New York Used Cars Under $20,000 |with Payments|

2023 Hyundai ELANTRA SEL

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This low mileage second hand 2023 Hyundai ELANTRA SEL FWD sedan below 39,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $17K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$16,994
Est. Payment:	$319.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,774
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$16,994.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,515.73
Avg. DMV Fee	86.00
Cash Sale Price	$18,670.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,670.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$319.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $16,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan under 29,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $19K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$18,880
Est. Payment:	$354.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,156
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$18,880.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,683.20
Avg. DMV Fee	86.00
Cash Sale Price	$20,724.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,724.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$354.62

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,880.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai KONA SEL

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This low mileage certified second hand 2022 Hyundai KONA SEL AWD SUV below 36,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now under $17K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$17,000
Est. Payment:	$319.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,880
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$17,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,516.26
Avg. DMV Fee	86.00
Cash Sale Price	$18,677.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$18,677.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$319.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Toyota RAV4 LE

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This high mileage used 2020 Toyota RAV4 LE AWD SUV below 132,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $19K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$18,990
Est. Payment:	$760.62 / 30 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	131,657
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$18,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,692.97
Avg. DMV Fee	86.00
Cash Sale Price	$20,843.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,843.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	30
Auto Finance Payment	$760.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 30 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Kia Soul LX

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This low mileage preowned 2022 Kia Soul LX FWD hatchback below 25,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $18K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$17,700
Est. Payment:	$332.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,438
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$17,700.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,578.42
Avg. DMV Fee	86.00
Cash Sale Price	$19,439.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,439.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$332.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $17,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai SONATA SEL

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This low mileage used 2020 Hyundai SONATA SEL FWD sedan under 38,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $19K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$18,134
Est. Payment:	$340.72 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,706
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$18,134.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,616.96
Avg. DMV Fee	86.00
Cash Sale Price	$19,911.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,911.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$340.72

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,134.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Corolla LE

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This low mileage used 2023 Toyota Corolla LE FWD sedan below 35,000 miles, cvt transmission, and 32 MPG, 2.0L gas engine is for sale right now below $20K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$19,800
Est. Payment:	$371.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,389
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$19,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,764.90
Avg. DMV Fee	86.00
Cash Sale Price	$21,725.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,725.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$371.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Hyundai SONATA SEL

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This low mileage certified second hand 2021 Hyundai SONATA SEL FWD sedan under 54,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now under $18K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$17,555
Est. Payment:	$354.02 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,001
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$17,555.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,565.54
Avg. DMV Fee	86.00
Cash Sale Price	$19,281.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,281.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$354.02

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,555.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Toyota RAV4 Limited

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This low mileage second hand 2015 Toyota RAV4 Limited AWD SUV below 58,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $19K at Curry Hyundai in Cortlandt Manor, NY. ...View More Details

Sales Price:	$18,688
Est. Payment:	$376.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,577
Location:	Cortlandt Manor, NY

Item	Amount
Used Car Price⁽¹⁾	$18,688.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,666.15
Avg. DMV Fee	86.00
Cash Sale Price	$20,515.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,515.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$376.67

(1) Auto Loan calculations are based on the used car dealer's advertised price of $18,688.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SE

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This low mileage preowned 2023 Hyundai SONATA SE FWD sedan below 32,000 miles, automatic transmission, and 32 MPG, 2.5L gas engine is for sale right now below $19K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$18,888
Est. Payment:	$354.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,735
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$18,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,683.91
Avg. DMV Fee	86.00
Cash Sale Price	$20,732.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,732.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$354.77

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

2022 Hyundai KONA SEL

2020 Toyota RAV4 LE

2022 Kia Soul LX

2020 Hyundai SONATA SEL

2023 Toyota Corolla LE

2021 Hyundai SONATA SEL

2015 Toyota RAV4 Limited

2023 Hyundai SONATA SE

New York Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $20,000

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2022 Hyundai KONA SEL

Hyundai KONA SEL

2022 Hyundai KONA SEL Car Loan Estimate

2020 Toyota RAV4 LE

Toyota RAV4 LE

2020 Toyota RAV4 LE Car Loan Estimate

2022 Kia Soul LX

Kia Soul LX

2022 Kia Soul LX Car Loan Estimate

2020 Hyundai SONATA SEL

Hyundai SONATA SEL

2020 Hyundai SONATA SEL Car Loan Estimate

2023 Toyota Corolla LE

Toyota Corolla LE

2023 Toyota Corolla LE Car Loan Estimate

2021 Hyundai SONATA SEL

Hyundai SONATA SEL

2021 Hyundai SONATA SEL Car Loan Estimate

2015 Toyota RAV4 Limited

Toyota RAV4 Limited

2015 Toyota RAV4 Limited Car Loan Estimate

2023 Hyundai SONATA SE

Hyundai SONATA SE

2023 Hyundai SONATA SE Car Loan Estimate

New York Areas with Used Cars for Sale Below $20,000

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