New York Used SUVs Under $40,000 |with Payments|

2023 Genesis GV70 2.5T Standard

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This low mileage used 2023 Genesis GV70 2.5T Standard AWD SUV under 22,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $39K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$38,995
Est. Payment:	$729.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	22,411
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$38,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.42
Avg. DMV Fee	86.00
Cash Sale Price	$42,625.42
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,625.42
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$729.38

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Hyundai SANTA FE Limited

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This low mileage certified used 2024 Hyundai SANTA FE Limited AWD SUV under 3,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $36K at West Herr Hyundai in Clarence, NY. ...View More Details

Sales Price:	$35,903
Est. Payment:	$671.78 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,007
Location:	Clarence, NY

Item	Amount
Used Car Price⁽¹⁾	$35,903.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.85
Avg. DMV Fee	86.00
Cash Sale Price	$39,258.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,258.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$671.78

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,903.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified preowned 2024 BMW X3 xDrive30i AWD SUV under 23,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $40K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$39,498
Est. Payment:	$738.76 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,315
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$39,498.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,514.08
Avg. DMV Fee	86.00
Cash Sale Price	$43,173.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,173.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$738.76

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,498.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage certified preowned 2025 Hyundai TUCSON Limited AWD SUV under 4,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,899
Est. Payment:	$671.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,672
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,899.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,194.49
Avg. DMV Fee	86.00
Cash Sale Price	$39,254.49
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,254.49
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$671.70

(1) Auto Loan calculations are based on the used car dealer's advertised price of $35,899.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Mazda CX-5 2.5 Turbo Signature

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This low mileage certified preowned 2025 Mazda CX-5 2.5 Turbo Signature AWD SUV under 6,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $38K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$37,479
Est. Payment:	$701.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,947
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$37,479.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,334.80
Avg. DMV Fee	86.00
Cash Sale Price	$40,974.80
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,974.80
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$701.14

(1) Car Loan calculations are based on the used car dealer's advertised price of $37,479.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai TUCSON Limited

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This low mileage used 2022 Hyundai TUCSON Limited AWD SUV below 43,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now under $39K at City World Hyundai in Bronx, NY. ...View More Details

Sales Price:	$38,585
Est. Payment:	$721.75 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	43,132
Location:	Bronx, NY

Item	Amount
Used Car Price⁽¹⁾	$38,585.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,433.01
Avg. DMV Fee	86.00
Cash Sale Price	$42,179.01
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,179.01
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$721.75

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,585.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified second hand 2024 BMW X3 xDrive30i AWD SUV below 30,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $39K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$39,000
Est. Payment:	$729.48 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,657
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$39,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,469.86
Avg. DMV Fee	86.00
Cash Sale Price	$42,630.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,630.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$729.48

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified used 2023 Hyundai PALISADE Calligraphy AWD SUV under 34,000 miles, automatic transmission, and 25 MPG, 3.8L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,599
Est. Payment:	$666.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	34,421
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,599.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,167.85
Avg. DMV Fee	86.00
Cash Sale Price	$38,927.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,927.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$666.11

(1) Auto Finance calculations are based on the used car dealer's advertised price of $35,599.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON SEL

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This low mileage certified preowned 2026 Hyundai TUCSON SEL AWD SUV under 4,000 miles, automatic transmission, and 25 MPG, 2.5L gas engine is for sale right now below $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,250
Est. Payment:	$659.61 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,220
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,250.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,136.86
Avg. DMV Fee	86.00
Cash Sale Price	$38,547.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$38,547.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$659.61

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,250.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage preowned 2024 BMW X3 xDrive30i AWD SUV below 13,000 miles, automatic transmission, and 25 MPG, 2.0L gas engine is for sale right now under $40K at Hyundai 112 in Medford, NY. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,277
Location:	Medford, NY

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$748.09

(1) Car Loan calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in New York

New York Secondhand Used SUVs Priced Below $40,000

2023 Genesis GV70 2.5T Standard

2024 Hyundai SANTA FE Limited

2024 BMW X3 xDrive30i

2025 Hyundai TUCSON Limited

2025 Mazda CX-5 2.5 Turbo Signature

2022 Hyundai TUCSON Limited

2024 BMW X3 xDrive30i

2023 Hyundai PALISADE Calligraphy

2026 Hyundai TUCSON SEL

2024 BMW X3 xDrive30i

New York Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in New York

New York Secondhand Used SUVs Priced Below $40,000

2023 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2023 Genesis GV70 2.5T Standard Car Loan Estimate

2024 Hyundai SANTA FE Limited

Hyundai SANTA FE Limited

2024 Hyundai SANTA FE Limited Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2025 Mazda CX-5 2.5 Turbo Signature

Mazda CX-5 2.5 Turbo Signature

2025 Mazda CX-5 2.5 Turbo Signature Car Loan Estimate

2022 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2022 Hyundai TUCSON Limited Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2026 Hyundai TUCSON SEL

Hyundai TUCSON SEL

2026 Hyundai TUCSON SEL Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

New York Areas with Used SUVs for Sale Below $40,000

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