New York Used Sedans Under $40,000 |with Payments|

2023 BMW 5 Series 530i xDrive

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This low mileage certified used 2023 BMW 5 Series 530i xDrive AWD sedan under 36,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $36K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$35,998
Est. Payment:	$673.55 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,910
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$35,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.28
Avg. DMV Fee	86.00
Cash Sale Price	$39,362.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,362.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$673.55

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage certified second hand 2023 BMW 3 Series 330i xDrive AWD sedan below 39,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $37K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,998
Est. Payment:	$692.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,029
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.08
Avg. DMV Fee	86.00
Cash Sale Price	$40,451.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,451.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$692.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai ELANTRA N Base

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This low mileage certified preowned 2025 Hyundai ELANTRA N Base FWD sedan under 14,000 miles, manual transmission, and 29 MPG, 2.0L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,199
Est. Payment:	$658.66 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,320
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,199.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,132.33
Avg. DMV Fee	86.00
Cash Sale Price	$38,492.33
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,492.33
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$658.66

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,199.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 5 Series M550i xDrive

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This below average mileage certified second hand 2022 BMW 5 Series M550i xDrive AWD sedan below 66,000 miles, automatic transmission, and 29 MPG, 4.4L gas engine is for sale right now under $39K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,000
Est. Payment:	$846.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,620
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.86
Avg. DMV Fee	86.00
Cash Sale Price	$42,630.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,630.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Auto Finance Payment	$846.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 60 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai IONIQ 6 SEL

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This low mileage certified used 2025 Hyundai IONIQ 6 SEL AWD sedan under 4,000 miles, automatic transmission, and 0.0L electric engine is for sale right now under $36K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$36,000
Est. Payment:	$673.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,322
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$36,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,203.46
Avg. DMV Fee	86.00
Cash Sale Price	$39,364.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,364.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$673.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis G70 3.3T Standard

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This low mileage certified second hand 2023 Genesis G70 3.3T Standard RWD sedan below 20,000 miles, automatic transmission, and 29 MPG, 3.3L gas engine is for sale right now below $40K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$39,991
Est. Payment:	$747.94 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,201
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$39,991.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,557.86
Avg. DMV Fee	86.00
Cash Sale Price	$43,709.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,709.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$747.94

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,991.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

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This low mileage certified preowned 2023 BMW 5 Series 530i xDrive AWD sedan under 28,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now below $38K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$38,000
Est. Payment:	$710.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,611
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,381.06
Avg. DMV Fee	86.00
Cash Sale Price	$41,542.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,542.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Genesis G70 3.3T Standard

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This low mileage certified preowned 2023 Genesis G70 3.3T Standard RWD sedan under 23,000 miles, automatic transmission, and 29 MPG, 3.3L gas engine is for sale right now under $40K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$39,389
Est. Payment:	$736.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,200
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$39,389.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,504.40
Avg. DMV Fee	86.00
Cash Sale Price	$43,054.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,054.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$736.73

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,389.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SONATA Hybrid Limited

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This low mileage certified preowned 2025 Hyundai SONATA Hybrid Limited FWD sedan below 5,000 miles, automatic transmission, and 29 MPG, 2.0L hybrid engine is for sale right now under $39K at Empire Hyundai of New Rochelle in New Rochelle, NY. ...View More Details

Sales Price:	$38,988
Est. Payment:	$729.25 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,715
Location:	New Rochelle, NY

Item	Amount
Used Car Price⁽¹⁾	$38,988.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,468.79
Avg. DMV Fee	86.00
Cash Sale Price	$42,617.79
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,617.79
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

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This low mileage second hand 2023 BMW 3 Series 330i xDrive AWD sedan under 41,000 miles, automatic transmission, and 29 MPG, 2.0L gas engine is for sale right now under $38K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$37,852
Est. Payment:	$708.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,986
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$37,852.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,367.92
Avg. DMV Fee	86.00
Cash Sale Price	$41,380.92
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,380.92
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$708.09

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,852.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in New York

New York Secondhand Used Sedans Priced Below $40,000

2023 BMW 5 Series 530i xDrive

2023 BMW 3 Series 330i xDrive

2025 Hyundai ELANTRA N Base

2022 BMW 5 Series M550i xDrive

2025 Hyundai IONIQ 6 SEL

2023 Genesis G70 3.3T Standard

2023 BMW 5 Series 530i xDrive

2023 Genesis G70 3.3T Standard

2025 Hyundai SONATA Hybrid Limited

2023 BMW 3 Series 330i xDrive

New York Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in New York

New York Secondhand Used Sedans Priced Below $40,000

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2025 Hyundai ELANTRA N Base

Hyundai ELANTRA N Base

2025 Hyundai ELANTRA N Base Car Loan Estimate

2022 BMW 5 Series M550i xDrive

BMW 5 Series M550i xDrive

2022 BMW 5 Series M550i xDrive Car Loan Estimate

2025 Hyundai IONIQ 6 SEL

Hyundai IONIQ 6 SEL

2025 Hyundai IONIQ 6 SEL Car Loan Estimate

2023 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2023 Genesis G70 3.3T Standard Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 Genesis G70 3.3T Standard

Genesis G70 3.3T Standard

2023 Genesis G70 3.3T Standard Car Loan Estimate

2025 Hyundai SONATA Hybrid Limited

Hyundai SONATA Hybrid Limited

2025 Hyundai SONATA Hybrid Limited Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

New York Areas with Used Sedans for Sale Below $40,000

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