New York Used Cars Under $650 a Month. Finance Payments Below $650

2023 BMW X1 xDrive28i

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This low mileage preowned 2023 BMW X1 xDrive28i AWD SUV below 11,000 miles, transmission, and 29 MPG, 2.0L gas engine is for sale right now below $34K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$33,943
Est. Payment:	$635.26 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,454
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$33,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,020.80
Avg. DMV Fee	86.00
Cash Sale Price	$37,124.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,124.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$635.26

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai TUCSON Hybrid Limited

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This low mileage second hand 2024 Hyundai TUCSON Hybrid Limited AWD SUV below 35,000 miles, a transmission, and 29 MPG, 1.6L hybrid engine is for sale right now below $33K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$32,900
Est. Payment:	$615.83 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,791
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$32,900.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,928.18
Avg. DMV Fee	86.00
Cash Sale Price	$35,989.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,989.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$615.83

(1) Car Loan calculations are based on the used car dealer's advertised price of $32,900.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Mercedes-Benz GLB GLB 250 4MATIC

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This low mileage second hand 2023 Mercedes-Benz GLB GLB 250 4MATIC AWD SUV below 21,000 miles, a transmission, and 29 MPG, 2.0L gas engine is for sale right now below $34K at Koeppel Hyundai in Long Island City, NY. ...View More Details

Sales Price:	$33,348
Est. Payment:	$624.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,342
Location:	Long Island City, NY

Item	Amount
Used Car Price⁽¹⁾	$33,348.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,967.96
Avg. DMV Fee	86.00
Cash Sale Price	$36,476.96
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,476.96
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$624.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,348.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage second hand 2026 Hyundai TUCSON SEL AWD SUV below 9,000 miles, a transmission, and 29 MPG, 2.5L gas engine is for sale right now under $34K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$33,065
Est. Payment:	$618.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,427
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$33,065.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,942.83
Avg. DMV Fee	86.00
Cash Sale Price	$36,168.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,168.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$618.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,065.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Acadia AT4

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This low mileage preowned 2023 GMC Acadia AT4 4X4 SUV below 25,000 miles, a transmission, and 29 MPG, 3.6L gas engine is for sale right now under $33K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$32,999
Est. Payment:	$617.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,154
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,936.97
Avg. DMV Fee	86.00
Cash Sale Price	$36,096.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,096.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$617.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 GMC Canyon Elevation

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This low mileage second hand 2022 GMC Canyon Elevation 4X4 pickup below 18,000 miles, a transmission, and 29 MPG, 3.6L gas engine is for sale right now under $35K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$34,888
Est. Payment:	$652.87 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	18,384
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$34,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,104.71
Avg. DMV Fee	86.00
Cash Sale Price	$38,153.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,153.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$652.87

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage preowned 2023 BMW 5 Series 530i xDrive AWD sedan below 47,000 miles, a transmission, and 29 MPG, 2.0L gas engine is for sale right now under $33K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$32,998
Est. Payment:	$617.65 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	46,723
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$32,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,936.88
Avg. DMV Fee	86.00
Cash Sale Price	$36,095.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,095.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$617.65

(1) Auto Finance calculations are based on the used car dealer's advertised price of $32,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage used 2025 Hyundai SONATA Hybrid Limited FWD sedan under 5,000 miles, a transmission, and 29 MPG, 2.0L hybrid engine is for sale right now under $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,599
Est. Payment:	$628.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,064
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,990.25
Avg. DMV Fee	86.00
Cash Sale Price	$36,750.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,750.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$628.85

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Kia Telluride SX

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This low mileage preowned 2023 Kia Telluride SX AWD SUV under 51,000 miles, a transmission, and 29 MPG, 3.8L gas engine is for sale right now under $33K at Koeppel Hyundai in Long Island City, NY. ...View More Details

Sales Price:	$32,838
Est. Payment:	$659.54 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,353
Location:	Long Island City, NY

Item	Amount
Used Car Price⁽¹⁾	$32,838.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,922.67
Avg. DMV Fee	86.00
Cash Sale Price	$35,921.67
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,921.67
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$659.54

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,838.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Subaru Outback Touring

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This low mileage used 2023 Subaru Outback Touring AWD wagon under 24,000 miles, cvt transmission, and 29 MPG, 2.5L gas engine is for sale right now below $34K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$33,998
Est. Payment:	$636.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,217
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$33,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,025.68
Avg. DMV Fee	86.00
Cash Sale Price	$37,184.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,184.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$636.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $650 / Month

2023 BMW X1 xDrive28i

2024 Hyundai TUCSON Hybrid Limited

2023 Mercedes-Benz GLB GLB 250 4MATIC

2026 Hyundai TUCSON SEL

2023 GMC Acadia AT4

2022 GMC Canyon Elevation

2023 BMW 5 Series 530i xDrive

2025 Hyundai SONATA Hybrid Limited

2023 Kia Telluride SX

2023 Subaru Outback Touring

New York Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $650 / Month

2023 BMW X1 xDrive28i

BMW X1 xDrive28i

2023 BMW X1 xDrive28i Car Loan Estimate

2024 Hyundai TUCSON Hybrid Limited

Hyundai TUCSON Hybrid Limited

2024 Hyundai TUCSON Hybrid Limited Car Loan Estimate

2023 Mercedes-Benz GLB GLB 250 4MATIC

Mercedes-Benz GLB GLB 250 4MATIC

2023 Mercedes-Benz GLB 250 4MATIC Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2023 GMC Acadia AT4

GMC Acadia AT4

2023 GMC Acadia AT4 Car Loan Estimate

2022 GMC Canyon Elevation

GMC Canyon Elevation

2022 GMC Canyon Elevation Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2023 Kia Telluride SX

Kia Telluride SX

2023 Kia Telluride SX Car Loan Estimate

2023 Subaru Outback Touring

Subaru Outback Touring

2023 Subaru Outback Touring Car Loan Estimate

New York Areas with Used Cars for Sale Below $650 / Month

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