New York Used Convertibles Under $45,000 |with Payments|

2022 BMW 4 Series 430i xDrive

⇩ View Seller Description

This low mileage preowned 2022 BMW 4 Series 430i xDrive AWD convertible under 24,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $41K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$40,943
Est. Payment:	$765.68 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,140
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$40,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,642.40
Avg. DMV Fee	86.00
Cash Sale Price	$44,746.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,746.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$765.68

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 4 Series 430i xDrive

⇩ View Seller Description

This low mileage certified used 2023 BMW 4 Series 430i xDrive AWD convertible below 33,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $41K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$41,000
Est. Payment:	$766.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	33,139
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$41,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,647.46
Avg. DMV Fee	86.00
Cash Sale Price	$44,808.46
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,808.46
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$766.74

(1) Car Finance calculations are based on the used car dealer's advertised price of $41,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW 4 Series 430i xDrive

⇩ View Seller Description

This low mileage preowned 2023 BMW 4 Series 430i xDrive AWD convertible below 20,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $44K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$44,000
Est. Payment:	$822.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,825
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$44,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,913.86
Avg. DMV Fee	86.00
Cash Sale Price	$48,074.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,074.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$822.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Convertible Cooper S

⇩ View Seller Description

This low mileage second hand 2026 MINI Convertible Cooper S FWD convertible below 1,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now under $40K at Habberstad Mini in Huntington Station, NY. ...View More Details

Sales Price:	$40,000
Est. Payment:	$748.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,000
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.66
Avg. DMV Fee	86.00
Cash Sale Price	$43,719.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,719.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$748.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2020 Mercedes-Benz E-Class AMG E 53

⇩ View Seller Description

This low mileage second hand 2020 Mercedes-Benz E-Class AMG E 53 AWD convertible under 50,000 miles, automatic transmission, and 31 MPG, 3.0L hybrid engine is for sale right now below $41K at Volvo Cars Glen Cove in Glen Cove, NY. ...View More Details

Sales Price:	$40,500
Est. Payment:	$812.71 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,277
Location:	Glen Cove, NY

Item	Amount
Used Car Price⁽¹⁾	$40,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,603.06
Avg. DMV Fee	86.00
Cash Sale Price	$44,264.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,264.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Loan Payment	$812.71

(1) Auto Loan calculations are based on the used car dealer's advertised price of $40,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 66 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Convertible Cooper S

⇩ View Seller Description

This low mileage preowned 2026 MINI Convertible Cooper S FWD convertible below 0,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $44K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$43,805
Est. Payment:	$819.00 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$43,805.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,896.54
Avg. DMV Fee	86.00
Cash Sale Price	$47,862.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,862.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$819.00

(1) Car Loan calculations are based on the used car dealer's advertised price of $43,805.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Convertible Cooper S

⇩ View Seller Description

This low mileage used 2026 MINI Convertible Cooper S FWD convertible under 0,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now under $45K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$44,790
Est. Payment:	$837.35 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$44,790.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,984.01
Avg. DMV Fee	86.00
Cash Sale Price	$48,935.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,935.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$837.35

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Convertible Cooper S

⇩ View Seller Description

This low mileage second hand 2026 MINI Convertible Cooper S FWD convertible below 0,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now below $45K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$44,605
Est. Payment:	$833.90 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$44,605.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,967.58
Avg. DMV Fee	86.00
Cash Sale Price	$48,733.58
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,733.58
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$833.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,605.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Convertible Cooper S

⇩ View Seller Description

This low mileage second hand 2026 MINI Convertible Cooper S FWD convertible below 0,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now under $44K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$43,340
Est. Payment:	$810.34 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$43,340.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,855.25
Avg. DMV Fee	86.00
Cash Sale Price	$47,356.25
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,356.25
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$810.34

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,340.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 MINI Convertible Cooper S

⇩ View Seller Description

This low mileage preowned 2026 MINI Convertible Cooper S FWD convertible under 0,000 miles, automatic transmission, and 31 MPG, 2.0L gas engine is for sale right now under $44K at Mini of Freeport in Freeport, NY. ...View More Details

Sales Price:	$43,155
Est. Payment:	$806.89 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	7
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$43,155.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,838.82
Avg. DMV Fee	86.00
Cash Sale Price	$47,154.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,154.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$806.89

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,155.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Convertibles under $45,000 for Sale in New York

New York Secondhand Used Convertibles Priced Below $45,000

2022 BMW 4 Series 430i xDrive

2023 BMW 4 Series 430i xDrive

2023 BMW 4 Series 430i xDrive

2026 MINI Convertible Cooper S

2020 Mercedes-Benz E-Class AMG E 53

2026 MINI Convertible Cooper S

2026 MINI Convertible Cooper S

2026 MINI Convertible Cooper S

2026 MINI Convertible Cooper S

2026 MINI Convertible Cooper S

New York Areas with Used Convertibles for Sale Below $45,000

Used Convertibles under $45,000 for Sale in New York

New York Secondhand Used Convertibles Priced Below $45,000

2022 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2022 BMW 4 Series 430i xDrive Car Loan Estimate

2023 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2023 BMW 4 Series 430i xDrive Car Loan Estimate

2023 BMW 4 Series 430i xDrive

BMW 4 Series 430i xDrive

2023 BMW 4 Series 430i xDrive Car Loan Estimate

2026 MINI Convertible Cooper S

MINI Convertible Cooper S

2026 MINI Convertible Cooper S Car Loan Estimate

2020 Mercedes-Benz E-Class AMG E 53

Mercedes-Benz E-Class AMG E 53

2020 Mercedes-Benz E-Class AMG E 53 Car Loan Estimate

2026 MINI Convertible Cooper S

MINI Convertible Cooper S

2026 MINI Convertible Cooper S Car Loan Estimate

2026 MINI Convertible Cooper S

MINI Convertible Cooper S

2026 MINI Convertible Cooper S Car Loan Estimate

2026 MINI Convertible Cooper S

MINI Convertible Cooper S

2026 MINI Convertible Cooper S Car Loan Estimate

2026 MINI Convertible Cooper S

MINI Convertible Cooper S

2026 MINI Convertible Cooper S Car Loan Estimate

2026 MINI Convertible Cooper S

MINI Convertible Cooper S

2026 MINI Convertible Cooper S Car Loan Estimate

New York Areas with Used Convertibles for Sale Below $45,000

Customize Payments

Find Financing

Customize Payments