New York Used Cars Under $500 a Month. Finance Payments Below $500

2022 Hyundai SANTA FE XRT

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This low mileage used 2022 Hyundai SANTA FE XRT AWD SUV under 23,000 miles, a transmission, and 31 MPG, 2.5L gas engine is for sale right now below $25K at Hyundai City of Bay Ridge in Brooklyn, NY. ...View More Details

Sales Price:	$24,563
Est. Payment:	$460.50 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,974
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$24,563.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,187.85
Avg. DMV Fee	86.00
Cash Sale Price	$26,911.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,911.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$460.50

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,563.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON SEL

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This low mileage used 2025 Hyundai TUCSON SEL AWD SUV under 24,000 miles, a transmission, and 31 MPG, 2.5L gas engine is for sale right now under $26K at Curry Hyundai in Cortlandt Manor, NY. ...View More Details

Sales Price:	$25,988
Est. Payment:	$487.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,872
Location:	Cortlandt Manor, NY

Item	Amount
Used Car Price⁽¹⁾	$25,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,314.39
Avg. DMV Fee	86.00
Cash Sale Price	$28,463.39
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,463.39
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$487.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $25,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2015 Land Rover Range Rover Sport SE

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This above average mileage used 2015 Land Rover Range Rover Sport SE 4X4 SUV below 94,000 miles, a transmission, and 31 MPG, 3.0L gas engine is for sale right now under $16K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$15,200
Est. Payment:	$450.94 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	94,347
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$15,200.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,356.42
Avg. DMV Fee	86.00
Cash Sale Price	$16,717.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$16,717.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$450.94

(1) Car Finance calculations are based on the used car dealer's advertised price of $15,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON SEL

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This low mileage used 2024 Hyundai TUCSON SEL AWD SUV under 10,000 miles, a transmission, and 31 MPG, 2.5L gas engine is for sale right now under $26K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$25,995
Est. Payment:	$487.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,489
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$25,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.02
Avg. DMV Fee	86.00
Cash Sale Price	$28,471.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,471.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$487.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai SANTA FE Hybrid Blue

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This low mileage preowned 2023 Hyundai SANTA FE Hybrid Blue AWD SUV below 36,000 miles, a transmission, and 31 MPG, 1.6L hybrid engine is for sale right now under $26K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$25,999
Est. Payment:	$487.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,071
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$25,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,315.37
Avg. DMV Fee	86.00
Cash Sale Price	$28,475.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$28,475.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$487.26

(1) Auto Finance calculations are based on the used car dealer's advertised price of $25,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Subaru Legacy Limited

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This low mileage used 2024 Subaru Legacy Limited AWD sedan below 20,000 miles, cvt transmission, and 31 MPG, 2.5L gas engine is for sale right now below $27K at Curry Hyundai in Cortlandt Manor, NY. ...View More Details

Sales Price:	$26,795
Est. Payment:	$502.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,646
Location:	Cortlandt Manor, NY

Item	Amount
Used Car Price⁽¹⁾	$26,795.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,386.06
Avg. DMV Fee	86.00
Cash Sale Price	$29,342.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,342.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$502.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $26,795.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Sportage SX

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This low mileage preowned 2023 Kia Sportage SX AWD SUV below 51,000 miles, a transmission, and 31 MPG, 2.5L gas engine is for sale right now under $25K at Shults Hyundai in Lakewood, NY. ...View More Details

Sales Price:	$24,950
Est. Payment:	$501.85 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,853
Location:	Lakewood, NY

Item	Amount
Used Car Price⁽¹⁾	$24,950.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,222.22
Avg. DMV Fee	86.00
Cash Sale Price	$27,333.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,333.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$501.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $24,950.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 BMW X3 xDrive30i

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This low mileage second hand 2020 BMW X3 xDrive30i AWD SUV below 55,000 miles, a transmission, and 31 MPG, 2.0L gas engine is for sale right now below $25K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$24,500
Est. Payment:	$492.85 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,786
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$24,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,182.26
Avg. DMV Fee	86.00
Cash Sale Price	$26,843.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,843.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$492.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Equinox Premier

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This low mileage preowned 2023 Chevrolet Equinox Premier 4X4 SUV under 47,000 miles, a transmission, and 31 MPG, 1.5L gas engine is for sale right now below $25K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$24,888
Est. Payment:	$466.56 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	47,084
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$24,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,216.71
Avg. DMV Fee	86.00
Cash Sale Price	$27,265.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$27,265.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$466.56

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SONATA SEL Sport

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This low mileage second hand 2026 Hyundai SONATA SEL Sport FWD sedan under 3,000 miles, a transmission, and 31 MPG, 2.5L gas engine is for sale right now under $27K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$26,590
Est. Payment:	$498.27 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,165
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$26,590.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,367.85
Avg. DMV Fee	86.00
Cash Sale Price	$29,118.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,118.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$498.27

(1) Auto Finance calculations are based on the used car dealer's advertised price of $26,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $500 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $500 / Month

2022 Hyundai SANTA FE XRT

2025 Hyundai TUCSON SEL

2015 Land Rover Range Rover Sport SE

2024 Hyundai TUCSON SEL

2023 Hyundai SANTA FE Hybrid Blue

2024 Subaru Legacy Limited

2023 Kia Sportage SX

2020 BMW X3 xDrive30i

2023 Chevrolet Equinox Premier

2026 Hyundai SONATA SEL Sport

New York Areas with Used Cars for Sale Below $500 / Month

Used Cars under $500 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $500 / Month

2022 Hyundai SANTA FE XRT

Hyundai SANTA FE XRT

2022 Hyundai SANTA FE XRT Car Loan Estimate

2025 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2025 Hyundai TUCSON SEL Car Loan Estimate

2015 Land Rover Range Rover Sport SE

Land Rover Range Rover Sport SE

2015 Land Rover Range Rover Sport SE Car Loan Estimate

2024 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2024 Hyundai TUCSON SEL Car Loan Estimate

2023 Hyundai SANTA FE Hybrid Blue

Hyundai SANTA FE Hybrid Blue

2023 Hyundai SANTA FE Hybrid Blue Car Loan Estimate

2024 Subaru Legacy Limited

Subaru Legacy Limited

2024 Subaru Legacy Limited Car Loan Estimate

2023 Kia Sportage SX

Kia Sportage SX

2023 Kia Sportage SX Car Loan Estimate

2020 BMW X3 xDrive30i

BMW X3 xDrive30i

2020 BMW X3 xDrive30i Car Loan Estimate

2023 Chevrolet Equinox Premier

Chevrolet Equinox Premier

2023 Chevrolet Equinox Premier Car Loan Estimate

2026 Hyundai SONATA SEL Sport

Hyundai SONATA SEL Sport

2026 Hyundai SONATA SEL Sport Car Loan Estimate

New York Areas with Used Cars for Sale Below $500 / Month

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