New York Used Cars Under $400 a Month. Finance Payments Below $400

2023 Hyundai KONA SEL

⇩ View Seller Description

This low mileage preowned 2023 Hyundai KONA SEL AWD SUV under 18,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now under $20K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$375.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,879
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$375.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Seltos SX Turbo

⇩ View Seller Description

This low mileage second hand 2021 Kia Seltos SX Turbo AWD SUV under 40,000 miles, automatic transmission, and 37 MPG, 1.6L gas engine is for sale right now under $19K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$18,995
Est. Payment:	$356.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,170
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.42
Avg. DMV Fee	86.00
Cash Sale Price	$20,849.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,849.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$356.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

⇩ View Seller Description

This low mileage certified second hand 2023 Hyundai KONA SEL AWD SUV under 17,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now under $21K at Koeppel Hyundai in Long Island City, NY. ...View More Details

Sales Price:	$20,998
Est. Payment:	$394.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,295
Location:	Long Island City, NY

Item	Amount
Used Car Price⁽¹⁾	$20,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,871.28
Avg. DMV Fee	86.00
Cash Sale Price	$23,030.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,030.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$394.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $20,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

⇩ View Seller Description

This low mileage second hand 2025 Hyundai ELANTRA SE FWD sedan under 10,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now below $20K at Millennium Hyundai in Hempstead, NY. ...View More Details

Sales Price:	$19,758
Est. Payment:	$370.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,435
Location:	Hempstead, NY

Item	Amount
Used Car Price⁽¹⁾	$19,758.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,761.17
Avg. DMV Fee	86.00
Cash Sale Price	$21,680.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,680.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$370.98

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,758.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Mitsubishi Outlander PHEV SEL

⇩ View Seller Description

This low mileage used 2021 Mitsubishi Outlander PHEV SEL AWD SUV below 31,000 miles, automatic transmission, and 37 MPG, 2.4L hybrid engine is for sale right now under $20K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$19,988
Est. Payment:	$375.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,799
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$19,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.59
Avg. DMV Fee	86.00
Cash Sale Price	$21,930.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,930.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$375.27

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

⇩ View Seller Description

This low mileage certified preowned 2025 Hyundai ELANTRA SEL Sport FWD sedan below 3,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now under $21K at Millennium Hyundai in Hempstead, NY. ...View More Details

Sales Price:	$20,500
Est. Payment:	$384.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,720
Location:	Hempstead, NY

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,827.06
Avg. DMV Fee	86.00
Cash Sale Price	$22,488.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,488.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$384.80

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage used 2024 Hyundai ELANTRA SEL FWD sedan below 58,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now below $18K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$17,999
Est. Payment:	$362.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,756
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.97
Avg. DMV Fee	86.00
Cash Sale Price	$19,764.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,764.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$362.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Subaru Legacy 2.5i

⇩ View Seller Description

This low mileage preowned 2019 Subaru Legacy 2.5i AWD sedan below 49,000 miles, cvt transmission, and 37 MPG, 2.5L gas engine is for sale right now below $19K at Curry Hyundai in Cortlandt Manor, NY. ...View More Details

Sales Price:	$18,993
Est. Payment:	$356.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,870
Location:	Cortlandt Manor, NY

Item	Amount
Used Car Price⁽¹⁾	$18,993.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.24
Avg. DMV Fee	86.00
Cash Sale Price	$20,847.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,847.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$356.73

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,993.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 GMC Terrain SLE

⇩ View Seller Description

This low mileage second hand 2024 GMC Terrain SLE FWD SUV below 43,000 miles, automatic transmission, and 37 MPG, 1.5L gas engine is for sale right now under $22K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$21,490
Est. Payment:	$403.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	42,505
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$21,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,914.97
Avg. DMV Fee	86.00
Cash Sale Price	$23,565.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,565.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$403.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage certified used 2024 Hyundai ELANTRA SEL FWD sedan below 56,000 miles, cvt transmission, and 37 MPG, 2.0L gas engine is for sale right now under $18K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$17,999
Est. Payment:	$362.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,123
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.97
Avg. DMV Fee	86.00
Cash Sale Price	$19,764.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,764.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$362.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $400 / Month

2023 Hyundai KONA SEL

2021 Kia Seltos SX Turbo

2023 Hyundai KONA SEL

2025 Hyundai ELANTRA SE

2021 Mitsubishi Outlander PHEV SEL

2025 Hyundai ELANTRA SEL Sport

2024 Hyundai ELANTRA SEL

2019 Subaru Legacy 2.5i

2024 GMC Terrain SLE

2024 Hyundai ELANTRA SEL

New York Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $400 / Month

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2021 Kia Seltos SX Turbo

Kia Seltos SX Turbo

2021 Kia Seltos SX Turbo Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2021 Mitsubishi Outlander PHEV SEL

Mitsubishi Outlander PHEV SEL

2021 Mitsubishi Outlander PHEV SEL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2019 Subaru Legacy 2.5i

Subaru Legacy 2.5i

2019 Subaru Legacy 2.5i Car Loan Estimate

2024 GMC Terrain SLE

GMC Terrain SLE

2024 GMC Terrain SLE Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

New York Areas with Used Cars for Sale Below $400 / Month

Customize Payments

Find Financing

Customize Payments