New York Used Cars Under $45,000 |with Payments|

2024 BMW X3 xDrive30i

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This low mileage preowned 2024 BMW X3 xDrive30i AWD SUV below 24,000 miles, a transmission, and 2.0L gas engine is for sale right now under $41K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$40,943
Est. Payment:	$765.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,247
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$40,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,642.40
Avg. DMV Fee	86.00
Cash Sale Price	$44,746.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,746.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$765.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 21,000 miles, a transmission, and 2.0L gas engine is for sale right now below $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,943
Est. Payment:	$784.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,467
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,731.20
Avg. DMV Fee	86.00
Cash Sale Price	$45,835.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,835.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$784.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition MAX Limited

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This low mileage preowned 2021 Ford Expedition MAX Limited 4X4 SUV below 48,000 miles, a transmission, and 3.5L gas engine is for sale right now below $44K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$43,552
Est. Payment:	$814.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,348
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$43,552.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,874.08
Avg. DMV Fee	86.00
Cash Sale Price	$47,587.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,587.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$814.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,552.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X4 xDrive30i

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This low mileage second hand 2024 BMW X4 xDrive30i AWD SUV below 39,000 miles, a transmission, and 2.0L gas engine is for sale right now below $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,520
Est. Payment:	$757.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,600
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,520.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,604.84
Avg. DMV Fee	86.00
Cash Sale Price	$44,285.84
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,285.84
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$757.80

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,520.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Sienna XLE 7-Passenger

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This low mileage second hand 2024 Toyota Sienna XLE 7-Passenger AWD mini-van below 23,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now below $45K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$44,900
Est. Payment:	$839.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,252
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$44,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,993.78
Avg. DMV Fee	86.00
Cash Sale Price	$49,054.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,054.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$839.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV under 6,000 miles, a transmission, and 2.0L gas engine is for sale right now under $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$41,000
Est. Payment:	$766.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,876
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.46
Avg. DMV Fee	86.00
Cash Sale Price	$44,808.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,808.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage preowned 2023 BMW X5 xDrive40i AWD SUV under 45,000 miles, a transmission, and 3.0L hybrid engine is for sale right now below $45K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$44,998
Est. Payment:	$841.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,729
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$44,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.48
Avg. DMV Fee	86.00
Cash Sale Price	$49,161.48
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,161.48
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$841.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage preowned 2024 BMW X3 xDrive30i AWD SUV under 16,000 miles, a transmission, and 2.0L gas engine is for sale right now under $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$41,000
Est. Payment:	$766.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,072
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.46
Avg. DMV Fee	86.00
Cash Sale Price	$44,808.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,808.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.74

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X1 xDrive28i

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This low mileage used 2026 BMW X1 xDrive28i AWD SUV below 6,000 miles, transmission, and 2.0L gas engine is for sale right now below $45K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$44,374
Est. Payment:	$829.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,961
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$44,374.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,947.07
Avg. DMV Fee	86.00
Cash Sale Price	$48,482.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,482.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$829.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,374.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 350 XL

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This low mileage second hand 2025 Ford Transit 350 XL RWD full-size below 28,000 miles, a transmission, and 3.5L gas engine is for sale right now under $43K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$43,000
Est. Payment:	$804.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,470
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,825.06
Avg. DMV Fee	86.00
Cash Sale Price	$46,986.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,986.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$804.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $45,000

2024 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2021 Ford Expedition MAX Limited

2024 BMW X4 xDrive30i

2024 Toyota Sienna XLE 7-Passenger

2023 BMW X3 xDrive30i

2023 BMW X5 xDrive40i

2024 BMW X3 xDrive30i

2026 BMW X1 xDrive28i

2025 Ford Transit 350 XL

New York Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $45,000

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2021 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2021 Ford Expedition MAX Limited Car Loan Estimate

2024 BMW X4 xDrive30i

BMW X4 xDrive30i

2024 BMW X4 xDrive30i Car Loan Estimate

2024 Toyota Sienna XLE 7-Passenger

Toyota Sienna XLE 7-Passenger

2024 Toyota Sienna XLE 7-Passenger Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2026 BMW X1 xDrive28i

BMW X1 xDrive28i

2026 BMW X1 xDrive28i Car Loan Estimate

2025 Ford Transit 350 XL

Ford Transit 350 XL

2025 Ford Transit 350 XL Car Loan Estimate

New York Areas with Used Cars for Sale Below $45,000

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