Metro Champaign - Springfield - Decatur, IL Area Used Cars Under $650 a Month

2021 Ford Explorer Platinum

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This low mileage second hand 2021 Ford Explorer Platinum AWD SUV under 43,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now below $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,873
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S FWD SUV under 27,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,990
Est. Payment:	$652.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,023
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,757.49
Avg. DMV Fee	196.00
Cash Sale Price	$38,112.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,112.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$652.16

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Telluride EX

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This average mileage second hand 2021 Kia Telluride EX AWD SUV under 87,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $25K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$24,725
Est. Payment:	$668.06 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,002
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$24,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	2,738.34
Avg. DMV Fee	196.00
Cash Sale Price	$27,828.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,828.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Finance Payment	$668.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 48 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Edge Titanium

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This high mileage second hand 2022 Ford Edge Titanium AWD SUV under 102,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $18K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$17,777
Est. Payment:	$622.32 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	102,090
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$17,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	1,974.06
Avg. DMV Fee	196.00
Cash Sale Price	$20,116.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,116.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$622.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage preowned 2025 Kia Telluride S AWD SUV below 35,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$34,500
Est. Payment:	$661.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,466
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$34,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,813.59
Avg. DMV Fee	196.00
Cash Sale Price	$38,678.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,678.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$661.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE SEL

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This low mileage certified second hand 2023 Hyundai PALISADE SEL AWD SUV below 25,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $35K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$34,521
Est. Payment:	$662.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,930
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$34,521.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,815.90
Avg. DMV Fee	196.00
Cash Sale Price	$38,701.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,701.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$662.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,521.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON XRT

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This low mileage certified preowned 2024 Hyundai TUCSON XRT AWD SUV under 11,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now below $34K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$34,000
Est. Payment:	$652.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,629
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$34,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,758.59
Avg. DMV Fee	196.00
Cash Sale Price	$38,123.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,123.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$652.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas SE

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This low mileage used 2025 Volkswagen Atlas SE FWD SUV below 15,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $34K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$33,725
Est. Payment:	$647.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,632
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$33,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,728.34
Avg. DMV Fee	196.00
Cash Sale Price	$37,818.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,818.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$647.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Limited

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This below average mileage second hand 2023 Jeep Grand Cherokee L Limited 4x4 SUV under 66,000 miles, automatic transmission, and 21 MPG, 3.6L gas engine is for sale right now below $31K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$30,225
Est. Payment:	$674.00 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	66,319
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$30,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,343.34
Avg. DMV Fee	196.00
Cash Sale Price	$33,933.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,933.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$674.00

(1) Auto Finance calculations are based on the used car dealer's advertised price of $30,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride S

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This low mileage second hand 2025 Kia Telluride S AWD SUV below 30,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $35K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,000
Est. Payment:	$671.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,147
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,868.59
Avg. DMV Fee	196.00
Cash Sale Price	$39,233.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,233.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $650 / Month

2021 Ford Explorer Platinum

2025 Kia Telluride S

2021 Kia Telluride EX

2022 Ford Edge Titanium

2025 Kia Telluride S

2023 Hyundai PALISADE SEL

2024 Hyundai TUCSON XRT

2025 Volkswagen Atlas SE

2023 Jeep Grand Cherokee L Limited

2025 Kia Telluride S

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $650 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Vehicles with Payments Under $650 / Month

2021 Ford Explorer Platinum

Ford Explorer Platinum

2021 Ford Explorer Platinum Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2021 Kia Telluride EX

Kia Telluride EX

2021 Kia Telluride EX Car Loan Estimate

2022 Ford Edge Titanium

Ford Edge Titanium

2022 Ford Edge Titanium Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

2023 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2023 Hyundai PALISADE SEL Car Loan Estimate

2024 Hyundai TUCSON XRT

Hyundai TUCSON XRT

2024 Hyundai TUCSON XRT Car Loan Estimate

2025 Volkswagen Atlas SE

Volkswagen Atlas SE

2025 Volkswagen Atlas SE Car Loan Estimate

2023 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2023 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Kia Telluride S

Kia Telluride S

2025 Kia Telluride S Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Cars for Sale Below $650 / Month

Metro Champaign - Springfield - Decatur Area Counties with Used Cars for Sale Below $650 / Month

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