Champaign - Springfield - Decatur, IL Area Used Cars Under $20,000

2016 Subaru Crosstrek 2.0i Limited

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This above average mileage second hand 2016 Subaru Crosstrek 2.0i Limited AWD SUV below 98,000 miles, cvt transmission, and 20 MPG, 2.0L gas engine is for sale right now under $16K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$15,916
Est. Payment:	$486.89 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	98,338
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$15,916.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,769.35
Avg. DMV Fee	196.00
Cash Sale Price	$18,050.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,050.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$486.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,916.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai SONATA SEL

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This low mileage second hand 2022 Hyundai SONATA SEL FWD sedan below 54,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $19K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$18,977
Est. Payment:	$393.80 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,621
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$18,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,106.06
Avg. DMV Fee	196.00
Cash Sale Price	$21,448.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,448.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$393.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON SEL

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This average mileage second hand 2022 Hyundai TUCSON SEL AWD SUV under 87,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $19K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$18,977
Est. Payment:	$514.90 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,880
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$18,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,106.06
Avg. DMV Fee	196.00
Cash Sale Price	$21,448.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,448.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$514.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai SANTA FE SEL 2.4L

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This low mileage second hand 2019 Hyundai SANTA FE SEL 2.4L FWD SUV below 47,000 miles, automatic transmission, and 20 MPG, 2.4L gas engine is for sale right now under $19K at K.C. Summers Hyundai in Mattoon, IL. ...View More Details

Sales Price:	$18,977
Est. Payment:	$367.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,461
Location:	Mattoon, IL

Item	Amount
Used Car Price⁽¹⁾	$18,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,106.06
Avg. DMV Fee	196.00
Cash Sale Price	$21,448.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,448.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$367.01

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2012 Honda Ridgeline RTS

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This average mileage second hand 2012 Honda Ridgeline RTS 4x4 pickup below 81,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $16K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$15,612
Est. Payment:	$425.23 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,002
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$15,612.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,735.91
Avg. DMV Fee	196.00
Cash Sale Price	$17,712.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,712.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$425.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,612.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Mazda CX-30 2.5 S

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This average mileage preowned 2022 Mazda CX-30 2.5 S AWD SUV below 77,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now under $19K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$18,496
Est. Payment:	$453.89 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,140
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$18,496.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,053.15
Avg. DMV Fee	196.00
Cash Sale Price	$20,914.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,914.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$453.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 FIAT 124 Spider

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This low mileage preowned 2017 FIAT 124 Spider RWD convertible below 23,000 miles, transmission, and 20 MPG, 1.4L gas engine is for sale right now below $18K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$17,990
Est. Payment:	$348.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,290
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$17,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,997.49
Avg. DMV Fee	196.00
Cash Sale Price	$20,352.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,352.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$348.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Acadia SLT

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This high mileage second hand 2020 GMC Acadia SLT FWD SUV under 104,000 miles, automatic transmission, and 20 MPG, 3.6L gas engine is for sale right now below $19K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$18,372
Est. Payment:	$642.75 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	103,527
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$18,372.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,039.51
Avg. DMV Fee	196.00
Cash Sale Price	$20,776.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,776.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$642.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,372.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Nissan Sentra S

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This low mileage second hand 2022 Nissan Sentra S FWD sedan under 52,000 miles, cvt transmission, and 20 MPG, 2.0L gas engine is for sale right now under $17K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$16,430
Est. Payment:	$341.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,660
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$16,430.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,825.89
Avg. DMV Fee	196.00
Cash Sale Price	$18,620.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,620.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$341.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $16,430.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2006 Nissan 350Z

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This low mileage used 2006 Nissan 350Z RWD convertible under 19,000 miles, manual transmission, and 20 MPG, 3.5L gas engine is for sale right now under $18K at Green Lincoln Mazda in Springfield, IL. ...View More Details

Sales Price:	$17,790
Est. Payment:	$344.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,236
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$17,790.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,975.49
Avg. DMV Fee	196.00
Cash Sale Price	$20,130.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,130.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$344.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $20,000

2016 Subaru Crosstrek 2.0i Limited

2022 Hyundai SONATA SEL

2022 Hyundai TUCSON SEL

2019 Hyundai SANTA FE SEL 2.4L

2012 Honda Ridgeline RTS

2022 Mazda CX-30 2.5 S

2017 FIAT 124 Spider

2020 GMC Acadia SLT

2022 Nissan Sentra S

2006 Nissan 350Z

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $20K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles Priced Below $20,000

2016 Subaru Crosstrek 2.0i Limited

Subaru Crosstrek 2.0i Limited

2016 Subaru Crosstrek 2.0i Limited Car Loan Estimate

2022 Hyundai SONATA SEL

Hyundai SONATA SEL

2022 Hyundai SONATA SEL Car Loan Estimate

2022 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2022 Hyundai TUCSON SEL Car Loan Estimate

2019 Hyundai SANTA FE SEL 2.4L

Hyundai SANTA FE SEL 2.4L

2019 Hyundai SANTA FE SEL 2.4L Car Loan Estimate

2012 Honda Ridgeline RTS

Honda Ridgeline RTS

2012 Honda Ridgeline RTS Car Loan Estimate

2022 Mazda CX-30 2.5 S

Mazda CX-30 2.5 S

2022 Mazda CX-30 2.5 S Car Loan Estimate

2017 FIAT 124 Spider

FIAT 124 Spider

2017 FIAT 124 Spider Car Loan Estimate

2020 GMC Acadia SLT

GMC Acadia SLT

2020 GMC Acadia SLT Car Loan Estimate

2022 Nissan Sentra S

Nissan Sentra S

2022 Nissan Sentra S Car Loan Estimate

2006 Nissan 350Z

Nissan 350Z

2006 Nissan 350Z Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $20K

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $20,000

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