New York Used Cars Under $20,000 |with Payments|

2021 Buick Encore GX Preferred

⇩ View Seller Description

This low mileage used 2021 Buick Encore GX Preferred FWD SUV below 44,000 miles, cvt transmission, and 31 MPG, 1.2L gas engine is for sale right now below $18K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$17,637
Est. Payment:	$331.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,246
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$17,637.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,572.83
Avg. DMV Fee	86.00
Cash Sale Price	$19,370.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,370.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$331.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $17,637.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Honda Civic EX

⇩ View Seller Description

This below average mileage used 2016 Honda Civic EX FWD sedan below 64,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $16K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$15,988
Est. Payment:	$349.09 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,065
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$15,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,426.39
Avg. DMV Fee	86.00
Cash Sale Price	$17,575.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,575.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$349.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $15,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Compass High Altitude

⇩ View Seller Description

This low mileage used 2019 Jeep Compass High Altitude 4X4 SUV under 29,000 miles, a transmission, and 31 MPG, 2.4L gas engine is for sale right now below $20K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$19,495
Est. Payment:	$366.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,971
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$19,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,737.82
Avg. DMV Fee	86.00
Cash Sale Price	$21,393.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,393.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$366.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage used 2024 Hyundai ELANTRA SEL FWD sedan below 34,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $20K at Koeppel Hyundai in Long Island City, NY. ...View More Details

Sales Price:	$19,838
Est. Payment:	$372.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,959
Location:	Long Island City, NY

Item	Amount
Used Car Price⁽¹⁾	$19,838.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,768.27
Avg. DMV Fee	86.00
Cash Sale Price	$21,767.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,767.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$372.47

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai ELANTRA SE

⇩ View Seller Description

This low mileage used 2024 Hyundai ELANTRA SE FWD sedan below 17,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $19K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$18,988
Est. Payment:	$356.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,217
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$18,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,692.79
Avg. DMV Fee	86.00
Cash Sale Price	$20,841.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,841.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$356.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SE

⇩ View Seller Description

This low mileage used 2023 Hyundai KONA SE AWD SUV under 21,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Millennium Hyundai in Hempstead, NY. ...View More Details

Sales Price:	$19,995
Est. Payment:	$375.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,482
Location:	Hempstead, NY

Item	Amount
Used Car Price⁽¹⁾	$19,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.22
Avg. DMV Fee	86.00
Cash Sale Price	$21,938.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,938.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$375.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

⇩ View Seller Description

This low mileage second hand 2023 Hyundai ELANTRA SEL FWD sedan below 31,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $17K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$16,999
Est. Payment:	$319.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,811
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$16,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,516.17
Avg. DMV Fee	86.00
Cash Sale Price	$18,676.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,676.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$319.58

(1) Car Loan calculations are based on the used car dealer's advertised price of $16,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Jeep Compass Latitude

⇩ View Seller Description

This low mileage used 2018 Jeep Compass Latitude 4X4 SUV under 47,000 miles, transmission, and 31 MPG, 2.4L gas engine is for sale right now below $16K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$15,776
Est. Payment:	$296.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,097
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$15,776.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,407.57
Avg. DMV Fee	86.00
Cash Sale Price	$17,344.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,344.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$296.79

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,776.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Kia Forte GT-Line

⇩ View Seller Description

This average mileage preowned 2021 Kia Forte GT-Line FWD sedan below 71,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now below $16K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$15,990
Est. Payment:	$381.48 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,103
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$15,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,426.57
Avg. DMV Fee	86.00
Cash Sale Price	$17,577.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,577.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$381.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $15,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai KONA SEL

⇩ View Seller Description

This low mileage preowned 2023 Hyundai KONA SEL AWD SUV under 18,000 miles, cvt transmission, and 31 MPG, 2.0L gas engine is for sale right now under $20K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$375.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,879
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$375.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $20,000

2021 Buick Encore GX Preferred

2016 Honda Civic EX

2019 Jeep Compass High Altitude

2024 Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SE

2023 Hyundai KONA SE

2023 Hyundai ELANTRA SEL

2018 Jeep Compass Latitude

2021 Kia Forte GT-Line

2023 Hyundai KONA SEL

New York Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $20,000

2021 Buick Encore GX Preferred

Buick Encore GX Preferred

2021 Buick Encore GX Preferred Car Loan Estimate

2016 Honda Civic EX

Honda Civic EX

2016 Honda Civic EX Car Loan Estimate

2019 Jeep Compass High Altitude

Jeep Compass High Altitude

2019 Jeep Compass High Altitude Car Loan Estimate

2024 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2024 Hyundai ELANTRA SEL Car Loan Estimate

2024 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2024 Hyundai ELANTRA SE Car Loan Estimate

2023 Hyundai KONA SE

Hyundai KONA SE

2023 Hyundai KONA SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2018 Jeep Compass Latitude

Jeep Compass Latitude

2018 Jeep Compass Latitude Car Loan Estimate

2021 Kia Forte GT-Line

Kia Forte GT-Line

2021 Kia Forte GT-Line Car Loan Estimate

2023 Hyundai KONA SEL

Hyundai KONA SEL

2023 Hyundai KONA SEL Car Loan Estimate

New York Areas with Used Cars for Sale Below $20,000

Customize Payments

Find Financing

Customize Payments