New York Used SUVs Under $40,000 |with Payments|

2026 Nissan Murano SL

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This low mileage second hand 2026 Nissan Murano SL AWD SUV below 5,000 miles, automatic transmission, and 2.0L gas engine is for sale right now under $39K at Empire Hyundai of Jamaica in Jamaica, NY. ...View More Details

Sales Price:	$38,600
Est. Payment:	$722.03 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,835
Location:	Jamaica, NY

Item	Amount
Used Car Price⁽¹⁾	$38,600.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,434.34
Avg. DMV Fee	86.00
Cash Sale Price	$42,195.34
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,195.34
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$722.03

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,600.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2022 Hyundai PALISADE Calligraphy

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This low mileage second hand 2022 Hyundai PALISADE Calligraphy AWD SUV below 23,000 miles, automatic transmission, and 3.8L gas engine is for sale right now below $37K at Star Hyundai in Bayside, NY. ...View More Details

Sales Price:	$36,995
Est. Payment:	$692.12 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	23,477
Location:	Bayside, NY

Item	Amount
Used Car Price⁽¹⁾	$36,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,291.82
Avg. DMV Fee	86.00
Cash Sale Price	$40,447.82
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,447.82
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$692.12

(1) Auto Loan calculations are based on the used car dealer's advertised price of $36,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X3 xDrive30i

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This low mileage certified preowned 2023 BMW X3 xDrive30i AWD SUV below 27,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $38K at Orange County BMW in Harriman, NY. ...View More Details

Sales Price:	$37,747
Est. Payment:	$706.13 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,388
Location:	Harriman, NY

Item	Amount
Used Car Price⁽¹⁾	$37,747.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,358.59
Avg. DMV Fee	86.00
Cash Sale Price	$41,266.59
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,266.59
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$706.13

(1) Car Finance calculations are based on the used car dealer's advertised price of $37,747.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified used 2024 BMW X3 xDrive30i AWD SUV below 16,000 miles, automatic transmission, and 2.0L gas engine is for sale right now below $38K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$37,500
Est. Payment:	$701.53 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	16,348
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$37,500.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,336.66
Avg. DMV Fee	86.00
Cash Sale Price	$40,997.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$40,997.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$701.53

(1) Auto Finance calculations are based on the used car dealer's advertised price of $37,500.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Toyota Highlander XLE

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This low mileage used 2023 Toyota Highlander XLE AWD SUV under 29,000 miles, automatic transmission, and 2.4L gas engine is for sale right now under $39K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$38,423
Est. Payment:	$718.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	29,017
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$38,423.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,418.62
Avg. DMV Fee	86.00
Cash Sale Price	$42,002.62
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$42,002.62
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$718.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $38,423.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Calligraphy

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This low mileage certified second hand 2025 Hyundai SANTA FE Calligraphy AWD SUV below 7,000 miles, automatic transmission, and 2.5L gas engine is for sale right now below $40K at Island Hyundai in Staten Island, NY. ...View More Details

Sales Price:	$39,478
Est. Payment:	$738.38 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,713
Location:	Staten Island, NY

Item	Amount
Used Car Price⁽¹⁾	$39,478.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,512.31
Avg. DMV Fee	86.00
Cash Sale Price	$43,151.31
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,151.31
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$738.38

(1) Auto Finance calculations are based on the used car dealer's advertised price of $39,478.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Hyundai PALISADE Calligraphy

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This low mileage certified second hand 2023 Hyundai PALISADE Calligraphy AWD SUV below 35,000 miles, automatic transmission, and 3.8L gas engine is for sale right now under $36K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$35,799
Est. Payment:	$669.84 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,161
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$35,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,185.61
Avg. DMV Fee	86.00
Cash Sale Price	$39,145.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,145.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$669.84

(1) Car Finance calculations are based on the used car dealer's advertised price of $35,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage certified preowned 2024 Genesis GV70 2.5T Standard AWD SUV under 27,000 miles, automatic transmission, and 2.5L gas engine is for sale right now under $40K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$39,999
Est. Payment:	$748.09 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,222
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$39,999.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.57
Avg. DMV Fee	86.00
Cash Sale Price	$43,718.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,718.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$748.09

(1) Car Finance calculations are based on the used car dealer's advertised price of $39,999.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Subaru Forester Premium Hybrid

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This low mileage second hand 2025 Subaru Forester Premium Hybrid AWD SUV below 11,000 miles, cvt transmission, and 2.5L hybrid engine is for sale right now under $36K at Curry Hyundai in Cortlandt Manor, NY. ...View More Details

Sales Price:	$35,990
Est. Payment:	$673.40 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,489
Location:	Cortlandt Manor, NY

Item	Amount
Used Car Price⁽¹⁾	$35,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,202.57
Avg. DMV Fee	86.00
Cash Sale Price	$39,353.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$39,353.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$673.40

(1) Car Loan calculations are based on the used car dealer's advertised price of $35,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage certified second hand 2025 BMW X1 xDrive28i AWD SUV under 12,000 miles, transmission, and 2.0L gas engine is for sale right now under $38K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$38,000
Est. Payment:	$710.85 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	11,836
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$38,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,381.06
Avg. DMV Fee	86.00
Cash Sale Price	$41,542.06
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$41,542.06
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$710.85

(1) Auto Finance calculations are based on the used car dealer's advertised price of $38,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $40,000 for Sale in New York

New York Secondhand Used SUVs Priced Below $40,000

2026 Nissan Murano SL

2022 Hyundai PALISADE Calligraphy

2023 BMW X3 xDrive30i

2024 BMW X3 xDrive30i

2023 Toyota Highlander XLE

2025 Hyundai SANTA FE Calligraphy

2023 Hyundai PALISADE Calligraphy

2024 Genesis GV70 2.5T Standard

2025 Subaru Forester Premium Hybrid

2025 BMW X1 xDrive28i

New York Areas with Used SUVs for Sale Below $40,000

Used SUVs under $40,000 for Sale in New York

New York Secondhand Used SUVs Priced Below $40,000

2026 Nissan Murano SL

Nissan Murano SL

2026 Nissan Murano SL Car Loan Estimate

2022 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2022 Hyundai PALISADE Calligraphy Car Loan Estimate

2023 BMW X3 xDrive30i

BMW X3 xDrive30i

2023 BMW X3 xDrive30i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 Toyota Highlander XLE

Toyota Highlander XLE

2023 Toyota Highlander XLE Car Loan Estimate

2025 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2025 Hyundai SANTA FE Calligraphy Car Loan Estimate

2023 Hyundai PALISADE Calligraphy

Hyundai PALISADE Calligraphy

2023 Hyundai PALISADE Calligraphy Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Subaru Forester Premium Hybrid

Subaru Forester Premium Hybrid

2025 Subaru Forester Premium Hybrid Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

New York Areas with Used SUVs for Sale Below $40,000

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