New York Used Cars Under $40,000 |with Payments|

2019 Ram 3500 Tradesman

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This low mileage used 2019 Ram 3500 Tradesman 4x4 pickup below 49,000 miles, automatic transmission, and 21 MPG, 6.4L gas engine is for sale right now below $35K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$35,000
Est. Payment:	$654.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,457
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,114.66
Avg. DMV Fee	86.00
Cash Sale Price	$38,275.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,275.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$654.95

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

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This low mileage preowned 2024 Hyundai PALISADE Calligraphy AWD SUV under 37,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $39K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$38,790
Est. Payment:	$725.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,733
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$38,790.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,451.21
Avg. DMV Fee	86.00
Cash Sale Price	$42,402.21
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,402.21
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$725.57

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Genesis GV80 2.5T

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This low mileage certified used 2022 Genesis GV80 2.5T AWD SUV below 36,000 miles, automatic transmission, and 21 MPG, 2.5L gas engine is for sale right now under $39K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$38,918
Est. Payment:	$727.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,561
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$38,918.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,462.58
Avg. DMV Fee	86.00
Cash Sale Price	$42,541.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,541.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$727.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,918.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Chevrolet Silverado 1500 LT Trail Boss

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This average mileage used 2022 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup under 84,000 miles, automatic transmission, and 21 MPG, 3.0L diesel engine is for sale right now under $36K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$35,405
Est. Payment:	$929.45 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,076
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$35,405.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,150.62
Avg. DMV Fee	86.00
Cash Sale Price	$38,716.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,716.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$929.45

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,405.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Volvo XC60 B5 Plus Dark Theme

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This low mileage second hand 2023 Volvo XC60 B5 Plus Dark Theme AWD SUV below 23,000 miles, automatic transmission, and 21 MPG, 2.0L hybrid engine is for sale right now below $36K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$35,490
Est. Payment:	$664.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,923
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$35,490.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,158.17
Avg. DMV Fee	86.00
Cash Sale Price	$38,809.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,809.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$664.08

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,490.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition MAX Limited

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This low mileage preowned 2021 Ford Expedition MAX Limited 4x4 SUV under 48,000 miles, automatic transmission, and 21 MPG, 3.5L gas engine is for sale right now under $37K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$37,000
Est. Payment:	$692.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,353
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.26
Avg. DMV Fee	86.00
Cash Sale Price	$40,453.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,453.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.22

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW Z4 sDrive M40i

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This low mileage used 2020 BMW Z4 sDrive M40i RWD convertible below 55,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now below $36K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$35,500
Est. Payment:	$712.75 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	55,127
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,159.06
Avg. DMV Fee	86.00
Cash Sale Price	$38,820.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,820.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$712.75

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Wagoneer S Launch Edition

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This low mileage second hand 2025 Jeep Wagoneer S Launch Edition 4x4 SUV below 4,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$38,900
Est. Payment:	$727.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,052
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$38,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,460.98
Avg. DMV Fee	86.00
Cash Sale Price	$42,521.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,521.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$727.61

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ram 2500 Laramie

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This above average mileage preowned 2020 Ram 2500 Laramie 4x4 pickup under 97,000 miles, automatic transmission, and 21 MPG, 6.4L gas engine is for sale right now below $39K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$38,190
Est. Payment:	$1126.14 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	97,085
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$38,190.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,397.93
Avg. DMV Fee	86.00
Cash Sale Price	$41,748.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,748.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1126.14

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride EX

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This low mileage used 2023 Kia Telluride EX AWD SUV under 14,000 miles, automatic transmission, and 21 MPG, 3.8L gas engine is for sale right now under $36K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$35,988
Est. Payment:	$673.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,464
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,202.39
Avg. DMV Fee	86.00
Cash Sale Price	$39,351.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,351.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $40,000

2019 Ram 3500 Tradesman

2024 Hyundai PALISADE Calligraphy

2022 Genesis GV80 2.5T

2022 Chevrolet Silverado 1500 LT Trail Boss

2023 Volvo XC60 B5 Plus Dark Theme

2021 Ford Expedition MAX Limited

2020 BMW Z4 sDrive M40i

2025 Jeep Wagoneer S Launch Edition

2020 Ram 2500 Laramie

2023 Kia Telluride EX

New York Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $40,000

2019 Ram 3500 Tradesman

Ram 3500 Tradesman

2019 Ram 3500 Tradesman Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2022 Genesis GV80 2.5T

Genesis GV80 2.5T

2022 Genesis GV80 2.5T Car Loan Estimate

2022 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2022 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2023 Volvo XC60 B5 Plus Dark Theme

Volvo XC60 B5 Plus Dark Theme

2023 Volvo XC60 B5 Plus Dark Theme Car Loan Estimate

2021 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2021 Ford Expedition MAX Limited Car Loan Estimate

2020 BMW Z4 sDrive M40i

BMW Z4 sDrive M40i

2020 BMW Z4 sDrive M40i Car Loan Estimate

2025 Jeep Wagoneer S Launch Edition

Jeep Wagoneer S Launch Edition

2025 Jeep Wagoneer S Launch Edition Car Loan Estimate

2020 Ram 2500 Laramie

Ram 2500 Laramie

2020 Ram 2500 Laramie Car Loan Estimate

2023 Kia Telluride EX

Kia Telluride EX

2023 Kia Telluride EX Car Loan Estimate

New York Areas with Used Cars for Sale Below $40,000

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