Kentucky Used Pickups Under $45,000 |with Payments|

2026 Hyundai SANTA CRUZ XRT

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This low mileage second hand 2026 Hyundai SANTA CRUZ XRT AWD pickup under 6,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $44K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$43,760
Est. Payment:	$802.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,245
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$43,760.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,652.60
Avg. DMV Fee	21.00
Cash Sale Price	$46,883.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,883.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$802.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,760.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-250 Super Duty XLT

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This average mileage second hand 2020 Ford F-250 Super Duty XLT 4x4 pickup under 75,000 miles, automatic transmission, and 20 MPG, 6.7L diesel engine is for sale right now below $45K at Kerry Hyundai in Alexandria, KY. ...View More Details

Sales Price:	$44,988
Est. Payment:	$1045.74 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	75,004
Location:	Alexandria, KY

Item	Amount
Used Car Price⁽¹⁾	$44,988.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,726.28
Avg. DMV Fee	21.00
Cash Sale Price	$48,185.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,185.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$1045.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-250 Super Duty XL

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This low mileage second hand 2020 Ford F-250 Super Duty XL 4x4 pickup under 37,000 miles, automatic transmission, and 20 MPG, 7.3L gas engine is for sale right now under $43K at Gates Hyundai in Richmond, KY. ...View More Details

Sales Price:	$42,987
Est. Payment:	$788.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,195
Location:	Richmond, KY

Item	Amount
Used Car Price⁽¹⁾	$42,987.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,606.22
Avg. DMV Fee	21.00
Cash Sale Price	$46,064.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,064.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$788.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4x4 pickup under 35,000 miles, automatic transmission, and 20 MPG, 3.5L hybrid engine is for sale right now below $42K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$41,975
Est. Payment:	$769.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,517
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$41,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,545.50
Avg. DMV Fee	21.00
Cash Sale Price	$44,991.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,991.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$769.87

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Silverado 1500 LT

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This low mileage preowned 2024 Chevrolet Silverado 1500 LT 4x4 pickup under 22,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $41K at Don Franklin Somerset Hyundai in Somerset, KY. ...View More Details

Sales Price:	$40,975
Est. Payment:	$751.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,702
Location:	Somerset, KY

Item	Amount
Used Car Price⁽¹⁾	$40,975.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,485.50
Avg. DMV Fee	21.00
Cash Sale Price	$43,931.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,931.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$751.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,975.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 22,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $42K at Parker Ford in Murray, KY. ...View More Details

Sales Price:	$41,785
Est. Payment:	$766.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,217
Location:	Murray, KY

Item	Amount
Used Car Price⁽¹⁾	$41,785.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,534.10
Avg. DMV Fee	21.00
Cash Sale Price	$44,790.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,790.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,785.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 King Ranch

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This low mileage used 2021 Ford F-150 King Ranch 4x4 pickup under 19,000 miles, automatic transmission, and 20 MPG, 5.0L gas engine is for sale right now below $45K at Parker Ford in Murray, KY. ...View More Details

Sales Price:	$44,885
Est. Payment:	$822.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,897
Location:	Murray, KY

Item	Amount
Used Car Price⁽¹⁾	$44,885.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,720.10
Avg. DMV Fee	21.00
Cash Sale Price	$48,076.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,076.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$822.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Sierra 1500 SLT

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This low mileage used 2024 GMC Sierra 1500 SLT 4x4 pickup under 52,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $45K at Parker Ford in Murray, KY. ...View More Details

Sales Price:	$44,185
Est. Payment:	$869.07 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,594
Location:	Murray, KY

Item	Amount
Used Car Price⁽¹⁾	$44,185.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,678.10
Avg. DMV Fee	21.00
Cash Sale Price	$47,334.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,334.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$869.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,185.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Ford F-150 Raptor

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This low mileage second hand 2018 Ford F-150 Raptor 4x4 pickup under 58,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $45K at Marshall Ford in Carrollton, KY. ...View More Details

Sales Price:	$44,478
Est. Payment:	$874.78 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,259
Location:	Carrollton, KY

Item	Amount
Used Car Price⁽¹⁾	$44,478.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,695.68
Avg. DMV Fee	21.00
Cash Sale Price	$47,644.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,644.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$874.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,478.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage second hand 2023 Ford F-150 Lariat 4x4 pickup below 18,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now below $45K at Jack Kain Ford in Versailles, KY. ...View More Details

Sales Price:	$45,000
Est. Payment:	$824.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,675
Location:	Versailles, KY

Item	Amount
Used Car Price⁽¹⁾	$45,000.00
Avg. Dealer Doc Fee	450.00
KY Sales Tax (6%)	2,727.00
Avg. DMV Fee	21.00
Cash Sale Price	$48,198.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,198.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$824.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $45,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in Kentucky

Kentucky Secondhand Used Pickups Priced Below $45,000

2026 Hyundai SANTA CRUZ XRT

2020 Ford F-250 Super Duty XLT

2020 Ford F-250 Super Duty XL

2024 Ford F-150 XLT

2024 Chevrolet Silverado 1500 LT

2023 Ford F-150 XL

2021 Ford F-150 King Ranch

2024 GMC Sierra 1500 SLT

2018 Ford F-150 Raptor

2023 Ford F-150 Lariat

Kentucky Areas with Used Pickups for Sale Below $45,000

Used Pickups under $45,000 for Sale in Kentucky

Kentucky Secondhand Used Pickups Priced Below $45,000

2026 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2026 Hyundai SANTA CRUZ XRT Car Loan Estimate

2020 Ford F-250 Super Duty XLT

Ford F-250 Super Duty XLT

2020 Ford F-250 Super Duty XLT Car Loan Estimate

2020 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2020 Ford F-250 Super Duty XL Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2024 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2024 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2021 Ford F-150 King Ranch

Ford F-150 King Ranch

2021 Ford F-150 King Ranch Car Loan Estimate

2024 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2024 GMC Sierra 1500 SLT Car Loan Estimate

2018 Ford F-150 Raptor

Ford F-150 Raptor

2018 Ford F-150 Raptor Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

Kentucky Areas with Used Pickups for Sale Below $45,000

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