New York Used Cars Under $500 a Month. Finance Payments Below $500

2023 Chevrolet Traverse LS

⇩ View Seller Description

This low mileage preowned 2023 Chevrolet Traverse LS 4x4 SUV under 27,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $27K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$26,999
Est. Payment:	$505.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,034
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$26,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,404.17
Avg. DMV Fee	86.00
Cash Sale Price	$29,564.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,564.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$505.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford Escape Hybrid SEL

⇩ View Seller Description

This low mileage used 2022 Ford Escape Hybrid SEL AWD SUV below 36,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now under $27K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$26,845
Est. Payment:	$503.02 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,765
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$26,845.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,390.50
Avg. DMV Fee	86.00
Cash Sale Price	$29,396.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,396.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$503.02

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,845.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 MINI Countryman Cooper S ALL4

⇩ View Seller Description

This low mileage second hand 2023 MINI Countryman Cooper S ALL4 AWD hatchback under 59,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $24K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$24,000
Est. Payment:	$482.86 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	58,596
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$24,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,137.86
Avg. DMV Fee	86.00
Cash Sale Price	$26,298.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,298.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$482.86

(1) Car Finance calculations are based on the used car dealer's advertised price of $24,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Honda Accord Hybrid Sport

⇩ View Seller Description

This low mileage second hand 2023 Honda Accord Hybrid Sport FWD sedan under 30,000 miles, automatic transmission, and 22 MPG, 2.0L hybrid engine is for sale right now under $26K at Hyundai of 110 in Farmingdale, NY. ...View More Details

Sales Price:	$25,300
Est. Payment:	$474.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,981
Location:	Farmingdale, NY

Item	Amount
Used Car Price⁽¹⁾	$25,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,253.30
Avg. DMV Fee	86.00
Cash Sale Price	$27,714.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,714.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$474.23

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X1 xDrive28i

⇩ View Seller Description

This low mileage certified preowned 2023 BMW X1 xDrive28i AWD SUV below 44,000 miles, transmission, and 22 MPG, 2.0L gas engine is for sale right now below $27K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$26,500
Est. Payment:	$496.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	44,200
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$26,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,359.86
Avg. DMV Fee	86.00
Cash Sale Price	$29,020.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,020.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$496.59

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SE

⇩ View Seller Description

This low mileage certified used 2025 Hyundai TUCSON SE AWD SUV under 8,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $26K at Koeppel Hyundai in Long Island City, NY. ...View More Details

Sales Price:	$25,998
Est. Payment:	$487.24 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,305
Location:	Long Island City, NY

Item	Amount
Used Car Price⁽¹⁾	$25,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.28
Avg. DMV Fee	86.00
Cash Sale Price	$28,474.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,474.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$487.24

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Hyundai TUCSON Limited

⇩ View Seller Description

This above average mileage used 2020 Hyundai TUCSON Limited AWD SUV below 93,000 miles, automatic transmission, and 22 MPG, 2.4L gas engine is for sale right now below $16K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$15,198
Est. Payment:	$450.88 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	93,241
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$15,198.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,356.24
Avg. DMV Fee	86.00
Cash Sale Price	$16,715.24
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,715.24
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$450.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $15,198.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Hybrid Blue

⇩ View Seller Description

This low mileage certified second hand 2023 Hyundai SANTA FE Hybrid Blue AWD SUV below 36,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $27K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$26,121
Est. Payment:	$489.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,071
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$26,121.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,326.20
Avg. DMV Fee	86.00
Cash Sale Price	$28,608.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,608.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$489.53

(1) Car Loan calculations are based on the used car dealer's advertised price of $26,121.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai TUCSON SEL

⇩ View Seller Description

This low mileage certified second hand 2023 Hyundai TUCSON SEL AWD SUV under 15,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $27K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$26,200
Est. Payment:	$491.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,313
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$26,200.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,333.22
Avg. DMV Fee	86.00
Cash Sale Price	$28,694.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,694.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$491.00

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Jeep Grand Cherokee L Limited

⇩ View Seller Description

This low mileage preowned 2021 Jeep Grand Cherokee L Limited 4x4 SUV under 33,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $27K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$26,988
Est. Payment:	$505.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	32,619
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$26,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,403.19
Avg. DMV Fee	86.00
Cash Sale Price	$29,552.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,552.19
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$505.68

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $500 / Month

2023 Chevrolet Traverse LS

2022 Ford Escape Hybrid SEL

2023 MINI Countryman Cooper S ALL4

2023 Honda Accord Hybrid Sport

2023 BMW X1 xDrive28i

2025 Hyundai TUCSON SE

2020 Hyundai TUCSON Limited

2023 Hyundai SANTA FE Hybrid Blue

2023 Hyundai TUCSON SEL

2021 Jeep Grand Cherokee L Limited

New York Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $500 / Month

2023 Chevrolet Traverse LS

Chevrolet Traverse LS

2023 Chevrolet Traverse LS Car Loan Estimate

2022 Ford Escape Hybrid SEL

Ford Escape Hybrid SEL

2022 Ford Escape Hybrid SEL Car Loan Estimate

2023 MINI Countryman Cooper S ALL4

MINI Countryman Cooper S ALL4

2023 MINI Countryman Cooper S ALL4 Car Loan Estimate

2023 Honda Accord Hybrid Sport

Honda Accord Hybrid Sport

2023 Honda Accord Hybrid Sport Car Loan Estimate

2023 BMW X1 xDrive28i

BMW X1 xDrive28i

2023 BMW X1 xDrive28i Car Loan Estimate

2025 Hyundai TUCSON SE

Hyundai TUCSON SE

2025 Hyundai TUCSON SE Car Loan Estimate

2020 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2020 Hyundai TUCSON Limited Car Loan Estimate

2023 Hyundai SANTA FE Hybrid Blue

Hyundai SANTA FE Hybrid Blue

2023 Hyundai SANTA FE Hybrid Blue Car Loan Estimate

2023 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2023 Hyundai TUCSON SEL Car Loan Estimate

2021 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2021 Jeep Grand Cherokee L Limited Car Loan Estimate

New York Areas with Used Cars for Sale Below $500 / Month

Customize Payments

Find Financing

Customize Payments