New York Used Cars Under $700 a Month. Finance Payments Below $700

2023 BMW X3 xDrive30i

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This low mileage certified second hand 2023 BMW X3 xDrive30i AWD SUV under 30,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $37K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,943
Est. Payment:	$691.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,842
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,287.20
Avg. DMV Fee	86.00
Cash Sale Price	$40,391.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,391.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$691.15

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Jeep Wrangler Rubicon X 4xe

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This low mileage second hand 2024 Jeep Wrangler Rubicon X 4xe 4x4 SUV under 37,000 miles, automatic transmission, and 25 MPG, 2.0L hybrid engine is for sale right now under $37K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$36,400
Est. Payment:	$681.04 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	37,101
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$36,400.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,238.98
Avg. DMV Fee	86.00
Cash Sale Price	$39,799.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,799.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$681.04

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,400.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA N Line

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This low mileage certified used 2025 Hyundai SONATA N Line FWD sedan below 0,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $38K at Country Club Hyundai in Oneonta, NY. ...View More Details

Sales Price:	$37,350
Est. Payment:	$698.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Oneonta, NY

Item	Amount
Used Car Price⁽¹⁾	$37,350.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,323.34
Avg. DMV Fee	86.00
Cash Sale Price	$40,834.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,834.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$698.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,350.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV under 32,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $37K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,943
Est. Payment:	$691.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,349
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,287.20
Avg. DMV Fee	86.00
Cash Sale Price	$40,391.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,391.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage certified used 2025 Hyundai TUCSON Limited AWD SUV below 4,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,899
Est. Payment:	$671.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,672
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.49
Avg. DMV Fee	86.00
Cash Sale Price	$39,254.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,254.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 3 Series 330i xDrive

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This low mileage certified preowned 2024 BMW 3 Series 330i xDrive AWD sedan below 32,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $37K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,943
Est. Payment:	$691.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,567
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,287.20
Avg. DMV Fee	86.00
Cash Sale Price	$40,391.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,391.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$691.15

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE XRT

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This low mileage used 2025 Hyundai SANTA FE XRT AWD SUV under 9,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$36,267
Est. Payment:	$678.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,540
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$36,267.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,227.17
Avg. DMV Fee	86.00
Cash Sale Price	$39,655.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,655.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$678.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,267.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Chevrolet Traverse RS

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This average mileage second hand 2019 Chevrolet Traverse RS 4x4 SUV under 81,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now under $25K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$25,000
Est. Payment:	$657.48 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,867
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$25,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,226.66
Avg. DMV Fee	86.00
Cash Sale Price	$27,387.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,387.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$657.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified preowned 2023 BMW 5 Series 530i xDrive AWD sedan under 28,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$38,000
Est. Payment:	$710.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,611
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,381.06
Avg. DMV Fee	86.00
Cash Sale Price	$41,542.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,542.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander LE

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This low mileage preowned 2023 Toyota Highlander LE AWD SUV under 17,000 miles, automatic transmission, and 25 MPG, 2.4L gas engine is for sale right now under $36K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$35,511
Est. Payment:	$664.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,530
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$35,511.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,160.04
Avg. DMV Fee	86.00
Cash Sale Price	$38,832.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,832.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.47

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,511.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $700 / Month

2023 BMW X3 xDrive30i

2024 Jeep Wrangler Rubicon X 4xe

2025 Hyundai SONATA N Line

2023 BMW X3 xDrive30i

2025 Hyundai TUCSON Limited

2024 BMW 3 Series 330i xDrive

2025 Hyundai SANTA FE XRT

2019 Chevrolet Traverse RS

2023 BMW 5 Series 530i xDrive

2023 Toyota Highlander LE

New York Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $700 / Month

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 Jeep Wrangler Rubicon X 4xe

Jeep Wrangler Rubicon X 4xe

2024 Jeep Wrangler Rubicon X 4xe Car Loan Estimate

2025 Hyundai SONATA N Line

Hyundai SONATA N Line

2025 Hyundai SONATA N Line Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2024 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2024 BMW 3 Series 330i xDrive Car Loan Estimate

2025 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2025 Hyundai SANTA FE XRT Car Loan Estimate

2019 Chevrolet Traverse RS

Chevrolet Traverse RS

2019 Chevrolet Traverse RS Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 Toyota Highlander LE

Toyota Highlander LE

2023 Toyota Highlander LE Car Loan Estimate

New York Areas with Used Cars for Sale Below $700 / Month

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