New York Used Minivans Under $45,000 |with Payments|

2025 Kia Carnival Hybrid SX

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This low mileage second hand 2025 Kia Carnival Hybrid SX FWD minivan under 21,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now below $41K at Nissan of Bay Shore in Bay Shore, NY. ...View More Details

Sales Price:	$40,796
Est. Payment:	$1,027.39 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	21,112
Location:	Bay Shore, NY
Estimated Cash Down:	$500

Item	Amount
Used Car Price⁽¹⁾	$40,796.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,629.34
Avg. DMV Fee	86.00
Cash Sale Price	$44,586.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	500.00
Factory Rebate Incentive	0.00
Total Down Payment	$500.00
Total Loan Amount	$44,100.48
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,027.39

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,796.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Kia Carnival SX

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This low mileage preowned 2026 Kia Carnival SX FWD minivan under 4,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $45K at City World Ford in Bronx, NY. ...View More Details

Sales Price:	$44,488
Est. Payment:	$1,120.37 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	4,008
Location:	Bronx, NY
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$44,488.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,957.19
Avg. DMV Fee	86.00
Cash Sale Price	$48,606.19
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$48,091.53
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Loan Payment	$1,120.37

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,488.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Loan Interest rate of 18.86% APR and 72 month car loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Kia Carnival EX

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This low mileage second hand 2026 Kia Carnival EX FWD minivan under 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $44K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$43,035
Est. Payment:	$1,083.78 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	11
Location:	Queensbury, NY
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$43,035.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,828.17
Avg. DMV Fee	86.00
Cash Sale Price	$47,024.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$46,520.84
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,083.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,035.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Kia Carnival EX

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This low mileage preowned 2026 Kia Carnival EX FWD minivan under 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $43K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$43,000
Est. Payment:	$1,082.90 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Queensbury, NY
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,825.06
Avg. DMV Fee	86.00
Cash Sale Price	$46,986.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$46,483.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Car Finance Payment	$1,082.90

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Car Finance Interest rate of 18.86% APR and 72 month car finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Kia Carnival EX

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This low mileage preowned 2026 Kia Carnival EX FWD minivan below 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now under $43K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$43,000
Est. Payment:	$1,082.90 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Queensbury, NY
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$43,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,825.06
Avg. DMV Fee	86.00
Cash Sale Price	$46,986.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$46,483.00
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Finance Payment	$1,082.90

(1) Auto Finance calculations are based on the used car dealer's advertised price of $43,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Finance Interest rate of 18.86% APR and 72 month auto finance term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

2026 Kia Carnival EX

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This low mileage used 2026 Kia Carnival EX FWD minivan below 0,000 miles, automatic transmission, and 22 MPG, 3.5L gas engine is for sale right now below $44K at Garvey Kia in Queensbury, NY. ...View More Details

Sales Price:	$43,495
Est. Payment:	$1,095.36 / 72 months @ 18.86% APR
+ Expand Car Loan Details
Mileage:	3
Location:	Queensbury, NY
Estimated Cash Down:	$600

Item	Amount
Used Car Price⁽¹⁾	$43,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,869.02
Avg. DMV Fee	86.00
Cash Sale Price	$47,525.02
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	600.00
Factory Rebate Incentive	0.00
Total Down Payment	$600.00
Total Loan Amount	$47,018.10
Interest Rate (APR)⁽³⁾	18.86%
Term / Months⁽³⁾	72
Auto Loan Payment	$1,095.36

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 115%.

(3) Auto Loan Interest rate of 18.86% APR and 72 month auto loan term are based on the national average for a credit score range from 501-600. Actual interest rate and term set by lender.

Used Minivans under $45,000 for Sale in New York

New York Secondhand Used Minivans Priced Below $45,000

2025 Kia Carnival Hybrid SX

2026 Kia Carnival SX

2026 Kia Carnival EX

2026 Kia Carnival EX

2026 Kia Carnival EX

2026 Kia Carnival EX

New York Areas with Used Minivans for Sale Below $45,000

Used Minivans under $45,000 for Sale in New York

New York Secondhand Used Minivans Priced Below $45,000

2025 Kia Carnival Hybrid SX

Kia Carnival Hybrid SX

2025 Kia Carnival Hybrid SX Poor Credit Car Finance Estimate

2026 Kia Carnival SX

Kia Carnival SX

2026 Kia Carnival SX Poor Credit Car Loan Estimate

2026 Kia Carnival EX

Kia Carnival EX

2026 Kia Carnival EX Poor Credit Auto Finance Estimate

2026 Kia Carnival EX

Kia Carnival EX

2026 Kia Carnival EX Poor Credit Car Finance Estimate

2026 Kia Carnival EX

Kia Carnival EX

2026 Kia Carnival EX Poor Credit Auto Finance Estimate

2026 Kia Carnival EX

Kia Carnival EX

2026 Kia Carnival EX Poor Credit Auto Loan Estimate

New York Areas with Used Minivans for Sale Below $45,000

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