New York Used Sedans Under $40,000 |with Payments|

2025 Toyota Camry SE

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This low mileage used 2025 Toyota Camry SE AWD sedan below 6,000 miles, cvt transmission, and 21 MPG, 2.5L hybrid engine is for sale right now under $39K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$38,499
Est. Payment:	$720.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,100
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$38,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,425.37
Avg. DMV Fee	86.00
Cash Sale Price	$42,085.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,085.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$720.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 INFINITI Q50 Red Sport 400

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This low mileage preowned 2022 INFINITI Q50 Red Sport 400 AWD sedan below 17,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $40K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,500
Est. Payment:	$738.79 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,235
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,514.26
Avg. DMV Fee	86.00
Cash Sale Price	$43,175.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,175.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$738.79

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 4 Series 430i xDrive Gran Coupe

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This low mileage certified second hand 2023 BMW 4 Series 430i xDrive Gran Coupe AWD sedan below 29,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,943
Est. Payment:	$728.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,889
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,464.80
Avg. DMV Fee	86.00
Cash Sale Price	$42,568.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,568.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage certified second hand 2023 BMW 3 Series 330i xDrive AWD sedan under 12,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $36K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$35,894
Est. Payment:	$671.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,010
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,894.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.05
Avg. DMV Fee	86.00
Cash Sale Price	$39,249.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,249.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$671.61

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,894.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified second hand 2023 BMW 5 Series 530i xDrive AWD sedan below 30,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,998
Est. Payment:	$729.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,455
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.68
Avg. DMV Fee	86.00
Cash Sale Price	$42,628.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,628.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage certified used 2023 BMW 3 Series 330i xDrive AWD sedan under 9,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $40K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$39,988
Est. Payment:	$747.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	9,302
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$39,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,557.59
Avg. DMV Fee	86.00
Cash Sale Price	$43,706.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,706.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.89

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 4 Series 430i xDrive Gran Coupe

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This low mileage certified used 2023 BMW 4 Series 430i xDrive Gran Coupe AWD sedan below 36,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now below $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,723
Est. Payment:	$724.32 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,791
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,723.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,445.26
Avg. DMV Fee	86.00
Cash Sale Price	$42,329.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,329.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$724.32

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,723.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified preowned 2023 BMW 5 Series 530i xDrive AWD sedan under 14,000 miles, automatic transmission, and 21 MPG, 2.0L gas engine is for sale right now under $39K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$38,300
Est. Payment:	$716.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,511
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,407.70
Avg. DMV Fee	86.00
Cash Sale Price	$41,868.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,868.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$716.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Cadillac CT5 Premium Luxury

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This low mileage used 2023 Cadillac CT5 Premium Luxury AWD sedan below 42,000 miles, automatic transmission, and 21 MPG, 3.0L gas engine is for sale right now under $36K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$35,995
Est. Payment:	$673.49 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	41,932
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$35,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.02
Avg. DMV Fee	86.00
Cash Sale Price	$39,359.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,359.02
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Genesis G90 3.3T Premium

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This low mileage preowned 2021 Genesis G90 3.3T Premium RWD sedan below 26,000 miles, automatic transmission, and 21 MPG, 3.3L gas engine is for sale right now under $40K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$40,000
Est. Payment:	$748.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,463
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.66
Avg. DMV Fee	86.00
Cash Sale Price	$43,719.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,719.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$748.11

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in New York

New York Secondhand Used Sedans Priced Below $40,000

2025 Toyota Camry SE

2022 INFINITI Q50 Red Sport 400

2023 BMW 4 Series 430i xDrive Gran Coupe

2023 BMW 3 Series 330i xDrive

2023 BMW 5 Series 530i xDrive

2023 BMW 3 Series 330i xDrive

2023 BMW 4 Series 430i xDrive Gran Coupe

2023 BMW 5 Series 530i xDrive

2023 Cadillac CT5 Premium Luxury

2021 Genesis G90 3.3T Premium

New York Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in New York

New York Secondhand Used Sedans Priced Below $40,000

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Car Loan Estimate

2022 INFINITI Q50 Red Sport 400

INFINITI Q50 Red Sport 400

2022 INFINITI Q50 Red Sport 400 Car Loan Estimate

2023 BMW 4 Series 430i xDrive Gran Coupe

BMW 4 Series 430i xDrive Gran Coupe

2023 BMW 4 Series 430i xDrive Gran Coupe Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2023 BMW 4 Series 430i xDrive Gran Coupe

BMW 4 Series 430i xDrive Gran Coupe

2023 BMW 4 Series 430i xDrive Gran Coupe Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 Cadillac CT5 Premium Luxury

Cadillac CT5 Premium Luxury

2023 Cadillac CT5 Premium Luxury Car Loan Estimate

2021 Genesis G90 3.3T Premium

Genesis G90 3.3T Premium

2021 Genesis G90 3.3T Premium Car Loan Estimate

New York Areas with Used Sedans for Sale Below $40,000

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