Iowa Used Pickups Under $40,000 |with Payments|

2026 Hyundai SANTA CRUZ Limited

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This low mileage preowned 2026 Hyundai SANTA CRUZ Limited AWD pickup under 12,000 miles, automatic transmission, and 20 MPG, 2.5L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,478
Est. Payment:	$677.43 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	12,430
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,478.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,566.06
Avg. DMV Fee	365.00
Cash Sale Price	$39,589.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,589.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$677.43

(1) Car Loan calculations are based on the used car dealer's advertised price of $36,478.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Sierra 1500 SLT

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This low mileage preowned 2019 GMC Sierra 1500 SLT 4x4 pickup below 45,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $39K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$38,283
Est. Payment:	$710.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,175
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$38,283.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,692.41
Avg. DMV Fee	365.00
Cash Sale Price	$41,520.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,520.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.48

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,283.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Chevrolet Silverado 2500HD Work Truck

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This low mileage preowned 2020 Chevrolet Silverado 2500HD Work Truck 4x4 pickup under 49,000 miles, automatic transmission, and 20 MPG, 6.6L gas engine is for sale right now below $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,979
Est. Payment:	$668.29 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	49,102
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,979.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,531.13
Avg. DMV Fee	365.00
Cash Sale Price	$39,055.13
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,055.13
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$668.29

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,979.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Chevrolet Silverado 1500 LT

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This low mileage certified preowned 2025 Chevrolet Silverado 1500 LT 4x4 pickup under 8,000 miles, automatic transmission, and 20 MPG, 2.7L gas engine is for sale right now under $38K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$37,995
Est. Payment:	$705.20 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	8,217
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$37,995.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,672.25
Avg. DMV Fee	365.00
Cash Sale Price	$41,212.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,212.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$705.20

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 High Country

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This above average mileage second hand 2021 Chevrolet Silverado 1500 High Country 4x4 pickup under 96,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now below $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,885
Est. Payment:	$1079.63 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,848
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,885.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,594.55
Avg. DMV Fee	365.00
Cash Sale Price	$40,024.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,024.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Finance Payment	$1079.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 42 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT Trail Boss

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This above average mileage used 2023 Chevrolet Silverado 1500 LT Trail Boss 4x4 pickup under 93,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,550
Est. Payment:	$1069.96 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,552
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,550.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,571.10
Avg. DMV Fee	365.00
Cash Sale Price	$39,666.10
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,666.10
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1069.96

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,550.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 2500HD LT

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This above average mileage used 2023 Chevrolet Silverado 2500HD LT 4x4 pickup below 90,000 miles, automatic transmission, and 20 MPG, 6.6L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,581
Est. Payment:	$1070.85 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,199
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,581.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,573.27
Avg. DMV Fee	365.00
Cash Sale Price	$39,699.27
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,699.27
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1070.85

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,581.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 High Country

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This above average mileage used 2021 Chevrolet Silverado 1500 High Country 4x4 pickup below 93,000 miles, automatic transmission, and 20 MPG, 5.3L gas engine is for sale right now under $36K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$35,994
Est. Payment:	$1053.91 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,813
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$35,994.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,532.18
Avg. DMV Fee	365.00
Cash Sale Price	$39,071.18
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,071.18
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1053.91

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,994.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 GMC Sierra 1500 AT4

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This average mileage used 2020 GMC Sierra 1500 AT4 4x4 pickup below 78,000 miles, automatic transmission, and 20 MPG, 6.2L gas engine is for sale right now below $39K at Shottenkirk Fort Madison in Fort Madison, IA. ...View More Details

Sales Price:	$38,989
Est. Payment:	$917.49 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	78,233
Location:	Fort Madison, IA

Item	Amount
Used Car Price⁽¹⁾	$38,989.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,741.83
Avg. DMV Fee	365.00
Cash Sale Price	$42,275.83
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,275.83
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Loan Payment	$917.49

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 54 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 Platinum

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This low mileage preowned 2022 Ford F-150 Platinum 4x4 pickup under 40,000 miles, automatic transmission, and 20 MPG, 3.5L gas engine is for sale right now below $39K at Roling Ford in Shell Rock, IA. ...View More Details

Sales Price:	$38,958
Est. Payment:	$722.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,089
Location:	Shell Rock, IA

Item	Amount
Used Car Price⁽¹⁾	$38,958.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,739.66
Avg. DMV Fee	365.00
Cash Sale Price	$42,242.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,242.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$722.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $38,958.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Iowa

Iowa Secondhand Used Pickups Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

2019 GMC Sierra 1500 SLT

2020 Chevrolet Silverado 2500HD Work Truck

2025 Chevrolet Silverado 1500 LT

2021 Chevrolet Silverado 1500 High Country

2023 Chevrolet Silverado 1500 LT Trail Boss

2023 Chevrolet Silverado 2500HD LT

2021 Chevrolet Silverado 1500 High Country

2020 GMC Sierra 1500 AT4

2022 Ford F-150 Platinum

Iowa Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Iowa

Iowa Secondhand Used Pickups Priced Below $40,000

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2019 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2019 GMC Sierra 1500 SLT Car Loan Estimate

2020 Chevrolet Silverado 2500HD Work Truck

Chevrolet Silverado 2500HD Work Truck

2020 Chevrolet Silverado 2500HD Work Truck Car Loan Estimate

2025 Chevrolet Silverado 1500 LT

Chevrolet Silverado 1500 LT

2025 Chevrolet Silverado 1500 LT Car Loan Estimate

2021 Chevrolet Silverado 1500 High Country

Chevrolet Silverado 1500 High Country

2021 Chevrolet Silverado 1500 High Country Car Loan Estimate

2023 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2023 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2023 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2023 Chevrolet Silverado 2500HD LT Car Loan Estimate

2021 Chevrolet Silverado 1500 High Country

Chevrolet Silverado 1500 High Country

2021 Chevrolet Silverado 1500 High Country Car Loan Estimate

2020 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2020 GMC Sierra 1500 AT4 Car Loan Estimate

2022 Ford F-150 Platinum

Ford F-150 Platinum

2022 Ford F-150 Platinum Car Loan Estimate

Iowa Areas with Used Pickups for Sale Below $40,000

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