New York Used Cars Under $400 a Month. Finance Payments Below $400

2022 Mitsubishi Outlander SE

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This low mileage second hand 2022 Mitsubishi Outlander SE AWD SUV under 50,000 miles, cvt transmission, and 2.5L gas engine is for sale right now under $22K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$21,500
Est. Payment:	$403.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,967
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,915.86
Avg. DMV Fee	86.00
Cash Sale Price	$23,576.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,576.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$403.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $21,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SE

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This low mileage certified preowned 2023 Hyundai KONA SE AWD SUV below 15,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $20K at Plaza Hyundai in Brooklyn, NY. ...View More Details

Sales Price:	$19,800
Est. Payment:	$371.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,455
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$19,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,764.90
Avg. DMV Fee	86.00
Cash Sale Price	$21,725.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,725.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$371.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL AWD SUV below 21,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$375.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,835
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$375.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Trailblazer LT

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This low mileage used 2023 Chevrolet Trailblazer LT FWD SUV under 16,000 miles, cvt transmission, and 1.2L gas engine is for sale right now under $20K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$375.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,969
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$375.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

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This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan below 56,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $18K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$17,999
Est. Payment:	$362.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,123
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.97
Avg. DMV Fee	86.00
Cash Sale Price	$19,764.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,764.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$362.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE SEL

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This low mileage certified second hand 2025 Hyundai VENUE SEL FWD hatchback under 31,000 miles, cvt transmission, and 1.6L gas engine is for sale right now below $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,800
Est. Payment:	$371.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,386
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,764.90
Avg. DMV Fee	86.00
Cash Sale Price	$21,725.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,725.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$371.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage preowned 2023 Hyundai KONA SEL AWD SUV under 21,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $21K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$20,490
Est. Payment:	$384.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,491
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$20,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,826.17
Avg. DMV Fee	86.00
Cash Sale Price	$22,477.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,477.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$384.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON SE

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This average mileage certified second hand 2020 Hyundai TUCSON SE AWD SUV under 82,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $14K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$13,868
Est. Payment:	$366.51 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	81,922
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$13,868.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,238.14
Avg. DMV Fee	86.00
Cash Sale Price	$15,267.14
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$15,267.14
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$366.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $13,868.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage certified second hand 2023 Hyundai SONATA SEL FWD sedan below 7,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $22K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$21,395
Est. Payment:	$401.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,210
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$21,395.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,906.54
Avg. DMV Fee	86.00
Cash Sale Price	$23,462.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,462.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$401.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,395.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai KONA SEL

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This low mileage certified preowned 2025 Hyundai KONA SEL AWD SUV below 46,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $22K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$21,500
Est. Payment:	$403.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,081
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$21,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,915.86
Avg. DMV Fee	86.00
Cash Sale Price	$23,576.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,576.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$403.44

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $400 / Month

2022 Mitsubishi Outlander SE

2023 Hyundai KONA SE

2023 Hyundai KONA SEL

2023 Chevrolet Trailblazer LT

2024 Hyundai ELANTRA SEL

2025 Hyundai VENUE SEL

2023 Hyundai KONA SEL

2020 Hyundai TUCSON SE

2023 Hyundai SONATA SEL

2025 Hyundai KONA SEL

New York Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $400 / Month

2022 Mitsubishi Outlander SE

Mitsubishi Outlander SE

2022 Mitsubishi Outlander SE Car Loan Estimate

2023 Hyundai KONA SE

Hyundai KONA SE

2023 Hyundai KONA SE Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2023 Chevrolet Trailblazer LT

Chevrolet Trailblazer LT

2023 Chevrolet Trailblazer LT Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai VENUE SEL

Hyundai VENUE SEL

2025 Hyundai VENUE SEL Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2020 Hyundai TUCSON SE

Hyundai TUCSON SE

2020 Hyundai TUCSON SE Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2025 Hyundai KONA SEL

Hyundai KONA SEL

2025 Hyundai KONA SEL Car Loan Estimate

New York Areas with Used Cars for Sale Below $400 / Month

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