New York Used Cars Under $700 a Month. Finance Payments Below $700

2023 BMW 3 Series 330i xDrive

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This low mileage certified used 2023 BMW 3 Series 330i xDrive AWD sedan below 19,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $38K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$37,785
Est. Payment:	$706.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,712
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$37,785.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,361.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,307.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,307.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,785.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2024 Hyundai SANTA FE Calligraphy AWD SUV under 10,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $38K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$37,500
Est. Payment:	$701.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,605
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.66
Avg. DMV Fee	86.00
Cash Sale Price	$40,997.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,997.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Tacoma SR

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This low mileage used 2026 Toyota Tacoma SR 4x4 pickup under 1,000 miles, automatic transmission, and 2.4L gas engine is for sale right now below $38K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$37,699
Est. Payment:	$705.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,448
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$37,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,354.33
Avg. DMV Fee	86.00
Cash Sale Price	$41,214.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,214.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$705.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage certified second hand 2023 Genesis GV70 2.5T Standard AWD SUV below 16,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $38K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$37,900
Est. Payment:	$708.98 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,625
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$37,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,372.18
Avg. DMV Fee	86.00
Cash Sale Price	$41,433.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,433.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$708.98

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Colorado LT

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This average mileage used 2022 Chevrolet Colorado LT 4x4 pickup under 75,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $28K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$27,999
Est. Payment:	$665.24 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,697
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$27,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,492.97
Avg. DMV Fee	86.00
Cash Sale Price	$30,652.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$30,652.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Loan Payment	$665.24

(1) Auto Loan calculations are based on the used car dealer's advertised price of $27,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 54 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA CRUZ XRT

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This low mileage certified preowned 2025 Hyundai SANTA CRUZ XRT AWD pickup below 12,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,999
Est. Payment:	$673.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,810
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.37
Avg. DMV Fee	86.00
Cash Sale Price	$39,363.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,363.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Honda CR-V EX-L

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This low mileage preowned 2026 Honda CR-V EX-L AWD SUV below 2,000 miles, cvt transmission, and 1.5L gas engine is for sale right now under $37K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$37,000
Est. Payment:	$692.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,737
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.26
Avg. DMV Fee	86.00
Cash Sale Price	$40,453.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,453.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$692.22

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Toyota Highlander XLE

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This below average mileage preowned 2022 Toyota Highlander XLE AWD SUV below 65,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $31K at Simmons Rockwell Hyundai in Elmira, NY. ...View More Details

Sales Price:	$30,999
Est. Payment:	$673.73 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,381
Location:	Elmira, NY

Item	Amount
Used Car Price⁽¹⁾	$30,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,759.37
Avg. DMV Fee	86.00
Cash Sale Price	$33,919.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$33,919.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$673.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $30,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2018 Kia Stinger GT2

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This average mileage second hand 2018 Kia Stinger GT2 RWD sedan below 85,000 miles, automatic transmission, and 3.3L gas engine is for sale right now below $25K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$24,999
Est. Payment:	$657.46 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,901
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$24,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,226.57
Avg. DMV Fee	86.00
Cash Sale Price	$27,386.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,386.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$657.46

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage certified preowned 2025 BMW 2 Series 228 xDrive Gran Coupe AWD sedan under 4,000 miles, transmission, and 2.0L gas engine is for sale right now below $38K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$37,423
Est. Payment:	$700.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,504
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$37,423.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,329.82
Avg. DMV Fee	86.00
Cash Sale Price	$40,913.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,913.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$700.10

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,423.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $700 / Month

2023 BMW 3 Series 330i xDrive

2024 Hyundai SANTA FE Calligraphy

2026 Toyota Tacoma SR

2023 Genesis GV70 2.5T Standard

2022 Chevrolet Colorado LT

2025 Hyundai SANTA CRUZ XRT

2026 Honda CR-V EX-L

2022 Toyota Highlander XLE

2018 Kia Stinger GT2

2025 BMW 2 Series 228 xDrive Gran Coupe

New York Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $700 / Month

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2024 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2024 Hyundai SANTA FE Calligraphy Car Loan Estimate

2026 Toyota Tacoma SR

Toyota Tacoma SR

2026 Toyota Tacoma SR Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2022 Chevrolet Colorado LT

Chevrolet Colorado LT

2022 Chevrolet Colorado LT Car Loan Estimate

2025 Hyundai SANTA CRUZ XRT

Hyundai SANTA CRUZ XRT

2025 Hyundai SANTA CRUZ XRT Car Loan Estimate

2026 Honda CR-V EX-L

Honda CR-V EX-L

2026 Honda CR-V EX-L Car Loan Estimate

2022 Toyota Highlander XLE

Toyota Highlander XLE

2022 Toyota Highlander XLE Car Loan Estimate

2018 Kia Stinger GT2

Kia Stinger GT2

2018 Kia Stinger GT2 Car Loan Estimate

2025 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2025 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

New York Areas with Used Cars for Sale Below $700 / Month

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