New York Used Pickups Under $55,000 |with Payments|

2026 Ram 1500 Big Horn

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This low mileage used 2026 Ram 1500 Big Horn 4X4 pickup under 1,000 miles, a transmission, and 17 MPG, 3.0L gas engine is for sale right now below $55K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$55,000
Est. Payment:	$1027.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,473
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$55,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,890.66
Avg. DMV Fee	86.00
Cash Sale Price	$60,051.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,051.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1027.57

(1) Car Finance calculations are based on the used car dealer's advertised price of $55,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 AT4

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This low mileage preowned 2023 GMC Sierra 1500 AT4 4X4 pickup below 50,000 miles, a transmission, and 17 MPG, 3.0L diesel engine is for sale right now under $52K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$51,999
Est. Payment:	$1042.58 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	50,126
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$51,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,624.17
Avg. DMV Fee	86.00
Cash Sale Price	$56,784.17
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,784.17
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$1042.58

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford F-150 XL

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This low mileage used 2021 Ford F-150 XL 4X4 pickup under 45,000 miles, a transmission, and 17 MPG, 5.0L flexible engine is for sale right now under $55K at Empire Ford of Huntington in Huntington, NY. ...View More Details

Sales Price:	$54,990
Est. Payment:	$1027.39 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,458
Location:	Huntington, NY

Item	Amount
Used Car Price⁽¹⁾	$54,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,889.77
Avg. DMV Fee	86.00
Cash Sale Price	$60,040.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$60,040.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$1027.39

(1) Auto Finance calculations are based on the used car dealer's advertised price of $54,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Platinum

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This low mileage preowned 2023 Ford F-150 Platinum 4X4 pickup under 45,000 miles, a transmission, and 17 MPG, 3.5L hybrid engine is for sale right now under $52K at R C Lacy, Inc. in Catskill, NY. ...View More Details

Sales Price:	$51,200
Est. Payment:	$956.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	45,139
Location:	Catskill, NY

Item	Amount
Used Car Price⁽¹⁾	$51,200.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,553.22
Avg. DMV Fee	86.00
Cash Sale Price	$55,914.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,914.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$956.78

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,200.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Ford F-150 Lightning Flash

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This low mileage used 2025 Ford F-150 Lightning Flash AWD pickup under 6,000 miles, a transmission, and 0.0L electric engine is for sale right now under $52K at Orleans Ford in Medina, NY. ...View More Details

Sales Price:	$51,995
Est. Payment:	$971.59 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,732
Location:	Medina, NY

Item	Amount
Used Car Price⁽¹⁾	$51,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,623.82
Avg. DMV Fee	86.00
Cash Sale Price	$56,779.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,779.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$971.59

(1) Auto Loan calculations are based on the used car dealer's advertised price of $51,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Ram 2500 Big Horn

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This low mileage second hand 2022 Ram 2500 Big Horn 4X4 pickup below 41,000 miles, a transmission, and 17 MPG, 6.7L diesel engine is for sale right now under $50K at Orleans Ford in Medina, NY. ...View More Details

Sales Price:	$50,000
Est. Payment:	$934.42 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,945
Location:	Medina, NY

Item	Amount
Used Car Price⁽¹⁾	$50,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,446.66
Avg. DMV Fee	86.00
Cash Sale Price	$54,607.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$54,607.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$934.42

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Ford F-150 Lariat

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This low mileage second hand 2024 Ford F-150 Lariat 4X4 pickup under 21,000 miles, a transmission, and 17 MPG, 3.5L gas engine is for sale right now below $54K at Ferrario Ford in Elmira, NY. ...View More Details

Sales Price:	$53,990
Est. Payment:	$1008.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	21,186
Location:	Elmira, NY

Item	Amount
Used Car Price⁽¹⁾	$53,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,800.97
Avg. DMV Fee	86.00
Cash Sale Price	$58,951.97
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$58,951.97
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$1008.76

(1) Car Finance calculations are based on the used car dealer's advertised price of $53,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 GMC Sierra 1500 Elevation

