Illinois Used Sedans Under $40,000 |with Payments|

2026 Genesis G70 2.5T Standard

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This low mileage certified used 2026 Genesis G70 2.5T Standard AWD sedan below 7,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now under $40K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$39,545
Est. Payment:	$757.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,450
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$39,545.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,368.54
Avg. DMV Fee	196.00
Cash Sale Price	$44,278.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,278.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,545.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mercedes-Benz EQS EQS 450+

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This low mileage used 2022 Mercedes-Benz EQS EQS 450+ RWD sedan under 32,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $39K at Knauz Continental Autos in Lake Bluff, IL. ...View More Details

Sales Price:	$38,367
Est. Payment:	$735.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,278
Location:	Lake Bluff, IL

Item	Amount
Used Car Price⁽¹⁾	$38,367.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,238.96
Avg. DMV Fee	196.00
Cash Sale Price	$42,970.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,970.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$735.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Camry XSE V6

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This low mileage second hand 2023 Toyota Camry XSE V6 FWD sedan under 28,000 miles, automatic transmission, and 26 MPG, 3.5L gas engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$690.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,629
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Crown Limited

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This low mileage used 2023 Toyota Crown Limited AWD sedan below 34,000 miles, cvt transmission, and 26 MPG, 2.5L hybrid engine is for sale right now below $36K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$35,600
Est. Payment:	$682.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,187
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$35,600.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,934.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,899.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,899.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$682.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 2.5T Standard

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This low mileage second hand 2026 Genesis G70 2.5T Standard AWD sedan below 6,000 miles, automatic transmission, and 26 MPG, 2.5L gas engine is for sale right now below $39K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$38,999
Est. Payment:	$747.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,749
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.48
Avg. DMV Fee	196.00
Cash Sale Price	$43,672.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,672.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis G70 3.3T Sport Advanced

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This low mileage preowned 2024 Genesis G70 3.3T Sport Advanced RWD sedan below 34,000 miles, automatic transmission, and 26 MPG, 3.3L gas engine is for sale right now under $38K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$37,690
Est. Payment:	$722.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,148
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$37,690.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,164.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,219.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,219.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$722.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,690.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Charger Scat Pack

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This average mileage second hand 2023 Dodge Charger Scat Pack RWD sedan below 89,000 miles, automatic transmission, and 26 MPG, 6.4L gas engine is for sale right now under $39K at James Chrysler Dodge Jeep RAM in Hampshire, IL. ...View More Details

Sales Price:	$38,355
Est. Payment:	$1031.27 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,250
Location:	Hampshire, IL

Item	Amount
Used Car Price⁽¹⁾	$38,355.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,237.64
Avg. DMV Fee	196.00
Cash Sale Price	$42,957.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,957.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$1031.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,355.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 7 Series 740i xDrive

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This low mileage preowned 2022 BMW 7 Series 740i xDrive AWD sedan below 54,000 miles, automatic transmission, and 26 MPG, 3.0L gas engine is for sale right now under $40K at Napleton's River Oaks Kia in Lansing, IL. ...View More Details

Sales Price:	$39,450
Est. Payment:	$811.04 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,870
Location:	Lansing, IL

Item	Amount
Used Car Price⁽¹⁾	$39,450.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,358.09
Avg. DMV Fee	196.00
Cash Sale Price	$44,173.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,173.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$811.04

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,450.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mercedes-Benz C-Class C 300 4MATIC

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This low mileage used 2023 Mercedes-Benz C-Class C 300 4MATIC AWD sedan under 36,000 miles, automatic transmission, and 26 MPG, 2.0L hybrid engine is for sale right now under $37K at Freedom Chevrolet Chrysler Dodge Jeep RAM in Virden, IL. ...View More Details

Sales Price:	$36,998
Est. Payment:	$709.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,751
Location:	Virden, IL

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,088.37
Avg. DMV Fee	196.00
Cash Sale Price	$41,451.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,451.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$709.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac CT5 Sport

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This low mileage second hand 2023 Cadillac CT5 Sport AWD sedan under 28,000 miles, automatic transmission, and 26 MPG, 2.0L gas engine is for sale right now under $38K at Golf Mill Motor Sales in Niles, IL. ...View More Details

Sales Price:	$37,997
Est. Payment:	$728.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,747
Location:	Niles, IL

Item	Amount
Used Car Price⁽¹⁾	$37,997.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.26
Avg. DMV Fee	196.00
Cash Sale Price	$42,560.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,560.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$728.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in Illinois

Illinois Secondhand Used Sedans Priced Below $40,000

2026 Genesis G70 2.5T Standard

2022 Mercedes-Benz EQS EQS 450+

2023 Toyota Camry XSE V6

2023 Toyota Crown Limited

2026 Genesis G70 2.5T Standard

2024 Genesis G70 3.3T Sport Advanced

2023 Dodge Charger Scat Pack

2022 BMW 7 Series 740i xDrive

2023 Mercedes-Benz C-Class C 300 4MATIC

2023 Cadillac CT5 Sport

Illinois Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in Illinois

Illinois Secondhand Used Sedans Priced Below $40,000

2026 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2026 Genesis G70 2.5T Standard Car Loan Estimate

2022 Mercedes-Benz EQS EQS 450+

Mercedes-Benz EQS EQS 450+

2022 Mercedes-Benz EQS 450+ Car Loan Estimate

2023 Toyota Camry XSE V6

Toyota Camry XSE V6

2023 Toyota Camry XSE V6 Car Loan Estimate

2023 Toyota Crown Limited

Toyota Crown Limited

2023 Toyota Crown Limited Car Loan Estimate

2026 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2026 Genesis G70 2.5T Standard Car Loan Estimate

2024 Genesis G70 3.3T Sport Advanced

Genesis G70 3.3T Sport Advanced

2024 Genesis G70 3.3T Sport Advanced Car Loan Estimate

2023 Dodge Charger Scat Pack

Dodge Charger Scat Pack

2023 Dodge Charger Scat Pack Car Loan Estimate

2022 BMW 7 Series 740i xDrive

BMW 7 Series 740i xDrive

2022 BMW 7 Series 740i xDrive Car Loan Estimate

2023 Mercedes-Benz C-Class C 300 4MATIC

Mercedes-Benz C-Class C 300 4MATIC

2023 Mercedes-Benz C-Class C 300 4MATIC Car Loan Estimate

2023 Cadillac CT5 Sport

Cadillac CT5 Sport

2023 Cadillac CT5 Sport Car Loan Estimate

Illinois Areas with Used Sedans for Sale Below $40,000

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