New York Used Cars Under $650 a Month. Finance Payments Below $650

2023 Genesis G70 2.0T

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This low mileage certified preowned 2023 Genesis G70 2.0T RWD sedan under 13,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $33K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$32,941
Est. Payment:	$616.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,698
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$32,941.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,931.82
Avg. DMV Fee	86.00
Cash Sale Price	$36,033.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,033.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$616.59

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,941.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage certified used 2026 Hyundai TUCSON SEL AWD SUV under 3,000 miles, automatic transmission, and 28 MPG, 2.5L gas engine is for sale right now below $33K at West Herr Hyundai in Clarence, NY. ...View More Details

Sales Price:	$32,903
Est. Payment:	$615.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,015
Location:	Clarence, NY

Item	Amount
Used Car Price⁽¹⁾	$32,903.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,928.45
Avg. DMV Fee	86.00
Cash Sale Price	$35,992.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,992.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$615.88

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,903.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid SEL

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This low mileage certified second hand 2025 Hyundai SONATA Hybrid SEL FWD sedan below 2,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,190
Est. Payment:	$621.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,242
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,190.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,953.93
Avg. DMV Fee	86.00
Cash Sale Price	$36,304.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,304.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$621.23

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,190.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage certified preowned 2023 BMW 3 Series 330i xDrive AWD sedan under 26,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $34K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$33,943
Est. Payment:	$635.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,557
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$33,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,020.80
Avg. DMV Fee	86.00
Cash Sale Price	$37,124.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,124.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$635.26

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 4 Series 430i xDrive

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This low mileage second hand 2023 BMW 4 Series 430i xDrive AWD convertible under 45,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now under $33K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$32,800
Est. Payment:	$613.97 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,465
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$32,800.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,919.30
Avg. DMV Fee	86.00
Cash Sale Price	$35,880.30
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,880.30
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$613.97

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,800.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X1 xDrive28i

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This low mileage certified used 2023 BMW X1 xDrive28i AWD SUV under 23,000 miles, transmission, and 28 MPG, 2.0L gas engine is for sale right now below $34K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$33,847
Est. Payment:	$633.47 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,162
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$33,847.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,012.27
Avg. DMV Fee	86.00
Cash Sale Price	$37,020.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,020.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$633.47

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,847.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid SEL

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This low mileage certified preowned 2025 Hyundai SONATA Hybrid SEL FWD sedan below 3,000 miles, automatic transmission, and 28 MPG, 2.0L hybrid engine is for sale right now below $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,593
Est. Payment:	$628.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,335
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,593.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,989.72
Avg. DMV Fee	86.00
Cash Sale Price	$36,743.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,743.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$628.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,593.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Ford F-150 XLT

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This low mileage second hand 2020 Ford F-150 XLT 4x4 pickup under 40,000 miles, automatic transmission, and 28 MPG, 5.0L gas engine is for sale right now below $35K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$34,671
Est. Payment:	$648.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,821
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$34,671.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,085.44
Avg. DMV Fee	86.00
Cash Sale Price	$37,917.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,917.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$648.82

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,671.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW 2 Series 228i xDrive Gran Coupe

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This low mileage certified preowned 2024 BMW 2 Series 228i xDrive Gran Coupe AWD sedan below 10,000 miles, transmission, and 28 MPG, 2.0L gas engine is for sale right now under $33K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$32,900
Est. Payment:	$615.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,754
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$32,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,928.18
Avg. DMV Fee	86.00
Cash Sale Price	$35,989.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,989.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$615.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 5 Series 530i xDrive

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This low mileage certified used 2022 BMW 5 Series 530i xDrive AWD sedan under 23,000 miles, automatic transmission, and 28 MPG, 2.0L gas engine is for sale right now below $34K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$33,500
Est. Payment:	$627.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,160
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$33,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,981.46
Avg. DMV Fee	86.00
Cash Sale Price	$36,642.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,642.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$627.01

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $650 / Month

2023 Genesis G70 2.0T

2026 Hyundai TUCSON SEL

2025 Hyundai SONATA Hybrid SEL

2023 BMW 3 Series 330i xDrive

2023 BMW 4 Series 430i xDrive

2023 BMW X1 xDrive28i

2025 Hyundai SONATA Hybrid SEL

2020 Ford F-150 XLT

2024 BMW 2 Series 228i xDrive Gran Coupe

2022 BMW 5 Series 530i xDrive

New York Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $650 / Month

2023 Genesis G70 2.0T

Genesis G70 2.0T

2023 Genesis G70 2.0T Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2025 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2025 Hyundai SONATA Hybrid SEL Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2023 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2023 BMW 4 Series 430i xDrive Car Loan Estimate

2023 BMW X1 xDrive28i

BMW X1 xDrive28i

2023 BMW X1 xDrive28i Car Loan Estimate

2025 Hyundai SONATA Hybrid SEL

Hyundai SONATA Hybrid SEL

2025 Hyundai SONATA Hybrid SEL Car Loan Estimate

2020 Ford F-150 XLT

Ford F-150 XLT

2020 Ford F-150 XLT Car Loan Estimate

2024 BMW 2 Series 228i xDrive Gran Coupe

BMW 2 Series 228i xDrive Gran Coupe

2024 BMW 2 Series 228i xDrive Gran Coupe Car Loan Estimate

2022 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2022 BMW 5 Series 530i xDrive Car Loan Estimate

New York Areas with Used Cars for Sale Below $650 / Month

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