New York Used Cars Under $20,000 |with Payments|

2023 Hyundai KONA SEL

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This low mileage certified second hand 2023 Hyundai KONA SEL AWD SUV below 24,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $20K at Koeppel Hyundai in Long Island City, NY. ...View More Details

Sales Price:	$19,998
Est. Payment:	$375.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,592
Location:	Long Island City, NY

Item	Amount
Used Car Price⁽¹⁾	$19,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.48
Avg. DMV Fee	86.00
Cash Sale Price	$21,941.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,941.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$375.45

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Sentra S

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This low mileage preowned 2024 Nissan Sentra S FWD sedan under 35,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now under $18K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$17,960
Est. Payment:	$337.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,223
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$17,960.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,601.51
Avg. DMV Fee	86.00
Cash Sale Price	$19,722.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,722.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$337.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,960.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan below 22,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $19K at Plaza Hyundai in Brooklyn, NY. ...View More Details

Sales Price:	$18,300
Est. Payment:	$343.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,652
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$18,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,631.70
Avg. DMV Fee	86.00
Cash Sale Price	$20,092.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,092.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$343.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai VENUE SE

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This low mileage certified used 2025 Hyundai VENUE SE FWD hatchback under 4,000 miles, cvt transmission, and 34 MPG, 1.6L gas engine is for sale right now below $20K at Atlantic Hyundai in West Islip, NY. ...View More Details

Sales Price:	$19,986
Est. Payment:	$375.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,475
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$19,986.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,781.42
Avg. DMV Fee	86.00
Cash Sale Price	$21,928.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,928.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$375.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,986.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford Edge SEL

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This average mileage second hand 2020 Ford Edge SEL AWD SUV below 87,000 miles, automatic transmission, and 34 MPG, 2.0L gas engine is for sale right now under $18K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$17,999
Est. Payment:	$474.49 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	87,095
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$17,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,604.97
Avg. DMV Fee	86.00
Cash Sale Price	$19,764.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,764.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$474.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified used 2023 Hyundai ELANTRA SEL FWD sedan under 19,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now under $20K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$19,649
Est. Payment:	$368.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,981
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$19,649.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,751.49
Avg. DMV Fee	86.00
Cash Sale Price	$21,561.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,561.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$368.95

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,649.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SE

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This low mileage used 2024 Hyundai ELANTRA SE FWD sedan below 32,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now under $20K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$19,290
Est. Payment:	$362.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,258
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$19,290.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,719.61
Avg. DMV Fee	86.00
Cash Sale Price	$21,170.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,170.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$362.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,290.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Mazda CX-5 Touring

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This average mileage used 2017 Mazda CX-5 Touring AWD SUV below 89,000 miles, automatic transmission, and 34 MPG, 2.5L gas engine is for sale right now below $17K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$16,017
Est. Payment:	$422.68 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	88,833
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$16,017.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,428.97
Avg. DMV Fee	86.00
Cash Sale Price	$17,606.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,606.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$422.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,017.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Jeep Cherokee Limited

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This low mileage preowned 2020 Jeep Cherokee Limited 4x4 SUV under 46,000 miles, automatic transmission, and 34 MPG, 3.2L gas engine is for sale right now below $20K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$375.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,687
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$375.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Honda Civic LX

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This above average mileage used 2019 Honda Civic LX FWD sedan under 99,000 miles, cvt transmission, and 34 MPG, 2.0L gas engine is for sale right now below $16K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$15,998
Est. Payment:	$474.37 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	99,305
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$15,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,427.28
Avg. DMV Fee	86.00
Cash Sale Price	$17,586.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,586.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$474.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai KONA SEL

2024 Nissan Sentra S

2023 Hyundai ELANTRA SEL

2025 Hyundai VENUE SE

2020 Ford Edge SEL

2023 Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SE

2017 Mazda CX-5 Touring

2020 Jeep Cherokee Limited

2019 Honda Civic LX

New York Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

2024 Nissan Sentra S

Nissan Sentra S

2024 Nissan Sentra S Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2025 Hyundai VENUE SE

Hyundai VENUE SE

2025 Hyundai VENUE SE Car Loan Estimate

2020 Ford Edge SEL

Ford Edge SEL

2020 Ford Edge SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2017 Mazda CX-5 Touring

Mazda CX-5 Touring

2017 Mazda CX-5 Touring Car Loan Estimate

2020 Jeep Cherokee Limited

Jeep Cherokee Limited

2020 Jeep Cherokee Limited Car Loan Estimate

2019 Honda Civic LX

Honda Civic LX

2019 Honda Civic LX Car Loan Estimate

New York Areas with Used Cars for Sale Below $20,000

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