New York Used Cars Under $500 a Month. Finance Payments Below $500

2022 Hyundai SANTA FE SEL

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This below average mileage preowned 2022 Hyundai SANTA FE SEL AWD SUV under 65,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now under $22K at Country Club Hyundai in Oneonta, NY. ...View More Details

Sales Price:	$21,870
Est. Payment:	$476.30 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	64,663
Location:	Oneonta, NY

Item	Amount
Used Car Price⁽¹⁾	$21,870.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,948.72
Avg. DMV Fee	86.00
Cash Sale Price	$23,979.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$23,979.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Finance Payment	$476.30

(1) Car Finance calculations are based on the used car dealer's advertised price of $21,870.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 60 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai KONA SEL Sport

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This low mileage preowned 2026 Hyundai KONA SEL Sport AWD SUV below 6,000 miles, cvt transmission, and 27 MPG, 2.0L gas engine is for sale right now under $27K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$26,385
Est. Payment:	$494.45 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,583
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$26,385.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,349.65
Avg. DMV Fee	86.00
Cash Sale Price	$28,895.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,895.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$494.45

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,385.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Trax ACTIV

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This low mileage preowned 2025 Chevrolet Trax ACTIV FWD wagon under 17,000 miles, a transmission, and 27 MPG, 1.2L flexible engine is for sale right now below $25K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$24,900
Est. Payment:	$466.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,096
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$24,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,217.78
Avg. DMV Fee	86.00
Cash Sale Price	$27,278.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,278.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$466.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage used 2023 Hyundai SANTA FE SEL AWD SUV under 28,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now below $25K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$24,888
Est. Payment:	$466.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,143
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$24,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,216.71
Avg. DMV Fee	86.00
Cash Sale Price	$27,265.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,265.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$466.56

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 BMW X3 xDrive30i

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This low mileage second hand 2021 BMW X3 xDrive30i AWD SUV below 49,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now below $26K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$25,909
Est. Payment:	$485.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,473
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$25,909.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,307.38
Avg. DMV Fee	86.00
Cash Sale Price	$28,377.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,377.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$485.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,909.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE SEL

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This low mileage preowned 2023 Hyundai SANTA FE SEL AWD SUV under 14,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now under $27K at Millennium Hyundai in Hempstead, NY. ...View More Details

Sales Price:	$26,999
Est. Payment:	$505.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,058
Location:	Hempstead, NY

Item	Amount
Used Car Price⁽¹⁾	$26,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,404.17
Avg. DMV Fee	86.00
Cash Sale Price	$29,564.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,564.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$505.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $26,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Volkswagen Golf GTI S

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This average mileage preowned 2020 Volkswagen Golf GTI S FWD hatchback under 71,000 miles, m transmission, and 27 MPG, 2.0L gas engine is for sale right now under $20K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$19,775
Est. Payment:	$470.91 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	71,103
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$19,775.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,762.68
Avg. DMV Fee	86.00
Cash Sale Price	$21,698.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$21,698.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Auto Finance Payment	$470.91

(1) Auto Finance calculations are based on the used car dealer's advertised price of $19,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 54 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW X3 xDrive30i

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This low mileage preowned 2020 BMW X3 xDrive30i AWD SUV below 55,000 miles, a transmission, and 27 MPG, 2.0L gas engine is for sale right now under $25K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$24,500
Est. Payment:	$492.85 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,786
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$24,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,182.26
Avg. DMV Fee	86.00
Cash Sale Price	$26,843.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,843.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$492.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE XRT

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This low mileage second hand 2023 Hyundai SANTA FE XRT AWD SUV under 28,000 miles, a transmission, and 27 MPG, 2.5L gas engine is for sale right now below $28K at Garvey Hyundai in Queensbury, NY. ...View More Details

Sales Price:	$27,138
Est. Payment:	$508.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,562
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$27,138.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,416.51
Avg. DMV Fee	86.00
Cash Sale Price	$29,715.51
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,715.51
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$508.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $27,138.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai KONA N Line S

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This low mileage used 2025 Hyundai KONA N Line S AWD SUV under 6,000 miles, a transmission, and 27 MPG, 1.6L gas engine is for sale right now below $27K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$26,550
Est. Payment:	$497.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,198
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$26,550.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,364.30
Avg. DMV Fee	86.00
Cash Sale Price	$29,075.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,075.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$497.52

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $500 / Month

2022 Hyundai SANTA FE SEL

2026 Hyundai KONA SEL Sport

2025 Chevrolet Trax ACTIV

2023 Hyundai SANTA FE SEL

2021 BMW X3 xDrive30i

2023 Hyundai SANTA FE SEL

2020 Volkswagen Golf GTI S

2020 BMW X3 xDrive30i

2023 Hyundai SANTA FE XRT

2025 Hyundai KONA N Line S

New York Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $500 / Month

2022 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2022 Hyundai SANTA FE SEL Car Loan Estimate

2026 Hyundai KONA SEL Sport

Hyundai KONA SEL Sport

2026 Hyundai KONA SEL Sport Car Loan Estimate

2025 Chevrolet Trax ACTIV

Chevrolet Trax ACTIV

2025 Chevrolet Trax ACTIV Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2021 BMW X3 xDrive30i

BMW X3 xDrive30i

2021 BMW X3 xDrive30i Car Loan Estimate

2023 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2023 Hyundai SANTA FE SEL Car Loan Estimate

2020 Volkswagen Golf GTI S

Volkswagen Golf GTI S

2020 Volkswagen Golf GTI S Car Loan Estimate

2020 BMW X3 xDrive30i

BMW X3 xDrive30i

2020 BMW X3 xDrive30i Car Loan Estimate

2023 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2023 Hyundai SANTA FE XRT Car Loan Estimate

2025 Hyundai KONA N Line S

Hyundai KONA N Line S

2025 Hyundai KONA N Line S Car Loan Estimate

New York Areas with Used Cars for Sale Below $500 / Month

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