New York Used SUVs Under $45,000 |with Payments|

2026 Hyundai PALISADE SEL

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This low mileage preowned 2026 Hyundai PALISADE SEL AWD SUV below 0,000 miles, a transmission, and 25 MPG, 3.5L gas engine is for sale right now below $45K at Tasca Central Avenue Hyundai in Hartsdale, NY. ...View More Details

Sales Price:	$44,540
Est. Payment:	$832.69 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	246
Location:	Hartsdale, NY

Item	Amount
Used Car Price⁽¹⁾	$44,540.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,961.81
Avg. DMV Fee	86.00
Cash Sale Price	$48,662.81
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,662.81
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$832.69

(1) Auto Loan calculations are based on the used car dealer's advertised price of $44,540.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 Hyundai SANTA FE Calligraphy

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This low mileage used 2026 Hyundai SANTA FE Calligraphy AWD SUV under 4,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now below $42K at Matthews Hyundai of Greece in Rochester, NY. ...View More Details

Sales Price:	$41,790
Est. Payment:	$781.46 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	3,768
Location:	Rochester, NY

Item	Amount
Used Car Price⁽¹⁾	$41,790.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,717.61
Avg. DMV Fee	86.00
Cash Sale Price	$45,668.61
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,668.61
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$781.46

(1) Car Loan calculations are based on the used car dealer's advertised price of $41,790.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 Hyundai TUCSON Limited

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This low mileage used 2025 Hyundai TUCSON Limited AWD SUV below 7,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $44K at Rockland Hyundai in West Nyack, NY. ...View More Details

Sales Price:	$43,084
Est. Payment:	$805.57 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	6,755
Location:	West Nyack, NY

Item	Amount
Used Car Price⁽¹⁾	$43,084.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,832.52
Avg. DMV Fee	86.00
Cash Sale Price	$47,077.52
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,077.52
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$805.57

(1) Auto Loan calculations are based on the used car dealer's advertised price of $43,084.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV under 10,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $40K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$40,000
Est. Payment:	$748.11 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	10,280
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$40,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,558.66
Avg. DMV Fee	86.00
Cash Sale Price	$43,719.66
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$43,719.66
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$748.11

(1) Car Finance calculations are based on the used car dealer's advertised price of $40,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X2 xDrive28i

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This low mileage second hand 2026 BMW X2 xDrive28i AWD SUV below 5,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $44K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$43,276
Est. Payment:	$809.14 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	5,247
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$43,276.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,849.57
Avg. DMV Fee	86.00
Cash Sale Price	$47,286.57
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$47,286.57
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$809.14

(1) Car Finance calculations are based on the used car dealer's advertised price of $43,276.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2025 BMW X1 xDrive28i

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This low mileage second hand 2025 BMW X1 xDrive28i AWD SUV below 1,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now under $42K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$42,000
Est. Payment:	$785.37 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,107
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$42,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,736.26
Avg. DMV Fee	86.00
Cash Sale Price	$45,897.26
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,897.26
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Loan Payment	$785.37

(1) Auto Loan calculations are based on the used car dealer's advertised price of $42,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Loan Interest rate of 7.13% APR and 72 month auto loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 BMW X3 xDrive30i

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This low mileage used 2024 BMW X3 xDrive30i AWD SUV below 27,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now below $43K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$42,998
Est. Payment:	$803.96 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	27,002
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$42,998.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,824.88
Avg. DMV Fee	86.00
Cash Sale Price	$46,983.88
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$46,983.88
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Loan Payment	$803.96

(1) Car Loan calculations are based on the used car dealer's advertised price of $42,998.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Loan down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Loan Interest rate of 7.13% APR and 72 month car loan term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2023 Jaguar F-PACE P250 S

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This low mileage second hand 2023 Jaguar F-PACE P250 S AWD SUV under 14,000 miles, a transmission, and 25 MPG, 2.0L gas engine is for sale right now under $44K at Habberstad BMW in Huntington Station, NY. ...View More Details

Sales Price:	$44,000
Est. Payment:	$822.63 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	13,525
Location:	Huntington Station, NY

Item	Amount
Used Car Price⁽¹⁾	$44,000.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,913.86
Avg. DMV Fee	86.00
Cash Sale Price	$48,074.86
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$48,074.86
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$822.63

(1) Auto Finance calculations are based on the used car dealer's advertised price of $44,000.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2026 BMW X1 xDrive28i

