Champaign - Springfield - Decatur, IL Area Used Sedans Under $40,000

2023 Toyota Crown Limited

⇩ View Seller Description

This low mileage preowned 2023 Toyota Crown Limited AWD sedan below 34,000 miles, cvt transmission, and 48 MPG, 2.5L hybrid engine is for sale right now under $36K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$35,600
Est. Payment:	$682.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,187
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$35,600.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,934.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,899.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,899.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$682.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Camry XSE V6

⇩ View Seller Description

This low mileage second hand 2023 Toyota Camry XSE V6 FWD sedan below 28,000 miles, automatic transmission, and 48 MPG, 3.5L gas engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$690.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,629
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$690.32

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA Hybrid Limited

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now under $38K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$37,457
Est. Payment:	$718.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,457.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,138.86
Avg. DMV Fee	196.00
Cash Sale Price	$41,960.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,960.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$718.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,457.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA N Line

⇩ View Seller Description

This low mileage preowned 2026 Hyundai SONATA N Line FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.5L gas engine is for sale right now below $37K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$36,050
Est. Payment:	$691.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$36,050.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,984.09
Avg. DMV Fee	196.00
Cash Sale Price	$40,399.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,399.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,050.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

⇩ View Seller Description

This low mileage preowned 2025 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $40K at Napleton's Hyundai of Urbana in Urbana, IL. ...View More Details

Sales Price:	$39,480
Est. Payment:	$756.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$39,480.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,361.39
Avg. DMV Fee	196.00
Cash Sale Price	$44,206.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,206.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$756.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,480.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

⇩ View Seller Description

This low mileage used 2025 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $38K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$37,260
Est. Payment:	$714.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,260.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,117.19
Avg. DMV Fee	196.00
Cash Sale Price	$41,742.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,742.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$714.27

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,260.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

⇩ View Seller Description

This low mileage second hand 2025 Hyundai SONATA Hybrid Limited FWD sedan under 2,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now under $38K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$37,746
Est. Payment:	$723.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,391
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,746.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,170.65
Avg. DMV Fee	196.00
Cash Sale Price	$42,281.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,281.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$723.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA N Line

⇩ View Seller Description

This low mileage preowned 2025 Hyundai SONATA N Line FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.5L gas engine is for sale right now under $37K at Bob Brady Hyundai in Decatur, IL. ...View More Details

Sales Price:	$36,032
Est. Payment:	$690.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10
Location:	Decatur, IL

Item	Amount
Used Car Price⁽¹⁾	$36,032.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,982.11
Avg. DMV Fee	196.00
Cash Sale Price	$40,379.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,379.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$690.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,032.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

⇩ View Seller Description

This low mileage used 2025 Hyundai SONATA Hybrid Limited FWD sedan below 0,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $40K at Napleton's Hyundai of Urbana in Urbana, IL. ...View More Details

Sales Price:	$39,460
Est. Payment:	$756.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$39,460.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,359.19
Avg. DMV Fee	196.00
Cash Sale Price	$44,184.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,184.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$756.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,460.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

⇩ View Seller Description

This low mileage second hand 2025 Hyundai SONATA Hybrid Limited FWD sedan under 0,000 miles, automatic transmission, and 48 MPG, 2.0L hybrid engine is for sale right now below $40K at Napleton's Hyundai of Urbana in Urbana, IL. ...View More Details

Sales Price:	$39,530
Est. Payment:	$757.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$39,530.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,366.89
Avg. DMV Fee	196.00
Cash Sale Price	$44,261.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,261.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,530.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Sedans Priced Below $40,000

2023 Toyota Crown Limited

2023 Toyota Camry XSE V6

2026 Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA N Line

2025 Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA N Line

2025 Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited

Greater Champaign - Springfield - Decatur Area Cities with Used Sedans for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Sedans Priced Below $40,000

2023 Toyota Crown Limited

Toyota Crown Limited

2023 Toyota Crown Limited Car Loan Estimate

2023 Toyota Camry XSE V6

Toyota Camry XSE V6

2023 Toyota Camry XSE V6 Car Loan Estimate

2026 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2026 Hyundai SONATA Hybrid Limited Car Loan Estimate

2026 Hyundai SONATA N Line

Hyundai SONATA N Line

2026 Hyundai SONATA N Line Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2025 Hyundai SONATA N Line

Hyundai SONATA N Line

2025 Hyundai SONATA N Line Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Sedans for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used Sedans for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments