Champaign - Springfield - Decatur, IL Area Used Pickups Under $40,000

2021 Toyota Tacoma TRD Sport

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This low mileage preowned 2021 Toyota Tacoma TRD Sport 4x4 pickup under 38,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $38K at Green Hyundai in Springfield, IL. ...View More Details

Sales Price:	$37,820
Est. Payment:	$724.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,860
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$37,820.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,178.79
Avg. DMV Fee	196.00
Cash Sale Price	$42,363.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,363.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$724.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,820.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This above average mileage used 2023 Ford F-150 Platinum 4x4 pickup below 91,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $38K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$37,583
Est. Payment:	$1135.63 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,440
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$37,583.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,152.72
Avg. DMV Fee	196.00
Cash Sale Price	$42,100.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,100.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1135.63

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,583.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 1500 Big Horn

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This low mileage second hand 2022 Ram 1500 Big Horn 4x4 pickup below 36,000 miles, automatic transmission, and 3.6L hybrid engine is for sale right now below $36K at Courtesy Ford in Danville, IL. ...View More Details

Sales Price:	$35,877
Est. Payment:	$688.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,237
Location:	Danville, IL

Item	Amount
Used Car Price⁽¹⁾	$35,877.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,965.06
Avg. DMV Fee	196.00
Cash Sale Price	$40,207.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,207.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$688.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,877.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-250 Super Duty XL

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This average mileage used 2023 Ford F-250 Super Duty XL 4x4 pickup under 72,000 miles, automatic transmission, and 6.8L gas engine is for sale right now below $36K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$35,413
Est. Payment:	$861.41 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,471
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$35,413.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,914.02
Avg. DMV Fee	196.00
Cash Sale Price	$39,692.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,692.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$861.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,413.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Limited

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This low mileage used 2023 Ford F-150 Limited 4x4 pickup under 54,000 miles, automatic transmission, and 3.5L hybrid engine is for sale right now under $39K at Landmark Ford in Springfield, IL. ...View More Details

Sales Price:	$38,995
Est. Payment:	$801.76 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,255
Location:	Springfield, IL

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,308.04
Avg. DMV Fee	196.00
Cash Sale Price	$43,668.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,668.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$801.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Laramie

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This high mileage second hand 2020 Ram 2500 Laramie 4x4 pickup under 138,000 miles, automatic transmission, and 6.7L diesel engine is for sale right now under $40K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$39,393
Est. Payment:	$1609.61 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	138,392
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$39,393.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,351.82
Avg. DMV Fee	196.00
Cash Sale Price	$44,109.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,109.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Car Finance Payment	$1609.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,393.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 30 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Frontier S

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This low mileage second hand 2023 Nissan Frontier S 4x4 pickup below 35,000 miles, automatic transmission, and 3.8L gas engine is for sale right now below $39K at Bob Ridings Ford in Taylorville, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,116
Location:	Taylorville, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.13

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage used 2023 Ford F-150 XLT 4x4 pickup below 35,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $39K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$38,990
Est. Payment:	$747.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,650
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,307.49
Avg. DMV Fee	196.00
Cash Sale Price	$43,662.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,662.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$747.13

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XL

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This low mileage used 2023 Ford F-150 XL 4x4 pickup below 35,000 miles, automatic transmission, and 2.7L gas engine is for sale right now below $40K at Rick Ridings Ford in Monticello, IL. ...View More Details

Sales Price:	$39,788
Est. Payment:	$762.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,925
Location:	Monticello, IL

Item	Amount
Used Car Price⁽¹⁾	$39,788.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	4,395.27
Avg. DMV Fee	196.00
Cash Sale Price	$44,548.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,548.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$762.29

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,788.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-250 Super Duty Lariat

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This low mileage second hand 2020 Ford F-250 Super Duty Lariat 4x4 pickup under 46,000 miles, automatic transmission, and 6.2L gas engine is for sale right now under $37K at Watseka Ford Lincoln in Watseka, IL. ...View More Details

Sales Price:	$36,055
Est. Payment:	$691.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,692
Location:	Watseka, IL

Item	Amount
Used Car Price⁽¹⁾	$36,055.00
Avg. Dealer Doc Fee	169.00
IL Sales Tax (11%)	3,984.64
Avg. DMV Fee	196.00
Cash Sale Price	$40,404.64
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,404.64
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$691.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,055.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $40,000

2021 Toyota Tacoma TRD Sport

2023 Ford F-150 Platinum

2022 Ram 1500 Big Horn

2023 Ford F-250 Super Duty XL

2023 Ford F-150 Limited

2020 Ram 2500 Laramie

2023 Nissan Frontier S

2023 Ford F-150 XLT

2023 Ford F-150 XL

2020 Ford F-250 Super Duty Lariat

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in the Greater Champaign - Springfield - Decatur Area

Metro Champaign - Springfield - Decatur Secondhand Used Pickups Priced Below $40,000

2021 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2021 Toyota Tacoma TRD Sport Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2022 Ram 1500 Big Horn

Ram 1500 Big Horn

2022 Ram 1500 Big Horn Car Loan Estimate

2023 Ford F-250 Super Duty XL

Ford F-250 Super Duty XL

2023 Ford F-250 Super Duty XL Car Loan Estimate

2023 Ford F-150 Limited

Ford F-150 Limited

2023 Ford F-150 Limited Car Loan Estimate

2020 Ram 2500 Laramie

Ram 2500 Laramie

2020 Ram 2500 Laramie Car Loan Estimate

2023 Nissan Frontier S

Nissan Frontier S

2023 Nissan Frontier S Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XL

Ford F-150 XL

2023 Ford F-150 XL Car Loan Estimate

2020 Ford F-250 Super Duty Lariat

Ford F-250 Super Duty Lariat

2020 Ford F-250 Super Duty Lariat Car Loan Estimate

Greater Champaign - Springfield - Decatur Area Cities with Used Pickups for Sale Below $40K

Metro Champaign - Springfield - Decatur Area Counties with Used Pickups for Sale Below $40,000

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