New York Used Cars Under $650 a Month. Finance Payments Below $650

2023 GMC Acadia AT4

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This low mileage second hand 2023 GMC Acadia AT4 4x4 SUV under 25,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now under $33K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$32,999
Est. Payment:	$617.67 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	25,154
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$32,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,936.97
Avg. DMV Fee	86.00
Cash Sale Price	$36,096.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,096.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$617.67

(1) Car Finance calculations are based on the used car dealer's advertised price of $32,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage certified second hand 2026 Hyundai TUCSON SEL AWD SUV under 3,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $35K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$34,750
Est. Payment:	$650.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,437
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$34,750.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,092.46
Avg. DMV Fee	86.00
Cash Sale Price	$38,003.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,003.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$650.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,750.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac XT5 Premium Luxury

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This low mileage second hand 2023 Cadillac XT5 Premium Luxury 4x4 SUV below 20,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $36K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$35,100
Est. Payment:	$656.82 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,813
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$35,100.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,123.54
Avg. DMV Fee	86.00
Cash Sale Price	$38,384.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,384.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$656.82

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,100.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 Jeep Wrangler Unlimited Sport

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This above average mileage second hand 2019 Jeep Wrangler Unlimited Sport 4x4 SUV below 90,000 miles, transmission, and 25 MPG, 3.6L gas engine is for sale right now below $22K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$21,991
Est. Payment:	$650.38 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,023
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$21,991.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	1,959.46
Avg. DMV Fee	86.00
Cash Sale Price	$24,111.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$24,111.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$650.38

(1) Car Loan calculations are based on the used car dealer's advertised price of $21,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified used 2023 BMW 5 Series 530i xDrive AWD sedan under 45,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $36K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$35,223
Est. Payment:	$659.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,176
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$35,223.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,134.46
Avg. DMV Fee	86.00
Cash Sale Price	$38,518.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,518.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.11

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,223.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Honda Odyssey EX-L

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This average mileage used 2020 Honda Odyssey EX-L FWD minivan below 86,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $25K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$24,214
Est. Payment:	$636.94 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	86,180
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$24,214.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,156.86
Avg. DMV Fee	86.00
Cash Sale Price	$26,531.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,531.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Loan Payment	$636.94

(1) Auto Loan calculations are based on the used car dealer's advertised price of $24,214.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 48 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage certified preowned 2026 Hyundai TUCSON SEL AWD SUV below 3,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $33K at West Herr Hyundai in Clarence, NY. ...View More Details

Sales Price:	$32,903
Est. Payment:	$615.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,015
Location:	Clarence, NY

Item	Amount
Used Car Price⁽¹⁾	$32,903.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,928.45
Avg. DMV Fee	86.00
Cash Sale Price	$35,992.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$35,992.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$615.88

(1) Auto Loan calculations are based on the used car dealer's advertised price of $32,903.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chrysler Pacifica Touring L

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This average mileage second hand 2021 Chrysler Pacifica Touring L AWD minivan under 78,000 miles, automatic transmission, and 25 MPG, 3.6L gas engine is for sale right now below $28K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$27,200
Est. Payment:	$646.36 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	77,645
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$27,200.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,422.02
Avg. DMV Fee	86.00
Cash Sale Price	$29,783.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$29,783.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$646.36

(1) Car Loan calculations are based on the used car dealer's advertised price of $27,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage certified used 2026 Hyundai TUCSON SEL AWD SUV below 3,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $35K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$34,835
Est. Payment:	$651.88 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,279
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$34,835.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,100.01
Avg. DMV Fee	86.00
Cash Sale Price	$38,096.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,096.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$651.88

(1) Auto Finance calculations are based on the used car dealer's advertised price of $34,835.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage preowned 2023 BMW X3 xDrive30i AWD SUV under 52,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $32K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$31,500
Est. Payment:	$632.79 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,845
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$31,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,803.86
Avg. DMV Fee	86.00
Cash Sale Price	$34,464.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$34,464.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$632.79

(1) Auto Finance calculations are based on the used car dealer's advertised price of $31,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $650 / Month

2023 GMC Acadia AT4

2026 Hyundai TUCSON SEL

2023 Cadillac XT5 Premium Luxury

2019 Jeep Wrangler Unlimited Sport

2023 BMW 5 Series 530i xDrive

2020 Honda Odyssey EX-L

2026 Hyundai TUCSON SEL

2021 Chrysler Pacifica Touring L

2026 Hyundai TUCSON SEL

2023 BMW X3 xDrive30i

New York Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $650 / Month

2023 GMC Acadia AT4

GMC Acadia AT4

2023 GMC Acadia AT4 Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2023 Cadillac XT5 Premium Luxury

Cadillac XT5 Premium Luxury

2023 Cadillac XT5 Premium Luxury Car Loan Estimate

2019 Jeep Wrangler Unlimited Sport

Jeep Wrangler Unlimited Sport

2019 Jeep Wrangler Unlimited Sport Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2020 Honda Odyssey EX-L

Honda Odyssey EX-L

2020 Honda Odyssey EX-L Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2021 Chrysler Pacifica Touring L

Chrysler Pacifica Touring L

2021 Chrysler Pacifica Touring L Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

New York Areas with Used Cars for Sale Below $650 / Month

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