New York Used Cars Under $700 a Month. Finance Payments Below $700

2023 Cadillac CT5 Premium Luxury

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This low mileage second hand 2023 Cadillac CT5 Premium Luxury AWD sedan below 42,000 miles, automatic transmission, and 24 MPG, 3.0L gas engine is for sale right now below $36K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$673.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,932
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,359.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,359.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE SEL AWD SUV under 2,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $37K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$36,800
Est. Payment:	$688.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,212
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$36,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,274.50
Avg. DMV Fee	86.00
Cash Sale Price	$40,235.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,235.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$688.49

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW X4 xDrive30i

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This low mileage preowned 2022 BMW X4 xDrive30i AWD SUV below 41,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $37K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$36,100
Est. Payment:	$675.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,563
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$36,100.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,212.34
Avg. DMV Fee	86.00
Cash Sale Price	$39,473.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,473.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$675.45

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage certified second hand 2025 Genesis GV70 2.5T Standard AWD SUV under 35,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now below $37K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$36,955
Est. Payment:	$691.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,415
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$36,955.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,288.26
Avg. DMV Fee	86.00
Cash Sale Price	$40,404.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,404.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$691.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas Cross Sport SE 4Motion

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This low mileage preowned 2025 Volkswagen Atlas Cross Sport SE 4Motion AWD SUV below 2,000 miles, automatic transmission, and 24 MPG, 2.0L gas engine is for sale right now below $38K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$37,999
Est. Payment:	$710.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,598
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,540.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.83

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Outback Onyx Edition XT

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This low mileage preowned 2025 Subaru Outback Onyx Edition XT AWD SUV below 6,000 miles, cvt transmission, and 24 MPG, 2.4L gas engine is for sale right now under $36K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$664.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,856
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$664.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X1 xDrive28i

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This low mileage certified preowned 2023 BMW X1 xDrive28i AWD SUV under 30,000 miles, transmission, and 24 MPG, 2.0L gas engine is for sale right now under $36K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$35,943
Est. Payment:	$672.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,692
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$35,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,198.40
Avg. DMV Fee	86.00
Cash Sale Price	$39,302.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,302.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Limited

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This low mileage certified preowned 2024 Hyundai SANTA FE Limited AWD SUV under 25,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $36K at West Herr Hyundai in Clarence, NY. ...View More Details

Sales Price:	$35,525
Est. Payment:	$664.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,249
Location:	Clarence, NY

Item	Amount
Used Car Price⁽¹⁾	$35,525.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,161.28
Avg. DMV Fee	86.00
Cash Sale Price	$38,847.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,847.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$664.74

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,525.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Honda CR-V EX-L

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This low mileage preowned 2026 Honda CR-V EX-L AWD SUV under 2,000 miles, cvt transmission, and 24 MPG, 1.5L gas engine is for sale right now under $37K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$37,000
Est. Payment:	$692.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,737
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.26
Avg. DMV Fee	86.00
Cash Sale Price	$40,453.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,453.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE SEL

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This low mileage certified preowned 2024 Hyundai SANTA FE SEL AWD SUV below 0,000 miles, automatic transmission, and 24 MPG, 2.5L gas engine is for sale right now under $37K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$36,490
Est. Payment:	$682.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$36,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,246.97
Avg. DMV Fee	86.00
Cash Sale Price	$39,897.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,897.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$682.71

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $700 / Month

2023 Cadillac CT5 Premium Luxury

2026 Hyundai SANTA FE SEL

2022 BMW X4 xDrive30i

2025 Genesis GV70 2.5T Standard

2025 Volkswagen Atlas Cross Sport SE 4Motion

2025 Subaru Outback Onyx Edition XT

2023 BMW X1 xDrive28i

2024 Hyundai SANTA FE Limited

2026 Honda CR-V EX-L

2024 Hyundai SANTA FE SEL

New York Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $700 / Month

2023 Cadillac CT5 Premium Luxury

Cadillac CT5 Premium Luxury

2023 Cadillac CT5 Premium Luxury Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2022 BMW X4 xDrive30i

BMW X4 xDrive30i

2022 BMW X4 xDrive30i Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Volkswagen Atlas Cross Sport SE 4Motion

Volkswagen Atlas Cross Sport SE 4Motion

2025 Volkswagen Atlas Cross Sport SE 4Motion Car Loan Estimate

2025 Subaru Outback Onyx Edition XT

Subaru Outback Onyx Edition XT

2025 Subaru Outback Onyx Edition XT Car Loan Estimate

2023 BMW X1 xDrive28i

BMW X1 xDrive28i

2023 BMW X1 xDrive28i Car Loan Estimate

2024 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited Car Loan Estimate

2026 Honda CR-V EX-L

Honda CR-V EX-L

2026 Honda CR-V EX-L Car Loan Estimate

2024 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2024 Hyundai SANTA FE SEL Car Loan Estimate

New York Areas with Used Cars for Sale Below $700 / Month

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