New York Used Cars Under $700 a Month. Finance Payments Below $700

2025 Hyundai TUCSON Hybrid Limited

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This low mileage certified preowned 2025 Hyundai TUCSON Hybrid Limited AWD SUV below 8,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now under $36K at Millennium Hyundai in Hempstead, NY. ...View More Details

Sales Price:	$35,998
Est. Payment:	$673.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,634
Location:	Hempstead, NY

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.28
Avg. DMV Fee	86.00
Cash Sale Price	$39,362.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,362.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$673.55

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV under 33,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $37K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,398
Est. Payment:	$681.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,510
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,398.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,238.80
Avg. DMV Fee	86.00
Cash Sale Price	$39,797.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,797.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$681.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Ford F-150 XL

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This above average mileage second hand 2019 Ford F-150 XL 4x4 pickup below 90,000 miles, automatic transmission, and 5.0L gas engine is for sale right now below $24K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$23,471
Est. Payment:	$693.85 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,037
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$23,471.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,090.88
Avg. DMV Fee	86.00
Cash Sale Price	$25,722.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$25,722.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$693.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $23,471.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

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This low mileage certified preowned 2025 Genesis GV70 2.5T Standard AWD SUV under 34,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $37K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$36,777
Est. Payment:	$688.06 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,209
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$36,777.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,272.46
Avg. DMV Fee	86.00
Cash Sale Price	$40,210.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,210.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$688.06

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage preowned 2026 Hyundai SANTA FE SEL AWD SUV below 19,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $37K at Hyundai City of Bay Ridge in Brooklyn, NY. ...View More Details

Sales Price:	$36,174
Est. Payment:	$676.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,284
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$36,174.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,218.91
Avg. DMV Fee	86.00
Cash Sale Price	$39,553.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,553.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,174.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage certified preowned 2025 Hyundai TUCSON Limited AWD SUV below 5,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,899
Est. Payment:	$671.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,170
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.49
Avg. DMV Fee	86.00
Cash Sale Price	$39,254.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,254.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.70

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse RS

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This low mileage preowned 2023 Chevrolet Traverse RS 4x4 SUV below 23,000 miles, automatic transmission, and 3.6L gas engine is for sale right now under $36K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$35,777
Est. Payment:	$669.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,078
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$35,777.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,183.66
Avg. DMV Fee	86.00
Cash Sale Price	$39,121.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,121.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$669.43

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,777.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage certified preowned 2026 Hyundai SANTA FE SEL AWD SUV under 11,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $37K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$36,500
Est. Payment:	$682.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,284
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$36,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,247.86
Avg. DMV Fee	86.00
Cash Sale Price	$39,908.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,908.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$682.90

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Calligraphy

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This average mileage preowned 2023 Hyundai SANTA FE Calligraphy AWD SUV under 80,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $26K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$25,999
Est. Payment:	$683.60 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,244
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$25,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.37
Avg. DMV Fee	86.00
Cash Sale Price	$28,475.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,475.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$683.60

(1) Auto Loan calculations are based on the used car dealer's advertised price of $25,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Dodge Challenger R/T

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This low mileage used 2022 Dodge Challenger R/T RWD coupe under 15,000 miles, transmission, and 5.7L gas engine is for sale right now below $37K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$36,490
Est. Payment:	$682.71 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,373
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$36,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,246.97
Avg. DMV Fee	86.00
Cash Sale Price	$39,897.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,897.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$682.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $700 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $700 / Month

2025 Hyundai TUCSON Hybrid Limited

2023 BMW X3 xDrive30i

2019 Ford F-150 XL

2025 Genesis GV70 2.5T Standard

2026 Hyundai SANTA FE SEL

2025 Hyundai TUCSON Limited

2023 Chevrolet Traverse RS

2026 Hyundai SANTA FE SEL

2023 Hyundai SANTA FE Calligraphy

2022 Dodge Challenger R/T

New York Areas with Used Cars for Sale Below $700 / Month

Used Cars under $700 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $700 / Month

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2019 Ford F-150 XL

Ford F-150 XL

2019 Ford F-150 XL Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2023 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2023 Hyundai SANTA FE Calligraphy Car Loan Estimate

2022 Dodge Challenger R/T

Dodge Challenger R/T

2022 Dodge Challenger R/T Car Loan Estimate

New York Areas with Used Cars for Sale Below $700 / Month

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