New York Used Cars Under $650 a Month. Finance Payments Below $650

2026 Hyundai TUCSON SEL

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This low mileage second hand 2026 Hyundai TUCSON SEL AWD SUV below 6,000 miles, a transmission, and 38 MPG, 2.5L gas engine is for sale right now under $34K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$33,500
Est. Payment:	$627.01 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,886
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$33,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,981.46
Avg. DMV Fee	86.00
Cash Sale Price	$36,642.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,642.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$627.01

(1) Car Finance calculations are based on the used car dealer's advertised price of $33,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Nissan Pathfinder SL

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This low mileage second hand 2024 Nissan Pathfinder SL AWD SUV below 24,000 miles, a transmission, and 38 MPG, 3.5L gas engine is for sale right now below $35K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$34,590
Est. Payment:	$647.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,929
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$34,590.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,078.25
Avg. DMV Fee	86.00
Cash Sale Price	$37,829.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,829.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$647.32

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 MINI Convertible Cooper S

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This low mileage preowned 2024 MINI Convertible Cooper S FWD convertible under 24,000 miles, transmission, and 38 MPG, 2.0L gas engine is for sale right now below $33K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$33,000
Est. Payment:	$617.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,517
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$33,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,937.06
Avg. DMV Fee	86.00
Cash Sale Price	$36,098.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$36,098.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$617.69

(1) Auto Finance calculations are based on the used car dealer's advertised price of $33,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA N Base

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This low mileage second hand 2025 Hyundai ELANTRA N Base FWD sedan below 2,000 miles, m transmission, and 38 MPG, 2.0L gas engine is for sale right now under $35K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$34,699
Est. Payment:	$649.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,462
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$34,699.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,087.93
Avg. DMV Fee	86.00
Cash Sale Price	$37,947.93
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,947.93
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$649.35

(1) Auto Loan calculations are based on the used car dealer's advertised price of $34,699.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Traverse RS

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This low mileage used 2023 Chevrolet Traverse RS 4X4 SUV below 29,000 miles, a transmission, and 38 MPG, 3.6L gas engine is for sale right now below $35K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$34,708
Est. Payment:	$649.51 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,530
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$34,708.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,088.73
Avg. DMV Fee	86.00
Cash Sale Price	$37,957.73
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,957.73
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$649.51

(1) Car Loan calculations are based on the used car dealer's advertised price of $34,708.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE SEL

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This low mileage used 2025 Hyundai SANTA FE SEL AWD SUV below 15,000 miles, a transmission, and 38 MPG, 2.5L gas engine is for sale right now below $34K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$33,999
Est. Payment:	$636.30 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	15,437
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$33,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,025.77
Avg. DMV Fee	86.00
Cash Sale Price	$37,185.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,185.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$636.30

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE SEL

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This low mileage second hand 2023 Hyundai PALISADE SEL AWD SUV below 20,000 miles, a transmission, and 38 MPG, 3.8L gas engine is for sale right now below $34K at Millennium Hyundai in Hempstead, NY. ...View More Details

Sales Price:	$33,995
Est. Payment:	$636.23 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,330
Location:	Hempstead, NY

Item	Amount
Used Car Price⁽¹⁾	$33,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,025.42
Avg. DMV Fee	86.00
Cash Sale Price	$37,181.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,181.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$636.23

(1) Auto Loan calculations are based on the used car dealer's advertised price of $33,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai IONIQ 5 SEL

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This low mileage preowned 2024 Hyundai IONIQ 5 SEL AWD wagon below 9,000 miles, a transmission, and 0.0L electric engine is for sale right now below $34K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$33,845
Est. Payment:	$633.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,199
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$33,845.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,012.10
Avg. DMV Fee	86.00
Cash Sale Price	$37,018.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,018.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$633.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $33,845.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Tradesman

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This low mileage used 2022 Ram 2500 Tradesman 4X4 pickup below 32,000 miles, a transmission, and 38 MPG, 6.4L gas engine is for sale right now under $35K at Healey Hyundai in Fishkill, NY. ...View More Details

Sales Price:	$34,300
Est. Payment:	$641.91 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	31,922
Location:	Fishkill, NY

Item	Amount
Used Car Price⁽¹⁾	$34,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,052.50
Avg. DMV Fee	86.00
Cash Sale Price	$37,513.50
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$37,513.50
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$641.91

(1) Car Finance calculations are based on the used car dealer's advertised price of $34,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Honda CR-V Hybrid Touring

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This average mileage second hand 2020 Honda CR-V Hybrid Touring AWD SUV below 89,000 miles, a transmission, and 38 MPG, 2.0L hybrid engine is for sale right now below $25K at Garvey Hyundai North in Plattsburgh, NY. ...View More Details

Sales Price:	$24,285
Est. Payment:	$638.80 / 48 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	89,046
Location:	Plattsburgh, NY

Item	Amount
Used Car Price⁽¹⁾	$24,285.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	2,163.17
Avg. DMV Fee	86.00
Cash Sale Price	$26,609.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$26,609.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	48
Auto Finance Payment	$638.80

(1) Auto Finance calculations are based on the used car dealer's advertised price of $24,285.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 48 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Cars under $650 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai TUCSON SEL

2024 Nissan Pathfinder SL

2024 MINI Convertible Cooper S

2025 Hyundai ELANTRA N Base

2023 Chevrolet Traverse RS

2025 Hyundai SANTA FE SEL

2023 Hyundai PALISADE SEL

2024 Hyundai IONIQ 5 SEL

2022 Ram 2500 Tradesman

2020 Honda CR-V Hybrid Touring

New York Areas with Used Cars for Sale Below $650 / Month

Used Cars under $650 per month for Sale in New York

New York Secondhand Used Vehicles with Payments Below $650 / Month

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2024 Nissan Pathfinder SL

Nissan Pathfinder SL

2024 Nissan Pathfinder SL Car Loan Estimate

2024 MINI Convertible Cooper S

MINI Convertible Cooper S

2024 MINI Convertible Cooper S Car Loan Estimate

2025 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2025 Hyundai ELANTRA N Base Car Loan Estimate

2023 Chevrolet Traverse RS

Chevrolet Traverse RS

2023 Chevrolet Traverse RS Car Loan Estimate

2025 Hyundai SANTA FE SEL

Hyundai SANTA FE SEL

2025 Hyundai SANTA FE SEL Car Loan Estimate

2023 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2023 Hyundai PALISADE SEL Car Loan Estimate

2024 Hyundai IONIQ 5 SEL

Hyundai IONIQ 5 SEL

2024 Hyundai IONIQ 5 SEL Car Loan Estimate

2022 Ram 2500 Tradesman

Ram 2500 Tradesman

2022 Ram 2500 Tradesman Car Loan Estimate

2020 Honda CR-V Hybrid Touring

Honda CR-V Hybrid Touring

2020 Honda CR-V Hybrid Touring Car Loan Estimate

New York Areas with Used Cars for Sale Below $650 / Month

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