New York Used Cars Under $20,000 |with Payments|

2020 Jeep Compass Latitude

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This below average mileage preowned 2020 Jeep Compass Latitude 4x4 SUV under 68,000 miles, automatic transmission, and 31 MPG, 2.4L gas engine is for sale right now under $18K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$17,990
Est. Payment:	$392.39 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,968
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$17,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.17
Avg. DMV Fee	86.00
Cash Sale Price	$19,755.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,755.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$392.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 GMC Yukon XL Denali

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This high mileage second hand 2015 GMC Yukon XL Denali 4x4 SUV under 116,000 miles, transmission, and 31 MPG, 6.2L gas engine is for sale right now under $17K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$16,995
Est. Payment:	$577.64 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	115,563
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$16,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,515.82
Avg. DMV Fee	86.00
Cash Sale Price	$18,671.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,671.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Car Loan Payment	$577.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 36 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Forte GT-Line

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This average mileage preowned 2021 Kia Forte GT-Line FWD sedan under 71,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $16K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$15,990
Est. Payment:	$381.48 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,103
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,426.57
Avg. DMV Fee	86.00
Cash Sale Price	$17,577.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,577.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$381.48

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Seltos SX Turbo

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This low mileage used 2021 Kia Seltos SX Turbo AWD SUV under 40,000 miles, automatic transmission, and 31 MPG, 1.6L gas engine is for sale right now under $19K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$18,995
Est. Payment:	$356.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,170
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$18,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.42
Avg. DMV Fee	86.00
Cash Sale Price	$20,849.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,849.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$356.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This average mileage used 2023 Hyundai ELANTRA SEL FWD sedan under 74,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $18K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$17,660
Est. Payment:	$420.94 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,520
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$17,660.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,574.87
Avg. DMV Fee	86.00
Cash Sale Price	$19,395.87
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,395.87
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$420.94

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,660.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SEL

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This low mileage certified preowned 2023 Hyundai SONATA SEL FWD sedan under 37,000 miles, automatic transmission, and 31 MPG, 2.5L gas engine is for sale right now under $19K at Plaza Hyundai in Brooklyn, NY. ...View More Details

Sales Price:	$18,900
Est. Payment:	$354.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,504
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$18,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,684.98
Avg. DMV Fee	86.00
Cash Sale Price	$20,745.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,745.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$354.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Lexus ES 350 Base

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This average mileage second hand 2014 Lexus ES 350 Base FWD sedan under 71,000 miles, automatic transmission, and 31 MPG, 3.5L gas engine is for sale right now below $19K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$18,650
Est. Payment:	$444.33 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,660
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$18,650.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,662.78
Avg. DMV Fee	86.00
Cash Sale Price	$20,473.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,473.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$444.33

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,650.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai ELANTRA SE

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This low mileage preowned 2021 Hyundai ELANTRA SE FWD sedan under 36,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $16K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$15,995
Est. Payment:	$300.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,928
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$15,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,427.02
Avg. DMV Fee	86.00
Cash Sale Price	$17,583.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,583.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$300.87

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE SEL

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This low mileage certified second hand 2023 Hyundai VENUE SEL FWD hatchback below 6,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now below $20K at West Herr Hyundai in Clarence, NY. ...View More Details

Sales Price:	$19,905
Est. Payment:	$373.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,689
Location:	Clarence, NY

Item	Amount
Used Car Price⁽¹⁾	$19,905.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,774.22
Avg. DMV Fee	86.00
Cash Sale Price	$21,840.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,840.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$373.72

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai VENUE Limited

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This low mileage second hand 2023 Hyundai VENUE Limited FWD hatchback under 18,000 miles, cvt transmission, and 31 MPG, 1.6L gas engine is for sale right now under $18K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$17,888
Est. Payment:	$336.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,972
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$17,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,595.11
Avg. DMV Fee	86.00
Cash Sale Price	$19,644.11
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,644.11
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$336.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $17,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $20,000

2020 Jeep Compass Latitude

2015 GMC Yukon XL Denali

2021 Kia Forte GT-Line

2021 Kia Seltos SX Turbo

2023 Hyundai ELANTRA SEL

2023 Hyundai SONATA SEL

2014 Lexus ES 350 Base

2021 Hyundai ELANTRA SE

2023 Hyundai VENUE SEL

2023 Hyundai VENUE Limited

New York Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $20,000

2020 Jeep Compass Latitude

Jeep Compass Latitude

2020 Jeep Compass Latitude Car Loan Estimate

2015 GMC Yukon XL Denali

GMC Yukon XL Denali

2015 GMC Yukon XL Denali Car Loan Estimate

2021 Kia Forte GT-Line

Kia Forte GT-Line

2021 Kia Forte GT-Line Car Loan Estimate

2021 Kia Seltos SX Turbo

Kia Seltos SX Turbo

2021 Kia Seltos SX Turbo Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai SONATA SEL

Hyundai SONATA SEL

2023 Hyundai SONATA SEL Car Loan Estimate

2014 Lexus ES 350 Base

Lexus ES 350 Base

2014 Lexus ES 350 Base Car Loan Estimate

2021 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2021 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai VENUE SEL

Hyundai VENUE SEL

2023 Hyundai VENUE SEL Car Loan Estimate

2023 Hyundai VENUE Limited

Hyundai VENUE Limited

2023 Hyundai VENUE Limited Car Loan Estimate

New York Areas with Used Cars for Sale Below $20,000

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