New York Used Cars Under $450 a Month. Finance Payments Below $450

2019 Toyota Prius LE AWD-e

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This low mileage preowned 2019 Toyota Prius LE AWD-e AWD hatchback under 46,000 miles, cvt transmission, and 26 MPG, 1.8L hybrid engine is for sale right now under $23K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$22,220
Est. Payment:	$416.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,419
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$22,220.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,979.80
Avg. DMV Fee	86.00
Cash Sale Price	$24,360.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,360.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$416.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $22,220.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Chevrolet Equinox LT

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This low mileage used 2024 Chevrolet Equinox LT 4X4 SUV below 10,000 miles, a transmission, and 26 MPG, 1.5L gas engine is for sale right now below $24K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$23,333
Est. Payment:	$437.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,610
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$23,333.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,078.63
Avg. DMV Fee	86.00
Cash Sale Price	$25,572.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,572.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$437.59

(1) Auto Finance calculations are based on the used car dealer's advertised price of $23,333.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Hyundai SANTA FE Limited 2.4L

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This low mileage used 2019 Hyundai SANTA FE Limited 2.4L AWD SUV under 37,000 miles, a transmission, and 26 MPG, 2.4L gas engine is for sale right now under $22K at Shults Hyundai in Lakewood, NY. ...View More Details

Sales Price:	$21,937
Est. Payment:	$411.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,377
Location:	Lakewood, NY

Item	Amount
Used Car Price⁽¹⁾	$21,937.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,954.67
Avg. DMV Fee	86.00
Cash Sale Price	$24,052.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,052.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$411.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,937.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Mazda CX-5 Grand Touring

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This low mileage preowned 2021 Mazda CX-5 Grand Touring AWD SUV under 51,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now below $22K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$21,738
Est. Payment:	$437.64 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,848
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$21,738.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,936.99
Avg. DMV Fee	86.00
Cash Sale Price	$23,835.99
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,835.99
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$437.64

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,738.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

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This low mileage preowned 2023 Hyundai TUCSON SEL AWD SUV below 21,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now below $23K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$22,998
Est. Payment:	$431.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,368
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$22,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,048.88
Avg. DMV Fee	86.00
Cash Sale Price	$25,207.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,207.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$431.34

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SONATA SE

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This low mileage preowned 2023 Hyundai SONATA SE FWD sedan below 10,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $22K at Curry Hyundai in Cortlandt Manor, NY. ...View More Details

Sales Price:	$21,988
Est. Payment:	$412.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,296
Location:	Cortlandt Manor, NY

Item	Amount
Used Car Price⁽¹⁾	$21,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,959.19
Avg. DMV Fee	86.00
Cash Sale Price	$24,108.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,108.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$412.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $21,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA SEL

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This low mileage preowned 2025 Hyundai SONATA SEL FWD sedan below 6,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now below $24K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$23,888
Est. Payment:	$447.93 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,771
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$23,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,127.91
Avg. DMV Fee	86.00
Cash Sale Price	$26,176.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,176.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$447.93

(1) Auto Loan calculations are based on the used car dealer's advertised price of $23,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Subaru Outback Premium

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This below average mileage preowned 2020 Subaru Outback Premium AWD wagon under 69,000 miles, cvt transmission, and 26 MPG, 2.5L gas engine is for sale right now below $20K at Koeppel Hyundai in Long Island City, NY. ...View More Details

Sales Price:	$19,638
Est. Payment:	$428.03 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	68,596
Location:	Long Island City, NY

Item	Amount
Used Car Price⁽¹⁾	$19,638.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,750.51
Avg. DMV Fee	86.00
Cash Sale Price	$21,549.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,549.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$428.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $19,638.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SE

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This low mileage used 2024 Hyundai TUCSON SE AWD SUV under 45,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $24K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$23,499
Est. Payment:	$440.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,060
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$23,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,093.37
Avg. DMV Fee	86.00
Cash Sale Price	$25,753.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,753.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$440.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $23,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

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This low mileage preowned 2024 Hyundai TUCSON SEL AWD SUV below 18,000 miles, a transmission, and 26 MPG, 2.5L gas engine is for sale right now under $24K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$23,994
Est. Payment:	$449.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,528
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$23,994.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,137.33
Avg. DMV Fee	86.00
Cash Sale Price	$26,292.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,292.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$449.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $450 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $450 / Month

2019 Toyota Prius LE AWD-e

2024 Chevrolet Equinox LT

2019 Hyundai SANTA FE Limited 2.4L

2021 Mazda CX-5 Grand Touring

2023 Hyundai TUCSON SEL

2023 Hyundai SONATA SE

2025 Hyundai SONATA SEL

2020 Subaru Outback Premium

2024 Hyundai TUCSON SE

2024 Hyundai TUCSON SEL

New York Areas with Used Cars for Sale Below $450 / Month

Used Cars under $450 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $450 / Month

2019 Toyota Prius LE AWD-e

Toyota Prius LE AWD-e

2019 Toyota Prius LE AWD-e Car Loan Estimate

2024 Chevrolet Equinox LT

Chevrolet Equinox LT

2024 Chevrolet Equinox LT Car Loan Estimate

2019 Hyundai SANTA FE Limited 2.4L

Hyundai SANTA FE Limited 2.4L

2019 Hyundai SANTA FE Limited 2.4L Car Loan Estimate

2021 Mazda CX-5 Grand Touring

Mazda CX-5 Grand Touring

2021 Mazda CX-5 Grand Touring Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai SONATA SE

Hyundai SONATA SE

2023 Hyundai SONATA SE Car Loan Estimate

2025 Hyundai SONATA SEL

Hyundai SONATA SEL

2025 Hyundai SONATA SEL Car Loan Estimate

2020 Subaru Outback Premium

Subaru Outback Premium

2020 Subaru Outback Premium Car Loan Estimate

2024 Hyundai TUCSON SE

Hyundai TUCSON SE

2024 Hyundai TUCSON SE Car Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Car Loan Estimate

New York Areas with Used Cars for Sale Below $450 / Month

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