New York Used Sedans Under $40,000 |with Payments|

2021 Genesis G90 3.3T Premium

⇩ View Seller Description

This low mileage used 2021 Genesis G90 3.3T Premium RWD sedan below 26,000 miles, automatic transmission, and 3.3L gas engine is for sale right now under $40K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$40,000
Est. Payment:	$748.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,463
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.66
Avg. DMV Fee	86.00
Cash Sale Price	$43,719.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,719.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$748.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 3 Series 330i xDrive

⇩ View Seller Description

This low mileage certified preowned 2023 BMW 3 Series 330i xDrive AWD sedan under 12,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $36K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$35,894
Est. Payment:	$671.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,010
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$35,894.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.05
Avg. DMV Fee	86.00
Cash Sale Price	$39,249.05
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,249.05
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$671.61

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,894.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 4 Series 430i xDrive Gran Coupe

⇩ View Seller Description

This low mileage certified used 2023 BMW 4 Series 430i xDrive Gran Coupe AWD sedan under 24,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $40K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$39,943
Est. Payment:	$747.05 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,716
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$39,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,553.60
Avg. DMV Fee	86.00
Cash Sale Price	$43,657.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,657.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$747.05

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

⇩ View Seller Description

This low mileage certified used 2023 BMW 5 Series 530i xDrive AWD sedan under 30,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,998
Est. Payment:	$729.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	30,455
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.68
Avg. DMV Fee	86.00
Cash Sale Price	$42,628.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,628.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$729.44

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 5 Series 530i xDrive

⇩ View Seller Description

This low mileage certified used 2023 BMW 5 Series 530i xDrive AWD sedan under 14,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $39K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$38,300
Est. Payment:	$716.44 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,511
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,300.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,407.70
Avg. DMV Fee	86.00
Cash Sale Price	$41,868.70
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,868.70
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$716.44

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,300.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 BMW 5 Series M550i xDrive

⇩ View Seller Description

This below average mileage certified second hand 2022 BMW 5 Series M550i xDrive AWD sedan under 66,000 miles, automatic transmission, and 4.4L gas engine is for sale right now under $39K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,000
Est. Payment:	$846.76 / 60 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	65,620
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.86
Avg. DMV Fee	86.00
Cash Sale Price	$42,630.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,630.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	60
Car Loan Payment	$846.76

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 60 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 4 Series 430i xDrive Gran Coupe

⇩ View Seller Description

This low mileage certified used 2023 BMW 4 Series 430i xDrive Gran Coupe AWD sedan under 29,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $39K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$38,943
Est. Payment:	$728.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	28,889
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$38,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,464.80
Avg. DMV Fee	86.00
Cash Sale Price	$42,568.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,568.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$728.42

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Genesis G80 3.5T

⇩ View Seller Description

This low mileage used 2021 Genesis G80 3.5T RWD sedan under 57,000 miles, automatic transmission, and 3.5L gas engine is for sale right now below $37K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$36,260
Est. Payment:	$727.95 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	56,687
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$36,260.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,226.55
Avg. DMV Fee	86.00
Cash Sale Price	$39,647.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,647.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$727.95

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,260.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Toyota Camry SE

⇩ View Seller Description

This low mileage preowned 2025 Toyota Camry SE AWD sedan under 6,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now under $39K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$38,499
Est. Payment:	$720.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,100
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$38,499.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,425.37
Avg. DMV Fee	86.00
Cash Sale Price	$42,085.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,085.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$720.14

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,499.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW 2 Series 228 xDrive Gran Coupe

⇩ View Seller Description

This low mileage second hand 2026 BMW 2 Series 228 xDrive Gran Coupe AWD sedan under 3,000 miles, transmission, and 2.0L gas engine is for sale right now below $40K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$39,436
Est. Payment:	$737.60 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	2,898
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$39,436.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,508.58
Avg. DMV Fee	86.00
Cash Sale Price	$43,105.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,105.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$737.60

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,436.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Sedans under $40,000 for Sale in New York

New York Secondhand Used Sedans Priced Below $40,000

2021 Genesis G90 3.3T Premium

2023 BMW 3 Series 330i xDrive

2023 BMW 4 Series 430i xDrive Gran Coupe

2023 BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive

2022 BMW 5 Series M550i xDrive

2023 BMW 4 Series 430i xDrive Gran Coupe

2021 Genesis G80 3.5T

2025 Toyota Camry SE

2026 BMW 2 Series 228 xDrive Gran Coupe

New York Areas with Used Sedans for Sale Below $40,000

Used Sedans under $40,000 for Sale in New York

New York Secondhand Used Sedans Priced Below $40,000

2021 Genesis G90 3.3T Premium

Genesis G90 3.3T Premium

2021 Genesis G90 3.3T Premium Car Loan Estimate

2023 BMW 3 Series 330i xDrive

BMW 3 Series 330i xDrive

2023 BMW 3 Series 330i xDrive Car Loan Estimate

2023 BMW 4 Series 430i xDrive Gran Coupe

BMW 4 Series 430i xDrive Gran Coupe

2023 BMW 4 Series 430i xDrive Gran Coupe Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2023 BMW 5 Series 530i xDrive

BMW 5 Series 530i xDrive

2023 BMW 5 Series 530i xDrive Car Loan Estimate

2022 BMW 5 Series M550i xDrive

BMW 5 Series M550i xDrive

2022 BMW 5 Series M550i xDrive Car Loan Estimate

2023 BMW 4 Series 430i xDrive Gran Coupe

BMW 4 Series 430i xDrive Gran Coupe

2023 BMW 4 Series 430i xDrive Gran Coupe Car Loan Estimate

2021 Genesis G80 3.5T

Genesis G80 3.5T

2021 Genesis G80 3.5T Car Loan Estimate

2025 Toyota Camry SE

Toyota Camry SE

2025 Toyota Camry SE Car Loan Estimate

2026 BMW 2 Series 228 xDrive Gran Coupe

BMW 2 Series 228 xDrive Gran Coupe

2026 BMW 2 Series 228 xDrive Gran Coupe Car Loan Estimate

New York Areas with Used Sedans for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments