New York Used SUVs Under $45,000 |with Payments|

2023 Toyota Highlander Hybrid Limited

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This low mileage used 2023 Toyota Highlander Hybrid Limited AWD SUV under 51,000 miles, cvt transmission, and 22 MPG, 2.5L hybrid engine is for sale right now below $42K at Mastrovito Hyundai in Yorkville, NY. ...View More Details

Sales Price:	$41,799
Est. Payment:	$838.67 / 66 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	51,027
Location:	Yorkville, NY

Item	Amount
Used Car Price⁽¹⁾	$41,799.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,718.41
Avg. DMV Fee	86.00
Cash Sale Price	$45,678.41
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,678.41
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	66
Auto Finance Payment	$838.67

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,799.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 66 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage certified preowned 2024 Genesis GV70 2.5T Standard AWD SUV under 17,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $41K at Genesis OF Buffalo in Buffalo, NY. ...View More Details

Sales Price:	$40,725
Est. Payment:	$761.62 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	17,268
Location:	Buffalo, NY

Item	Amount
Used Car Price⁽¹⁾	$40,725.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,623.04
Avg. DMV Fee	86.00
Cash Sale Price	$44,509.04
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,509.04
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$761.62

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,725.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage certified used 2024 BMW X3 xDrive30i AWD SUV below 25,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,943
Est. Payment:	$784.31 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	24,508
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,943.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,731.20
Avg. DMV Fee	86.00
Cash Sale Price	$45,835.20
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,835.20
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$784.31

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,943.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Genesis GV70 2.5T Standard

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This low mileage second hand 2026 Genesis GV70 2.5T Standard AWD SUV below 6,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now under $45K at Advantage Hyundai in Hicksville, NY. ...View More Details

Sales Price:	$44,995
Est. Payment:	$841.17 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,788
Location:	Hicksville, NY

Item	Amount
Used Car Price⁽¹⁾	$44,995.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,002.22
Avg. DMV Fee	86.00
Cash Sale Price	$49,158.22
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,158.22
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$841.17

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,995.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage certified second hand 2025 Jeep Grand Cherokee L Limited 4x4 SUV under 20,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now below $45K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$44,990
Est. Payment:	$841.08 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	20,475
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$44,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	4,001.77
Avg. DMV Fee	86.00
Cash Sale Price	$49,152.77
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,152.77
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$841.08

(1) Car Loan calculations are based on the used car dealer's advertised price of $44,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 BMW X4 xDrive30i

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This low mileage certified second hand 2023 BMW X4 xDrive30i AWD SUV under 35,000 miles, automatic transmission, and 22 MPG, 2.0L gas engine is for sale right now under $42K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$41,823
Est. Payment:	$782.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	35,248
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$41,823.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,720.54
Avg. DMV Fee	86.00
Cash Sale Price	$45,704.54
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,704.54
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$782.07

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,823.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai TUCSON Limited

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This low mileage second hand 2026 Hyundai TUCSON Limited AWD SUV below 1,000 miles, automatic transmission, and 22 MPG, 2.5L gas engine is for sale right now below $41K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$40,320
Est. Payment:	$754.07 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	900
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$40,320.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,587.08
Avg. DMV Fee	86.00
Cash Sale Price	$44,068.08
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$44,068.08
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$754.07

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,320.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Jeep Grand Cherokee L Limited

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This low mileage used 2025 Jeep Grand Cherokee L Limited 4x4 SUV under 11,000 miles, automatic transmission, and 22 MPG, 3.6L gas engine is for sale right now under $42K at Garvey Volkswagen in Queensbury, NY. ...View More Details

Sales Price:	$41,775
Est. Payment:	$781.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,500
Location:	Queensbury, NY

Item	Amount
Used Car Price⁽¹⁾	$41,775.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,716.28
Avg. DMV Fee	86.00
Cash Sale Price	$45,652.28
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,652.28
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$781.18

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,775.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai SANTA FE Hybrid Calligraphy

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This low mileage certified preowned 2025 Hyundai SANTA FE Hybrid Calligraphy AWD SUV below 5,000 miles, automatic transmission, and 22 MPG, 1.6L hybrid engine is for sale right now under $41K at Island Hyundai in Staten Island, NY. ...View More Details

Sales Price:	$40,139
Est. Payment:	$750.70 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	4,811
Location:	Staten Island, NY

Item	Amount
Used Car Price⁽¹⁾	$40,139.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,571.00
Avg. DMV Fee	86.00
Cash Sale Price	$43,871.00
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,871.00
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$750.70

(1) Auto Finance calculations are based on the used car dealer's advertised price of $40,139.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Lincoln Nautilus Reserve

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This low mileage certified used 2023 Lincoln Nautilus Reserve AWD SUV below 41,000 miles, automatic transmission, and 22 MPG, 2.7L gas engine is for sale right now below $42K at Burdick Hyundai Cicero in Cicero, NY. ...View More Details

Sales Price:	$41,590
Est. Payment:	$777.73 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	40,832
Location:	Cicero, NY

Item	Amount
Used Car Price⁽¹⁾	$41,590.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,699.85
Avg. DMV Fee	86.00
Cash Sale Price	$45,450.85
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,450.85
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$777.73

(1) Auto Loan calculations are based on the used car dealer's advertised price of $41,590.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $45,000 for Sale in New York

New York Secondhand Used SUVs Priced Below $45,000

2023 Toyota Highlander Hybrid Limited

2024 Genesis GV70 2.5T Standard

2024 BMW X3 xDrive30i

2026 Genesis GV70 2.5T Standard

2025 Jeep Grand Cherokee L Limited

2023 BMW X4 xDrive30i

2026 Hyundai TUCSON Limited

2025 Jeep Grand Cherokee L Limited

2025 Hyundai SANTA FE Hybrid Calligraphy

2023 Lincoln Nautilus Reserve

New York Areas with Used SUVs for Sale Below $45,000

Used SUVs under $45,000 for Sale in New York

New York Secondhand Used SUVs Priced Below $45,000

2023 Toyota Highlander Hybrid Limited

Toyota Highlander Hybrid Limited

2023 Toyota Highlander Hybrid Limited Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2026 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2026 Genesis GV70 2.5T Standard Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2023 BMW X4 xDrive30i

BMW X4 xDrive30i

2023 BMW X4 xDrive30i Car Loan Estimate

2026 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2026 Hyundai TUCSON Limited Car Loan Estimate

2025 Jeep Grand Cherokee L Limited

Jeep Grand Cherokee L Limited

2025 Jeep Grand Cherokee L Limited Car Loan Estimate

2025 Hyundai SANTA FE Hybrid Calligraphy

Hyundai SANTA FE Hybrid Calligraphy

2025 Hyundai SANTA FE Hybrid Calligraphy Car Loan Estimate

2023 Lincoln Nautilus Reserve

Lincoln Nautilus Reserve

2023 Lincoln Nautilus Reserve Car Loan Estimate

New York Areas with Used SUVs for Sale Below $45,000

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