New York Used Sedans Under $40,000 |with Payments|

2019 Lexus LS 500 Base

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This average mileage second hand 2019 Lexus LS 500 Base RWD sedan under 71,000 miles, automatic transmission, and 29 MPG, 3.5L gas engine is for sale right now below $39K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$38,334
Est. Payment:	$909.46 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	70,751
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$38,334.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,410.72
Avg. DMV Fee	86.00
Cash Sale Price	$41,905.72
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,905.72
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$909.46

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,334.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified second hand 2023 BMW 5 Series 530i xDrive AWD sedan below 30,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,998
Est. Payment:	$729.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,455
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.68
Avg. DMV Fee	86.00
Cash Sale Price	$42,628.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,628.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 4 Series 430i xDrive Gran Coupe

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This low mileage certified used 2023 BMW 4 Series 430i xDrive Gran Coupe AWD sedan under 24,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $40K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$39,943
Est. Payment:	$747.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,716
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$39,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,553.60
Avg. DMV Fee	86.00
Cash Sale Price	$43,657.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,657.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.05

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 3 Series 330i xDrive

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This low mileage certified used 2025 BMW 3 Series 330i xDrive AWD sedan below 22,000 miles, automatic transmission, and 29 MPG, 2.0L hybrid engine is for sale right now below $38K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$37,495
Est. Payment:	$701.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,935
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$37,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.22
Avg. DMV Fee	86.00
Cash Sale Price	$40,992.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,992.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$701.44

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac CT5 Premium Luxury

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This low mileage used 2023 Cadillac CT5 Premium Luxury AWD sedan below 42,000 miles, automatic transmission, and 29 MPG, 3.0L gas engine is for sale right now under $36K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$673.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,932
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,359.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,359.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.49

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage certified preowned 2023 BMW 3 Series 330i xDrive AWD sedan under 9,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $40K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$39,988
Est. Payment:	$747.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,302
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,557.59
Avg. DMV Fee	86.00
Cash Sale Price	$43,706.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,706.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$747.89

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Genesis G80 3.5T

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This low mileage second hand 2021 Genesis G80 3.5T RWD sedan under 57,000 miles, automatic transmission, and 29 MPG, 3.5L gas engine is for sale right now under $37K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$36,260
Est. Payment:	$727.95 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,687
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$36,260.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,226.55
Avg. DMV Fee	86.00
Cash Sale Price	$39,647.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,647.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$727.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,260.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Tesla Model 3 Long Range

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This low mileage second hand 2025 Tesla Model 3 Long Range RWD sedan below 24,000 miles, automatic transmission, and 0.0L electric engine is for sale right now below $39K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$38,990
Est. Payment:	$729.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,661
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$38,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,468.97
Avg. DMV Fee	86.00
Cash Sale Price	$42,619.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,619.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.29

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW 2 Series 228 xDrive Gran Coupe

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This low mileage certified used 2025 BMW 2 Series 228 xDrive Gran Coupe AWD sedan below 4,000 miles, transmission, and 29 MPG, 2.0L gas engine is for sale right now below $38K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$37,423
Est. Payment:	$700.10 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,504
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$37,423.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,329.82
Avg. DMV Fee	86.00
Cash Sale Price	$40,913.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,913.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$700.10

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,423.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

⇩ View Seller Description

This low mileage certified second hand 2023 BMW 3 Series 330i xDrive AWD sedan under 30,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $37K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,439
Est. Payment:	$681.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,416
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,439.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,242.44
Avg. DMV Fee	86.00
Cash Sale Price	$39,842.44
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,842.44
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$681.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,439.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in New York

New York Secondhand Used Sedans Priced Below $40,000

2019 Lexus LS 500 Base

2023 BMW 5 Series 530i xDrive

2023 BMW 4 Series 430i xDrive Gran Coupe

2025 BMW 3 Series 330i xDrive

2023 Cadillac CT5 Premium Luxury

2023 BMW 3 Series 330i xDrive

2021 Genesis G80 3.5T

2025 Tesla Model 3 Long Range

2025 BMW 2 Series 228 xDrive Gran Coupe

2023 BMW 3 Series 330i xDrive

New York Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in New York

New York Secondhand Used Sedans Priced Below $40,000

2019 Lexus LS 500 Base

Lexus LS 500 Base

2019 Lexus LS 500 Base Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 BMW 4 Series 430i xDrive Gran Coupe

BMW 4 Series 430i xDrive Gran Coupe

2023 BMW 4 Series 430i xDrive Gran Coupe Car Loan Estimate

2025 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2025 BMW 3 Series 330i xDrive Car Loan Estimate

2023 Cadillac CT5 Premium Luxury

Cadillac CT5 Premium Luxury

2023 Cadillac CT5 Premium Luxury Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2021 Genesis G80 3.5T

Genesis G80 3.5T

2021 Genesis G80 3.5T Car Loan Estimate

2025 Tesla Model 3 Long Range

Tesla Model 3 Long Range

2025 Tesla Model 3 Long Range Car Loan Estimate

2025 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2025 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

New York Areas with Used Sedans for Sale Below $40,000

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