Champaign - Springfield - Decatur, IL Area Used Pickups Under $40,000

2024 Toyota Tacoma SR5

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This low mileage certified second hand 2024 Toyota Tacoma SR5 4x4 pickup below 19,000 miles, automatic transmission, and 18 MPG, 2.4L gas engine is for sale right now below $38K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$37,725
Est. Payment:	$723.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,003
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$37,725.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,168.34
Avg. DMV Fee	196.00
Cash Sale Price	$42,258.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,258.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$723.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

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This low mileage used 2025 Chevrolet Silverado 1500 LT 4x4 pickup under 45,000 miles, automatic transmission, and 18 MPG, 5.3L gas engine is for sale right now below $39K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$38,746
Est. Payment:	$742.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,875
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$38,746.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,280.65
Avg. DMV Fee	196.00
Cash Sale Price	$43,391.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,391.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$742.50

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,746.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ram 1500 Limited

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This low mileage second hand 2019 Ram 1500 Limited 4x4 pickup under 42,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now under $39K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$38,595
Est. Payment:	$739.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,106
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$38,595.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,264.04
Avg. DMV Fee	196.00
Cash Sale Price	$43,224.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,224.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,595.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ram 1500 Laramie

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This low mileage used 2024 Ram 1500 Laramie 4x4 pickup under 50,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,999
Est. Payment:	$740.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,038
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,978.48
Avg. DMV Fee	196.00
Cash Sale Price	$40,342.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,342.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$740.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage second hand 2023 Ram 1500 Big Horn 4x4 pickup below 46,000 miles, automatic transmission, and 18 MPG, 5.7L hybrid engine is for sale right now below $39K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$38,695
Est. Payment:	$741.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,694
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$38,695.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,275.04
Avg. DMV Fee	196.00
Cash Sale Price	$43,335.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,335.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$741.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,695.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage used 2023 Ram 1500 Big Horn 4x4 pickup under 23,000 miles, automatic transmission, and 18 MPG, 3.6L hybrid engine is for sale right now below $37K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$36,500
Est. Payment:	$699.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,299
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,033.59
Avg. DMV Fee	196.00
Cash Sale Price	$40,898.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,898.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$699.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage preowned 2023 Ram 1500 Big Horn 4x4 pickup under 30,000 miles, automatic transmission, and 18 MPG, 3.6L hybrid engine is for sale right now below $36K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$35,507
Est. Payment:	$680.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,248
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$35,507.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,924.36
Avg. DMV Fee	196.00
Cash Sale Price	$39,796.36
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,796.36
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$680.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,507.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Sport

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This low mileage used 2023 Toyota Tacoma TRD Sport 4x4 pickup under 34,000 miles, manual transmission, and 18 MPG, 3.5L gas engine is for sale right now below $39K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,229
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This low mileage preowned 2021 Ford F-150 XLT 4x4 pickup below 58,000 miles, automatic transmission, and 18 MPG, 5.0L gas engine is for sale right now below $40K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$40,000
Est. Payment:	$822.25 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,897
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,418.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,783.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,783.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$822.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Laramie

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This low mileage preowned 2022 Ram 1500 Laramie 4x4 pickup below 30,000 miles, automatic transmission, and 18 MPG, 5.7L gas engine is for sale right now below $40K at Genesis of Urbana in Urbana, IL. ...View More Details

Sales Price:	$39,500
Est. Payment:	$756.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,523
Location:	Urbana, IL

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,363.59
Avg. DMV Fee	196.00
Cash Sale Price	$44,228.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,228.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$756.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $40,000

2024 Toyota Tacoma SR5

2025 Chevrolet Silverado 1500 LT

2019 Ram 1500 Limited

2024 Ram 1500 Laramie

2023 Ram 1500 Big Horn

2023 Ram 1500 Big Horn

2023 Ram 1500 Big Horn

2023 Toyota Tacoma TRD Sport

2021 Ford F-150 XLT

2022 Ram 1500 Laramie

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $40,000

2024 Toyota Tacoma SR5

Toyota Tacoma SR5

2024 Toyota Tacoma SR5 Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2019 Ram 1500 Limited

Ram 1500 Limited

2019 Ram 1500 Limited Car Loan Estimate

2024 Ram 1500 Laramie

Ram 1500 Laramie

2024 Ram 1500 Laramie Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

2023 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2023 Toyota Tacoma TRD Sport Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2022 Ram 1500 Laramie

Ram 1500 Laramie

2022 Ram 1500 Laramie Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $40,000

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