New York Used Cars Under $20,000 |with Payments|

2020 Ford Escape SE

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This low mileage preowned 2020 Ford Escape SE AWD SUV below 42,000 miles, automatic transmission, and 35 MPG, 1.5L gas engine is for sale right now under $18K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$17,899
Est. Payment:	$336.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,815
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$17,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,596.09
Avg. DMV Fee	86.00
Cash Sale Price	$19,656.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$19,656.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$336.35

(1) Car Finance calculations are based on the used car dealer's advertised price of $17,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Forte LXS

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This low mileage certified used 2023 Kia Forte LXS FWD sedan under 24,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $19K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$18,662
Est. Payment:	$350.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,913
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$18,662.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,663.85
Avg. DMV Fee	86.00
Cash Sale Price	$20,486.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,486.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$350.56

(1) Car Finance calculations are based on the used car dealer's advertised price of $18,662.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai VENUE SEL

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This low mileage certified second hand 2024 Hyundai VENUE SEL FWD hatchback below 5,000 miles, cvt transmission, and 35 MPG, 1.6L gas engine is for sale right now below $20K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$19,747
Est. Payment:	$370.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,033
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$19,747.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,760.19
Avg. DMV Fee	86.00
Cash Sale Price	$21,668.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,668.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$370.78

(1) Auto Loan calculations are based on the used car dealer's advertised price of $19,747.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA SE

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This low mileage certified used 2025 Hyundai ELANTRA SE FWD sedan under 36,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now under $20K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$19,500
Est. Payment:	$366.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,624
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$19,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,738.26
Avg. DMV Fee	86.00
Cash Sale Price	$21,399.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,399.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$366.17

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Cherokee Limited

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This below average mileage preowned 2021 Jeep Cherokee Limited 4x4 SUV under 68,000 miles, automatic transmission, and 35 MPG, 3.2L gas engine is for sale right now under $20K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$20,000
Est. Payment:	$435.86 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,862
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$20,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.66
Avg. DMV Fee	86.00
Cash Sale Price	$21,943.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,943.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$435.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $20,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified second hand 2023 Hyundai ELANTRA SEL FWD sedan below 27,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $19K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$18,999
Est. Payment:	$356.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,500
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$18,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,693.77
Avg. DMV Fee	86.00
Cash Sale Price	$20,853.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,853.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$356.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $18,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Trailblazer LT

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This low mileage used 2023 Chevrolet Trailblazer LT FWD SUV under 16,000 miles, cvt transmission, and 35 MPG, 1.2L gas engine is for sale right now below $20K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$19,999
Est. Payment:	$375.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,969
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$19,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,782.57
Avg. DMV Fee	86.00
Cash Sale Price	$21,942.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,942.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$375.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai TUCSON SE

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This below average mileage second hand 2019 Hyundai TUCSON SE AWD SUV under 69,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now below $16K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$15,599
Est. Payment:	$340.68 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	69,229
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$15,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,391.85
Avg. DMV Fee	86.00
Cash Sale Price	$17,151.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$17,151.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$340.68

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage certified preowned 2023 Hyundai ELANTRA SEL FWD sedan under 10,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $20K at Plaza Hyundai in Brooklyn, NY. ...View More Details

Sales Price:	$19,700
Est. Payment:	$369.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,849
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$19,700.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,756.02
Avg. DMV Fee	86.00
Cash Sale Price	$21,617.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,617.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$369.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai ELANTRA SEL

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This low mileage second hand 2023 Hyundai ELANTRA SEL FWD sedan below 50,000 miles, cvt transmission, and 35 MPG, 2.0L gas engine is for sale right now below $19K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$18,500
Est. Payment:	$347.54 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,598
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$18,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,649.46
Avg. DMV Fee	86.00
Cash Sale Price	$20,310.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$20,310.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$347.54

(1) Auto Finance calculations are based on the used car dealer's advertised price of $18,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $20,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $20,000

2020 Ford Escape SE

2023 Kia Forte LXS

2024 Hyundai VENUE SEL

2025 Hyundai ELANTRA SE

2021 Jeep Cherokee Limited

2023 Hyundai ELANTRA SEL

2023 Chevrolet Trailblazer LT

2019 Hyundai TUCSON SE

2023 Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL

New York Areas with Used Cars for Sale Below $20,000

Used Cars under $20,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $20,000

2020 Ford Escape SE

Ford Escape SE

2020 Ford Escape SE Car Loan Estimate

2023 Kia Forte LXS

Kia Forte LXS

2023 Kia Forte LXS Car Loan Estimate

2024 Hyundai VENUE SEL

Hyundai VENUE SEL

2024 Hyundai VENUE SEL Car Loan Estimate

2025 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2025 Hyundai ELANTRA SE Car Loan Estimate

2021 Jeep Cherokee Limited

Jeep Cherokee Limited

2021 Jeep Cherokee Limited Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Chevrolet Trailblazer LT

Chevrolet Trailblazer LT

2023 Chevrolet Trailblazer LT Car Loan Estimate

2019 Hyundai TUCSON SE

Hyundai TUCSON SE

2019 Hyundai TUCSON SE Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

2023 Hyundai ELANTRA SEL

Hyundai ELANTRA SEL

2023 Hyundai ELANTRA SEL Car Loan Estimate

New York Areas with Used Cars for Sale Below $20,000

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