New York Used Cars Under $40,000 |with Payments|

2023 Chevrolet Traverse Premier

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This low mileage preowned 2023 Chevrolet Traverse Premier 4x4 SUV under 27,000 miles, automatic transmission, and 17 MPG, 3.6L gas engine is for sale right now under $37K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$36,888
Est. Payment:	$690.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,380
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$36,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,282.31
Avg. DMV Fee	86.00
Cash Sale Price	$40,331.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,331.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$690.13

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Hybrid Limited

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This low mileage certified used 2025 Hyundai TUCSON Hybrid Limited AWD SUV under 8,000 miles, automatic transmission, and 17 MPG, 1.6L hybrid engine is for sale right now under $36K at Millennium Hyundai in Hempstead, NY. ...View More Details

Sales Price:	$35,998
Est. Payment:	$673.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7,634
Location:	Hempstead, NY

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.28
Avg. DMV Fee	86.00
Cash Sale Price	$39,362.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,362.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.55

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Lexus NX 350 Base

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This low mileage used 2024 Lexus NX 350 Base AWD wagon under 23,000 miles, automatic transmission, and 17 MPG, 2.4L gas engine is for sale right now under $39K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$38,995
Est. Payment:	$729.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,732
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.42
Avg. DMV Fee	86.00
Cash Sale Price	$42,625.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,625.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$729.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE SEL

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This low mileage second hand 2026 Hyundai SANTA FE SEL AWD SUV under 19,000 miles, automatic transmission, and 17 MPG, 2.5L gas engine is for sale right now below $37K at Hyundai City of Bay Ridge in Brooklyn, NY. ...View More Details

Sales Price:	$36,174
Est. Payment:	$676.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,284
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$36,174.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,218.91
Avg. DMV Fee	86.00
Cash Sale Price	$39,553.91
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,553.91
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$676.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,174.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Volkswagen Atlas Cross Sport SE 4Motion

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This low mileage second hand 2025 Volkswagen Atlas Cross Sport SE 4Motion AWD SUV under 2,000 miles, automatic transmission, and 17 MPG, 2.0L gas engine is for sale right now below $38K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$37,999
Est. Payment:	$710.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,598
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$37,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.97
Avg. DMV Fee	86.00
Cash Sale Price	$41,540.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,540.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Toyota Tacoma SR

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This low mileage preowned 2026 Toyota Tacoma SR 4x4 pickup below 1,000 miles, automatic transmission, and 17 MPG, 2.4L gas engine is for sale right now under $38K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$37,699
Est. Payment:	$705.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,448
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$37,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,354.33
Avg. DMV Fee	86.00
Cash Sale Price	$41,214.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,214.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$705.24

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Dodge Durango GT

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This low mileage second hand 2026 Dodge Durango GT AWD SUV below 14,000 miles, automatic transmission, and 17 MPG, 3.6L gas engine is for sale right now below $38K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$37,990
Est. Payment:	$710.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,930
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$37,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,380.17
Avg. DMV Fee	86.00
Cash Sale Price	$41,531.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,531.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$710.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jeep Grand Cherokee L Overland

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This low mileage second hand 2023 Jeep Grand Cherokee L Overland 4x4 SUV below 27,000 miles, automatic transmission, and 17 MPG, 5.7L gas engine is for sale right now below $39K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$38,123
Est. Payment:	$713.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,859
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$38,123.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,391.98
Avg. DMV Fee	86.00
Cash Sale Price	$41,675.98
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,675.98
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$713.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,123.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid SEL

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This low mileage certified second hand 2026 Hyundai SANTA FE Hybrid SEL AWD SUV under 5,000 miles, automatic transmission, and 17 MPG, 1.6L hybrid engine is for sale right now below $40K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$39,770
Est. Payment:	$743.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,696
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$39,770.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,538.24
Avg. DMV Fee	86.00
Cash Sale Price	$43,469.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,469.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$743.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,770.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 GMC Sierra 1500 AT4

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This average mileage second hand 2021 GMC Sierra 1500 AT4 4x4 pickup under 84,000 miles, automatic transmission, and 17 MPG, 6.2L gas engine is for sale right now below $38K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$37,899
Est. Payment:	$994.64 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	84,328
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$37,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,372.09
Avg. DMV Fee	86.00
Cash Sale Price	$41,432.09
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,432.09
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Car Loan Payment	$994.64

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 48 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $40,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $40,000

2023 Chevrolet Traverse Premier

2025 Hyundai TUCSON Hybrid Limited

2024 Lexus NX 350 Base

2026 Hyundai SANTA FE SEL

2025 Volkswagen Atlas Cross Sport SE 4Motion

2026 Toyota Tacoma SR

2026 Dodge Durango GT

2023 Jeep Grand Cherokee L Overland

2026 Hyundai SANTA FE Hybrid SEL

2021 GMC Sierra 1500 AT4

New York Areas with Used Cars for Sale Below $40,000

Used Cars under $40,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $40,000

2023 Chevrolet Traverse Premier

Chevrolet Traverse Premier

2023 Chevrolet Traverse Premier Car Loan Estimate

2025 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2025 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2024 Lexus NX 350 Base

Lexus NX 350 Base

2024 Lexus NX 350 Base Car Loan Estimate

2026 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2026 Hyundai SANTA FE SEL Car Loan Estimate

2025 Volkswagen Atlas Cross Sport SE 4Motion

Volkswagen Atlas Cross Sport SE 4Motion

2025 Volkswagen Atlas Cross Sport SE 4Motion Car Loan Estimate

2026 Toyota Tacoma SR

Toyota Tacoma SR

2026 Toyota Tacoma SR Car Loan Estimate

2026 Dodge Durango GT

Dodge Durango GT

2026 Dodge Durango GT Car Loan Estimate

2023 Jeep Grand Cherokee L Overland

Jeep Grand Cherokee L Overland

2023 Jeep Grand Cherokee L Overland Car Loan Estimate

2026 Hyundai SANTA FE Hybrid SEL

Hyundai SANTA FE Hybrid SEL

2026 Hyundai SANTA FE Hybrid SEL Car Loan Estimate

2021 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2021 GMC Sierra 1500 AT4 Car Loan Estimate

New York Areas with Used Cars for Sale Below $40,000

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