New York Used SUVs Under $40,000 |with Payments|

2023 Toyota Highlander XLE

⇩ View Seller Description

This average mileage used 2023 Toyota Highlander XLE AWD SUV under 75,000 miles, automatic transmission, and 25 MPG, 2.4L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,599
Est. Payment:	$844.83 / 54 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	74,854
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,167.85
Avg. DMV Fee	86.00
Cash Sale Price	$38,927.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,927.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	54
Car Finance Payment	$844.83

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 54 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV under 40,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $36K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$35,943
Est. Payment:	$672.52 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	39,940
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$35,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,198.40
Avg. DMV Fee	86.00
Cash Sale Price	$39,302.40
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,302.40
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$672.52

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage certified second hand 2023 Hyundai PALISADE Calligraphy AWD SUV under 20,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now below $39K at West Herr Hyundai in Clarence, NY. ...View More Details

Sales Price:	$38,920
Est. Payment:	$727.99 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	19,513
Location:	Clarence, NY

Item	Amount
Used Car Price⁽¹⁾	$38,920.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,462.76
Avg. DMV Fee	86.00
Cash Sale Price	$42,543.76
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,543.76
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$727.99

(1) Car Loan calculations are based on the used car dealer's advertised price of $38,920.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Genesis GV70 2.5T Standard

⇩ View Seller Description

This low mileage certified used 2025 Genesis GV70 2.5T Standard AWD SUV below 35,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $37K at Genesis of The South Shore in West Islip, NY. ...View More Details

Sales Price:	$36,955
Est. Payment:	$691.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,415
Location:	West Islip, NY

Item	Amount
Used Car Price⁽¹⁾	$36,955.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,288.26
Avg. DMV Fee	86.00
Cash Sale Price	$40,404.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,404.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$691.38

(1) Car Finance calculations are based on the used car dealer's advertised price of $36,955.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2021 Ford Expedition MAX Limited

⇩ View Seller Description

This low mileage preowned 2021 Ford Expedition MAX Limited 4x4 SUV under 48,000 miles, automatic transmission, and 25 MPG, 3.5L gas engine is for sale right now below $37K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$37,000
Est. Payment:	$692.22 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	48,353
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$37,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,292.26
Avg. DMV Fee	86.00
Cash Sale Price	$40,453.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,453.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.22

(1) Auto Loan calculations are based on the used car dealer's advertised price of $37,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE SEL

⇩ View Seller Description

This low mileage second hand 2023 Hyundai PALISADE SEL AWD SUV under 17,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $35K at Lia Hyundai in Albany, NY. ...View More Details

Sales Price:	$35,000
Est. Payment:	$654.95 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,101
Location:	Albany, NY

Item	Amount
Used Car Price⁽¹⁾	$35,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,114.66
Avg. DMV Fee	86.00
Cash Sale Price	$38,275.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,275.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$654.95

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai PALISADE Calligraphy

⇩ View Seller Description

This low mileage certified used 2024 Hyundai PALISADE Calligraphy AWD SUV under 37,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now under $38K at South Shore Hyundai in Valley Stream, NY. ...View More Details

Sales Price:	$37,813
Est. Payment:	$707.36 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	36,733
Location:	Valley Stream, NY

Item	Amount
Used Car Price⁽¹⁾	$37,813.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,364.45
Avg. DMV Fee	86.00
Cash Sale Price	$41,338.45
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,338.45
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$707.36

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,813.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV under 26,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $40K at BMW of Brooklyn in Brooklyn, NY. ...View More Details

Sales Price:	$39,495
Est. Payment:	$738.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,151
Location:	Brooklyn, NY

Item	Amount
Used Car Price⁽¹⁾	$39,495.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,513.82
Avg. DMV Fee	86.00
Cash Sale Price	$43,169.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,169.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$738.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,495.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage certified used 2023 BMW X3 xDrive30i AWD SUV under 27,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now below $37K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$36,498
Est. Payment:	$682.86 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	26,889
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$36,498.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,247.68
Avg. DMV Fee	86.00
Cash Sale Price	$39,906.68
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,906.68
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$682.86

(1) Auto Finance calculations are based on the used car dealer's advertised price of $36,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

⇩ View Seller Description

This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV below 23,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $40K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$39,498
Est. Payment:	$738.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,315
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$39,498.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,514.08
Avg. DMV Fee	86.00
Cash Sale Price	$43,173.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,173.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$738.76

(1) Auto Loan calculations are based on the used car dealer's advertised price of $39,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in New York

New York Secondhand Used SUVs Priced Below $40,000

2023 Toyota Highlander XLE

2023 BMW X3 xDrive30i

2023 Hyundai PALISADE Calligraphy

2025 Genesis GV70 2.5T Standard

2021 Ford Expedition MAX Limited

2023 Hyundai PALISADE SEL

2024 Hyundai PALISADE Calligraphy

2023 BMW X3 xDrive30i

2023 BMW X3 xDrive30i

2024 BMW X3 xDrive30i

New York Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in New York

New York Secondhand Used SUVs Priced Below $40,000

2023 Toyota Highlander XLE

Toyota Highlander XLE

2023 Toyota Highlander XLE Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2025 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2025 Genesis GV70 2.5T Standard Car Loan Estimate

2021 Ford Expedition MAX Limited

Ford Expedition MAX Limited

2021 Ford Expedition MAX Limited Car Loan Estimate

2023 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2023 Hyundai PALISADE SEL Car Loan Estimate

2024 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2024 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

New York Areas with Used SUVs for Sale Below $40,000

Customize Payments

Find Financing

Customize Payments