Champaign - Springfield - Decatur, IL Area Used Pickups Under $40,000

2017 Chevrolet Silverado 3500HD LTZ

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This above average mileage used 2017 Chevrolet Silverado 3500HD LTZ 4X4 pickup under 93,000 miles, a transmission, and 18 MPG, 6.6L diesel engine is for sale right now below $36K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$35,992
Est. Payment:	$1087.99 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,125
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$35,992.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,977.71
Avg. DMV Fee	196.00
Cash Sale Price	$40,334.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,334.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1087.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,992.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Limited

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This average mileage second hand 2022 Ram 1500 Limited 4X4 pickup below 71,000 miles, a transmission, and 18 MPG, 5.7L gas engine is for sale right now below $38K at Courtesy Ford, Inc. in Danville, IL. ...View More Details

Sales Price:	$37,990
Est. Payment:	$923.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,516
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,197.49
Avg. DMV Fee	196.00
Cash Sale Price	$42,552.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,552.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$923.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This average mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 71,000 miles, a transmission, and 18 MPG, 5.0L flexible engine is for sale right now below $39K at Mangold Ford of Clinton in Clinton, IL. ...View More Details

Sales Price:	$38,936
Est. Payment:	$946.28 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,205
Location:	Clinton, IL

Item	Amount
Used Car Price⁽¹⁾	$38,936.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,301.55
Avg. DMV Fee	196.00
Cash Sale Price	$43,602.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,602.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$946.28

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,936.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty XL

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This average mileage preowned 2023 Ford F-250 Super Duty XL 4X4 pickup under 72,000 miles, a transmission, and 18 MPG, 6.8L gas engine is for sale right now below $36K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$35,510
Est. Payment:	$863.75 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,471
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$35,510.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,924.69
Avg. DMV Fee	196.00
Cash Sale Price	$39,799.69
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,799.69
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$863.75

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,510.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Frontier S

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This low mileage second hand 2023 Nissan Frontier S 4X4 pickup under 35,000 miles, a transmission, and 18 MPG, 3.8L gas engine is for sale right now under $39K at Bob Ridings Ford Inc in Taylorville, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,116
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This above average mileage used 2023 Ford F-150 Lariat 4X4 pickup under 91,000 miles, a transmission, and 18 MPG, 3.5L hybrid engine is for sale right now under $38K at Watseka Ford Lincoln, Inc. in Watseka, IL. ...View More Details

Sales Price:	$37,170
Est. Payment:	$1123.26 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,440
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$37,170.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,107.29
Avg. DMV Fee	196.00
Cash Sale Price	$41,642.29
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,642.29
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1123.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,170.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage used 2022 Ford F-150 XLT 4X4 pickup under 42,000 miles, a transmission, and 18 MPG, 3.5L gas engine is for sale right now below $39K at Mangold Ford of Clinton in Clinton, IL. ...View More Details

Sales Price:	$38,217
Est. Payment:	$732.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,080
Location:	Clinton, IL

Item	Amount
Used Car Price⁽¹⁾	$38,217.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,222.46
Avg. DMV Fee	196.00
Cash Sale Price	$42,804.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,804.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$732.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,217.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 XLT

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This low mileage used 2024 Ford F-150 XLT 4X4 pickup below 35,000 miles, a transmission, and 18 MPG, 3.5L hybrid engine is for sale right now below $39K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$38,087
Est. Payment:	$729.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,188
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,087.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,208.16
Avg. DMV Fee	196.00
Cash Sale Price	$42,660.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,660.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,087.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage second hand 2022 Ford F-150 XLT 4X4 pickup below 43,000 miles, a transmission, and 18 MPG, 3.5L hybrid engine is for sale right now under $38K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$37,490
Est. Payment:	$718.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,744
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$37,490.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,142.49
Avg. DMV Fee	196.00
Cash Sale Price	$41,997.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,997.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$718.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ram 1500 Big Horn

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This low mileage second hand 2023 Ram 1500 Big Horn 4X4 pickup under 28,000 miles, a transmission, and 18 MPG, 5.7L hybrid engine is for sale right now under $40K at Rick Ridings Ford, Inc. in Monticello, IL. ...View More Details

Sales Price:	$39,884
Est. Payment:	$764.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,262
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$39,884.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,405.83
Avg. DMV Fee	196.00
Cash Sale Price	$44,654.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,654.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$764.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,884.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $40,000

2017 Chevrolet Silverado 3500HD LTZ

2022 Ram 1500 Limited

2023 Ford F-150 XLT

2023 Ford F-250 Super Duty XL

2023 Nissan Frontier S

2023 Ford F-150 Lariat

2022 Ford F-150 XLT

2024 Ford F-150 XLT

2022 Ford F-150 XLT

2023 Ram 1500 Big Horn

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $40,000

2017 Chevrolet Silverado 3500HD LTZ

Chevrolet Silverado 3500HD LTZ

2017 Chevrolet Silverado 3500HD LTZ Car Loan Estimate

2022 Ram 1500 Limited

Ram 1500 Limited

2022 Ram 1500 Limited Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2023 Ford F-250 Super Duty XL Car Loan Estimate

2023 Nissan Frontier S

Nissan Frontier S

2023 Nissan Frontier S Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2024 Ford F-150 XLT

Ford F-150 XLT

2024 Ford F-150 XLT Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ram 1500 Big Horn

Ram 1500 Big Horn

2023 Ram 1500 Big Horn Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $40,000

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