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This low mileage preowned 2026 BMW X1 xDrive28i AWD SUV under 1,000 miles, transmission, and 25 MPG, 2.0L gas engine is for sale right now below $45K at BMW Of Freeport in Freeport, NY. ...View More Details

Sales Price:	$44,888
Est. Payment:	$839.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	1,243
Location:	Freeport, NY

Item	Amount
Used Car Price⁽¹⁾	$44,888.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,992.71
Avg. DMV Fee	86.00
Cash Sale Price	$49,041.71
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$49,041.71
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Car Finance Payment	$839.18

(1) Car Finance calculations are based on the used car dealer's advertised price of $44,888.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Car Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Car Finance Interest rate of 7.13% APR and 72 month car finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

2024 Genesis GV70 2.5T Standard

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This low mileage used 2024 Genesis GV70 2.5T Standard AWD SUV below 14,000 miles, a transmission, and 25 MPG, 2.5L gas engine is for sale right now under $42K at Genesis of White Plains in White Plains, NY. ...View More Details

Sales Price:	$41,990
Est. Payment:	$785.18 / 72 months @ 7.13% APR
+ Expand Car Loan Details
Mileage:	14,226
Location:	White Plains, NY

Item	Amount
Used Car Price⁽¹⁾	$41,990.00
Avg. Dealer Doc Fee	75.00
NY Sales Tax (8.88%)	3,735.37
Avg. DMV Fee	86.00
Cash Sale Price	$45,886.37
Trade-In Value	$0.00
Less Payoff	0.00
Net Trade Allowance	$0.00
Cash Down Payment⁽²⁾	0.00
Factory Rebate Incentive	0.00
Total Down Payment	$0.00
Total Loan Amount	$45,886.37
Interest Rate (APR)⁽³⁾	7.13%
Term / Months⁽³⁾	72
Auto Finance Payment	$785.18

(1) Auto Finance calculations are based on the used car dealer's advertised price of $41,990.00. Pre-Owned vehicles dealer's often adjust the used car price based on market conditions and the age of the used car.

(2) Auto Finance down payment is based the greater of customer input or the amount needed not to exceed the Loan to Value of 130%.

(3) Auto Finance Interest rate of 7.13% APR and 72 month auto finance term are based on the national average for a credit score range from 781-850. Actual interest rate and term set by lender.

Used SUVs under $45,000 for Sale in New York

New York Secondhand Used SUVs Priced Below $45,000

2026 Hyundai PALISADE SEL

2026 Hyundai SANTA FE Calligraphy

2025 Hyundai TUCSON Limited

2025 BMW X1 xDrive28i

2026 BMW X2 xDrive28i

2025 BMW X1 xDrive28i

2024 BMW X3 xDrive30i

2023 Jaguar F-PACE P250 S

2026 BMW X1 xDrive28i

2024 Genesis GV70 2.5T Standard

New York Areas with Used SUVs for Sale Below $45,000

Used SUVs under $45,000 for Sale in New York

New York Secondhand Used SUVs Priced Below $45,000

2026 Hyundai PALISADE SEL

Hyundai PALISADE SEL

2026 Hyundai PALISADE SEL Car Loan Estimate

2026 Hyundai SANTA FE Calligraphy

Hyundai SANTA FE Calligraphy

2026 Hyundai SANTA FE Calligraphy Car Loan Estimate

2025 Hyundai TUCSON Limited

Hyundai TUCSON Limited

2025 Hyundai TUCSON Limited Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2026 BMW X2 xDrive28i

BMW X2 xDrive28i

2026 BMW X2 xDrive28i Car Loan Estimate

2025 BMW X1 xDrive28i

BMW X1 xDrive28i

2025 BMW X1 xDrive28i Car Loan Estimate

2024 BMW X3 xDrive30i

BMW X3 xDrive30i

2024 BMW X3 xDrive30i Car Loan Estimate

2023 Jaguar F-PACE P250 S

Jaguar F-PACE P250 S

2023 Jaguar F-PACE P250 S Car Loan Estimate

2026 BMW X1 xDrive28i

BMW X1 xDrive28i

2026 BMW X1 xDrive28i Car Loan Estimate

2024 Genesis GV70 2.5T Standard

Genesis GV70 2.5T Standard

2024 Genesis GV70 2.5T Standard Car Loan Estimate

New York Areas with Used SUVs for Sale Below $45,000

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