New York Used Cars Under $400 a Month. Finance Payments Below $400

2017 Hyundai TUCSON Eco

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This above average mileage preowned 2017 Hyundai TUCSON Eco AWD SUV under 95,000 miles, automatic transmission, and 28 MPG, 1.6L gas engine is for sale right now below $12K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$11,995
Est. Payment:	$356.81 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,568
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$11,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,071.82
Avg. DMV Fee	86.00
Cash Sale Price	$13,227.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$13,227.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$356.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $11,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 5,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $19K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$18,900
Est. Payment:	$354.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,680
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,684.98
Avg. DMV Fee	86.00
Cash Sale Price	$20,745.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,745.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$354.99

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Nissan Rogue S

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This high mileage preowned 2017 Nissan Rogue S AWD SUV below 113,000 miles, cvt transmission, and 28 MPG, 2.5L gas engine is for sale right now below $11K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$10,900
Est. Payment:	$372.34 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	112,804
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$10,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	974.58
Avg. DMV Fee	86.00
Cash Sale Price	$12,035.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,035.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$372.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $10,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda Civic Sport

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This low mileage preowned 2019 Honda Civic Sport FWD hatchback under 38,000 miles, cvt transmission, and 28 MPG, 1.5L gas engine is for sale right now under $20K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$19,799
Est. Payment:	$371.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,181
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$19,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,764.81
Avg. DMV Fee	86.00
Cash Sale Price	$21,724.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,724.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$371.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE SEL

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This low mileage certified preowned 2025 Hyundai VENUE SEL FWD hatchback below 24,000 miles, cvt transmission, and 28 MPG, 1.6L gas engine is for sale right now below $20K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$19,900
Est. Payment:	$373.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,573
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$19,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,773.78
Avg. DMV Fee	86.00
Cash Sale Price	$21,834.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,834.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$373.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan below 28,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $20K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$375.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,025
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$375.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai TUCSON SEL Plus

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This average mileage preowned 2018 Hyundai TUCSON SEL Plus AWD SUV below 72,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $16K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$15,125
Est. Payment:	$361.04 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,833
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$15,125.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,349.76
Avg. DMV Fee	86.00
Cash Sale Price	$16,635.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,635.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$361.04

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,125.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL AWD SUV under 22,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now under $20K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$19,463
Est. Payment:	$365.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,379
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$19,463.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,734.97
Avg. DMV Fee	86.00
Cash Sale Price	$21,358.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,358.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$365.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,463.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Toyota Camry SE

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This low mileage used 2019 Toyota Camry SE FWD sedan under 41,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now under $21K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$20,999
Est. Payment:	$394.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,764
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$20,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,871.37
Avg. DMV Fee	86.00
Cash Sale Price	$23,031.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,031.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$394.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Nissan Rogue Sport S

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This above average mileage preowned 2018 Nissan Rogue Sport S AWD wagon under 93,000 miles, cvt transmission, and 28 MPG, 2.0L gas engine is for sale right now below $13K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$12,871
Est. Payment:	$382.54 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,409
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$12,871.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,149.60
Avg. DMV Fee	86.00
Cash Sale Price	$14,181.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$14,181.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$382.54

(1) Car Loan calculations are based on the used car dealer's advertised price of $12,871.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $400 / Month

2017 Hyundai TUCSON Eco

2023 Hyundai ELANTRA SEL

2017 Nissan Rogue S

2019 Honda Civic Sport

2025 Hyundai VENUE SEL

2023 Hyundai ELANTRA SEL

2018 Hyundai TUCSON SEL Plus

2023 Hyundai KONA SEL

2019 Toyota Camry SE

2018 Nissan Rogue Sport S

New York Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $400 / Month

2017 Hyundai TUCSON Eco

Hyundai TUCSON Eco

2017 Hyundai TUCSON Eco Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2017 Nissan Rogue S

Nissan Rogue S

2017 Nissan Rogue S Car Loan Estimate

2019 Honda Civic Sport

Honda Civic Sport

2019 Honda Civic Sport Car Loan Estimate

2025 Hyundai VENUE SEL

Hyundai VENUE SEL

2025 Hyundai VENUE SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2018 Hyundai TUCSON SEL Plus

Hyundai TUCSON SEL Plus

2018 Hyundai TUCSON SEL Plus Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2019 Toyota Camry SE

Toyota Camry SE

2019 Toyota Camry SE Car Loan Estimate

2018 Nissan Rogue Sport S

Nissan Rogue Sport S

2018 Nissan Rogue Sport S Car Loan Estimate

New York Areas with Used Cars for Sale Below $400 / Month

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