Panama City, FL Area Used Pickups Under $45,000

2022 Chevrolet Silverado 1500 LT Trail Boss

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This below average mileage second hand 2022 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup below 60,000 miles, automatic transmission, and 22 MPG, 6.2L gas engine is for sale right now under $44K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$43,085
Est. Payment:	$929.79 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	60,097
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$43,085.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,633.04
Avg. DMV Fee	294.00
Cash Sale Price	$46,811.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,811.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$929.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,085.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 XL

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This low mileage certified used 2025 Ford F-150 XL 4x4 pickup below 16,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $42K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$41,481
Est. Payment:	$771.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,438
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$41,481.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,536.80
Avg. DMV Fee	294.00
Cash Sale Price	$45,110.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,110.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$771.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,481.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 STX

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This low mileage used 2025 Ford F-150 STX 4x4 pickup under 37,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $43K at Chipola Ford in Marianna, FL. ...View More Details

Sales Price:	$42,888
Est. Payment:	$797.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,099
Location:	Marianna, FL

Item	Amount
Used Car Price⁽¹⁾	$42,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,621.22
Avg. DMV Fee	294.00
Cash Sale Price	$46,602.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,602.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$797.43

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Tundra SR5

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This low mileage used 2022 Toyota Tundra SR5 RWD pickup below 25,000 miles, automatic transmission, and 22 MPG, 3.4L gas engine is for sale right now below $43K at Bay Lincoln in Panama City, FL. ...View More Details

Sales Price:	$42,888
Est. Payment:	$797.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,006
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$42,888.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,621.22
Avg. DMV Fee	294.00
Cash Sale Price	$46,602.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,602.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$797.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Ranger Lariat

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This low mileage certified used 2025 Ford Ranger Lariat RWD pickup under 16,000 miles, automatic transmission, and 22 MPG, 2.3L gas engine is for sale right now below $42K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$41,525
Est. Payment:	$772.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,474
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$41,525.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,539.44
Avg. DMV Fee	294.00
Cash Sale Price	$45,157.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,157.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$772.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage certified used 2023 Ford F-150 XL RWD pickup under 24,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now under $41K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$40,987
Est. Payment:	$762.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,082
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$40,987.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,507.16
Avg. DMV Fee	294.00
Cash Sale Price	$44,587.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,587.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$762.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,987.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 3500HD SLE

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This above average mileage certified used 2021 GMC Sierra 3500HD SLE 4x4 pickup below 91,000 miles, transmission, and 22 MPG, 6.6L diesel engine is for sale right now below $44K at Autonation Ford Panama City in Panama City, FL. ...View More Details

Sales Price:	$43,912
Est. Payment:	$1286.33 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,819
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$43,912.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,682.66
Avg. DMV Fee	294.00
Cash Sale Price	$47,687.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,687.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1286.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,912.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ XRT

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This low mileage preowned 2026 Hyundai SANTA CRUZ XRT AWD pickup below 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $41K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$40,739
Est. Payment:	$758.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$40,739.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,492.28
Avg. DMV Fee	294.00
Cash Sale Price	$44,324.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,324.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$758.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,739.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage second hand 2026 Hyundai SANTA CRUZ Limited AWD pickup under 0,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $42K at Bay Hyundai in Panama City, FL. ...View More Details

Sales Price:	$41,940
Est. Payment:	$780.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23
Location:	Panama City, FL

Item	Amount
Used Car Price⁽¹⁾	$41,940.00
Avg. Dealer Doc Fee	799.00
FL Sales Tax (6%)	2,564.34
Avg. DMV Fee	294.00
Cash Sale Price	$45,597.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,597.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$780.24

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,940.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $45,000 for Sale in the Greater Panama City Area