,000 miles, automatic transmission, and 17 MPG, 3.8L gas engine is for sale right now under $39K at Happy Hyundai of Libertyville in Libertyville, IL. ...View More Details

Sales Price:	$38,367
Est. Payment:	$735.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,850
Location:	Libertyville, IL

Item	Amount
Used Car Price⁽¹⁾	$38,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,238.96
Avg. DMV Fee	196.00
Cash Sale Price	$42,970.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,970.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$735.30

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X4 xDrive30i

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This low mileage used 2022 BMW X4 xDrive30i AWD SUV below 57,000 miles, automatic transmission, and 17 MPG, 2.0L gas engine is for sale right now under $36K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$35,521
Est. Payment:	$730.96 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,809
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$35,521.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,925.90
Avg. DMV Fee	196.00
Cash Sale Price	$39,811.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,811.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$730.96

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,521.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Lexus GX 460 Base

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This above average mileage second hand 2021 Lexus GX 460 Base AWD SUV below 92,000 miles, automatic transmission, and 17 MPG, 4.6L gas engine is for sale right now below $37K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$36,289
Est. Payment:	$1096.88 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,692
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$36,289.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,010.38
Avg. DMV Fee	196.00
Cash Sale Price	$40,664.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,664.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1096.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,289.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in Illinois

Illinois Secondhand Used SUVs Priced Below $40,000

2025 Hyundai PALISADE SEL Premium

2025 Nissan Pathfinder SL

2020 Audi SQ7 4.0T quattro Prestige

2026 Hyundai TUCSON SEL Premium

2025 Hyundai PALISADE SEL

2025 Hyundai SANTA FE Limited

2025 Hyundai SANTA FE XRT

2024 Hyundai PALISADE Limited

2022 BMW X4 xDrive30i

2021 Lexus GX 460 Base

Illinois Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in Illinois

Illinois Secondhand Used SUVs Priced Below $40,000

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2025 Nissan Pathfinder SL

Nissan Pathfinder SL

2025 Nissan Pathfinder SL Car Loan Estimate

2020 Audi SQ7 4.0T quattro Prestige

Audi SQ7 4.0T quattro Prestige

2020 Audi SQ7 4.0T quattro Prestige Car Loan Estimate

2026 Hyundai TUCSON SEL Premium

Hyundai TUCSON SEL Premium

2026 Hyundai TUCSON SEL Premium Car Loan Estimate

2025 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2025 Hyundai PALISADE SEL Car Loan Estimate

2025 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2025 Hyundai SANTA FE Limited Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2024 Hyundai PALISADE Limited

Hyundai PALISADE Limited

2024 Hyundai PALISADE Limited Car Loan Estimate

2022 BMW X4 xDrive30i

BMW X4 xDrive30i

2022 BMW X4 xDrive30i Car Loan Estimate

2021 Lexus GX 460 Base

Lexus GX 460 Base

2021 Lexus GX 460 Base Car Loan Estimate

Illinois Areas with Used SUVs for Sale Below $40,000

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