New York Used Cars Under $400 a Month. Finance Payments Below $400

2023 Chevrolet Equinox LS

⇩ View Seller Description

This low mileage used 2023 Chevrolet Equinox LS 4X4 SUV under 34,000 miles, a transmission, and 38 MPG, 1.5L gas engine is for sale right now under $21K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$20,888
Est. Payment:	$392.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,189
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$20,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,861.51
Avg. DMV Fee	86.00
Cash Sale Price	$22,910.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,910.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$392.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai VENUE Limited

⇩ View Seller Description

This low mileage used 2024 Hyundai VENUE Limited FWD wagon under 30,000 miles, cvt transmission, and 38 MPG, 1.6L gas engine is for sale right now below $19K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$18,888
Est. Payment:	$354.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,460
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,683.91
Avg. DMV Fee	86.00
Cash Sale Price	$20,732.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,732.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$354.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SANTA FE SEL 2.0T

⇩ View Seller Description

This low mileage preowned 2020 Hyundai SANTA FE SEL 2.0T FWD SUV under 45,000 miles, a transmission, and 38 MPG, 2.0L gas engine is for sale right now under $21K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$20,818
Est. Payment:	$390.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,268
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$20,818.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,855.30
Avg. DMV Fee	86.00
Cash Sale Price	$22,834.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,834.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$390.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,818.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

⇩ View Seller Description

This low mileage used 2025 Hyundai ELANTRA SEL Sport FWD sedan under 5,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $21K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$20,999
Est. Payment:	$394.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,812
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,871.37
Avg. DMV Fee	86.00
Cash Sale Price	$23,031.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,031.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$394.10

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Nissan Rogue S

⇩ View Seller Description

This low mileage second hand 2019 Nissan Rogue S AWD wagon under 51,000 miles, cvt transmission, and 38 MPG, 2.5L gas engine is for sale right now below $19K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$18,899
Est. Payment:	$380.88 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,688
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$18,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,684.89
Avg. DMV Fee	86.00
Cash Sale Price	$20,744.89
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,744.89
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$380.88

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

⇩ View Seller Description

This low mileage second hand 2023 Hyundai KONA SEL AWD SUV below 23,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now under $21K at Hyundai City of Bay Ridge in Brooklyn, NY. ...View More Details

Sales Price:	$20,770
Est. Payment:	$389.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,829
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$20,770.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,851.04
Avg. DMV Fee	86.00
Cash Sale Price	$22,782.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,782.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$389.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage preowned 2024 Hyundai ELANTRA SEL FWD sedan under 45,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $21K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$20,599
Est. Payment:	$386.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,368
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$20,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,835.85
Avg. DMV Fee	86.00
Cash Sale Price	$22,595.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,595.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$386.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SONATA SEL

⇩ View Seller Description

This low mileage used 2024 Hyundai SONATA SEL AWD sedan below 35,000 miles, a transmission, and 38 MPG, 2.5L gas engine is for sale right now under $22K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$21,401
Est. Payment:	$401.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,574
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$21,401.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,907.07
Avg. DMV Fee	86.00
Cash Sale Price	$23,469.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,469.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$401.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,401.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai KONA Limited

⇩ View Seller Description

This low mileage second hand 2019 Hyundai KONA Limited AWD SUV below 16,000 miles, a transmission, and 38 MPG, 1.6L gas engine is for sale right now under $22K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$21,119
Est. Payment:	$396.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,474
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$21,119.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,882.03
Avg. DMV Fee	86.00
Cash Sale Price	$23,162.03
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,162.03
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$396.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,119.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage second hand 2023 Hyundai ELANTRA SEL FWD sedan below 4,000 miles, cvt transmission, and 38 MPG, 2.0L gas engine is for sale right now below $21K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$20,995
Est. Payment:	$394.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,067
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$20,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,871.02
Avg. DMV Fee	86.00
Cash Sale Price	$23,027.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,027.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$394.03

(1) Car Loan calculations are based on the used car dealer's advertised price of $20,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $400 / Month

2023 Chevrolet Equinox LS

2024 Hyundai VENUE Limited

2020 Hyundai SANTA FE SEL 2.0T

2025 Hyundai ELANTRA SEL Sport

2019 Nissan Rogue S

2023 Hyundai KONA SEL

2024 Hyundai ELANTRA SEL

2024 Hyundai SONATA SEL

2019 Hyundai KONA Limited

2023 Hyundai ELANTRA SEL

New York Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $400 / Month

2023 Chevrolet Equinox LS

Chevrolet Equinox LS

2023 Chevrolet Equinox LS Car Loan Estimate

2024 Hyundai VENUE Limited

Hyundai VENUE Limited

2024 Hyundai VENUE Limited Car Loan Estimate

2020 Hyundai SANTA FE SEL 2.0T

Hyundai SANTA FE SEL 2.0T

2020 Hyundai SANTA FE SEL 2.0T Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2019 Nissan Rogue S

Nissan Rogue S

2019 Nissan Rogue S Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai SONATA SEL

Hyundai SONATA SEL

2024 Hyundai SONATA SEL Car Loan Estimate

2019 Hyundai KONA Limited

Hyundai KONA Limited

2019 Hyundai KONA Limited Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

New York Areas with Used Cars for Sale Below $400 / Month

Customize Payments

Find Financing

Customize Payments