Iowa Used Pickups Under $40,000 |with Payments|

2025 Ram 1500 Big Horn

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This low mileage used 2025 Ram 1500 Big Horn 4X4 pickup below 45,000 miles, a transmission, and 20 MPG, 3.0L gas engine is for sale right now under $40K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$39,700
Est. Payment:	$736.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,272
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$39,700.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,791.60
Avg. DMV Fee	365.00
Cash Sale Price	$43,036.60
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,036.60
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$736.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,700.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 1500 LT Trail Boss

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This above average mileage used 2023 Chevrolet Silverado 1500 LT Trail Boss 4X4 pickup below 93,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,665
Est. Payment:	$1073.28 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	92,552
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,665.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,579.15
Avg. DMV Fee	365.00
Cash Sale Price	$39,789.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,789.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Auto Loan Payment	$1073.28

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,665.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 42 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2019 GMC Sierra 1500 SLT

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This low mileage second hand 2019 GMC Sierra 1500 SLT 4X4 pickup below 45,000 miles, a transmission, and 20 MPG, 5.3L gas engine is for sale right now below $37K at Mcgrath Hyundai Of Dubuque in Dubuque, IA. ...View More Details

Sales Price:	$36,978
Est. Payment:	$686.58 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,175
Location:	Dubuque, IA

Item	Amount
Used Car Price⁽¹⁾	$36,978.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,601.06
Avg. DMV Fee	365.00
Cash Sale Price	$40,124.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,124.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$686.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,978.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Chevrolet Silverado 2500HD LT

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This above average mileage second hand 2023 Chevrolet Silverado 2500HD LT 4X4 pickup below 90,000 miles, a transmission, and 20 MPG, 6.6L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,674
Est. Payment:	$1073.54 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	90,199
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,674.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,579.78
Avg. DMV Fee	365.00
Cash Sale Price	$39,798.78
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,798.78
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Finance Payment	$1073.54

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,674.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 42 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA CRUZ Limited

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This low mileage used 2026 Hyundai SANTA CRUZ Limited AWD pickup below 15,000 miles, a transmission, and 20 MPG, 2.5L gas engine is for sale right now under $37K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$36,475
Est. Payment:	$677.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,712
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$36,475.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,565.85
Avg. DMV Fee	365.00
Cash Sale Price	$39,585.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,585.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$677.37

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,475.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Chevrolet Silverado 1500 High Country

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This above average mileage used 2021 Chevrolet Silverado 1500 High Country 4X4 pickup below 96,000 miles, a transmission, and 20 MPG, 6.2L gas engine is for sale right now below $36K at C&S Hyundai in Waterloo, IA. ...View More Details

Sales Price:	$35,354
Est. Payment:	$1035.44 / 42 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	95,848
Location:	Waterloo, IA

Item	Amount
Used Car Price⁽¹⁾	$35,354.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,487.38
Avg. DMV Fee	365.00
Cash Sale Price	$38,386.38
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,386.38
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	42
Car Loan Payment	$1035.44

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,354.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 42 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ram 1500 Lone Star

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This low mileage preowned 2025 Ram 1500 Lone Star 4X4 pickup below 11,000 miles, a transmission, and 20 MPG, 3.6L hybrid engine is for sale right now below $40K at Shottenkirk Ford Lincoln in West Burlington, IA. ...View More Details

Sales Price:	$39,885
Est. Payment:	$739.81 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,888
Location:	West Burlington, IA

Item	Amount
Used Car Price⁽¹⁾	$39,885.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,804.55
Avg. DMV Fee	365.00
Cash Sale Price	$43,234.55
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,234.55
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$739.81

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,885.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ford F-150 XLT

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This low mileage preowned 2022 Ford F-150 XLT 4X4 pickup below 54,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now below $36K at Courtesy Ford Trucks in Davenport, IA. ...View More Details

Sales Price:	$35,814
Est. Payment:	$713.83 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	54,032
Location:	Davenport, IA

Item	Amount
Used Car Price⁽¹⁾	$35,814.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,519.58
Avg. DMV Fee	365.00
Cash Sale Price	$38,878.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,878.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$713.83

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,814.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage second hand 2023 Ford F-150 XLT 4X4 pickup under 53,000 miles, a transmission, and 20 MPG, 2.7L gas engine is for sale right now under $40K at Brad Deery Ford, Inc. in Maquoketa, IA. ...View More Details

Sales Price:	$39,171
Est. Payment:	$779.78 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	52,912
Location:	Maquoketa, IA

Item	Amount
Used Car Price⁽¹⁾	$39,171.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,754.57
Avg. DMV Fee	365.00
Cash Sale Price	$42,470.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,470.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Finance Payment	$779.78

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,171.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 66 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 XLT

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This low mileage preowned 2023 Ford F-150 XLT 4X4 pickup below 60,000 miles, a transmission, and 20 MPG, 3.5L gas engine is for sale right now under $36K at Ed Morse Ford in Muscatine, IA. ...View More Details

Sales Price:	$35,988
Est. Payment:	$717.25 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	59,865
Location:	Muscatine, IA

Item	Amount
Used Car Price⁽¹⁾	$35,988.00
Avg. Dealer Doc Fee	180.00
IA Sales Tax (7%)	2,531.76
Avg. DMV Fee	365.00
Cash Sale Price	$39,064.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,064.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Car Loan Payment	$717.25

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,988.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 66 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $40,000 for Sale in Iowa

Iowa Secondhand Used Pickups Priced Below $40,000

2025 Ram 1500 Big Horn

2023 Chevrolet Silverado 1500 LT Trail Boss

2019 GMC Sierra 1500 SLT

2023 Chevrolet Silverado 2500HD LT

2026 Hyundai SANTA CRUZ Limited

2021 Chevrolet Silverado 1500 High Country

2025 Ram 1500 Lone Star

2022 Ford F-150 XLT

2023 Ford F-150 XLT

2023 Ford F-150 XLT

Iowa Areas with Used Pickups for Sale Below $40,000

Used Pickups under $40,000 for Sale in Iowa

Iowa Secondhand Used Pickups Priced Below $40,000

2025 Ram 1500 Big Horn

Ram 1500 Big Horn

2025 Ram 1500 Big Horn Car Loan Estimate

2023 Chevrolet Silverado 1500 LT Trail Boss

Chevrolet Silverado 1500 LT Trail Boss

2023 Chevrolet Silverado 1500 LT Trail Boss Car Loan Estimate

2019 GMC Sierra 1500 SLT

GMC Sierra 1500 SLT

2019 GMC Sierra 1500 SLT Car Loan Estimate

2023 Chevrolet Silverado 2500HD LT

Chevrolet Silverado 2500HD LT

2023 Chevrolet Silverado 2500HD LT Car Loan Estimate

2026 Hyundai SANTA CRUZ Limited

Hyundai SANTA CRUZ Limited

2026 Hyundai SANTA CRUZ Limited Car Loan Estimate

2021 Chevrolet Silverado 1500 High Country

Chevrolet Silverado 1500 High Country

2021 Chevrolet Silverado 1500 High Country Car Loan Estimate

2025 Ram 1500 Lone Star

Ram 1500 Lone Star

2025 Ram 1500 Lone Star Car Loan Estimate

2022 Ford F-150 XLT

Ford F-150 XLT

2022 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

2023 Ford F-150 XLT

Ford F-150 XLT

2023 Ford F-150 XLT Car Loan Estimate

Iowa Areas with Used Pickups for Sale Below $40,000

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