New York Used Cars Under $55,000 |with Payments|

2026 BMW X3 30 xDrive

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This low mileage second hand 2026 BMW X3 30 xDrive AWD SUV below 6,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now under $52K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$51,367
Est. Payment:	$959.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,152
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$51,367.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,568.05
Avg. DMV Fee	86.00
Cash Sale Price	$56,096.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,096.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$959.89

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,367.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Suburban Z71

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This low mileage used 2023 Chevrolet Suburban Z71 4x4 SUV below 56,000 miles, automatic transmission, and 5.3L gas engine is for sale right now below $55K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$54,800
Est. Payment:	$1098.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,386
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$54,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,872.90
Avg. DMV Fee	86.00
Cash Sale Price	$59,833.90
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,833.90
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$1098.58

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai PALISADE Calligraphy

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This low mileage certified used 2026 Hyundai PALISADE Calligraphy AWD SUV under 22,000 miles, automatic transmission, and 3.5L gas engine is for sale right now under $51K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$50,999
Est. Payment:	$953.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,922
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$50,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,535.37
Avg. DMV Fee	86.00
Cash Sale Price	$55,695.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,695.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$953.03

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2014 Chevrolet Corvette Stingray Z51

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This low mileage second hand 2014 Chevrolet Corvette Stingray Z51 RWD convertible below 20,000 miles, manual transmission, and 6.2L gas engine is for sale right now below $50K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$50,000
Est. Payment:	$934.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,727
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,446.66
Avg. DMV Fee	86.00
Cash Sale Price	$54,607.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,607.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$934.42

(1) Car Loan calculations are based on the used car dealer's advertised price of $50,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified used 2026 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 2,000 miles, automatic transmission, and 1.6L hybrid engine is for sale right now under $51K at West Herr Hyundai in Clarence, NY. ...View More Details

Sales Price:	$50,901
Est. Payment:	$951.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,557
Location:	Clarence, NY

Item	Amount
Used Car Price⁽¹⁾	$50,901.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,526.67
Avg. DMV Fee	86.00
Cash Sale Price	$55,588.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,588.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$951.21

(1) Car Finance calculations are based on the used car dealer's advertised price of $50,901.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Advanced

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This low mileage preowned 2026 Genesis GV70 2.5T Advanced AWD SUV under 8,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $55K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$54,457
Est. Payment:	$1017.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,000
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$54,457.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,842.44
Avg. DMV Fee	86.00
Cash Sale Price	$59,460.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,460.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1017.46

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,457.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Porsche Macan T

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This low mileage certified second hand 2023 Porsche Macan T AWD SUV below 14,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $52K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$51,990
Est. Payment:	$971.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,793
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$51,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.37
Avg. DMV Fee	86.00
Cash Sale Price	$56,774.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,774.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$971.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 5 Series 530i xDrive

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This low mileage certified second hand 2025 BMW 5 Series 530i xDrive AWD sedan below 13,000 miles, automatic transmission, and 2.0L hybrid engine is for sale right now below $52K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$52,000
Est. Payment:	$971.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,615
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$52,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,624.26
Avg. DMV Fee	86.00
Cash Sale Price	$56,785.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,785.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$971.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X4 M40i

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This low mileage certified second hand 2024 BMW X4 M40i AWD SUV under 24,000 miles, automatic transmission, and 3.0L hybrid engine is for sale right now below $55K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$54,500
Est. Payment:	$1018.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,309
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$54,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,846.26
Avg. DMV Fee	86.00
Cash Sale Price	$59,507.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$59,507.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$1018.26

(1) Auto Loan calculations are based on the used car dealer's advertised price of $54,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LTZ

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This low mileage second hand 2025 Chevrolet Silverado 1500 LTZ 4x4 pickup under 19,000 miles, automatic transmission, and 5.3L gas engine is for sale right now under $52K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$51,999
Est. Payment:	$971.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,332
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$51,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,624.17
Avg. DMV Fee	86.00
Cash Sale Price	$56,784.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,784.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$971.66

(1) Car Finance calculations are based on the used car dealer's advertised price of $51,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $55,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $55,000

2026 BMW X3 30 xDrive

2023 Chevrolet Suburban Z71

2026 Hyundai PALISADE Calligraphy

2014 Chevrolet Corvette Stingray Z51

2026 Hyundai SANTA FE Hybrid Calligraphy

2026 Genesis GV70 2.5T Advanced

2023 Porsche Macan T

2025 BMW 5 Series 530i xDrive

2024 BMW X4 M40i

2025 Chevrolet Silverado 1500 LTZ

New York Areas with Used Cars for Sale Below $55,000

Used Cars under $55,000 for Sale in New York

New York Secondhand Used Vehicles Priced Below $55,000

2026 BMW X3 30 xDrive

BMW X3 30 xDrive

2026 BMW X3 30 xDrive Car Loan Estimate

2023 Chevrolet Suburban Z71

Chevrolet Suburban Z71

2023 Chevrolet Suburban Z71 Car Loan Estimate

2026 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2026 Hyundai PALISADE Calligraphy Car Loan Estimate

2014 Chevrolet Corvette Stingray Z51

Chevrolet Corvette Stingray Z51

2014 Chevrolet Corvette Stingray Z51 Car Loan Estimate

2026 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2026 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2026 Genesis GV70 2.5T Advanced

Genesis GV70 2.5T Advanced

2026 Genesis GV70 2.5T Advanced Car Loan Estimate

2023 Porsche Macan T

Porsche Macan T

2023 Porsche Macan T Car Loan Estimate

2025 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2025 BMW 5 Series 530i xDrive Car Loan Estimate

2024 BMW X4 M40i

BMW X4 M40i

2024 BMW X4 M40i Car Loan Estimate

2025 Chevrolet Silverado 1500 LTZ

Chevrolet Silverado 1500 LTZ

2025 Chevrolet Silverado 1500 LTZ Car Loan Estimate

New York Areas with Used Cars for Sale Below $55,000

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