New York Used Cars Under $550 a Month. Finance Payments Below $550

2023 Hyundai SANTA FE Calligraphy

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This low mileage preowned 2023 Hyundai SANTA FE Calligraphy AWD SUV under 28,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $29K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$28,205
Est. Payment:	$528.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,997
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$28,205.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,511.26
Avg. DMV Fee	86.00
Cash Sale Price	$30,877.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,877.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$528.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,205.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON Limited

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This below average mileage certified used 2023 Hyundai TUCSON Limited AWD SUV under 63,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $25K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$24,924
Est. Payment:	$542.35 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	62,799
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$24,924.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,219.91
Avg. DMV Fee	86.00
Cash Sale Price	$27,304.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,304.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$542.35

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,924.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA Hybrid SEL Sport

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This low mileage certified used 2025 Hyundai ELANTRA Hybrid SEL Sport FWD sedan under 1,000 miles, automatic transmission, and 30 MPG, 1.6L hybrid engine is for sale right now under $30K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$29,215
Est. Payment:	$547.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,290
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$29,215.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,600.95
Avg. DMV Fee	86.00
Cash Sale Price	$31,976.95
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,976.95
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$547.17

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,215.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sportage SX

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This low mileage certified preowned 2023 Kia Sportage SX AWD SUV under 51,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $26K at Shults Hyundai in Lakewood, NY. ...View More Details

Sales Price:	$25,950
Est. Payment:	$521.84 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,853
Location:	Lakewood, NY

Item	Amount
Used Car Price⁽¹⁾	$25,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,311.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,422.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,422.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$521.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Outback Onyx Edition XT

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This low mileage certified preowned 2023 Subaru Outback Onyx Edition XT AWD SUV below 33,000 miles, cvt transmission, and 30 MPG, 2.4L gas engine is for sale right now under $29K at Curry Hyundai in Cortlandt Manor, NY. ...View More Details

Sales Price:	$28,988
Est. Payment:	$542.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,477
Location:	Cortlandt Manor, NY

Item	Amount
Used Car Price⁽¹⁾	$28,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,580.79
Avg. DMV Fee	86.00
Cash Sale Price	$31,729.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,729.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$542.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Kia Sportage X-Line

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This low mileage certified second hand 2024 Kia Sportage X-Line AWD SUV below 38,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $29K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$28,479
Est. Payment:	$533.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,644
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$28,479.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,535.60
Avg. DMV Fee	86.00
Cash Sale Price	$31,175.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,175.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$533.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Calligraphy

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This low mileage certified preowned 2023 Hyundai SANTA FE Calligraphy AWD SUV under 38,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now below $29K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$28,888
Est. Payment:	$541.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,321
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$28,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,571.91
Avg. DMV Fee	86.00
Cash Sale Price	$31,620.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,620.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$541.08

(1) Auto Finance calculations are based on the used car dealer's advertised price of $28,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Nissan Frontier S

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This low mileage second hand 2023 Nissan Frontier S 4x4 pickup below 22,000 miles, automatic transmission, and 30 MPG, 3.8L gas engine is for sale right now below $29K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$28,391
Est. Payment:	$531.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,188
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$28,391.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,527.78
Avg. DMV Fee	86.00
Cash Sale Price	$31,079.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,079.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$531.82

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,391.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lincoln Corsair Standard

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This low mileage certified second hand 2022 Lincoln Corsair Standard AWD SUV under 47,000 miles, automatic transmission, and 30 MPG, 2.0L gas engine is for sale right now under $28K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$27,590
Est. Payment:	$516.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,939
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$27,590.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,456.65
Avg. DMV Fee	86.00
Cash Sale Price	$30,207.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,207.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$516.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $27,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-30 2.5 S Preferred

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This low mileage certified preowned 2025 Mazda CX-30 2.5 S Preferred AWD SUV below 3,000 miles, automatic transmission, and 30 MPG, 2.5L gas engine is for sale right now under $29K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$28,496
Est. Payment:	$533.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,734
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$28,496.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,537.10
Avg. DMV Fee	86.00
Cash Sale Price	$31,194.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,194.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$533.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,496.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $550 / Month

2023 Hyundai SANTA FE Calligraphy

2023 Hyundai TUCSON Limited

2025 Hyundai ELANTRA Hybrid SEL Sport

2023 Kia Sportage SX

2023 Subaru Outback Onyx Edition XT

2024 Kia Sportage X-Line

2023 Hyundai SANTA FE Calligraphy

2023 Nissan Frontier S

2022 Lincoln Corsair Standard

2025 Mazda CX-30 2.5 S Preferred

New York Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $550 / Month

2023 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2023 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2023 Hyundai TUCSON Limited Car Loan Estimate

2025 Hyundai ELANTRA Hybrid SEL Sport

Hyundai ELANTRA Hybrid SEL Sport

2025 Hyundai ELANTRA Hybrid SEL Sport Car Loan Estimate

2023 Kia Sportage SX

Kia Sportage SX

2023 Kia Sportage SX Car Loan Estimate

2023 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2023 Subaru Outback Onyx Edition XT Car Loan Estimate

2024 Kia Sportage X-Line

Kia Sportage X-Line

2024 Kia Sportage X-Line Car Loan Estimate

2023 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2023 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Nissan Frontier S

Nissan Frontier S

2023 Nissan Frontier S Car Loan Estimate

2022 Lincoln Corsair Standard

Lincoln Corsair Standard

2022 Lincoln Corsair Standard Car Loan Estimate

2025 Mazda CX-30 2.5 S Preferred

Mazda CX-30 2.5 S Preferred

2025 Mazda CX-30 2.5 S Preferred Car Loan Estimate

New York Areas with Used Cars for Sale Below $550 / Month

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