New York Used Cars Under $40,000 |with Payments|

2024 BMW i4 eDrive35 Gran Coupe

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This low mileage used 2024 BMW i4 eDrive35 Gran Coupe RWD sedan under 18,000 miles, a transmission, and 0.0L electric engine is for sale right now under $37K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,943
Est. Payment:	$691.15 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,723
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,287.20
Avg. DMV Fee	86.00
Cash Sale Price	$40,391.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,391.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.15

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage preowned 2023 Genesis GV70 2.5T Standard AWD SUV below 21,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $38K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$37,995
Est. Payment:	$710.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,179
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.62
Avg. DMV Fee	86.00
Cash Sale Price	$41,536.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,536.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$710.75

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage used 2024 Genesis GV70 2.5T Standard AWD SUV below 23,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $39K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$38,760
Est. Payment:	$725.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,173
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$38,760.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,448.55
Avg. DMV Fee	86.00
Cash Sale Price	$42,369.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,369.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$725.01

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,760.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage preowned 2023 BMW 5 Series 530i xDrive AWD sedan under 42,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $40K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$39,943
Est. Payment:	$747.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,733
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$39,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,553.60
Avg. DMV Fee	86.00
Cash Sale Price	$43,657.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,657.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage preowned 2025 BMW X1 xDrive28i AWD SUV below 10,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $40K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,000
Est. Payment:	$748.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,280
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.66
Avg. DMV Fee	86.00
Cash Sale Price	$43,719.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,719.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$748.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage used 2024 BMW X3 xDrive30i AWD SUV below 16,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $38K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$37,500
Est. Payment:	$701.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,348
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.66
Avg. DMV Fee	86.00
Cash Sale Price	$40,997.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,997.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$701.53

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis GV70 2.5T Standard

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This low mileage second hand 2023 Genesis GV70 2.5T Standard AWD SUV under 30,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $37K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$36,295
Est. Payment:	$679.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,169
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$36,295.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,229.66
Avg. DMV Fee	86.00
Cash Sale Price	$39,685.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,685.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$679.08

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,295.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 3 Series 330i xDrive

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This low mileage preowned 2024 BMW 3 Series 330i xDrive AWD sedan below 34,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$38,000
Est. Payment:	$710.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,936
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,381.06
Avg. DMV Fee	86.00
Cash Sale Price	$41,542.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,542.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$710.85

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage used 2024 BMW X3 xDrive30i AWD SUV under 29,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $39K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,000
Est. Payment:	$729.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,975
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.86
Avg. DMV Fee	86.00
Cash Sale Price	$42,630.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,630.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.48

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage second hand 2023 BMW X3 xDrive30i AWD SUV below 27,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $38K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$37,647
Est. Payment:	$704.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,388
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$37,647.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,349.71
Avg. DMV Fee	86.00
Cash Sale Price	$41,157.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,157.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$704.27

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,647.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $40,000

2024 BMW i4 eDrive35 Gran Coupe

2023 Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard

2023 BMW 5 Series 530i xDrive

2025 BMW X1 xDrive28i

2024 BMW X3 xDrive30i

2023 Genesis GV70 2.5T Standard

2024 BMW 3 Series 330i xDrive

2024 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

New York Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $40,000

2024 BMW i4 eDrive35 Gran Coupe

BMW i4 eDrive35 Gran Coupe

2024 BMW i4 eDrive35 Gran Coupe Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2024 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2024 BMW 3 Series 330i xDrive Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

New York Areas with Used Cars for Sale Below $40,000

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