New York Used Cars Under $800 a Month. Finance Payments Below $800

2025 Mazda CX-70 3.3 Turbo S Premium Plus

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This low mileage certified used 2025 Mazda CX-70 3.3 Turbo S Premium Plus AWD SUV under 7,000 miles, automatic transmission, and 21 MPG, 3.3L hybrid engine is for sale right now under $44K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$43,207
Est. Payment:	$807.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,806
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$43,207.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,843.44
Avg. DMV Fee	86.00
Cash Sale Price	$47,211.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,211.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$807.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,207.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage used 2025 BMW X1 xDrive28i AWD SUV under 4,000 miles, transmission, and 21 MPG, 2.0L gas engine is for sale right now below $43K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$42,973
Est. Payment:	$803.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,879
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$42,973.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,822.66
Avg. DMV Fee	86.00
Cash Sale Price	$46,956.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,956.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$803.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,973.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified used 2024 BMW X3 xDrive30i AWD SUV under 14,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $43K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$42,964
Est. Payment:	$803.33 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,535
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$42,964.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,821.86
Avg. DMV Fee	86.00
Cash Sale Price	$46,946.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,946.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.33

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,964.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage used 2024 Genesis GV70 2.5T Standard AWD SUV under 27,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $42K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$41,619
Est. Payment:	$778.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,200
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$41,619.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,702.43
Avg. DMV Fee	86.00
Cash Sale Price	$45,482.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,482.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$778.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,619.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X1 xDrive28i

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This low mileage second hand 2026 BMW X1 xDrive28i AWD SUV below 5,000 miles, transmission, and 21 MPG, 2.0L gas engine is for sale right now under $42K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$41,492
Est. Payment:	$775.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,505
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$41,492.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,691.15
Avg. DMV Fee	86.00
Cash Sale Price	$45,344.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,344.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$775.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,492.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Sierra 1500 Elevation

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This low mileage preowned 2022 GMC Sierra 1500 Elevation 4x4 pickup under 43,000 miles, automatic transmission, and 21 MPG, 5.3L gas engine is for sale right now under $44K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$43,211
Est. Payment:	$807.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,464
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$43,211.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,843.80
Avg. DMV Fee	86.00
Cash Sale Price	$47,215.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,215.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$807.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,211.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage second hand 2025 BMW 2 Series 228 xDrive Gran Coupe AWD sedan under 4,000 miles, transmission, and 21 MPG, 2.0L gas engine is for sale right now below $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,896
Est. Payment:	$783.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,143
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,896.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,727.02
Avg. DMV Fee	86.00
Cash Sale Price	$45,784.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,784.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$783.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,896.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Limited

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This low mileage certified preowned 2024 Hyundai PALISADE Limited AWD SUV under 19,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $44K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$43,050
Est. Payment:	$804.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,699
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$43,050.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,829.50
Avg. DMV Fee	86.00
Cash Sale Price	$47,040.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,040.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$804.93

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,050.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Telluride SX X-Line

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This low mileage certified preowned 2024 Kia Telluride SX X-Line AWD SUV below 16,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $42K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$41,638
Est. Payment:	$778.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,602
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$41,638.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,704.11
Avg. DMV Fee	86.00
Cash Sale Price	$45,503.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,503.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$778.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,638.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride EX

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This low mileage used 2025 Kia Telluride EX AWD SUV under 12,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now below $44K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$43,499
Est. Payment:	$813.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,305
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$43,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,869.37
Avg. DMV Fee	86.00
Cash Sale Price	$47,529.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,529.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$813.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in New York