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This low mileage second hand 2025 GMC Sierra 1500 Elevation 4X4 pickup below 0,000 miles, a transmission, and 17 MPG, 5.3L gas engine is for sale right now below $52K at Maguire Ford of Canandaigua in Canandaigua, NY. ...View More Details

Sales Price:	$51,599
Est. Payment:	$964.21 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	0
Location:	Canandaigua, NY

Item	Amount
Used Car Price⁽¹⁾	$51,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,588.65
Avg. DMV Fee	86.00
Cash Sale Price	$56,348.65
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$56,348.65
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$964.21

(1) Auto Finance calculations are based on the used car dealer's advertised price of $51,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Ford F-150 Lariat

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This low mileage preowned 2023 Ford F-150 Lariat 4X4 pickup under 44,000 miles, a transmission, and 17 MPG, 3.5L hybrid engine is for sale right now under $51K at Ed Shults Ford in Jamestown, NY. ...View More Details

Sales Price:	$50,715
Est. Payment:	$947.74 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,685
Location:	Jamestown, NY

Item	Amount
Used Car Price⁽¹⁾	$50,715.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,510.15
Avg. DMV Fee	86.00
Cash Sale Price	$55,386.15
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$55,386.15
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$947.74

(1) Auto Finance calculations are based on the used car dealer's advertised price of $50,715.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 GMC Sierra 1500 Denali

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This low mileage preowned 2023 GMC Sierra 1500 Denali 4X4 pickup below 37,000 miles, a transmission, and 17 MPG, 6.2L gas engine is for sale right now under $53K at Sayville Ford in Sayville, NY. ...View More Details

Sales Price:	$52,989
Est. Payment:	$990.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,942
Location:	Sayville, NY

Item	Amount
Used Car Price⁽¹⁾	$52,989.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,712.08
Avg. DMV Fee	86.00
Cash Sale Price	$57,862.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$57,862.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$990.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $52,989.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used Pickups under $55,000 for Sale in New York

New York Secondhand Used Pickups Priced Below $55,000

2026 Ram 1500 Big Horn

2023 GMC Sierra 1500 AT4

2021 Ford F-150 XL

2023 Ford F-150 Platinum

2025 Ford F-150 Lightning Flash

2022 Ram 2500 Big Horn

2024 Ford F-150 Lariat

2025 GMC Sierra 1500 Elevation

2023 Ford F-150 Lariat

2023 GMC Sierra 1500 Denali

New York Areas with Used Pickups for Sale Below $55,000

Used Pickups under $55,000 for Sale in New York

New York Secondhand Used Pickups Priced Below $55,000

2026 Ram 1500 Big Horn

Ram 1500 Big Horn

2026 Ram 1500 Big Horn Car Loan Estimate

2023 GMC Sierra 1500 AT4

GMC Sierra 1500 AT4

2023 GMC Sierra 1500 AT4 Car Loan Estimate

2021 Ford F-150 XL

Ford F-150 XL

2021 Ford F-150 XL Car Loan Estimate

2023 Ford F-150 Platinum

Ford F-150 Platinum

2023 Ford F-150 Platinum Car Loan Estimate

2025 Ford F-150 Lightning Flash

Ford F-150 Lightning Flash

2025 Ford F-150 Lightning Flash Car Loan Estimate

2022 Ram 2500 Big Horn

Ram 2500 Big Horn

2022 Ram 2500 Big Horn Car Loan Estimate

2024 Ford F-150 Lariat

Ford F-150 Lariat

2024 Ford F-150 Lariat Car Loan Estimate

2025 GMC Sierra 1500 Elevation

GMC Sierra 1500 Elevation

2025 GMC Sierra 1500 Elevation Car Loan Estimate

2023 Ford F-150 Lariat

Ford F-150 Lariat

2023 Ford F-150 Lariat Car Loan Estimate

2023 GMC Sierra 1500 Denali

GMC Sierra 1500 Denali

2023 GMC Sierra 1500 Denali Car Loan Estimate

New York Areas with Used Pickups for Sale Below $55,000

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