Illinois Used Pickups Under $40,000 |with Payments|

2020 Jeep Gladiator Rubicon

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This low mileage second hand 2020 Jeep Gladiator Rubicon 4x4 pickup under 14,000 miles, transmission, and 18 MPG, 3.6L gas engine is for sale right now below $36K at Elgin Hyundai in Bartlett, IL. ...View More Details

Sales Price:	$35,287
Est. Payment:	$676.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,558
Location:	Bartlett, IL

Item	Amount
Used Car Price⁽¹⁾	$35,287.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,900.16
Avg. DMV Fee	196.00
Cash Sale Price	$39,552.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,552.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$676.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,287.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This low mileage preowned 2024 Toyota Tacoma SR5 4x4 pickup below 20,000 miles, automatic transmission, and 18 MPG, 2.4L gas engine is for sale right now below $40K at Napleton Palatine Hyundai in Palatine, IL. ...View More Details

Sales Price:	$39,995
Est. Payment:	$766.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,575
Location:	Palatine, IL

Item	Amount
Used Car Price⁽¹⁾	$39,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.04
Avg. DMV Fee	196.00
Cash Sale Price	$44,778.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,778.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$766.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Lariat

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This above average mileage second hand 2022 Ford F-150 Lariat 4x4 pickup below 93,000 miles, automatic transmission, and 18 MPG, 3.5L gas engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,225
Est. Payment:	$1065.03 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,656
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,893.34
Avg. DMV Fee	196.00
Cash Sale Price	$39,483.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,483.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1065.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup under 32,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $37K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$36,555
Est. Payment:	$700.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,100
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$36,555.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,039.64
Avg. DMV Fee	196.00
Cash Sale Price	$40,959.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,959.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$700.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage second hand 2022 Ford F-150 XLT RWD pickup below 28,000 miles, automatic transmission, and 18 MPG, 5.0L gas engine is for sale right now below $39K at Rosen Hyundai in Algonquin, IL. ...View More Details

Sales Price:	$38,999
Est. Payment:	$747.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,995
Location:	Algonquin, IL

Item	Amount
Used Car Price⁽¹⁾	$38,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.48
Avg. DMV Fee	196.00
Cash Sale Price	$43,672.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,672.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

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This low mileage used 2023 Ford Ranger XLT 4x4 pickup below 22,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now below $36K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$35,547
Est. Payment:	$681.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,933
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$35,547.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,928.76
Avg. DMV Fee	196.00
Cash Sale Price	$39,840.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,840.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$681.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,547.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Laramie

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This low mileage preowned 2024 Ram 1500 Laramie 4x4 pickup below 50,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,225
Est. Payment:	$724.93 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,038
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,225.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,893.34
Avg. DMV Fee	196.00
Cash Sale Price	$39,483.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,483.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$724.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,225.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 RST

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This above average mileage preowned 2023 Chevrolet Silverado 1500 RST 4x4 pickup under 93,000 miles, automatic transmission, and 18 MPG, 3.0L diesel engine is for sale right now below $38K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$37,996
Est. Payment:	$1147.99 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,632
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$37,996.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.15
Avg. DMV Fee	196.00
Cash Sale Price	$42,559.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,559.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1147.99

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,996.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

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This low mileage preowned 2025 Chevrolet Silverado 1500 LT 4x4 pickup below 45,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now below $39K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$38,746
Est. Payment:	$742.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,875
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$38,746.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,280.65
Avg. DMV Fee	196.00
Cash Sale Price	$43,391.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,391.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$742.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup under 46,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,775
Est. Payment:	$705.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,694
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,775.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,063.84
Avg. DMV Fee	196.00
Cash Sale Price	$41,203.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,203.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$705.06

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Illinois

Illinois Secondhand Used Pickups Priced Below $40,000

2020 Jeep Gladiator Rubicon

2024 Toyota Tacoma SR5

2022 Ford F-150 Lariat

2023 Ram 1500 Big Horn

2022 Ford F-150 XLT

2023 Ford Ranger XLT

2024 Ram 1500 Laramie

2023 Chevrolet Silverado 1500 RST

2025 Chevrolet Silverado 1500 LT

2023 Ram 1500 Big Horn

Illinois Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Illinois

Illinois Secondhand Used Pickups Priced Below $40,000

2020 Jeep Gladiator Rubicon

Jeep Gladiator Rubicon

2020 Jeep Gladiator Rubicon Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2022 Ford F-150 Lariat

Ford F-150 Lariat

2022 Ford F-150 Lariat Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

2024 Ram 1500 Laramie

Ram 1500 Laramie

2024 Ram 1500 Laramie Car Loan Estimate

2023 Chevrolet Silverado 1500 RST

Chevrolet Silverado 1500 RST

2023 Chevrolet Silverado 1500 RST Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

Illinois Areas with Used Pickups for Sale Below $40,000

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