New York Used Cars Under $400 a Month. Finance Payments Below $400

2017 Ford Explorer XLT

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This low mileage second hand 2017 Ford Explorer XLT AWD SUV below 53,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $19K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$18,295
Est. Payment:	$368.81 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,201
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$18,295.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,631.26
Avg. DMV Fee	86.00
Cash Sale Price	$20,087.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,087.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$368.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Volkswagen Tiguan 2.0T SE 4Motion

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This average mileage used 2018 Volkswagen Tiguan 2.0T SE 4Motion AWD SUV under 79,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $15K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$14,990
Est. Payment:	$357.85 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,830
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$14,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,337.77
Avg. DMV Fee	86.00
Cash Sale Price	$16,488.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,488.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$357.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $14,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Subaru Crosstrek 2.0i Premium

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This low mileage preowned 2019 Subaru Crosstrek 2.0i Premium AWD SUV below 52,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $18K at Koeppel Hyundai in Long Island City, NY. ...View More Details

Sales Price:	$17,998
Est. Payment:	$362.87 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,172
Location:	Long Island City, NY

Item	Amount
Used Car Price⁽¹⁾	$17,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.88
Avg. DMV Fee	86.00
Cash Sale Price	$19,763.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,763.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$362.87

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Toyota RAV4 Limited

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This low mileage second hand 2015 Toyota RAV4 Limited AWD SUV under 58,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $19K at Curry Hyundai in Cortlandt Manor, NY. ...View More Details

Sales Price:	$18,688
Est. Payment:	$376.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,577
Location:	Cortlandt Manor, NY

Item	Amount
Used Car Price⁽¹⁾	$18,688.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,666.15
Avg. DMV Fee	86.00
Cash Sale Price	$20,515.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,515.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$376.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Hyundai TUCSON SEL Plus

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This average mileage second hand 2018 Hyundai TUCSON SEL Plus AWD SUV below 72,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $15K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$14,893
Est. Payment:	$355.55 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,833
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$14,893.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,329.16
Avg. DMV Fee	86.00
Cash Sale Price	$16,383.16
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,383.16
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$355.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $14,893.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan under 3,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $20K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$375.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,926
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$375.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Forte GT-Line

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This low mileage preowned 2024 Kia Forte GT-Line FWD sedan below 20,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $22K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$21,513
Est. Payment:	$403.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,872
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$21,513.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,917.01
Avg. DMV Fee	86.00
Cash Sale Price	$23,591.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,591.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$403.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,513.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan under 4,000 miles, cvt transmission, and 2.0L gas engine is for sale right now below $20K at Koeppel Hyundai in Long Island City, NY. ...View More Details

Sales Price:	$19,998
Est. Payment:	$375.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,778
Location:	Long Island City, NY

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.48
Avg. DMV Fee	86.00
Cash Sale Price	$21,941.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,941.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$375.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Ford F-150 XL

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This low mileage preowned 2016 Ford F-150 XL RWD pickup under 59,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $18K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$17,999
Est. Payment:	$362.89 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,922
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.97
Avg. DMV Fee	86.00
Cash Sale Price	$19,764.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,764.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$362.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SEL Sport

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This low mileage certified second hand 2025 Hyundai ELANTRA SEL Sport FWD sedan below 5,000 miles, cvt transmission, and 2.0L gas engine is for sale right now under $21K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$20,500
Est. Payment:	$384.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,819
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$20,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,827.06
Avg. DMV Fee	86.00
Cash Sale Price	$22,488.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$22,488.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$384.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $20,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $400 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $400 / Month

2017 Ford Explorer XLT

2018 Volkswagen Tiguan 2.0T SE 4Motion

2019 Subaru Crosstrek 2.0i Premium

2015 Toyota RAV4 Limited

2018 Hyundai TUCSON SEL Plus

2025 Hyundai ELANTRA SEL Sport

2024 Kia Forte GT-Line

2025 Hyundai ELANTRA SEL Sport

2016 Ford F-150 XL

2025 Hyundai ELANTRA SEL Sport

New York Areas with Used Cars for Sale Below $400 / Month

Used Cars under $400 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $400 / Month

2017 Ford Explorer XLT

Ford Explorer XLT

2017 Ford Explorer XLT Car Loan Estimate

2018 Volkswagen Tiguan 2.0T SE 4Motion

Volkswagen Tiguan 2.0T SE 4Motion

2018 Volkswagen Tiguan 2.0T SE 4Motion Car Loan Estimate

2019 Subaru Crosstrek 2.0i Premium

Subaru Crosstrek 2.0i Premium

2019 Subaru Crosstrek 2.0i Premium Car Loan Estimate

2015 Toyota RAV4 Limited

Toyota RAV4 Limited

2015 Toyota RAV4 Limited Car Loan Estimate

2018 Hyundai TUCSON SEL Plus

Hyundai TUCSON SEL Plus

2018 Hyundai TUCSON SEL Plus Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2024 Kia Forte GT-Line

Kia Forte GT-Line

2024 Kia Forte GT-Line Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

2016 Ford F-150 XL

Ford F-150 XL

2016 Ford F-150 XL Car Loan Estimate

2025 Hyundai ELANTRA SEL Sport

Hyundai ELANTRA SEL Sport

2025 Hyundai ELANTRA SEL Sport Car Loan Estimate

New York Areas with Used Cars for Sale Below $400 / Month

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