New York Used Cars Under $800 a Month. Finance Payments Below $800

2023 Toyota 4Runner SR5 Premium

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This low mileage used 2023 Toyota 4Runner SR5 Premium 4x4 SUV below 29,000 miles, automatic transmission, and 24 MPG, 4.0L gas engine is for sale right now under $43K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$42,990
Est. Payment:	$803.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,872
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$42,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.17
Avg. DMV Fee	86.00
Cash Sale Price	$46,975.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,975.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$803.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XLT

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This average mileage used 2021 Ford F-150 XLT 4x4 pickup under 70,000 miles, automatic transmission, and 24 MPG, 2.7L gas engine is for sale right now below $33K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$33,000
Est. Payment:	$783.42 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,002
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$33,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,937.06
Avg. DMV Fee	86.00
Cash Sale Price	$36,098.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,098.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$783.42

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy Night Edition

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This low mileage certified second hand 2024 Hyundai PALISADE Calligraphy Night Edition AWD SUV under 34,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $43K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$42,300
Est. Payment:	$790.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,780
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$42,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,762.90
Avg. DMV Fee	86.00
Cash Sale Price	$46,223.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,223.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$790.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SEL Premium

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This low mileage preowned 2025 Hyundai PALISADE SEL Premium AWD SUV under 1,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now below $43K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,118
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$803.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Cadillac XT6 Premium Luxury

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This low mileage used 2024 Cadillac XT6 Premium Luxury 4x4 SUV under 16,000 miles, automatic transmission, and 24 MPG, 3.6L gas engine is for sale right now under $43K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$42,500
Est. Payment:	$794.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,024
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.66
Avg. DMV Fee	86.00
Cash Sale Price	$46,441.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,441.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Genesis GV70 3.5T Sport

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This low mileage used 2022 Genesis GV70 3.5T Sport AWD SUV below 21,000 miles, automatic transmission, and 24 MPG, 3.5L gas engine is for sale right now under $43K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$42,999
Est. Payment:	$803.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,585
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$42,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.97
Avg. DMV Fee	86.00
Cash Sale Price	$46,984.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,984.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$803.98

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Explorer XLT

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This above average mileage second hand 2022 Ford Explorer XLT AWD SUV below 96,000 miles, automatic transmission, and 24 MPG, 2.3L gas engine is for sale right now below $26K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$25,990
Est. Payment:	$767.83 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,912
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$25,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,314.57
Avg. DMV Fee	86.00
Cash Sale Price	$28,465.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,465.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$767.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage second hand 2025 Genesis GV70 2.5T Standard AWD SUV below 12,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $42K at Huntington Hyundai in Huntington, NY. ...View More Details

Sales Price:	$41,495
Est. Payment:	$775.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,504
Location:	Huntington, NY

Item	Amount
Used Car Price⁽¹⁾	$41,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,691.42
Avg. DMV Fee	86.00
Cash Sale Price	$45,347.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,347.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$775.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Kia Telluride EX

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This low mileage preowned 2025 Kia Telluride EX AWD SUV under 12,000 miles, automatic transmission, and 24 MPG, 3.8L gas engine is for sale right now under $44K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$43,499
Est. Payment:	$813.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,305
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$43,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,869.37
Avg. DMV Fee	86.00
Cash Sale Price	$47,529.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,529.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$813.30

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV under 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $42K at West Herr Hyundai in Clarence, NY. ...View More Details

Sales Price:	$41,590
Est. Payment:	$777.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Clarence, NY

Item	Amount
Used Car Price⁽¹⁾	$41,590.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,699.85
Avg. DMV Fee	86.00
Cash Sale Price	$45,450.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,450.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$777.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $800 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $800 / Month

2023 Toyota 4Runner SR5 Premium

2021 Ford F-150 XLT

2024 Hyundai PALISADE Calligraphy Night Edition

2025 Hyundai PALISADE SEL Premium

2024 Cadillac XT6 Premium Luxury

2022 Genesis GV70 3.5T Sport

2022 Ford Explorer XLT

2025 Genesis GV70 2.5T Standard

2025 Kia Telluride EX

2026 Hyundai SANTA FE SEL

New York Areas with Used Cars for Sale Below $800 / Month

Used Cars under $800 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $800 / Month

2023 Toyota 4Runner SR5 Premium

Toyota 4Runner SR5 Premium

2023 Toyota 4Runner SR5 Premium Car Loan Estimate

2021 Ford F-150 XLT

Ford F-150 XLT

2021 Ford F-150 XLT Car Loan Estimate

2024 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2024 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2025 Hyundai PALISADE SEL Premium

Hyundai PALISADE SEL Premium

2025 Hyundai PALISADE SEL Premium Car Loan Estimate

2024 Cadillac XT6 Premium Luxury

Cadillac XT6 Premium Luxury

2024 Cadillac XT6 Premium Luxury Car Loan Estimate

2022 Genesis GV70 3.5T Sport

Genesis GV70 3.5T Sport

2022 Genesis GV70 3.5T Sport Car Loan Estimate

2022 Ford Explorer XLT

Ford Explorer XLT

2022 Ford Explorer XLT Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Kia Telluride EX

Kia Telluride EX

2025 Kia Telluride EX Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

New York Areas with Used Cars for Sale Below $800 / Month

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