New York Used Cars Under $12,000 |with Payments|

2015 GMC Terrain SLE-1

⇩ View Seller Description

This low mileage second hand 2015 GMC Terrain SLE-1 AWD SUV under 58,000 miles, automatic transmission, and 23 MPG, 2.4L gas engine is for sale right now under $12K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$11,007
Est. Payment:	$223.12 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	57,664
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$11,007.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	984.08
Avg. DMV Fee	86.00
Cash Sale Price	$12,152.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,152.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$223.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $11,007.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Lincoln MKZ Base

⇩ View Seller Description

This above average mileage preowned 2013 Lincoln MKZ Base AWD sedan below 91,000 miles, automatic transmission, and 23 MPG, 2.0L gas engine is for sale right now below $10K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$9,988
Est. Payment:	$297.86 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	91,343
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$9,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	893.59
Avg. DMV Fee	86.00
Cash Sale Price	$11,042.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,042.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$297.86

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2016 Dodge Grand Caravan American Value Package

⇩ View Seller Description

This average mileage used 2016 Dodge Grand Caravan American Value Package FWD minivan under 73,000 miles, automatic transmission, and 23 MPG, 3.6L gas engine is for sale right now below $11K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$10,900
Est. Payment:	$261.20 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	72,506
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$10,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	974.58
Avg. DMV Fee	86.00
Cash Sale Price	$12,035.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,035.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$261.20

(1) Auto Finance calculations are based on the used car dealer's advertised price of $10,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Compass Latitude

⇩ View Seller Description

This below average mileage used 2019 Jeep Compass Latitude 4x4 SUV under 68,000 miles, transmission, and 23 MPG, 2.4L gas engine is for sale right now below $10K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$9,614
Est. Payment:	$211.25 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	67,576
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$9,614.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	860.38
Avg. DMV Fee	86.00
Cash Sale Price	$10,635.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$10,635.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Loan Payment	$211.25

(1) Auto Loan calculations are based on the used car dealer's advertised price of $9,614.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 60 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 BMW 4 Series 440i xDrive

⇩ View Seller Description

This low mileage used 2017 BMW 4 Series 440i xDrive AWD convertible under 39,000 miles, automatic transmission, and 23 MPG, 3.0L gas engine is for sale right now below $12K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$11,780
Est. Payment:	$222.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	38,700
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$11,780.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,052.72
Avg. DMV Fee	86.00
Cash Sale Price	$12,993.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,993.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$222.34

(1) Auto Finance calculations are based on the used car dealer's advertised price of $11,780.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai ELANTRA SE

⇩ View Seller Description

This low mileage preowned 2017 Hyundai ELANTRA SE FWD sedan under 59,000 miles, manual transmission, and 23 MPG, 2.0L gas engine is for sale right now under $11K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$10,888
Est. Payment:	$220.74 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,299
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$10,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	973.51
Avg. DMV Fee	86.00
Cash Sale Price	$12,022.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,022.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$220.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $10,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Nissan Rogue S

⇩ View Seller Description

This high mileage used 2017 Nissan Rogue S AWD SUV below 113,000 miles, cvt transmission, and 23 MPG, 2.5L gas engine is for sale right now below $11K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$10,900
Est. Payment:	$372.34 / 36 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	112,804
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$10,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	974.58
Avg. DMV Fee	86.00
Cash Sale Price	$12,035.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,035.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	36
Auto Loan Payment	$372.34

(1) Auto Loan calculations are based on the used car dealer's advertised price of $10,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 36 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2017 Hyundai ELANTRA Limited

⇩ View Seller Description

This average mileage used 2017 Hyundai ELANTRA Limited FWD sedan under 80,000 miles, manual transmission, and 23 MPG, 2.0L gas engine is for sale right now under $12K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$11,671
Est. Payment:	$309.09 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	80,479
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$11,671.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,043.04
Avg. DMV Fee	86.00
Cash Sale Price	$12,875.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$12,875.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$309.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $11,671.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Buick Encore Base

⇩ View Seller Description

This above average mileage used 2015 Buick Encore Base AWD SUV below 95,000 miles, automatic transmission, and 23 MPG, 1.4L gas engine is for sale right now below $11K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$10,599
Est. Payment:	$315.81 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,615
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$10,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	947.85
Avg. DMV Fee	86.00
Cash Sale Price	$11,707.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,707.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$315.81

(1) Car Loan calculations are based on the used car dealer's advertised price of $10,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2013 Hyundai Genesis 3.8L

⇩ View Seller Description

This below average mileage second hand 2013 Hyundai Genesis 3.8L RWD sedan under 65,000 miles, automatic transmission, and 23 MPG, 3.8L gas engine is for sale right now below $10K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$9,995
Est. Payment:	$219.49 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,469
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$9,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	894.22
Avg. DMV Fee	86.00
Cash Sale Price	$11,050.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$11,050.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$219.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $9,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $12,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $12,000

2015 GMC Terrain SLE-1

2013 Lincoln MKZ Base

2016 Dodge Grand Caravan American Value Package

2019 Jeep Compass Latitude

2017 BMW 4 Series 440i xDrive

2017 Hyundai ELANTRA SE

2017 Nissan Rogue S

2017 Hyundai ELANTRA Limited

2015 Buick Encore Base

2013 Hyundai Genesis 3.8L

New York Areas with Used Cars for Sale Below $12,000

Used Cars under $12,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $12,000

2015 GMC Terrain SLE-1

GMC Terrain SLE-1

2015 GMC Terrain SLE-1 Car Loan Estimate

2013 Lincoln MKZ Base

Lincoln MKZ Base

2013 Lincoln MKZ Base Car Loan Estimate

2016 Dodge Grand Caravan American Value Package

Dodge Grand Caravan American Value Package

2016 Dodge Grand Caravan American Value Package Car Loan Estimate

2019 Jeep Compass Latitude

Jeep Compass Latitude

2019 Jeep Compass Latitude Car Loan Estimate

2017 BMW 4 Series 440i xDrive

BMW 4 Series 440i xDrive

2017 BMW 4 Series 440i xDrive Car Loan Estimate

2017 Hyundai ELANTRA SE

Hyundai ELANTRA SE

2017 Hyundai ELANTRA SE Car Loan Estimate

2017 Nissan Rogue S

Nissan Rogue S

2017 Nissan Rogue S Car Loan Estimate

2017 Hyundai ELANTRA Limited

Hyundai ELANTRA Limited

2017 Hyundai ELANTRA Limited Car Loan Estimate

2015 Buick Encore Base

Buick Encore Base

2015 Buick Encore Base Car Loan Estimate

2013 Hyundai Genesis 3.8L

Hyundai Genesis 3.8L

2013 Hyundai Genesis 3.8L Car Loan Estimate

New York Areas with Used Cars for Sale Below $12,000

Customize Payments

Find Financing

Customize Payments