New York Used Cars Under $45,000 |with Payments|

2024 Genesis GV70 2.5T Standard

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This low mileage preowned 2024 Genesis GV70 2.5T Standard AWD SUV below 27,000 miles, automatic transmission, and 27 MPG, 2.5L gas engine is for sale right now under $42K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$41,619
Est. Payment:	$778.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,200
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$41,619.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,702.43
Avg. DMV Fee	86.00
Cash Sale Price	$45,482.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,482.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$778.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,619.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Elevation

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This low mileage used 2023 GMC Sierra 1500 Elevation 4x4 pickup under 38,000 miles, automatic transmission, and 27 MPG, 2.7L gas engine is for sale right now below $41K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$40,811
Est. Payment:	$763.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,234
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$40,811.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,630.68
Avg. DMV Fee	86.00
Cash Sale Price	$44,602.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,602.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$763.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,811.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Lexus RX 350 F SPORT

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This low mileage preowned 2022 Lexus RX 350 F SPORT AWD SUV below 30,000 miles, automatic transmission, and 27 MPG, 3.5L gas engine is for sale right now under $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,500
Est. Payment:	$757.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,666
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,603.06
Avg. DMV Fee	86.00
Cash Sale Price	$44,264.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,264.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$757.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage used 2025 BMW 2 Series 228 xDrive Gran Coupe AWD sedan below 5,000 miles, transmission, and 27 MPG, 2.0L gas engine is for sale right now below $41K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$40,369
Est. Payment:	$754.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,873
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$40,369.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,591.43
Avg. DMV Fee	86.00
Cash Sale Price	$44,121.43
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,121.43
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$754.98

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,369.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Tacoma TRD Sport

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This low mileage second hand 2023 Toyota Tacoma TRD Sport 4x4 pickup under 32,000 miles, manual transmission, and 27 MPG, 3.5L gas engine is for sale right now below $44K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$43,199
Est. Payment:	$807.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,089
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$43,199.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,842.73
Avg. DMV Fee	86.00
Cash Sale Price	$47,202.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,202.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$807.71

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Wagoneer Series III

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This below average mileage preowned 2023 Jeep Wagoneer Series III 4x4 SUV under 66,000 miles, automatic transmission, and 27 MPG, 3.0L gas engine is for sale right now under $41K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$40,100
Est. Payment:	$870.55 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,920
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$40,100.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,567.54
Avg. DMV Fee	86.00
Cash Sale Price	$43,828.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,828.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$870.55

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage used 2025 Tesla Model 3 Long Range AWD sedan under 10,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $41K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$40,888
Est. Payment:	$764.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,265
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$40,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,637.51
Avg. DMV Fee	86.00
Cash Sale Price	$44,686.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,686.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$764.65

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Sienna Limited 7-Passenger

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This below average mileage second hand 2022 Toyota Sienna Limited 7-Passenger AWD minivan below 67,000 miles, cvt transmission, and 27 MPG, 2.5L hybrid engine is for sale right now below $42K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$41,500
Est. Payment:	$900.83 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,347
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,691.86
Avg. DMV Fee	86.00
Cash Sale Price	$45,352.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,352.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$900.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Land Rover Range Rover Supercharged LWB

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This low mileage used 2020 Land Rover Range Rover Supercharged LWB AWD SUV under 54,000 miles, automatic transmission, and 27 MPG, 5.0L gas engine is for sale right now below $42K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$41,500
Est. Payment:	$832.70 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	53,681
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$41,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,691.86
Avg. DMV Fee	86.00
Cash Sale Price	$45,352.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,352.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$832.70

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Audi A5 quattro Premium TFSI

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This low mileage certified used 2025 Audi A5 quattro Premium TFSI AWD sedan under 6,000 miles, automatic transmission, and 27 MPG, 2.0L gas engine is for sale right now under $45K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$44,651
Est. Payment:	$834.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,477
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$44,651.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,971.67
Avg. DMV Fee	86.00
Cash Sale Price	$48,783.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,783.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$834.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,651.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $45,000

2024 Genesis GV70 2.5T Standard

2023 GMC Sierra 1500 Elevation

2022 Lexus RX 350 F SPORT

2025 BMW 2 Series 228 xDrive Gran Coupe

2023 Toyota Tacoma TRD Sport

2023 Jeep Wagoneer Series III

2025 Tesla Model 3 Long Range

2022 Toyota Sienna Limited 7-Passenger

2020 Land Rover Range Rover Supercharged LWB

2025 Audi A5 quattro Premium TFSI

New York Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $45,000

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2023 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2023 GMC Sierra 1500 Elevation Car Loan Estimate

2022 Lexus RX 350 F SPORT

Lexus RX 350 F SPORT

2022 Lexus RX 350 F SPORT Car Loan Estimate

2025 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2025 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

2023 Toyota Tacoma TRD Sport

Toyota Tacoma TRD Sport

2023 Toyota Tacoma TRD Sport Car Loan Estimate

2023 Jeep Wagoneer Series III

Jeep Wagoneer Series III

2023 Jeep Wagoneer Series III Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2022 Toyota Sienna Limited 7-Passenger

Toyota Sienna Limited 7-Passenger

2022 Toyota Sienna Limited 7-Passenger Car Loan Estimate

2020 Land Rover Range Rover Supercharged LWB

Land Rover Range Rover Supercharged LWB

2020 Land Rover Range Rover Supercharged LWB Car Loan Estimate

2025 Audi A5 quattro Premium TFSI

Audi A5 quattro Premium TFSI

2025 Audi A5 quattro Premium TFSI Car Loan Estimate

New York Areas with Used Cars for Sale Below $45,000

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