New York Used Cars Under $45,000 |with Payments|

2024 Jeep Wrangler High Altitude 4xe

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This low mileage second hand 2024 Jeep Wrangler High Altitude 4xe 4x4 SUV below 20,000 miles, automatic transmission, and 35 MPG, 2.0L hybrid engine is for sale right now under $44K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$43,988
Est. Payment:	$822.41 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,015
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$43,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,912.79
Avg. DMV Fee	86.00
Cash Sale Price	$48,061.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,061.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$822.41

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 4 Series 430i xDrive

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This low mileage certified used 2023 BMW 4 Series 430i xDrive AWD convertible below 33,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now below $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$41,000
Est. Payment:	$766.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,139
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.46
Avg. DMV Fee	86.00
Cash Sale Price	$44,808.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,808.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$766.74

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Elevation

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This low mileage preowned 2023 GMC Sierra 1500 Elevation 4x4 pickup under 38,000 miles, automatic transmission, and 35 MPG, 2.7L gas engine is for sale right now below $41K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$40,811
Est. Payment:	$763.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,234
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$40,811.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,630.68
Avg. DMV Fee	86.00
Cash Sale Price	$44,602.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,602.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$763.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $40,811.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage second hand 2024 Genesis GV70 2.5T Standard AWD SUV below 23,000 miles, automatic transmission, and 35 MPG, 2.5L gas engine is for sale right now below $41K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$40,995
Est. Payment:	$766.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,519
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$40,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.02
Avg. DMV Fee	86.00
Cash Sale Price	$44,803.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,803.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$766.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage second hand 2023 BMW X5 xDrive40i AWD SUV below 17,000 miles, automatic transmission, and 35 MPG, 3.0L hybrid engine is for sale right now under $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,525
Est. Payment:	$757.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,010
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,525.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,605.28
Avg. DMV Fee	86.00
Cash Sale Price	$44,291.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,291.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$757.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV under 24,000 miles, automatic transmission, and 35 MPG, 2.0L gas engine is for sale right now under $42K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$41,275
Est. Payment:	$771.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,385
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$41,275.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,671.88
Avg. DMV Fee	86.00
Cash Sale Price	$45,107.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,107.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$771.86

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,275.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 540i xDrive

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This low mileage certified used 2023 BMW 5 Series 540i xDrive AWD sedan under 40,000 miles, automatic transmission, and 35 MPG, 3.0L hybrid engine is for sale right now below $44K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$44,000
Est. Payment:	$822.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,385
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$44,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,913.86
Avg. DMV Fee	86.00
Cash Sale Price	$48,074.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,074.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$822.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy Night Edition

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This low mileage preowned 2024 Hyundai PALISADE Calligraphy Night Edition AWD SUV under 18,000 miles, automatic transmission, and 35 MPG, 3.8L gas engine is for sale right now under $43K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$42,500
Est. Payment:	$794.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,414
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$42,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,780.66
Avg. DMV Fee	86.00
Cash Sale Price	$46,441.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,441.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$794.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Dodge Durango R/T

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This low mileage preowned 2023 Dodge Durango R/T AWD SUV below 35,000 miles, automatic transmission, and 35 MPG, 5.7L gas engine is for sale right now under $41K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$40,200
Est. Payment:	$751.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,090
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$40,200.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,576.42
Avg. DMV Fee	86.00
Cash Sale Price	$43,937.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,937.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$751.84

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV under 5,000 miles, automatic transmission, and 35 MPG, 1.6L hybrid engine is for sale right now under $41K at Island Hyundai in Staten Island, NY. ...View More Details

Sales Price:	$40,139
Est. Payment:	$750.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,811
Location:	Staten Island, NY

Item	Amount
Used Car Price⁽¹⁾	$40,139.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,571.00
Avg. DMV Fee	86.00
Cash Sale Price	$43,871.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,871.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$750.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,139.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $45,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $45,000

2024 Jeep Wrangler High Altitude 4xe

2023 BMW 4 Series 430i xDrive

2023 GMC Sierra 1500 Elevation

2024 Genesis GV70 2.5T Standard

2023 BMW X5 xDrive40i

2023 BMW X3 xDrive30i

2023 BMW 5 Series 540i xDrive

2024 Hyundai PALISADE Calligraphy Night Edition

2023 Dodge Durango R/T

2025 Hyundai SANTA FE Hybrid Calligraphy

New York Areas with Used Cars for Sale Below $45,000

Used Cars under $45,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $45,000

2024 Jeep Wrangler High Altitude 4xe

Jeep Wrangler High Altitude 4xe

2024 Jeep Wrangler High Altitude 4xe Car Loan Estimate

2023 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2023 BMW 4 Series 430i xDrive Car Loan Estimate

2023 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2023 GMC Sierra 1500 Elevation Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW 5 Series 540i xDrive

BMW 5 Series 540i xDrive

2023 BMW 5 Series 540i xDrive Car Loan Estimate

2024 Hyundai PALISADE Calligraphy Night Edition

Hyundai PALISADE Calligraphy Night Edition

2024 Hyundai PALISADE Calligraphy Night Edition Car Loan Estimate

2023 Dodge Durango R/T

Dodge Durango R/T

2023 Dodge Durango R/T Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

New York Areas with Used Cars for Sale Below $45,000

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