New York Used Cars Under $700 a Month. Finance Payments Below $700

2023 Genesis G70 3.3T Standard

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This low mileage used 2023 Genesis G70 3.3T Standard RWD sedan below 23,000 miles, a transmission, and 17 MPG, 3.3L gas engine is for sale right now under $37K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$36,989
Est. Payment:	$692.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,200
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$36,989.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,291.28
Avg. DMV Fee	86.00
Cash Sale Price	$40,441.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,441.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$692.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai PALISADE SE

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This low mileage used 2025 Hyundai PALISADE SE AWD SUV under 10,000 miles, a transmission, and 17 MPG, 3.8L gas engine is for sale right now under $36K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,821
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Honda CR-V Hybrid Touring

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This average mileage used 2021 Honda CR-V Hybrid Touring AWD SUV below 73,000 miles, a transmission, and 17 MPG, 2.0L hybrid engine is for sale right now below $30K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$29,822
Est. Payment:	$708.32 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	73,388
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$29,822.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,654.85
Avg. DMV Fee	86.00
Cash Sale Price	$32,637.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$32,637.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$708.32

(1) Auto Loan calculations are based on the used car dealer's advertised price of $29,822.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV under 3,000 miles, a transmission, and 17 MPG, 2.5L gas engine is for sale right now under $38K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$37,133
Est. Payment:	$694.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,061
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$37,133.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,304.07
Avg. DMV Fee	86.00
Cash Sale Price	$40,598.07
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,598.07
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$694.69

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,133.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford Ranger Lariat

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This low mileage second hand 2023 Ford Ranger Lariat 4X4 pickup below 33,000 miles, a transmission, and 17 MPG, 2.3L gas engine is for sale right now under $36K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$35,672
Est. Payment:	$667.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,899
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$35,672.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,174.33
Avg. DMV Fee	86.00
Cash Sale Price	$39,007.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,007.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$667.47

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,672.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 3 Series 330i xDrive

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This low mileage used 2024 BMW 3 Series 330i xDrive AWD sedan under 34,000 miles, a transmission, and 17 MPG, 2.0L gas engine is for sale right now below $38K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$38,000
Est. Payment:	$710.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,936
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,381.06
Avg. DMV Fee	86.00
Cash Sale Price	$41,542.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,542.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X2 xDrive28i

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This low mileage second hand 2025 BMW X2 xDrive28i AWD SUV under 17,000 miles, transmission, and 17 MPG, 2.0L gas engine is for sale right now under $38K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$37,647
Est. Payment:	$704.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,039
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$37,647.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,349.71
Avg. DMV Fee	86.00
Cash Sale Price	$41,157.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,157.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$704.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,647.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage second hand 2023 BMW 5 Series 530i xDrive AWD sedan under 34,000 miles, a transmission, and 17 MPG, 2.0L gas engine is for sale right now under $38K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$38,000
Est. Payment:	$710.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,732
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,381.06
Avg. DMV Fee	86.00
Cash Sale Price	$41,542.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,542.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Honda Odyssey EX-L

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This low mileage used 2025 Honda Odyssey EX-L FWD mini-van under 54,000 miles, a transmission, and 17 MPG, 3.5L gas engine is for sale right now below $35K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$34,990
Est. Payment:	$702.56 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,211
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$34,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,113.77
Avg. DMV Fee	86.00
Cash Sale Price	$38,264.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,264.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$702.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Colorado ZR2

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This low mileage second hand 2022 Chevrolet Colorado ZR2 4X4 pickup below 55,000 miles, a transmission, and 17 MPG, 3.6L gas engine is for sale right now under $36K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$35,145
Est. Payment:	$705.66 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,881
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$35,145.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,127.54
Avg. DMV Fee	86.00
Cash Sale Price	$38,433.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,433.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$705.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,145.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $700 / Month

2023 Genesis G70 3.3T Standard

2025 Hyundai PALISADE SE

2021 Honda CR-V Hybrid Touring

2026 Hyundai SANTA FE SEL

2023 Ford Ranger Lariat

2024 BMW 3 Series 330i xDrive

2025 BMW X2 xDrive28i

2023 BMW 5 Series 530i xDrive

2025 Honda Odyssey EX-L

2022 Chevrolet Colorado ZR2

New York Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $700 / Month

2023 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2023 Genesis G70 3.3T Standard Car Loan Estimate

2025 Hyundai PALISADE SE

Hyundai PALISADE SE

2025 Hyundai PALISADE SE Car Loan Estimate

2021 Honda CR-V Hybrid Touring

Honda CR-V Hybrid Touring

2021 Honda CR-V Hybrid Touring Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 Ford Ranger Lariat

Ford Ranger Lariat

2023 Ford Ranger Lariat Car Loan Estimate

2024 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2024 BMW 3 Series 330i xDrive Car Loan Estimate

2025 BMW X2 xDrive28i

BMW X2 xDrive28i

2025 BMW X2 xDrive28i Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2025 Honda Odyssey EX-L

Honda Odyssey EX-L

2025 Honda Odyssey EX-L Car Loan Estimate

2022 Chevrolet Colorado ZR2

Chevrolet Colorado ZR2

2022 Chevrolet Colorado ZR2 Car Loan Estimate

New York Areas with Used Cars for Sale Below $700 / Month

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