Champaign - Springfield - Decatur, IL Area Used Cars Under $20,000

2018 Subaru Outback 2.5i Premium

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This low mileage preowned 2018 Subaru Outback 2.5i Premium AWD SUV under 48,000 miles, cvt transmission, and 22 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$19,900
Est. Payment:	$384.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,445
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,207.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,472.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,472.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$384.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Altima 2.5 SR

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This low mileage preowned 2022 Nissan Altima 2.5 SR AWD sedan below 55,000 miles, cvt transmission, and 22 MPG, 2.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$414.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,864
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$414.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Toyota Camry SE

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This high mileage preowned 2021 Toyota Camry SE FWD sedan under 107,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,899
Est. Payment:	$626.51 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	106,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,899.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,987.48
Avg. DMV Fee	196.00
Cash Sale Price	$20,251.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,251.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$626.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai SANTA FE Sport 2.4L

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This below average mileage preowned 2018 Hyundai SANTA FE Sport 2.4L FWD SUV below 64,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now below $16K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$15,325
Est. Payment:	$345.50 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	63,569
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$15,325.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,704.34
Avg. DMV Fee	196.00
Cash Sale Price	$17,394.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,394.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$345.50

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,325.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Volkswagen Tiguan SE 4Motion

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This high mileage used 2022 Volkswagen Tiguan SE 4Motion AWD SUV below 102,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,299
Est. Payment:	$605.91 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	101,610
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,299.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,921.48
Avg. DMV Fee	196.00
Cash Sale Price	$19,585.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,585.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$605.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,299.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified used 2025 Hyundai ELANTRA SE FWD sedan under 31,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now below $20K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$19,997
Est. Payment:	$386.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,980
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$19,997.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.26
Avg. DMV Fee	196.00
Cash Sale Price	$22,580.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,580.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,997.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL

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This average mileage preowned 2020 Hyundai SANTA FE SEL AWD SUV below 88,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now under $18K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$17,876
Est. Payment:	$485.56 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,865
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$17,876.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,984.95
Avg. DMV Fee	196.00
Cash Sale Price	$20,225.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,225.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$485.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,876.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape SE

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This low mileage used 2022 Ford Escape SE AWD SUV under 22,000 miles, automatic transmission, and 22 MPG, 1.5L gas engine is for sale right now below $20K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$20,000
Est. Payment:	$386.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,746
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,218.59
Avg. DMV Fee	196.00
Cash Sale Price	$22,583.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,583.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai ELANTRA SEL

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This low mileage second hand 2022 Hyundai ELANTRA SEL FWD sedan below 46,000 miles, cvt transmission, and 22 MPG, 2.0L gas engine is for sale right now under $18K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$17,977
Est. Payment:	$348.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,722
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$17,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,996.06
Avg. DMV Fee	196.00
Cash Sale Price	$20,338.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,338.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$348.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Toyota Sienna XLE 7-Passenger Auto Access Seat

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This high mileage second hand 2016 Toyota Sienna XLE 7-Passenger Auto Access Seat FWD minivan under 125,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $19K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$18,500
Est. Payment:	$763.34 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	125,033
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,053.59
Avg. DMV Fee	196.00
Cash Sale Price	$20,918.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,918.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Loan Payment	$763.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 30 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $20,000

2018 Subaru Outback 2.5i Premium

2022 Nissan Altima 2.5 SR

2021 Toyota Camry SE

2018 Hyundai SANTA FE Sport 2.4L

2022 Volkswagen Tiguan SE 4Motion

2025 Hyundai ELANTRA SE

2020 Hyundai SANTA FE SEL

2022 Ford Escape SE

2022 Hyundai ELANTRA SEL

2016 Toyota Sienna XLE 7-Passenger Auto Access Seat

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $20K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $20,000

2018 Subaru Outback 2.5i Premium

Subaru Outback 2.5i Premium

2018 Subaru Outback 2.5i Premium Car Loan Estimate

2022 Nissan Altima 2.5 SR

Nissan Altima 2.5 SR

2022 Nissan Altima 2.5 SR Car Loan Estimate

2021 Toyota Camry SE

Toyota Camry SE

2021 Toyota Camry SE Car Loan Estimate

2018 Hyundai SANTA FE Sport 2.4L

Hyundai SANTA FE Sport 2.4L

2018 Hyundai SANTA FE Sport 2.4L Car Loan Estimate

2022 Volkswagen Tiguan SE 4Motion

Volkswagen Tiguan SE 4Motion

2022 Volkswagen Tiguan SE 4Motion Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2020 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2020 Hyundai SANTA FE SEL Car Loan Estimate

2022 Ford Escape SE

Ford Escape SE

2022 Ford Escape SE Car Loan Estimate

2022 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2022 Hyundai ELANTRA SEL Car Loan Estimate

2016 Toyota Sienna XLE 7-Passenger Auto Access Seat

Toyota Sienna XLE 7-Passenger Auto Access Seat

2016 Toyota Sienna XLE 7-Passenger Auto Access Seat Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $20K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $20,000

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