New York Used Hatchbacks Under $40,000 |with Payments|

2026 MINI Hardtop 4 Door Cooper S

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This low mileage certified used 2026 MINI Hardtop 4 Door Cooper S FWD hatchback below 4,000 miles, transmission, and 2.0L gas engine is for sale right now below $36K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$35,493
Est. Payment:	$664.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,833
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$35,493.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,158.44
Avg. DMV Fee	86.00
Cash Sale Price	$38,812.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,812.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$664.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Countryman S ALL4 Oxford Edition

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This low mileage preowned 2026 MINI Countryman S ALL4 Oxford Edition AWD hatchback under 4,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $38K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$37,493
Est. Payment:	$701.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,695
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$37,493.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.04
Avg. DMV Fee	86.00
Cash Sale Price	$40,990.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,990.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$701.40

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 MINI Hardtop 4 Door Cooper S

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This low mileage preowned 2025 MINI Hardtop 4 Door Cooper S FWD hatchback below 2,000 miles, transmission, and 2.0L gas engine is for sale right now below $36K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$36,000
Est. Payment:	$673.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,338
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.46
Avg. DMV Fee	86.00
Cash Sale Price	$39,364.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,364.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$673.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 MINI Countryman Cooper S ALL4

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This low mileage certified preowned 2025 MINI Countryman Cooper S ALL4 AWD hatchback under 9,000 miles, transmission, and 2.0L gas engine is for sale right now below $36K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$664.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,179
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$664.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Countryman S ALL4

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This low mileage certified used 2026 MINI Countryman S ALL4 AWD hatchback below 4,000 miles, transmission, and 2.0L gas engine is for sale right now under $39K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,493
Est. Payment:	$720.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,205
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,493.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,424.84
Avg. DMV Fee	86.00
Cash Sale Price	$42,078.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,078.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,493.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Volkswagen Golf GTI SE

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This low mileage second hand 2026 Volkswagen Golf GTI SE FWD hatchback below 5,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $38K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$37,943
Est. Payment:	$709.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,778
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$37,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,376.00
Avg. DMV Fee	86.00
Cash Sale Price	$41,480.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,480.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$709.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Countryman S ALL4

⇩ View Seller Description

This low mileage certified preowned 2026 MINI Countryman S ALL4 AWD hatchback below 4,000 miles, transmission, and 2.0L gas engine is for sale right now under $40K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$39,993
Est. Payment:	$747.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,240
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$39,993.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.04
Avg. DMV Fee	86.00
Cash Sale Price	$43,712.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,712.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Ford Focus RS

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This low mileage second hand 2017 Ford Focus RS AWD hatchback under 46,000 miles, manual transmission, and 2.3L gas engine is for sale right now under $36K at Ford of Smithtown in Saint James, NY. ...View More Details

Sales Price:	$35,494
Est. Payment:	$664.16 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,920
Location:	Saint James, NY

Item	Amount
Used Car Price⁽¹⁾	$35,494.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,158.53
Avg. DMV Fee	86.00
Cash Sale Price	$38,813.53
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,813.53
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$664.16

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,494.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Hardtop 4 Door Cooper S

⇩ View Seller Description

This low mileage preowned 2026 MINI Hardtop 4 Door Cooper S FWD hatchback below 0,000 miles, transmission, and 2.0L gas engine is for sale right now under $40K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$39,055
Est. Payment:	$730.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$39,055.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,474.74
Avg. DMV Fee	86.00
Cash Sale Price	$42,690.74
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,690.74
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$730.50

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,055.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Countryman S ALL4

⇩ View Seller Description

This low mileage second hand 2026 MINI Countryman S ALL4 AWD hatchback under 0,000 miles, transmission, and 2.0L gas engine is for sale right now below $37K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,785
Est. Payment:	$688.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,785.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,273.17
Avg. DMV Fee	86.00
Cash Sale Price	$40,219.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,219.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$688.21

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,785.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Hatchbacks under $40,000 for Sale in New York

New York Secondhand Used Hatchbacks Priced Below $40,000

2026 MINI Hardtop 4 Door Cooper S

2026 MINI Countryman S ALL4 Oxford Edition

2025 MINI Hardtop 4 Door Cooper S

2025 MINI Countryman Cooper S ALL4

2026 MINI Countryman S ALL4

2026 Volkswagen Golf GTI SE

2026 MINI Countryman S ALL4

2017 Ford Focus RS

2026 MINI Hardtop 4 Door Cooper S

2026 MINI Countryman S ALL4

New York Areas with Used Hatchbacks for Sale Below $40,000

Used Hatchbacks under $40,000 for Sale in New York

New York Secondhand Used Hatchbacks Priced Below $40,000

2026 MINI Hardtop 4 Door Cooper S

MINI Hardtop 4 Door Cooper S

2026 MINI Hardtop 4 Door Cooper S Car Loan Estimate

2026 MINI Countryman S ALL4 Oxford Edition

MINI Countryman S ALL4 Oxford Edition

2026 MINI Countryman S ALL4 Oxford Edition Car Loan Estimate

2025 MINI Hardtop 4 Door Cooper S

MINI Hardtop 4 Door Cooper S

2025 MINI Hardtop 4 Door Cooper S Car Loan Estimate

2025 MINI Countryman Cooper S ALL4

MINI Countryman Cooper S ALL4

2025 MINI Countryman Cooper S ALL4 Car Loan Estimate

2026 MINI Countryman S ALL4

MINI Countryman S ALL4

2026 MINI Countryman S ALL4 Car Loan Estimate

2026 Volkswagen Golf GTI SE

Volkswagen Golf GTI SE

2026 Volkswagen Golf GTI SE Car Loan Estimate

2026 MINI Countryman S ALL4

MINI Countryman S ALL4

2026 MINI Countryman S ALL4 Car Loan Estimate

2017 Ford Focus RS

Ford Focus RS

2017 Ford Focus RS Car Loan Estimate

2026 MINI Hardtop 4 Door Cooper S

MINI Hardtop 4 Door Cooper S

2026 MINI Hardtop 4 Door Cooper S Car Loan Estimate

2026 MINI Countryman S ALL4

MINI Countryman S ALL4

2026 MINI Countryman S ALL4 Car Loan Estimate

New York Areas with Used Hatchbacks for Sale Below $40,000

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