New York Used Cars Under $45,000 |with Payments|

2023 Lexus RX 350 Premium

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This low mileage used 2023 Lexus RX 350 Premium AWD SUV under 31,000 miles, a transmission, and 2.4L gas engine is for sale right now under $42K at Koeppel Hyundai in Long Island City, NY. ...View More Details

Sales Price:	$41,938
Est. Payment:	$784.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,774
Location:	Long Island City, NY

Item	Amount
Used Car Price⁽¹⁾	$41,938.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,730.75
Avg. DMV Fee	86.00
Cash Sale Price	$45,829.75
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,829.75
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$784.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,938.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE Calligraphy

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This low mileage second hand 2025 Hyundai PALISADE Calligraphy AWD SUV below 7,000 miles, a transmission, and 3.8L gas engine is for sale right now under $44K at Island Hyundai in Staten Island, NY. ...View More Details

Sales Price:	$43,472
Est. Payment:	$812.80 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,535
Location:	Staten Island, NY

Item	Amount
Used Car Price⁽¹⁾	$43,472.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,866.97
Avg. DMV Fee	86.00
Cash Sale Price	$47,499.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,499.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$812.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,472.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 3 Series 330i xDrive

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This low mileage used 2024 BMW 3 Series 330i xDrive AWD sedan below 31,000 miles, a transmission, and 2.0L gas engine is for sale right now under $41K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$40,447
Est. Payment:	$756.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,628
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$40,447.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,598.35
Avg. DMV Fee	86.00
Cash Sale Price	$44,206.35
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,206.35
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$756.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,447.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage second hand 2024 BMW X3 xDrive30i AWD SUV under 12,000 miles, a transmission, and 2.0L gas engine is for sale right now under $45K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$44,898
Est. Payment:	$839.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,339
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$44,898.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,993.60
Avg. DMV Fee	86.00
Cash Sale Price	$49,052.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,052.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$839.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,898.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis G70 2.5T Standard

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This low mileage preowned 2026 Genesis G70 2.5T Standard AWD sedan below 5,000 miles, a transmission, and 2.5L gas engine is for sale right now below $43K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$42,995
Est. Payment:	$803.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,327
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$42,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.62
Avg. DMV Fee	86.00
Cash Sale Price	$46,980.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,980.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$803.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $42,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage preowned 2026 Hyundai TUCSON Limited AWD SUV under 2,000 miles, a transmission, and 2.5L gas engine is for sale right now below $41K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$40,320
Est. Payment:	$754.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,146
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$40,320.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,587.08
Avg. DMV Fee	86.00
Cash Sale Price	$44,068.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,068.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$754.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,320.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai IONIQ 5 SEL

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This low mileage second hand 2025 Hyundai IONIQ 5 SEL AWD wagon under 6,000 miles, a transmission, and 0.0L electric engine is for sale right now under $44K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$43,988
Est. Payment:	$822.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,605
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$43,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,912.79
Avg. DMV Fee	86.00
Cash Sale Price	$48,061.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,061.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$822.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Toyota Sienna XLE 7-Passenger

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This low mileage second hand 2024 Toyota Sienna XLE 7-Passenger AWD mini-van under 23,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now below $45K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$44,900
Est. Payment:	$839.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,252
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$44,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,993.78
Avg. DMV Fee	86.00
Cash Sale Price	$49,054.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,054.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$839.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mercedes-Benz GLE GLE 350 4MATIC

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This low mileage preowned 2023 Mercedes-Benz GLE GLE 350 4MATIC AWD SUV under 47,000 miles, a transmission, and 2.0L gas engine is for sale right now below $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$41,000
Est. Payment:	$766.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,375
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.46
Avg. DMV Fee	86.00
Cash Sale Price	$44,808.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,808.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$766.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford Transit 350 XL

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This low mileage preowned 2025 Ford Transit 350 XL RWD full-size below 28,000 miles, a transmission, and 3.5L gas engine is for sale right now below $43K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$43,000
Est. Payment:	$804.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,470
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,825.06
Avg. DMV Fee	86.00
Cash Sale Price	$46,986.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,986.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$804.00

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $45,000

2023 Lexus RX 350 Premium

2025 Hyundai PALISADE Calligraphy

2024 BMW 3 Series 330i xDrive

2024 BMW X3 xDrive30i

2026 Genesis G70 2.5T Standard

2026 Hyundai TUCSON Limited

2025 Hyundai IONIQ 5 SEL

2024 Toyota Sienna XLE 7-Passenger

2023 Mercedes-Benz GLE GLE 350 4MATIC

2025 Ford Transit 350 XL

New York Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $45,000

2023 Lexus RX 350 Premium

Lexus RX 350 Premium

2023 Lexus RX 350 Premium Car Loan Estimate

2025 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2025 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2024 BMW 3 Series 330i xDrive Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2026 Genesis G70 2.5T Standard

Genesis G70 2.5T Standard

2026 Genesis G70 2.5T Standard Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2025 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2025 Hyundai IONIQ 5 SEL Car Loan Estimate

2024 Toyota Sienna XLE 7-Passenger

Toyota Sienna XLE 7-Passenger

2024 Toyota Sienna XLE 7-Passenger Car Loan Estimate

2023 Mercedes-Benz GLE GLE 350 4MATIC

Mercedes-Benz GLE GLE 350 4MATIC

2023 Mercedes-Benz GLE 350 4MATIC Car Loan Estimate

2025 Ford Transit 350 XL

Ford Transit 350 XL

2025 Ford Transit 350 XL Car Loan Estimate

New York Areas with Used Cars for Sale Below $45,000

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