Illinois Used Pickups Under $40,000 |with Payments|

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup below 30,000 miles, automatic transmission, and 18 MPG, 3.6L hybrid engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,507
Est. Payment:	$680.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,248
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,507.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,924.36
Avg. DMV Fee	196.00
Cash Sale Price	$39,796.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,796.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$680.98

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,507.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage used 2022 Ram 1500 Laramie 4x4 pickup under 30,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $40K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$39,500
Est. Payment:	$756.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,523
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,363.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,228.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,228.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$756.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Tacoma SR5

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This low mileage certified second hand 2024 Toyota Tacoma SR5 4x4 pickup under 19,000 miles, automatic transmission, and 18 MPG, 2.4L gas engine is for sale right now under $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,725
Est. Payment:	$723.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,003
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,168.34
Avg. DMV Fee	196.00
Cash Sale Price	$42,258.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,258.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$723.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger XLT

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This low mileage preowned 2023 Ford Ranger XLT 4x4 pickup below 22,000 miles, automatic transmission, and 18 MPG, 2.3L gas engine is for sale right now under $36K at Watermark Hyundai of Marion in Marion, IL. ...View More Details

Sales Price:	$35,797
Est. Payment:	$686.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,933
Location:	Marion, IL

Item	Amount
Used Car Price⁽¹⁾	$35,797.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,956.26
Avg. DMV Fee	196.00
Cash Sale Price	$40,118.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,118.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$686.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,797.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Sport

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This low mileage preowned 2023 Toyota Tacoma TRD Sport 4x4 pickup under 34,000 miles, manual transmission, and 18 MPG, 3.5L gas engine is for sale right now under $39K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,229
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup under 24,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $38K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$37,977
Est. Payment:	$727.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,100
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$37,977.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,196.06
Avg. DMV Fee	196.00
Cash Sale Price	$42,538.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,538.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,977.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup under 32,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $38K at Castle Hyundai Oak Lawn in Oak Lawn, IL. ...View More Details

Sales Price:	$37,777
Est. Payment:	$724.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,100
Location:	Oak Lawn, IL

Item	Amount
Used Car Price⁽¹⁾	$37,777.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,174.06
Avg. DMV Fee	196.00
Cash Sale Price	$42,316.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,316.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$724.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ Limited

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This low mileage certified second hand 2025 Hyundai SANTA CRUZ Limited AWD pickup below 7,000 miles, automatic transmission, and 18 MPG, 2.5L gas engine is for sale right now under $38K at Patrick Hyundai in Schaumburg, IL. ...View More Details

Sales Price:	$38,000
Est. Payment:	$728.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,435
Location:	Schaumburg, IL

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,198.59
Avg. DMV Fee	196.00
Cash Sale Price	$42,563.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,563.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Laramie

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This low mileage used 2024 Ram 1500 Laramie 4x4 pickup below 50,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$740.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,038
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$740.70

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage certified used 2022 Ram 1500 Laramie 4x4 pickup below 55,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $40K at Kunes Country Hyundai of Quincy in Quincy, IL. ...View More Details

Sales Price:	$39,951
Est. Payment:	$821.25 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,562
Location:	Quincy, IL

Item	Amount
Used Car Price⁽¹⁾	$39,951.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,413.20
Avg. DMV Fee	196.00
Cash Sale Price	$44,729.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,729.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$821.25

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,951.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Illinois

Illinois Secondhand Used Pickups Priced Below $40,000

2023 Ram 1500 Big Horn

2022 Ram 1500 Laramie

2024 Toyota Tacoma SR5

2023 Ford Ranger XLT

2023 Toyota Tacoma TRD Sport

2023 Ram 1500 Big Horn

2023 Ram 1500 Big Horn

2025 Hyundai SANTA CRUZ Limited

2024 Ram 1500 Laramie

2022 Ram 1500 Laramie

Illinois Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Illinois

Illinois Secondhand Used Pickups Priced Below $40,000

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2023 Ford Ranger XLT

Ford Ranger XLT

2023 Ford Ranger XLT Car Loan Estimate

2023 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2023 Toyota Tacoma TRD Sport Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2025 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2025 Hyundai SANTA CRUZ Limited Car Loan Estimate

2024 Ram 1500 Laramie

Ram 1500 Laramie

2024 Ram 1500 Laramie Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

Illinois Areas with Used Pickups for Sale Below $40,000

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