New York Used Cars Under $55,000 |with Payments|

2024 Genesis GV80 3.5T

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This low mileage used 2024 Genesis GV80 3.5T AWD SUV under 14,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $52K at Hyundai City of Bay Ridge in Brooklyn, NY. ...View More Details

Sales Price:	$51,163
Est. Payment:	$956.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,776
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$51,163.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,549.93
Avg. DMV Fee	86.00
Cash Sale Price	$55,873.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,873.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$956.09

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,163.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 M40i

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This low mileage second hand 2023 BMW X3 M40i AWD SUV below 5,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now below $54K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$53,874
Est. Payment:	$1006.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,998
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$53,874.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,790.67
Avg. DMV Fee	86.00
Cash Sale Price	$58,825.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,825.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1006.60

(1) Auto Finance calculations are based on the used car dealer's advertised price of $53,874.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage used 2026 BMW X3 30 xDrive AWD SUV under 0,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $55K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$54,798
Est. Payment:	$1023.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	158
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$54,798.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,872.72
Avg. DMV Fee	86.00
Cash Sale Price	$59,831.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,831.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1023.81

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,798.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage second hand 2026 BMW X3 30 xDrive AWD SUV below 6,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now below $51K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$50,347
Est. Payment:	$940.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,292
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$50,347.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,477.47
Avg. DMV Fee	86.00
Cash Sale Price	$54,985.47
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,985.47
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$940.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,347.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Calligraphy

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This low mileage certified used 2026 Hyundai PALISADE Calligraphy AWD SUV below 4,000 miles, automatic transmission, and 30 MPG, 3.5L gas engine is for sale right now under $53K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$52,999
Est. Payment:	$990.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,562
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$52,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,712.97
Avg. DMV Fee	86.00
Cash Sale Price	$57,872.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,872.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$990.29

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 5 Series 530i xDrive

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This low mileage certified second hand 2025 BMW 5 Series 530i xDrive AWD sedan below 13,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $52K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$52,000
Est. Payment:	$971.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,615
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$52,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,624.26
Avg. DMV Fee	86.00
Cash Sale Price	$56,785.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,785.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$971.68

(1) Car Loan calculations are based on the used car dealer's advertised price of $52,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 4 Series M440i xDrive Gran Coupe

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This low mileage certified second hand 2024 BMW 4 Series M440i xDrive Gran Coupe AWD sedan below 28,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now below $51K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$51,000
Est. Payment:	$953.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,385
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$51,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.46
Avg. DMV Fee	86.00
Cash Sale Price	$55,696.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,696.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$953.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $51,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X5 xDrive40i

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This low mileage certified preowned 2023 BMW X5 xDrive40i AWD SUV below 37,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now below $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,398
Est. Payment:	$979.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,556
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,398.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,659.60
Avg. DMV Fee	86.00
Cash Sale Price	$57,218.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,218.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$979.10

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,398.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X5 xDrive40i

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This low mileage certified second hand 2024 BMW X5 xDrive40i AWD SUV below 34,000 miles, automatic transmission, and 30 MPG, 3.0L hybrid engine is for sale right now under $55K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$54,943
Est. Payment:	$1026.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,060
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$54,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,885.60
Avg. DMV Fee	86.00
Cash Sale Price	$59,989.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,989.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1026.51

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X3 30 xDrive

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This low mileage used 2026 BMW X3 30 xDrive AWD SUV below 5,000 miles, automatic transmission, and 30 MPG, 2.0L hybrid engine is for sale right now under $53K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$52,387
Est. Payment:	$978.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,607
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$52,387.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,658.63
Avg. DMV Fee	86.00
Cash Sale Price	$57,206.63
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,206.63
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$978.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $52,387.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $55,000

2024 Genesis GV80 3.5T

2023 BMW X3 M40i

2026 BMW X3 30 xDrive

2026 BMW X3 30 xDrive

2026 Hyundai PALISADE Calligraphy

2025 BMW 5 Series 530i xDrive

2024 BMW 4 Series M440i xDrive Gran Coupe

2023 BMW X5 xDrive40i

2024 BMW X5 xDrive40i

2026 BMW X3 30 xDrive

New York Areas with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $55,000

2024 Genesis GV80 3.5T

Genesis GV80 3.5T

2024 Genesis GV80 3.5T Car Loan Estimate

2023 BMW X3 M40i

BMW X3 M40i

2023 BMW X3 M40i Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2026 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2026 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2025 BMW 5 Series 530i xDrive Car Loan Estimate

2024 BMW 4 Series M440i xDrive Gran Coupe

BMW 4 Series M440i xDrive Gran Coupe

2024 BMW 4 Series M440i xDrive Gran Coupe Car Loan Estimate

2023 BMW X5 xDrive40i

BMW X5 xDrive40i

2023 BMW X5 xDrive40i Car Loan Estimate

2024 BMW X5 xDrive40i

BMW X5 xDrive40i

2024 BMW X5 xDrive40i Car Loan Estimate

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

New York Areas with Used Cars for Sale Below $55,000

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