Champaign - Springfield - Decatur, IL Area Used SUVs Under $40,000

2025 Volkswagen Atlas SEL 4Motion

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This low mileage second hand 2025 Volkswagen Atlas SEL 4Motion AWD SUV below 21,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,500
Est. Payment:	$680.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,996
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,923.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,788.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,788.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$680.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-90 3.3 Turbo Premium Plus

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This low mileage second hand 2025 Mazda CX-90 3.3 Turbo Premium Plus AWD SUV below 29,000 miles, automatic transmission, and 21 MPG, 3.3L hybrid engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,530
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage preowned 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 7,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,725
Est. Payment:	$685.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,917
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,948.34
Avg. DMV Fee	196.00
Cash Sale Price	$40,038.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,038.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$685.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Limited

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This low mileage certified used 2026 Hyundai SANTA FE Limited AWD SUV below 18,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $40K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$39,622
Est. Payment:	$759.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,074
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$39,622.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,377.01
Avg. DMV Fee	196.00
Cash Sale Price	$44,364.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,364.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$759.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,622.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Volkswagen Atlas Cross Sport SE 4Motion

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This low mileage second hand 2026 Volkswagen Atlas Cross Sport SE 4Motion AWD SUV below 25,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $39K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$38,395
Est. Payment:	$735.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,314
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$38,395.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,242.04
Avg. DMV Fee	196.00
Cash Sale Price	$43,002.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,002.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$735.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage preowned 2025 Hyundai PALISADE SEL Premium AWD SUV under 21,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $39K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$38,597
Est. Payment:	$739.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,506
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$38,597.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,264.26
Avg. DMV Fee	196.00
Cash Sale Price	$43,226.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,226.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$739.67

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,597.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wrangler Rubicon

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This low mileage second hand 2023 Jeep Wrangler Rubicon 4x4 SUV below 57,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,599
Est. Payment:	$752.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,185
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,599.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,044.48
Avg. DMV Fee	196.00
Cash Sale Price	$41,008.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,008.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$752.93

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE XRT

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This low mileage preowned 2023 Hyundai PALISADE XRT AWD SUV below 27,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $36K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$35,977
Est. Payment:	$689.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,377
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$35,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,976.06
Avg. DMV Fee	196.00
Cash Sale Price	$40,318.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,318.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$689.90

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Limited

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This low mileage used 2025 Hyundai SANTA FE Hybrid Limited AWD SUV below 23,000 miles, automatic transmission, and 21 MPG, 1.6L hybrid engine is for sale right now under $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,500
Est. Payment:	$718.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,342
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,143.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,008.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,008.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$718.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse High Country

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This low mileage second hand 2023 Chevrolet Traverse High Country 4x4 SUV below 55,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now under $36K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$35,826
Est. Payment:	$737.18 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,504
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$35,826.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,959.45
Avg. DMV Fee	196.00
Cash Sale Price	$40,150.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,150.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$737.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,826.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used SUVs Priced Below $40,000

2025 Volkswagen Atlas SEL 4Motion

2025 Mazda CX-90 3.3 Turbo Premium Plus

2026 Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Limited

2026 Volkswagen Atlas Cross Sport SE 4Motion

2025 Hyundai PALISADE SEL Premium

2023 Jeep Wrangler Rubicon

2023 Hyundai PALISADE XRT

2025 Hyundai SANTA FE Hybrid Limited

2023 Chevrolet Traverse High Country

Greater Champaign - Springfield - Decatur Area Cities with Used SUVs for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used SUVs Priced Below $40,000

2025 Volkswagen Atlas SEL 4Motion

Volkswagen Atlas SEL 4Motion

2025 Volkswagen Atlas SEL 4Motion Car Loan Estimate

2025 Mazda CX-90 3.3 Turbo Premium Plus

Mazda CX-90 3.3 Turbo Premium Plus

2025 Mazda CX-90 3.3 Turbo Premium Plus Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2026 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2026 Hyundai SANTA FE Limited Car Loan Estimate

2026 Volkswagen Atlas Cross Sport SE 4Motion

Volkswagen Atlas Cross Sport SE 4Motion

2026 Volkswagen Atlas Cross Sport SE 4Motion Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2023 Jeep Wrangler Rubicon

Jeep Wrangler Rubicon

2023 Jeep Wrangler Rubicon Car Loan Estimate

2023 Hyundai PALISADE XRT

Hyundai PALISADE XRT

2023 Hyundai PALISADE XRT Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Limited

Hyundai SANTA FE Hybrid Limited

2025 Hyundai SANTA FE Hybrid Limited Car Loan Estimate

2023 Chevrolet Traverse High Country

Chevrolet Traverse High Country

2023 Chevrolet Traverse High Country Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used SUVs for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used SUVs for Sale Below $40,000

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