New York Used Cars Under $550 a Month. Finance Payments Below $550

2025 Nissan Altima 2.5 SL

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This low mileage preowned 2025 Nissan Altima 2.5 SL FWD sedan under 1,000 miles, cvt transmission, and 27 MPG, 2.5L gas engine is for sale right now below $28K at Centereach Hyundai in Centereach, NY. ...View More Details

Sales Price:	$27,995
Est. Payment:	$524.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,430
Location:	Centereach, NY

Item	Amount
Used Car Price⁽¹⁾	$27,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,492.62
Avg. DMV Fee	86.00
Cash Sale Price	$30,648.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,648.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$524.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON Limited

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This low mileage certified second hand 2023 Hyundai TUCSON Limited AWD SUV under 28,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $29K at West Herr Hyundai in Clarence, NY. ...View More Details

Sales Price:	$28,928
Est. Payment:	$541.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,314
Location:	Clarence, NY

Item	Amount
Used Car Price⁽¹⁾	$28,928.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,575.47
Avg. DMV Fee	86.00
Cash Sale Price	$31,664.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,664.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$541.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,928.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE XRT

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This below average mileage preowned 2023 Hyundai SANTA FE XRT AWD SUV below 64,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $24K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$23,900
Est. Payment:	$520.20 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,028
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$23,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,128.98
Avg. DMV Fee	86.00
Cash Sale Price	$26,189.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,189.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$520.20

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This average mileage used 2023 Hyundai SANTA FE SEL AWD SUV under 71,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $23K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$22,311
Est. Payment:	$530.84 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,844
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$22,311.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,987.88
Avg. DMV Fee	86.00
Cash Sale Price	$24,459.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,459.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$530.84

(1) Car Loan calculations are based on the used car dealer's advertised price of $22,311.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Limited

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This low mileage certified used 2023 Hyundai SANTA FE Limited AWD SUV under 17,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $29K at Plaza Hyundai in Brooklyn, NY. ...View More Details

Sales Price:	$28,900
Est. Payment:	$541.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,338
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$28,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,572.98
Avg. DMV Fee	86.00
Cash Sale Price	$31,633.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,633.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$541.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $28,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SEL Sport

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This low mileage certified preowned 2026 Hyundai KONA SEL Sport AWD SUV under 4,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now below $28K at West Herr Hyundai in Clarence, NY. ...View More Details

Sales Price:	$27,905
Est. Payment:	$522.77 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,347
Location:	Clarence, NY

Item	Amount
Used Car Price⁽¹⁾	$27,905.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,484.62
Avg. DMV Fee	86.00
Cash Sale Price	$30,550.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,550.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$522.77

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,905.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac CT4 Premium Luxury

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This low mileage second hand 2023 Cadillac CT4 Premium Luxury AWD sedan under 47,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $28K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$27,576
Est. Payment:	$516.64 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,605
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$27,576.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,455.41
Avg. DMV Fee	86.00
Cash Sale Price	$30,192.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,192.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$516.64

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,576.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Hybrid SEL Convenience

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This low mileage certified used 2024 Hyundai TUCSON Hybrid SEL Convenience AWD SUV under 33,000 miles, automatic transmission, and 27 MPG, 1.6L hybrid engine is for sale right now under $29K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$28,488
Est. Payment:	$533.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,090
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$28,488.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,536.39
Avg. DMV Fee	86.00
Cash Sale Price	$31,185.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,185.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$533.63

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON Limited

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This low mileage certified used 2023 Hyundai TUCSON Limited AWD SUV below 18,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $29K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$28,500
Est. Payment:	$533.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,523
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$28,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,537.46
Avg. DMV Fee	86.00
Cash Sale Price	$31,198.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$31,198.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$533.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $28,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SE

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This low mileage certified used 2026 Hyundai TUCSON SE AWD SUV below 2,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now below $30K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$29,900
Est. Payment:	$559.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,819
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$29,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,661.78
Avg. DMV Fee	86.00
Cash Sale Price	$32,722.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,722.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$559.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $29,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $550 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $550 / Month

2025 Nissan Altima 2.5 SL

2023 Hyundai TUCSON Limited

2023 Hyundai SANTA FE XRT

2023 Hyundai SANTA FE SEL

2023 Hyundai SANTA FE Limited

2026 Hyundai KONA SEL Sport

2023 Cadillac CT4 Premium Luxury

2024 Hyundai TUCSON Hybrid SEL Convenience

2023 Hyundai TUCSON Limited

2026 Hyundai TUCSON SE

New York Areas with Used Cars for Sale Below $550 / Month

Used Cars under $550 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $550 / Month

2025 Nissan Altima 2.5 SL

Nissan Altima 2.5 SL

2025 Nissan Altima 2.5 SL Car Loan Estimate

2023 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2023 Hyundai TUCSON Limited Car Loan Estimate

2023 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2023 Hyundai SANTA FE XRT Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2023 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2023 Hyundai SANTA FE Limited Car Loan Estimate

2026 Hyundai KONA SEL Sport

Hyundai KONA SEL Sport

2026 Hyundai KONA SEL Sport Car Loan Estimate

2023 Cadillac CT4 Premium Luxury

Cadillac CT4 Premium Luxury

2023 Cadillac CT4 Premium Luxury Car Loan Estimate

2024 Hyundai TUCSON Hybrid SEL Convenience

Hyundai TUCSON Hybrid SEL Convenience

2024 Hyundai TUCSON Hybrid SEL Convenience Car Loan Estimate

2023 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2023 Hyundai TUCSON Limited Car Loan Estimate

2026 Hyundai TUCSON SE

Hyundai TUCSON SE

2026 Hyundai TUCSON SE Car Loan Estimate

New York Areas with Used Cars for Sale Below $550 / Month

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